Type

Units

Min Area

Price Range

4 BR

1313 sqft

S$635K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$635K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$127K on this acquisition.
Located 13 min (1.05 km) from NS10 Admiralty MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

760 Woodlands Avenue 6: A Solid HDB Option in a Mature Woodlands Setting

760 Woodlands Avenue 6 represents a well-established residential offering in one of Singapore's most established public housing districts. Situated in Woodlands, a neighbourhood characterised by its mature infrastructure, community-focused planning, and accessible transport links, this HDB development provides a practical and enduring choice for families and upgraders seeking stable, medium-term property ownership.

The development comprises four-bedroom units, each featuring two full bathrooms and approximately 1,313 square feet of internal floor area. This configuration is particularly well-suited to families requiring separate spaces for children, a dedicated study or home office, and the flexibility that comes with dual bathing facilities. The quantum of space available positions these units comfortably above the typical three-bedroom offerings that dominate many HDB estates, making them an attractive proposition for those who have outgrown smaller flats or wish to accommodate extended family members.

Strategic Location and Transport Connectivity

The property's position within Woodlands places it approximately 13 minutes' walk, or 1.05 kilometres, from Admiralty MRT Station on the North-South Line. This proximity to rapid transit infrastructure significantly enhances the development's appeal to working professionals and daily commuters who rely on the MRT network to reach employment centres across the island. The North-South Line itself connects to Marina Bay in the south and Woodlands in the north, offering direct access to the CBD, Orchard Road, and major commercial hubs without requiring a change of train.

Woodlands as a residential district has benefited from consistent investment in amenities, retail facilities, and public services over several decades. The neighbourhood is home to multiple shopping centres, food courts, hawker centres, and community facilities that cater to the needs of local residents. Schools, clinics, parks, and recreational spaces are well-distributed throughout the area, reflecting the mature nature of the planning and development that characterises this part of Singapore.

HDB Market Positioning and Resale Appeal

The asking price of S$635,000 reflects current market valuations for four-bedroom HDB flats in the Woodlands area. This price point sits within the range typical for units of this configuration and age profile in this district. HDB flats in mature estates such as Woodlands have historically demonstrated steady capital appreciation over longer holding periods, supported by sustained demand from families upgrading from smaller units, first-time buyers entering the market, and investors seeking yield-generating assets with relatively low entry costs compared to private residential properties.

Resale transactions for four-bedroom HDB flats in Woodlands have reflected price per square foot valuations that remain competitive when compared to similar units in other mature estates on the North-South Line. The broad supply of four-bedroom configurations in Woodlands provides buyers with multiple options, which typically supports healthy competition and transparency in pricing. For prospective purchasers, this means that comparable units are readily available for inspection and valuation purposes, reducing the information asymmetry that can sometimes affect property decisions.

Suitability Across Different Buyer Profiles

The development appeals to several distinct buyer segments. First-time homebuyers with sufficient financial capacity often gravitate towards four-bedroom HDB flats as they provide significantly more space than the entry-level three-bedroom units, whilst remaining within reach of many first-time buyer budgets. Upgraders moving from smaller HDB flats benefit from the additional room for growing children, hobbies, and entertaining. Multi-generational households find the two-bathroom configuration particularly valuable, as it reduces queuing during morning and evening routines.

From an investment perspective, four-bedroom HDB flats in mature estates attract buy-to-let investors who prioritise stable rental demand and lower vacancy risk. Families relocating to Singapore for employment contracts, expatriate professionals on housing allowances, and tenants seeking family-sized accommodation represent a consistent pool of rental demand in Woodlands. The proximity to Admiralty MRT and the neighbourhood's general appeal to long-term residents support the letting proposition.

Financing and Buyer Considerations

Prospective buyers should note that HDB flat purchases qualify for housing loans from HDB Financial Services and participating commercial banks. Loan eligibility is assessed against income, age, and other standard lending criteria. The Total Debt Servicing Ratio (TDSR) framework caps the proportion of gross monthly household income that can be committed to loan repayment across all debts, typically permitting a loan amount that requires monthly instalment payments of up to 60% of gross household income when combined with other outstanding obligations.

Singapore Citizens and Permanent Residents purchasing HDB flats are eligible for housing grants and concessional loan terms, provided they meet the eligibility criteria. Second-property purchasers who are Singapore Citizens will be subject to Additional Buyer's Stamp Duty (ABSD) at the rate of 20%, calculated on the purchase price in addition to standard Buyer's Stamp Duty. This consideration is material for investors or upgraders acquiring a second residential property, as it effectively increases the total cash outlay required at point of purchase.

Long-Term Value Drivers

The Woodlands area is expected to benefit from continued infrastructure development and urban renewal initiatives as part of Singapore's broader property and planning strategy. The North-South Line remains one of the most frequently used MRT corridors on the island, and proximity to this line has consistently supported valuations and resale demand for HDB flats in the precincts it serves. As Singapore's population stabilises and households continue to require housing, the supply of four-bedroom HDB flats in particular remains constrained relative to demand from larger families, which tends to support longer-term price stability and appreciation potential.

The 760 Woodlands Avenue 6 development represents a practical, accessible entry point into the Woodlands property market for families and investors seeking established, well-connected public housing in a mature district with proven rental and resale credentials.

Frequently Asked Questions

What is the estimated rental yield if I purchase a unit at 760 Woodlands Avenue 6 as an investment property?

Four-bedroom HDB flats in Woodlands typically command monthly rental rates between S$3,500 and S$4,500, depending on the unit's age, condition, floor level, and proximity to Admiralty MRT Station. At the asking price of approximately S$635,000, this translates to a gross rental yield of roughly 6.6% to 8.5% per annum, which is considered healthy for HDB segment investments. The Woodlands estate has demonstrated consistent tenant demand from families, expatriates on housing allowances, and long-term renters, supporting relatively low vacancy periods and stable returns compared to private residential alternatives. However, rental yields will vary based on the specific unit type, as larger and better-positioned units within the development may achieve higher rental rates, whilst ground-floor or less amenity-proximate units may experience slightly lower tenant demand.

How does the price per square foot for 760 Woodlands Avenue 6 compare to recent HDB transactions in the Woodlands area?

Four-bedroom HDB flats in Woodlands have transacted at price-per-square-foot levels ranging approximately between S$480 and S$520 psf in recent months, depending on the specific block, floor level, and condition of the unit. At S$635,000 for approximately 1,313 square feet, the asking price at 760 Woodlands Avenue 6 implies a valuation of roughly S$484 psf, positioning the development competitively within this range. This valuation appears well-aligned with comparable recent transactions for four-bedroom units in the same estate, suggesting neither a material premium nor a bargain discount relative to the local market. Prospective buyers should compare this psf valuation against units in nearby blocks within the same estate, as well as similar four-bedroom flats in other mature estates on the North-South Line, to ensure the pricing reflects fair market value for the specific unit configuration and floor position they are considering.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I am a Singapore Citizen purchasing a second residential property at this development?

Singapore Citizens purchasing a second residential property, whether HDB or private, are subject to ABSD at a rate of 20% on the purchase price. For a property priced at S$635,000, this equates to ABSD liability of S$127,000, which must be paid upon execution of the Sale and Purchase Agreement. This significant additional cost is payable in addition to standard Buyer's Stamp Duty (BSD), conveyancing fees, and other transaction costs, and must be factored into the total capital required to complete the purchase. The 20% ABSD rate applies regardless of the property type, location, or your residential status, provided you are a Singapore Citizen. For investors or upgraders considering this development as a second property, the ABSD burden materially affects the effective purchase price and return-on-investment calculations, and professional tax and financial advice is recommended before proceeding.

What lease decay risk and resale impact should I consider for 760 Woodlands Avenue 6?

HDB flats are granted on 99-year leases, which remain the standard tenure for public housing in Singapore. At the time of purchase, the remaining lease tenure depends on when the block was built and when the lease commenced; for an established estate like Woodlands Avenue 6, remaining lease periods will vary by individual unit. As leases decay below 80 years remaining, and particularly below 60 years, resale valuations typically decline more steeply with each passing year, as fewer buyers and lenders are willing to finance properties with very short remaining tenures. Prospective buyers should establish the exact lease commencement date and remaining years at the point of purchase, as this directly impacts the unit's appeal to future buyers and the bank's willingness to lend. However, the Ministry of Housing and Development Board have introduced lease extension possibilities for qualifying flats, which may provide a mitigation pathway for properties that approach the 30-year mark, though specific eligibility criteria and extension costs apply. It is prudent to obtain a detailed property report from the HDB and to seek professional legal advice before committing to purchase, so that you fully understand the lease tenure implications for your specific unit.

How does proximity to Admiralty MRT Station (13 minutes' walk) affect demand and capital appreciation for units at 760 Woodlands Avenue 6?

Proximity to rapid transit infrastructure, particularly a major MRT station like Admiralty on the North-South Line, is one of the strongest drivers of demand and capital appreciation for HDB flats across Singapore. The 13-minute walk distance to Admiralty MRT positions 760 Woodlands Avenue 6 well within the preferred accessibility range for commuters; properties within a 10- to 15-minute walk of MRT stations typically attract stronger tenant and buyer interest than those requiring 20+ minutes' travel. The North-South Line itself connects directly to Marina Bay, Orchard Road, Dhoby Ghaut, and other major employment and commercial centres, making Admiralty particularly attractive for professionals. As a result, flats in this development have historically maintained consistent demand from upgraders, first-time buyers, and investors, which supports both resale price stability and rental yields. Over longer holding periods (5+ years), properties in MRT-proximate locations have typically appreciated faster than those in less accessible precincts, reflecting the durable value of transport connectivity. Any future enhancement to the MRT network, or increased frequency and capacity at Admiralty, would further reinforce the development's appeal and capital growth potential.

Is 760 Woodlands Avenue 6 suitable for first-time homebuyers, upgraders, and investors?

The development presents distinct advantages for each buyer profile. First-time homebuyers benefit from the four-bedroom configuration, which provides significantly more space than entry-level three-bedroom units, whilst remaining within reach of HDB grants and concessional loan terms; for families or couples planning to have children, the dual bathrooms and generous floor area offer excellent value relative to private housing alternatives. Upgraders moving from smaller HDB flats find the additional bedroom and bathroom particularly valuable for accommodating growing children, extended family, and home office space, and the Woodlands location offers mature neighbourhood infrastructure and amenities that many upgraders prioritise. From an investment perspective, the four-bedroom configuration attracts consistent rental demand from families and long-term professional tenants, the proximity to Admiralty MRT supports strong tenant appeal, and the price point allows investors to acquire a yield-generating asset with modest leverage. However, investors must carefully assess the ABSD implications if this is a second property purchase, and should conduct detailed rental market analysis specific to Woodlands to confirm that projected yields meet their investment targets. The development is less suitable for investors seeking short-term capital gains or speculators betting on rapid price appreciation, as HDB valuations are correlated with broader economic conditions and tend to appreciate steadily rather than dramatically.

What TDSR headroom and financing capacity should I expect for properties at this price point in 760 Woodlands Avenue 6?

Under the Total Debt Servicing Ratio (TDSR) framework, borrowers can commit up to 60% of gross monthly household income to servicing all outstanding debts (mortgage, car loans, credit cards, etc.). For a purchase price of approximately S$635,000, a typical HDB loan from HDB Financial Services might require a 25% downpayment (S$158,750) with the balance financed. A loan of S$476,250 at current interest rates (approximately 2.6% per annum) would require a monthly instalment of roughly S$2,100 to S$2,300 over a 25-year amortisation period. This implies that a household requiring TDSR headroom would need gross monthly income of approximately S$3,500 to S$3,800 to comfortably service the mortgage whilst remaining within the 60% TDSR threshold. The actual loan quantum approved will depend on the bank's assessment of your age, income stability, employment history, and existing debt obligations. First-time HDB buyers benefit from concessional HDB loan rates and longer repayment periods (up to 30 years), which can reduce monthly instalment burdens; prospective buyers should seek formal loan pre-approval from HDB Financial Services or their preferred lender before making an offer, to ensure they have clear visibility of their actual borrowing capacity and affordability headroom.

How does 760 Woodlands Avenue 6 compare to nearby competing four-bedroom HDB developments in the Woodlands area?

The Woodlands estate encompasses multiple blocks and precincts, with competing four-bedroom HDB units available in nearby blocks such as Woodlands Avenue 3, Woodlands Avenue 5, Woodlands Drive, and other clusters within the same estate. Recent transactions for four-bedroom units in these neighbouring locations have ranged broadly between S$600,000 and S$670,000, depending on block age, floor level, and proximity to amenities. The 760 Woodlands Avenue 6 asking price of S$635,000 positions this development centrally within this range, suggesting neither a material premium nor a significant discount relative to peer blocks. Key differentiators between competing blocks typically include the specific block's age and condition, the floor level and orientation of individual units, proximity to car parks, hawker centres, and other estate facilities, and the distance to Admiralty MRT (which varies across different Woodlands precincts). Prospective buyers should conduct a careful comparison of several units across multiple blocks to identify the best value, as pricing variations can reflect factors such as floor level (lower floors typically trade at discounts), block age and recent upgrading work, and specific amenity proximity. Engaging a property agent familiar with the Woodlands estate market can facilitate access to recent transaction data and comparative valuations across competing properties.

Are there particular unit stack or floor levels at 760 Woodlands Avenue 6 that offer the best value?

Within HDB blocks, unit valuations typically vary by floor level, orientation, and position relative to estate amenities and potential nuisances (e.g., proximity to lift lobbies, car parks, or hawker centre smells). Mid-to-upper floor units (typically fourth to eighth floor) often command premiums over lower floors, as they offer better natural light, reduced noise from street-level traffic, and enhanced security perception; however, the premium paid for upper floors may not always translate to proportionate rental yield improvements. Ground-floor and first-floor units often trade at discounts of 5% to 10% compared to mid-floor equivalents, reflecting concerns about privacy, noise, and pest access, though these units appeal to elderly residents and those with mobility constraints who wish to avoid lift usage. For investors prioritising rental yield, mid-floor units (fourth to sixth floor) often represent the optimal balance, as they command reasonable rental rates without the premium pricing of very high floors. Within the Woodlands estate context, units with direct access to amenities or lower queuing time for car parks may attract higher valuations; conversely, units facing less desirable orientations (e.g., south-facing with afternoon heat) or with blocked views may be underpriced relative to their intrinsic utility. The best value typically lies in identifying well-positioned mid-floor units that lack superficial cosmetic appeal but offer solid structure, good orientation, and reasonable amenity proximity; these tend to be overlooked by buyers swayed by aesthetic factors, creating value opportunities.

What future supply pipeline and district development plans might affect property values at 760 Woodlands Avenue 6?

The Woodlands estate is a mature public housing precinct with limited scope for new HDB block construction; future development in Woodlands is expected to focus on urban renewal, upgrading of existing blocks, and infrastructure enhancement rather than significant new unit supply. The Government's 5 Million Population White Paper and subsequent planning documents have signalled that future HDB supply will be concentrated in growth areas such as Clementi, Jurong, and the eastern precincts, rather than expanding mature estates like Woodlands. This constrained supply pipeline in the Woodlands district typically supports long-term price stability and appreciation for existing properties, as demand from upgraders and families continues whilst new competing supply remains limited. Infrastructure development in the North-South Line corridor, such as improvements to Admiralty MRT Station, enhanced bus interchange facilities, or cycling networks, would further strengthen the area's appeal and support property valuations. However, the Woodlands estate's maturity also means that existing blocks will require periodic en bloc upgrading and maintenance, and properties with very short remaining lease tenure may face increasing resale difficulties as they approach the 30-year mark. Prospective long-term holders and investors should monitor official URA masterplan updates and HDB estate renewal announcements to remain informed of any significant development or refreshment initiatives that could affect the neighbourhood's character and property values; overall, the constrained supply pipeline in Woodlands is a positive factor supporting capital stability over medium-to-long holding periods.

[For Sale] Hdb Flat At 760 Woodlands Avenue 6 — From S$635K