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[For Sale] 276D Jurong West Street 25 — From S$585K

276D Jurong West Street 25

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HDB

[For Sale] 276D Jurong West Street 25 — From S$585K

276D Jurong West Street 25
1 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 1194 sqft S$585K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$585K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$117K on this acquisition.
  • Located 10 min (820 m) from JS6 Jurong West MRT Station (U/C).
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

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276D Jurong West Street 25: A Mature HDB Haven in Jurong West

Located at 276D Jurong West Street 25, this HDB development represents a well-established residential offering in one of Singapore's most vibrant and sought-after neighbourhoods. Jurong West has evolved into a comprehensive residential district characterised by excellent municipal infrastructure, diverse amenities, and reliable transport connectivity. The development sits within a mature estate environment where residents benefit from decades of urban planning investment and community infrastructure development.

This HDB project exemplifies the quality and practicality that define Singapore's public housing sector. The units are thoughtfully designed to maximise space efficiency whilst maintaining comfortable living standards for modern families. The development is surrounded by comprehensive neighbourhood facilities including markets, food centres, retail outlets, and recreational spaces that cater to the everyday needs of residents. The mature character of the estate means that most essential services are already firmly established, reducing uncertainty around future amenity provision.

Transport Connectivity and Strategic Location

One of the most compelling advantages of 276D Jurong West Street 25 is its proximity to Jurong West MRT station, which is currently under construction. Located approximately 820 metres or a ten-minute walk from the development, this forthcoming station will significantly enhance transport accessibility for residents. The arrival of the MRT connection will position the development as an increasingly attractive option for commuters seeking direct access to Singapore's broader rail network without reliance on bus services alone.

The Jurong area itself functions as a significant economic and residential hub. Beyond residential appeal, Jurong hosts numerous employment centres, industrial parks, and commercial districts that make it an attractive location for workers employed across the western sector. This employment proximity supports strong rental demand and capital appreciation potential, as both owner-occupiers and investors recognise the convenience of reduced commute times. The development's accessibility to the Pan-Island Expressway and other major arterial roads further reinforces its strategic position within the broader regional transport network.

Unit Configuration and Space Planning

The development comprises spacious three-bedroom units, each offering approximately 1,194 square feet of living space. This configuration strikes a practical balance, providing sufficient room for growing families whilst remaining manageable in terms of maintenance and operational costs. The dual-bathroom layout reflects contemporary living standards, addressing the needs of households where multiple family members require simultaneous bathroom access. Such configurations appeal particularly to families with school-aged children or multi-generational households.

The floor plans are designed with functionality at the forefront, ensuring that residents enjoy natural light, adequate ventilation, and logical spatial flow. Common areas within the development support community interaction and contribute to a sense of neighbourhood cohesion. The building design reflects HDB standards that have proven their durability and practicality across thousands of units across Singapore.

Market Positioning and Pricing

Properties at 276D Jurong West Street 25 are offered from S$585,000, reflecting fair market value for a three-bedroom HDB unit in this district. This pricing sits within the established range for comparable units in Jurong West, where factors such as floor level, specific unit orientation, and building stack influence individual transaction values. The development's price point makes it accessible to a broad spectrum of buyers, from first-time homeowners to upgraders seeking additional space within their existing budget parameters.

The per-square-foot valuation aligns with recent transactional evidence across the Jurong West estate, where similar configurations and comparable lease lengths command consistent market rates. Buyers should note that individual unit prices may vary based on floor level and orientation, with higher floors and units commanding premium valuations. The current pricing environment reflects a stable and transparent market where transaction records provide clear benchmarks for fair value assessment.

Investment Considerations and Rental Potential

For investor buyers, the development presents a considered option within the HDB rental market. The maturity of the Jurong West estate, combined with its forthcoming MRT connectivity, supports reliable tenant demand from young professionals, families, and workers employed across the western sector. The spacious three-bedroom configuration appeals particularly to family groups seeking affordable, well-located accommodation. Rental yields in comparable Jurong West developments have demonstrated consistency, though prospective investors should conduct individual financial modelling based on current market rental rates and their specific purchase price.

Lease duration remains an important consideration for any HDB purchase. Whilst HDB flats represent effective ownership structures, lease decay over time can influence future resale value and financing availability. Buyers should assess remaining lease terms carefully and consider their long-term ownership intentions, as the property's utility and financial attractiveness evolve across different lifecycle stages.

Neighbourhood Amenities and Lifestyle

Jurong West functions as a self-contained residential ecosystem with comprehensive amenities meeting daily household needs. The district benefits from multiple hawker centres offering diverse cuisines, supermarkets including established chains, and retail zones catering to fashion, electronics, and household goods. Parks and community gardens provide green spaces where residents can engage in recreational activities and outdoor relaxation. Educational facilities including primary and secondary schools serve the substantial family-oriented population across the estate.

Healthcare facilities are readily accessible, with polyclinics and private medical practices distributed throughout the district. The established character of the neighbourhood means that services tend to be mature and reliable rather than speculative. This infrastructure stability appeals to risk-averse buyers seeking predictable living environments with minimal disruption from major redevelopment initiatives.

Future Development and Capital Appreciation Outlook

The commissioning of Jurong West MRT station represents a significant catalyst for the district's long-term appreciation trajectory. Enhanced transport connectivity typically correlates with increased demand for residential properties, as commuting becomes faster and more convenient. This improvement in transport infrastructure should reinforce the development's appeal to both owner-occupiers and investors, supporting continued capital value growth over medium to long-term holding periods.

The Jurong area continues to receive planning attention and investment from government and private sectors. The strategic importance of Jurong as a residential and employment hub suggests that continued infrastructure improvements and amenity enhancements will characterise the district's evolution. Property buyers benefit from this positive momentum, though they should base investment decisions on current fundamentals rather than speculative future scenarios.

Buyer Suitability and Financial Planning

276D Jurong West Street 25 appeals to diverse buyer profiles. First-time homebuyers benefit from entry pricing that remains manageable relative to household income requirements, and the three-bedroom configuration accommodates growing families effectively. Upgraders moving from smaller units find the space increase justified and the location practical for established work and community connections. Investors recognise the rental demand underpinned by the district's population base and improving transport access. Empty-nesters downsizing from larger private properties may appreciate the lower maintenance burden and comprehensive neighbourhood amenities.

Financing considerations are relevant for all buyers. HDB loan facilities typically offer competitive interest rates and longer tenure than private banking products, though Maximum Loan Amount regulations apply. Buyers purchasing second or subsequent residential properties face Additional Buyer's Stamp Duty at the current rate of 20% of the purchase price, a significant cost that must factor into overall acquisition expense. Working with a financial adviser to model cashflow impact across different loan structures ensures informed decision-making.

Frequently Asked Questions

What is the estimated rental yield for a three-bedroom unit at 276D Jurong West Street 25?

Rental yields in established Jurong West HDB developments typically range between 2.5% to 3.5% annually, depending on the specific unit's condition, floor level, and rental market rates at the time of letting. At the current market entry price of approximately S$585,000 for a three-bedroom unit, this translates to potential annual rental income between S$14,625 and S$20,475. Investors should conduct individual market research into current three-bedroom HDB rental rates in Jurong West, as these vary based on exact location within the district and proximity to transport nodes. The forthcoming Jurong West MRT station may support upward rental yield pressure as transport convenience improves, though this remains a forward-looking assumption rather than a guaranteed outcome.

How does the price per square foot at 276D Jurong West Street 25 compare to recent HDB transactions in the same area?

At S$585,000 for approximately 1,194 square feet, this development prices at roughly S$490 per square foot, which aligns with recent comparable three-bedroom HDB transactions across central Jurong West. Neighbouring streets including Jurong West Street 21, 24, and nearby Boon Lay developments have recorded similar per-square-foot valuations, suggesting that pricing here reflects fair and current market assessment. Individual units may trade at modest premiums or discounts depending on specific floor levels, unit orientation, and remaining lease length at time of transaction. Prospective buyers can verify these comparables through property portal transaction records and recent sales data across the Jurong West estate.

What is the Additional Buyer's Stamp Duty (ABSD) impact for purchasing a second property at this development?

Singapore Citizens purchasing a second residential property face Additional Buyer's Stamp Duty at 20% of the purchase price under current regulations. For a property priced at S$585,000, this equates to S$117,000 in ABSD liability payable upon completion of purchase. This substantial cost must be factored into total acquisition expense and financing capacity planning. Permanent Residents and foreign nationals face higher ABSD rates at 25%, making Singapore Citizen status advantageous for second-property investment. Buyers should confirm their eligibility status and obtain professional tax advice before committing, as ABSD represents a non-recoverable cost that materially affects overall investment returns.

What is the lease decay risk for units at 276D Jurong West Street 25, and how does it affect resale value?

HDB flats typically feature 99-year leases from the date of issue, and units at this development reflect the vintage of construction. As leases age, remaining lease duration becomes an increasingly material factor in valuation and financing availability. Most financial institutions and buyers prefer units with at least 60 years of remaining lease, as this threshold supports mortgage lending and market liquidity. Properties falling below 60 years remaining may experience financing constraints and reduced buyer pools, potentially depressing resale values. The Housing Development Board's Lease Buyback Scheme offers an option to extend leases, though terms and availability should be verified independently. First-time buyers or shorter-term holders may experience less lease decay impact, whilst longer-term investors should factor potential extension costs into financial modelling.

How will the Jurong West MRT station (under construction) affect demand and capital appreciation for this development?

The arrival of Jurong West MRT station, located approximately 820 metres from the development, represents a significant catalyst for medium-to-long-term capital appreciation and rental demand enhancement. Transport infrastructure improvements typically correlate with 10% to 20% property value increases over a five-year period following station commissioning, though actual outcomes depend on broader market conditions. Direct MRT access reduces commuting friction for residents and enhances the development's appeal to corporate renters and owner-occupiers employed across the wider Singapore region. Buyers purchasing before station commissioning position themselves to capture appreciation benefits as transport convenience materialises. However, investment decisions should not rely solely on MRT assumptions; properties must demonstrate fundamental appeal independent of anticipated infrastructure improvements.

Is 276D Jurong West Street 25 suitable for first-time homebuyers, and what are the key considerations?

The development represents a practical option for first-time homebuyers seeking spacious, well-located HDB accommodation at competitive pricing. The three-bedroom configuration accommodates growing families effectively, whilst the mature Jurong West estate provides comprehensive amenities and services. First-timers benefit from HDB concessional loan rates and extended loan tenure compared to private financing, though Maximum Loan Amount regulations cap borrowing at 85% of the lower of purchase price or valuation. Buyers should carefully assess their financial capacity to service debt repayments over a 25-year tenure and ensure cashflow stability across potential interest rate cycles. The development's accessibility to employment hubs and educational facilities appeals strongly to families establishing themselves in Singapore's housing market.

What is the Total Debt Servicing Ratio (TDSR) implication for financing at typical 276D Jurong West Street 25 price points?

At the entry price of S$585,000, typical HDB loan servicing assumes a 25-year tenure and interest rates around 2.5%, creating estimated monthly repayments of approximately S$2,450 exclusive of insurance and property tax. TDSR regulations cap total monthly debt obligations at 60% of gross household income, meaning a buyer requires gross monthly income of approximately S$4,083 to qualify for this loan. Household income assessments include all existing loans (auto finance, credit cards, student loans), so buyers with significant liabilities face reduced financing capacity. Co-borrowing arrangements with spouses or eligible family members can expand approved loan amounts. Prospective buyers should obtain formal loan eligibility assessments from HDB or financial institutions before negotiating purchase agreements, ensuring clear understanding of financing headroom.

How does 276D Jurong West Street 25 compare to competing HDB developments in Jurong West or nearby Boon Lay?

Within the broader Jurong West estate, comparable three-bedroom HDB units are distributed across multiple development nodes including Jurong West Street 21, 24, 26, and the adjacent Boon Lay district. Price per square foot across these competing developments remains broadly similar, ranging between S$460 and S$510, reflecting the homogeneous nature of HDB specifications and district-wide amenities. Differentiation typically emerges through specific unit orientation, floor level, and building age; newer or recent en bloc collections may command modest premiums. The advantage of 276D Jurong West Street 25 centres on its proximity to Jurong West MRT, which represents a material future transport benefit compared to some competing locations requiring longer walking distances or bus dependence. Individual buyer preferences around floor level, unit orientation, and specific floor plan layout should guide final selection within available stock across the estate.

Which unit stack or floor level at the development offers best value for purchasers?

Within HDB developments, unit pricing typically escalates with floor level, with higher floors commanding premiums of 5% to 15% compared to ground-level equivalents. Mid-level units (third to sixth floor) often represent optimal value, offering light and ventilation benefits whilst avoiding the significant cost premium of upper-floor placement. Lower floors may experience reduced light ingress and privacy concerns if located adjacent to community facilities or main roads, potentially justifying modest discounts. Ground-level units face the lowest premiums but may experience dampness issues in tropical climates and reduced natural light. Corner units commanding greater natural light and ventilation typically justify modest premiums compared to internal stack units. Prospective buyers should physically inspect multiple units across different floor levels before committing, as individual preferences around light, ventilation, and views vary considerably and directly influence long-term satisfaction.

What is the future supply pipeline for HDB and residential development in Jurong West district?

Jurong West remains an established residential district with mature infrastructure, suggesting that major new HDB development is less likely compared to emerging new towns. However, the government's broader Housing Development Board roadmap includes selective rejuvenation and en bloc reconstruction projects affecting ageing stock, which could introduce supply increments over a five to ten-year horizon. Private residential development in adjacent areas like Boon Lay and the greater Jurong region continues selectively, though large-scale new projects remain limited. The absence of imminent large supply injections supports stable long-term property values for established developments like 276D Jurong West Street 25. Buyers should remain informed through HDB announcements and government urban planning releases regarding any future district-level developments that might influence local supply-demand dynamics, though current indicators suggest limited disruption to the existing market equilibrium.

Is 276D Jurong West Street 25 suitable as an investment property for high-net-worth investors, and what are the key considerations?

HDB properties represent a different investment vehicle compared to private residential real estate, appealing to investors seeking stable, lower-risk rental returns rather than capital appreciation speculation. High-net-worth investors considering this development should recognise that HDB rental yields (typically 2.5% to 3.5% annually) are modest compared to private property expectations, making this strategy suitable primarily for conservative allocation or diversification into lower-volatility housing segments. The three-bedroom configuration appeals to family renters, supporting consistent occupancy, though tenant quality and rental durability require active property management. HNW investors benefit from purchase simplicity compared to private property acquisitions, but must accept restrictions on unit modifications and amenity additions common to HDB properties. The development's proximity to Jurong West MRT may support modest capital appreciation over five-to-ten-year holding periods, though investment returns should be conservatively modelled without reliance on transport-related speculation.