Type

Units

Min Area

Price Range

3 BR

1119 sqft

S$528K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$528K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$106K on this acquisition.
Located 4 min (350 m) from BP10 Fajar LRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

436 Fajar Road: HDB Living Near Fajar LRT

436 Fajar Road stands as an established housing development in one of Singapore's most accessible neighbourhoods. Located just a short walk from Fajar LRT Station (BP10), this HDB project offers residents a balance of suburban comfort and urban connectivity that appeals to diverse buyer profiles across the Singapore market.

The development comprises spacious three-bedroom, two-bathroom flats with approximately 1,119 sqft of living space. These units are designed to accommodate growing families and professionals seeking more substantial living quarters without the premium pricing of private residential developments. Available units are priced from S$528,000, making them accessible to upgraders and first-time buyers navigating Singapore's property market.

Location and Transport Connectivity

The proximity to Fajar LRT Station represents a significant advantage for residents and investors alike. Situated merely 350 metres from the development, the station connects residents to the broader transport network, reducing commute times and enhancing accessibility to employment hubs across Singapore. This exceptional location has historically supported strong rental demand and capital appreciation, as properties within walking distance of established MRT stations consistently command higher valuations and attract quality tenants.

The Fajar area benefits from mature neighbourhood infrastructure, including schools, hawker centres, and shopping facilities. This established character appeals particularly to families and long-term owner-occupiers seeking community stability and convenience rather than newly developed precincts that may still be establishing their character.

Investment Potential and Rental Yield

For investors evaluating 436 Fajar Road as an acquisition opportunity, rental yield potential merits careful consideration. Three-bedroom HDB flats in mature, well-connected areas typically command monthly rental rates between S$2,800 and S$3,500, depending on exact unit configuration, floor level, and condition. Applied to the development's price range, this translates to gross rental yields of approximately 6–8% annually before accounting for property tax, maintenance contributions, and other ownership costs. This yield profile positions the development competitively against private condominiums in comparable locations, where yields frequently fall below 4–5%.

The established nature of the Fajar neighbourhood supports consistent tenant demand from young professionals, expatriate families, and relocating owner-occupiers. The proximity to Fajar LRT Station makes units particularly attractive to tenants prioritising transport convenience, supporting both rental velocity and pricing power in the lettings market.

Price Per Square Foot and Market Positioning

Evaluating 436 Fajar Road against recent HDB transactions in the surrounding district reveals competitive positioning. Three-bedroom HDB units in mature Bukit Batok and Bukit Gombak areas have recently transacted between S$450–S$520 per square foot in private treaty sales. The development's pricing suggests a per-square-foot figure approaching the mid-range of this band, reflecting its proximity to transport infrastructure and the relative maturity of the neighbourhood. Recent comparable sales indicate steady demand for units in this space, with transaction volumes remaining stable throughout market cycles.

Stamp Duty and Acquisition Costs for Second-Property Buyers

Prospective purchasers acquiring a second residential property should account for Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% for Singapore Citizens. On a purchase price of S$528,000, ABSD would amount to approximately S$105,600, materially increasing the total acquisition cost. When combined with Buyer's Stamp Duty at the standard scale and legal fees, the total cost of acquisition for a second property could reasonably reach S$130,000–S$140,000, or approximately 25% of the purchase price. First-time property buyers purchasing their first residence remain exempt from ABSD, making 436 Fajar Road an economical entry point into the property market for owner-occupiers with no prior residential property holdings.

Leasehold Considerations and Long-Term Resale Value

HDB flats are held under 99-year leases, and purchasers at 436 Fajar Road should understand the long-term implications of lease decay on future resale value. Although current units likely retain substantial lease periods, HDB policy historically permits lease renewal applications for developments meeting specific criteria, though this remains subject to change. The 99-year lease tenure is currently standard for all new and established HDB projects, and the development's maturity suggests units are well-positioned within the typical holding cycle. However, investors with horizon periods extending beyond 20–25 years should model assumptions regarding future lease conditions when assessing long-term capital appreciation potential.

Suitability Across Buyer Profiles

436 Fajar Road appeals to multiple buyer cohorts. First-time homebuyers benefit from ABSD exemptions and the three-bedroom, two-bathroom configuration providing long-term family accommodation at an accessible price point. Upgraders transitioning from smaller flats find the additional space and established neighbourhood character attractive. Property investors value the development's rental yield potential, proximity to transport, and demand from quality tenants. High-net-worth individuals sometimes acquire units in established, well-connected HDB locations as portfolio diversification pieces or strategic holdings within diversified property portfolios.

Financing and TDSR Considerations

Prospective buyers should assess Total Debt Servicing Ratio (TDSR) requirements carefully. At the development's price point of approximately S$528,000, buyers financing 80% would require a mortgage of roughly S$422,400. With standard HDB mortgage terms spanning 25 years and current prevailing interest rates, estimated monthly mortgage payments could range between S$2,000 and S$2,200 depending on prevailing rates and loan structure. For purchasers with combined household incomes of S$7,500–S$9,000 monthly, this debt servicing falls comfortably within the 60% TDSR threshold, allowing additional borrowing headroom for other obligations. Buyers with tighter income profiles or existing debt obligations should engage financial advisors to confirm their specific financing capacity before proceeding.

Competitive Landscape and Alternative Developments

The broader Bukit Batok and surrounding districts host competing HDB offerings at varying price points and lease profiles. The development's positioning near Fajar LRT affords it competitive advantages over similarly-priced projects requiring longer transport commutes. Private condominiums in nearby precincts command substantially higher prices per square foot, typically S$800–S$1,100 psf, positioning HDB options at 436 Fajar Road as compelling value for budget-conscious buyers prioritising space and transport connectivity.

Unit Stack Selection and Value Optimization

Within the development, lower-floor units typically command slightly lower valuations than mid-level flats, reflecting buyer preferences for reduced noise and privacy. Conversely, higher floors attract premiums of 2–4% due to better views, improved natural light, and reduced noise from ground-level traffic. Mid-level units positioned between floors 7 and 12 often offer optimal value, balancing cost with amenity quality. Units positioned on quieter stack positions with views of mature greenery or open spaces have historically experienced stronger rental demand and capital appreciation than those facing high-traffic roads or service areas.

District Supply Pipeline and Future Market Dynamics

The Bukit Batok district has experienced relatively stable HDB resale supply in recent years, with new Build-To-Order projects completing less frequently as focus shifts to developing newer estates in outer regions. This supply moderation supports relatively consistent pricing power for established developments like 436 Fajar Road, as supply constraints typically strengthen resale valuations over medium-term holding periods. Anticipated population stabilisation in mature estates suggests moderate rather than rapid appreciation, but consistent rental demand and stable transaction volumes remain likely long-term features of the district.

Frequently Asked Questions

What rental yield can investors realistically expect from 436 Fajar Road units as an income-producing investment property?

Three-bedroom HDB units at 436 Fajar Road typically command rental rates between S$2,800 and S$3,500 monthly, depending on floor level, orientation, and condition. Applied to the development's price starting point of S$528,000, this equates to gross rental yields of approximately 6–8% annually before operational costs. This yield profile remains competitive compared to private residential developments in comparable locations, where yields frequently range between 3–5%, making HDB investments particularly attractive for yield-focused investors. The proximity to Fajar LRT Station enhances tenant demand, supporting consistent occupancy rates and pricing power in the lettings market.

How does the price per square foot at 436 Fajar Road compare to recent HDB sales in the surrounding Bukit Batok area?

Recent three-bedroom HDB transactions in the Bukit Batok and surrounding districts have traded between S$450–S$520 per square foot in private treaty sales, reflecting stable market conditions in established areas. 436 Fajar Road's pricing suggests a per-square-foot valuation positioned within the mid-range of this competitive band, reflecting its excellent transport connectivity and mature neighbourhood character. This pricing remains attractive relative to units requiring longer commutes to MRT stations, positioning the development as good value for buyers prioritising location efficiency. Transaction data from the past 12–18 months indicates sustained demand for units in this price segment, with sale velocities remaining stable across different market cycles.

What ABSD implications should second-property buyers at 436 Fajar Road understand regarding total acquisition costs?

Singapore Citizens purchasing a second residential property face Additional Buyer's Stamp Duty at the current rate of 20%, applied to the property's purchase price. For units at 436 Fajar Road priced around S$528,000, ABSD would amount to approximately S$105,600, substantially increasing the total acquisition cost. Combined with standard Buyer's Stamp Duty and legal fees, total acquisition costs could reasonably reach S$130,000–S$140,000, representing approximately 25% of the purchase price. First-time property buyers remain exempt from ABSD entirely, making the development significantly more economical for owner-occupiers establishing their first residential holding. Second-property investors should factor these additional costs into their return-on-investment calculations when evaluating the development.

What are the lease decay risks and resale value implications for 436 Fajar Road given its 99-year HDB tenure?

436 Fajar Road units are held under standard 99-year HDB leases, a tenure reflecting all current HDB offerings across Singapore. Although units within the development likely retain substantial lease periods relative to their original granting, purchasers should understand that lease decay gradually impacts resale valuations over extended holding periods exceeding 20–25 years. HDB policy has historically permitted lease renewal applications for qualifying developments, though such renewals remain subject to evolving policy criteria and government discretion. For investors with medium-term horizons of 10–15 years, lease considerations have minimal practical impact on resale value, but long-term holders should model conservative assumptions regarding future lease conditions and potential buyer demand among purchasers with limited lease-holding periods remaining.

How significantly does proximity to Fajar LRT Station (BP10) influence long-term capital appreciation and tenant demand at this development?

Properties located within 5 minutes' walk of established MRT stations consistently command 10–15% valuation premiums compared to equivalent units requiring longer commutes, reflecting market recognition of transport convenience. 436 Fajar Road's positioning 350 metres from Fajar LRT Station positions it at the optimal distance, providing residents with direct access to the broader rail network without the noise and congestion associated with ground-level proximity. This location has historically supported strong capital appreciation during market upswings and resilience during market corrections, as transport accessibility remains a primary driver of demand across all property cycles. Rental demand for units at the development is particularly robust among young professionals and expatriate families prioritising commute efficiency, supporting both rental velocity and pricing power that benefits long-term investors.

Which buyer profiles—first-timers, upgraders, investors, HNW individuals—is 436 Fajar Road most suitable for, and why?

First-time homebuyers represent a primary target cohort, as the development's price point and three-bedroom configuration provide long-term family accommodation whilst remaining accessible to younger buyers without substantial accumulated equity. Upgraders transitioning from smaller flats or older developments find the additional space and established neighbourhood character attractive, whilst maintaining affordability relative to private residential alternatives. Property investors value the rental yield potential, mature neighbourhood demand profile, and transport connectivity that together support consistent capital preservation and income generation. High-net-worth individuals occasionally acquire units as portfolio diversification pieces within balanced property portfolios, appreciating the stability and yield characteristics of HDB investments. Each profile benefits from different aspects of the development's positioning, making it broadly appealing across income and experience levels.

How do TDSR requirements and financing headroom look for typical 436 Fajar Road purchasers at current price points?

At the development's price starting point of S$528,000, buyers financing 80% would require mortgage commitments of approximately S$422,400 spread over standard 25-year HDB terms. With prevailing interest rates, estimated monthly mortgage payments would likely range between S$2,000 and S$2,200, dependent on exact loan terms and rate environment at time of drawdown. For purchasers with combined household incomes between S$7,500 and S$9,000 monthly, this debt servicing comfortably remains within the 60% Total Debt Servicing Ratio threshold imposed by HDB and banks, typically providing additional borrowing headroom for other obligations. Buyers with lower income profiles or existing personal loan or credit card commitments should engage financial advisors to confirm their specific TDSR position and financing capacity before proceeding with purchase commitments.

How does 436 Fajar Road's competitive positioning compare to other HDB developments in the immediate district?

The development's location near Fajar LRT Station affords it significant competitive advantages over neighbouring HDB projects requiring longer commutes to transport hubs, supporting both rental demand and capital appreciation potential. Comparable three-bedroom HDB units in the immediate surrounding precincts—Bukit Batok, Bukit Gombak, and Fajar—trade within a similar price band, but units positioned further from MRT stations typically command 3–7% discounts reflecting reduced transport convenience. Private residential developments in the district command substantially higher prices per square foot, typically S$800–S$1,100 psf compared to HDB pricing around S$450–S$520 psf, positioning 436 Fajar Road as compelling value for budget-conscious purchasers prioritising space efficiency and transport connectivity. The established nature of the neighbourhood also provides familiarity and stability advantages relative to newer estate developments still establishing community character and infrastructure.

Which unit stacks, floor levels, or positions within 436 Fajar Road offer optimal value propositions for buyers?

Lower-floor units (floors 2–4) typically command 2–4% valuation discounts compared to mid-level flats, reflecting buyer preferences for reduced ambient noise and enhanced privacy, making them attractive for budget-focused purchasers accepting minor trade-offs. Mid-level units positioned between floors 7 and 12 often represent optimal value, balancing cost against amenity quality, natural light exposure, and practical access via lifts and stairs. Higher-floor units (floors 13+) attract premiums of 3–5% due to improved views, enhanced natural light, and reduced noise from ground-level traffic, appealing to buyers prioritising these amenities. Stack positions with views of mature greenery or open spaces have historically experienced stronger rental demand and capital appreciation than units facing high-traffic roads or service facilities, justifying premium positioning within each floor band.

What future supply pipeline considerations should investors understand regarding market dynamics in the Bukit Batok district?

The Bukit Batok district has experienced relatively stable HDB resale supply in recent years, with new Build-To-Order project completions occurring less frequently as development focus shifts towards newer estates in outer regions. This supply moderation supports relatively consistent pricing power for established developments like 436 Fajar Road, as constrained supply typically strengthens resale valuations and rental demand over medium-term holding periods. Anticipated population stabilisation in mature estates suggests moderate rather than rapid appreciation, but consistent rental demand and stable transaction volumes remain likely long-term characteristics of the district. Investors should view 436 Fajar Road as a stable, income-focused holding rather than a capital appreciation play, with expectations calibrated towards mid-single-digit annual appreciation alongside the rental yields the development supports.

What are the practical implications of the 99-year HDB lease for different buyer investment horizons at 436 Fajar Road?

The 99-year lease tenure is standard across all HDB offerings and has minimal practical implications for buyers with holding periods of 10–20 years, during which lease decay remains negligible and resale markets remain robust. Investors planning to hold units for 25+ years should model more conservative assumptions regarding future buyer pools and potential lease constraints, as regulatory environments may shift and buyer preferences regarding lease duration could change. HDB has historically permitted lease renewal applications for qualifying developments, though eligibility criteria and approval processes remain subject to evolving government policy and discretion. For most purchasers—particularly first-time buyers and upgraders—the 99-year tenure is sufficiently long-duration to support comfortable ownership throughout typical property-holding cycles, and should not materially influence acquisition decisions unless investors explicitly plan 30+ year buy-and-hold strategies.

[For Sale] Hdb Flat At 436 Fajar Road — From S$528K