Type

Units

Min Area

Price Range

3 BR

1302 sqft

S$3,600/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$3,600.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$720 on this acquisition.
Located 6 min (470 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

625 Yishun Street 61: A Yishun HDB Development Near Khatib MRT

625 Yishun Street 61 represents a well-established housing option in one of Singapore's most vibrant residential neighbourhoods. Located in the Yishun planning area, this HDB development offers residents direct access to a mature, fully-serviced community with strong transport links, educational institutions, and everyday amenities. The property sits just 470 metres from Khatib MRT Station (NS14), placing everyday commuting well within reach for those working across the island's core and fringe districts.

The development benefits from Yishun's longstanding reputation as a stable, family-oriented neighbourhood. Over several decades, the area has cultivated extensive infrastructure including multiple schools ranging from primary to secondary level, healthcare facilities, wet markets, shopping centres, and recreational spaces. Residents enjoy a balanced lifestyle where suburban tranquility coexists with the convenience of rapid public transport access to central Singapore.

Property Specifications and Layout

Units within this development typically feature three-bedroom configurations spread across approximately 1,302 square feet of living space. The two-bathroom layout caters well to families of varying sizes, with sufficient room for modern living standards expected in contemporary Singapore public housing. The design acknowledges both functional efficiency and comfortable everyday use, with thoughtful spatial arrangements that maximise usability across different household compositions.

Prospective buyers and tenants benefit from the mature standards of HDB construction and maintenance upheld across the development. The building age and maintenance history contribute to a transparent property profile, with predictable ongoing costs and well-established ground management structures that ensure consistent upkeep of common facilities and shared spaces.

Transport Connectivity and Location Advantages

The proximity to Khatib MRT Station (NS14) represents one of the most significant advantages of this address. Sitting within a six-minute walk, residents gain seamless access to the North-South Line, which serves as one of Singapore's busiest and most extensively used rail corridors. This connectivity unlocks rapid commutes to the Central Business District, Orchard, and Marina Bay areas, whilst also offering convenient interchange opportunities at busy hubs like Bishan and Bukit Timah.

Beyond rail transport, the Yishun precinct is well-serviced by bus networks linking to secondary town centres, hospitals, and employment corridors throughout the island. The road infrastructure supports both private vehicle owners and those reliant on shared mobility options, ensuring multiple commuting pathways suit different household preferences and work locations.

Neighbourhood Character and Community Amenities

Yishun has evolved into a self-contained community offering comprehensive services without requiring frequent trips beyond the planning area. Multiple shopping malls, including Yishun Park shopping hub, contain supermarkets, dining establishments, banking facilities, and retail outlets meeting daily needs. The area also hosts several primary and secondary schools, making it particularly attractive to families with dependent children seeking walkable access to educational facilities.

The neighbourhood's recreational offerings include numerous parks, community centres, and sports facilities managed by local grassroots organisations. These spaces foster active community engagement and provide affordable venues for families and individuals pursuing leisure activities, from badminton and swimming to group fitness classes and cultural events.

Investment Potential and Rental Dynamics

For investors considering this development as an income-generating asset, the HDB flat market in Yishun demonstrates consistent tenant demand driven by the neighbourhood's accessibility, affordability, and family-oriented character. Tenancy periods in this area typically range from two to three years, with competitive rental rates reflecting the locality's appeal to working professionals, young families, and those seeking more spacious accommodation than central Singapore alternatives offer at comparable prices.

The rental yield profile of HDB flats in this location generally compares favourably to private residential alternatives, particularly for investors seeking stable, medium-term returns without exposure to volatile luxury market dynamics. Transaction frequency in Yishun remains robust, suggesting healthy tenant replacement cycles and consistent demand momentum.

Financing and Affordability Considerations

As an HDB property, units at this development remain eligible for Housing and Development Board financing schemes and Central Provident Fund utilisation, substantially broadening accessibility for Singapore Citizens and Permanent Residents. The purchase price point typically allows borrowers to maintain comfortable Total Debt Servicing Ratio (TDSR) levels, even when acquiring the property as a second residential holding or investment asset.

First-time buyers benefit from HDB's concessional loan packages and extended repayment tenures, which optimise monthly instalments relative to median household incomes across different age cohorts. Upgraders transitioning from smaller flats similarly find the pricing and financing environment conducive to realising their housing aspirations without excessive financial strain.

Market Context and Competitive Positioning

Within the broader Yishun precinct, properties at this address compete in a well-established segment occupied by similar-vintage HDB blocks offering comparable floor area, bedroom counts, and transport accessibility. The development's maturity means no forthcoming supply of newly-launched units from this same address, positioning it squarely in the resale market where pricing reflects accumulated transactional history and neighbourhood sentiment.

Nearby alternative developments in Yishun offer varied configurations and price points, yet few match the combination of established community infrastructure, MRT proximity, and three-bedroom layout that this address delivers. The competitive landscape supports stable capital appreciation in the long term, underpinned by consistent demographic demand from families and professional tenants.

Lease Tenure and Long-Term Ownership

Most HDB flats, including those at 625 Yishun Street 61, carry a 99-year lease tenure from their original completion date. Prospective purchasers should verify the exact commencement date of the lease against the property's documentation to understand remaining lease duration and plan accordingly for future refinancing or sale scenarios. As the lease decay accelerates beyond the 60-year mark, certain financing restrictions may tighten, though properties in this phase remain fully tradeable within the HDB ecosystem.

The long-term ownership experience in an HDB setting differs from private housing, with Government-mandated maintenance standards, rent control mechanisms, and community governance structures creating a relatively predictable and transparent ownership environment over decades.

Frequently Asked Questions

What rental yield can I realistically expect if I purchase a unit at 625 Yishun Street 61 as an investment property?

HDB flats in Yishun typically generate gross rental yields ranging from 3.5% to 4.5% annually, depending on unit configuration and current market rates. Three-bedroom flats at this development have demonstrated consistent tenant demand, with average monthly rental rates reflective of the neighbourhood's accessibility and family appeal. Investors should factor in HDB's lease restrictions, which limit rental periods to minimum tenancies, alongside annual property tax obligations and potential maintenance contributions to sinking funds, which collectively compress net yields but provide predictable, stable returns over medium-term holding horizons.

How does the price per square foot of units here compare to recent HDB transactions in Yishun?

The psf pricing of flats at 625 Yishun Street 61 aligns closely with contemporary Yishun HDB benchmarks for properties of similar vintage, bedroom count, and floor level. Recent comparable transactions in the same precinct suggest psf values in the range of S$2,600 to S$2,900 for three-bedroom configurations, with variations driven by exact floor level, unit orientation, and proximity to lift cores. Buyers should conduct targeted searches of recent transaction records via HDB's official channels to validate whether specific units at this address offer value advantage relative to nearby alternative buildings, as micro-location factors within Yishun substantially influence pricing parity.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I'm purchasing this as my second residential property?

Singapore Citizens acquiring a second residential property incur an Additional Buyer's Stamp Duty of 20% on the purchase price, significantly increasing the total acquisition cost beyond the standard stamp duty payable on first-time purchases. For a property at typical Yishun price levels, this 20% ABSD liability can represent a substantial cash outlay at completion, requiring careful budgeting and financial planning. However, ABSD is refundable if the purchaser sells the first residential property within a defined timeframe, so investors and upgraders should model the cost impact against their intended holding period and overall portfolio strategy.

Should I be concerned about lease decay and resale value depreciation given the 99-year HDB lease tenure?

The 99-year HDB lease begins from the property's original completion date, and for properties completed several decades ago, remaining lease duration may already be in the 60- to 70-year range, creating a gradual depreciation profile as residual lease declines. Bank financing becomes increasingly restrictive as lease falls below 60 years, ultimately limiting the pool of potential buyers and reducing maximum loan-to-value ratios, which suppresses capital appreciation and can accelerate price declines. Prospective buyers should obtain the exact commencement date of the lease for any unit under consideration and model their intended holding period carefully, as purchasing properties with less than 50 years remaining lease presents material refinancing and future resale challenges that will compound as the lease continues to decay.

How does proximity to Khatib MRT Station (NS14) affect demand and long-term capital appreciation for properties here?

Khatib MRT Station sits within a six-minute walk, placing the development squarely in the primary catchment zone most valued by commuters, which sustains above-average demand relative to properties situated further from rail nodes. The North-South Line's status as a major arterial corridor serving the CBD, Orchard, and Marina Bay ensures consistent commuter flow and rental demand from working professionals across multiple economic sectors. Properties within walkable distance to MRT stations typically exhibit superior capital growth over 10- to 20-year horizons compared to HDB flats in peripheral zones, though much of this appreciation is already capitalised into current pricing, meaning purchasers should not expect outsized future gains from transport connectivity alone.

Which buyer profiles are best suited to purchasing at 625 Yishun Street 61: first-timers, upgraders, HNW investors, or owner-occupiers?

First-time buyers find this development particularly suitable given HDB's concessional loan schemes, 99-year lease duration permitting full repayment before lease expiry, and price points that remain affordable relative to private housing alternatives. Upgraders transitioning from smaller two-bedroom flats benefit from the substantial increase in living space and the established amenities package available across Yishun without requiring relocation outside their familiar neighbourhood. HNW investors and yield-focused portfolio managers typically view HDB flats as secondary holdings offering defensive, stable cash returns rather than capital appreciation, making this property appropriate as a stabilising element within diversified portfolios. Owner-occupier families seeking three-bedroom space at accessible price points represent the core user base, for whom this address delivers practical advantages around schools, transport, and community infrastructure.

What TDSR headroom and financing capacity should I expect for a typical purchase price at this development?

At current Yishun HDB price levels, a three-bedroom flat typically transacts in the range permitting borrowers to maintain TDSR ratios comfortably below the Monetary Authority's 60% ceiling when financing through standard HDB loans or bank mortgages at prevailing interest rates. First-time buyers with stable employment and clean credit profiles generally secure loan-to-value ratios approaching 80%, whilst repeat buyers financing a second property may encounter tighter lending parameters and lower loan-to-value ceilings due to ABSD implications and risk-weighting rules. Prospective purchasers should obtain a pre-approval letter from their intended lender to confirm precise financing headroom based on personal income profile, existing debt obligations, and Central Provident Fund balances available for down payment.

How do nearby competing HDB developments in Yishun compare in terms of price, amenities, and desirability?

The Yishun precinct contains numerous HDB estates developed across different decades, creating a diverse competitive landscape where pricing varies by block proximity to MRT, building age, unit configuration, and floor level. Newer developments completed in the 2000s and 2010s command marginal premiums reflecting modern design standards and upgraded finishes, whilst properties of similar vintage to 625 Yishun Street 61 offer established community stability at more modest price points. Direct competitive alternatives include blocks within the surrounding Yishun Ring Road area and estates further north, with the critical differentiation factor being MRT distance—properties within walkable range of Khatib Station command material pricing advantages over those requiring short bus journeys or longer walking times.

Which floor levels or unit stacks offer the best value within this development's stock?

Middle floors, typically between storeys 4 and 12, consistently deliver optimal value balancing lift accessibility, natural ventilation, reduced noise exposure from ground-level traffic, and minimal flooding risk relative to lower floors and premium upper-floor units. Units positioned away from lift cores enjoy superior cross-ventilation and more flexible furniture arrangements, though corner units facing busy roads may experience increased traffic noise. Lower-floor units (storeys 1–3) often trade at 5–10% discounts reflecting privacy concerns and potential dampness issues, presenting opportune entry points for price-sensitive buyers willing to accept minor compromises, whilst top floors typically command 3–5% premiums that may exceed tangible functional benefits for owner-occupiers.

What future supply pipeline exists in the Yishun district that could impact property values and rental demand?

Yishun has largely completed its HDB development cycle, with minimal large-scale new public housing launches anticipated in the immediate vicinity, meaning the district's supply profile remains relatively constrained and supportive of stable pricing dynamics. Ongoing rejuvenation initiatives such as selective en-bloc redevelopment schemes and rental housing programmes may introduce modest new stock, though such projects are spaced across extended timelines and unlikely to materially depress prices in established precincts like this address. The area's mature character and full community infrastructure mean future demand will be principally driven by demographic waves of upgraders and replacement buying rather than first-time entrants seeking pioneer suburban neighbourhoods, suggesting stable, conservative capital growth rather than speculative appreciation.

[For Rent] Hdb Flat At Yishun Street 61 — From S$3,600