Type

Units

Min Area

Price Range

2 BR

861 sqft

S$2.2XM – S$2.2XM

4+ BR

1292 sqft

S$3.4XM – S$4.2XM

Property Highlights

4-bedroom, 4-bathroom apartment spanning 1,776 sqft in prime Haig Road location
S$4.21 million price point reflects sought-after Katong enclave positioning
Just 13 minutes to TE25 Tanjong Katong MRT Station via 1.09 km proximity
Substantial interior space ideal for families seeking suburban charm near urban amenities
Strong capital appreciation potential in consolidated residential neighbourhood

Interested in this property?

Send a quick enquiry our PropSG team will reach out within 24 hours.

Ref: 500151262

Ardor Residence: A Premium 4-Bedroom Family Sanctuary on Haig Road

Haig Road represents one of Singapore's most coveted residential addresses, and this expansive 4-bedroom apartment at Ardor Residence exemplifies the calibre of modern living available in this established neighbourhood. Priced at S$4.21 million, the property commands attention not merely for its asking figure but for the tangible lifestyle and investment credentials it delivers to discerning buyers seeking a consolidated home in the eastern corridor.

The apartment itself spans a generous 1,776 square feet, providing the spatial generosity that families increasingly demand. Four distinct bedrooms accommodate multi-generational living, guest arrangements, or dedicated home office configurations, whilst the four full bathrooms eliminate the daily bottlenecks common in more compact urban residences. This floor plate represents a rarified segment within Singapore's apartment market, where genuine breathing room remains at a premium.

Location Advantage: Tanjong Katong's Magnetic Pull

Positioned along Haig Road, this residence benefits from one of eastern Singapore's most magnetic neighbourhoods. The proximity to TE25 Tanjong Katong MRT Station—just 13 minutes away at 1.09 kilometres distance—ensures seamless connectivity to the broader island without the reliance upon private transport that characterises more distant suburban enclaves. This accessibility paradoxically preserves the tranquil, tree-lined character that distinguishes Katong from denser commercial precincts.

The neighbourhood boasts well-established infrastructure: independent cafés, bespoke dining establishments, heritage shophouses converted into lifestyle retail, and excellent primary and secondary schooling options. Families upgrading from smaller units or first-time buyers commanding substantial budgets find Katong's blend of village atmosphere and genuine convenience uniquely compelling. The area maintains consistent appeal across economic cycles, evidenced by steady capital growth patterns over the preceding decade.

Investment Merit and Rental Potential

For investors evaluating this property through a yield lens, the S$4.21 million acquisition cost must be calibrated against realistic rental demand in this stratum. Properties of comparable scale and location in Katong typically command monthly rents ranging between S$8,500 and S$10,500, depending upon finishes and specific amenity offerings. This implies gross rental yields in the region of 2.4 to 3 percent annum—respectable within Singapore's current investment landscape and reflective of the security premium attached to established, amenity-rich neighbourhoods.

The demographic profile of typical tenants in this price band—expatriate families, overseas-bound Singaporean professionals, and relocating business executives—demonstrates consistent lease duration and maintenance standards. Such stability differentiates this investment case from speculative acquisitions in developing districts.

Comparative Market Positioning

Recent transactions within the Tanjong Katong precinct have established per-square-foot valuations ranging from S$2,250 to S$2,550 psf, dependent upon renovation standards and ancillary amenities. This property's asking price translates to approximately S$2,370 psf, positioning it squarely within market consensus. Such alignment with peer comparables suggests neither speculative premium nor distressed undervaluation—a substantial consideration for buyers concerned with entry-point reasonableness and future resale dynamics.

Competing developments within the immediate 500-metre radius include several well-regarded conversions and newer boutique apartment buildings. Ardor Residence's own positioning relative to these alternatives warrants individual inspection, as microclimate factors, view corridors, and unit-specific configurations substantially influence real-world desirability beyond headline pricing.

Financing Considerations and Buyer Suitability

Purchasers operating within standard Loan-to-Value constraints (typically 75 percent for residential properties) would require minimum cash capital in the region of S$1.05 million, with monthly mortgage obligations approximately S$15,000 to S$16,500 depending upon prevailing interest rates and loan tenure. For high-net-worth individuals and established upgraders with substantial equity positions, such servicing requirements present negligible concern. First-time buyers commanding this purchase budget represent a specialised cohort and must ensure comprehensive financial modelling, including stress-testing against interest-rate scenarios.

For second-property acquisitions, buyers should anticipate Additional Buyer's Stamp Duty implications. Properties in this price range incur ABSD at 15 percent, elevating total acquisition costs to approximately S$630,000 above the purchase price—a material consideration that must factor into investment return calculations and overall capital deployment strategies.

Tenure Dynamics and Long-Term Asset Preservation

The Haig Road area features predominantly freehold or long-lease residences, an attribute that substantially supports capital preservation and tenant appeal. Should Ardor Residence carry leasehold tenure, buyers should scrutinise the unexpired lease term and evaluate residual value trajectories across differing remaining periods. Leasehold properties in Singapore face material value compression once unexpired tenure falls below 70 years, a dynamic that should inform long-horizon investment thinking and eventual exit strategy development.

Proximity to Tanjong Katong MRT Station—one of Singapore's most strategically positioned transit nodes—provides structural support for asset values regardless of tenure type. The station's importance within the broader Circle Line ecosystem ensures sustained transportation premium, buffers against rental market softening, and preserves capital appreciation potential for disciplined, patient investors.

Market Outlook and Future Supply Considerations

The eastern corridor, encompassing Katong and surrounding precincts, faces limited new-release residential supply within the medium term. Government land parcels suitable for residential development remain constrained, whilst existing landed and conservation areas restrict intensive redevelopment. Such supply scarcity paradoxically supports capital growth trajectories, as pent-up demand from quality-conscious buyers concentrates upon limited available inventory. This structural imbalance has supported steady appreciation across the preceding seven years and shows no signs of fundamental reversal.

Ardor Residence, positioned within this carefully balanced supply-demand environment, represents a genuine residential asset rather than a speculative arbitrage opportunity. Its appeal derives from authentic lifestyle positioning, durable neighbourhood characteristics, and demonstrable investment credibility.

Frequently Asked Questions

What is the estimated gross rental yield for this property if purchased as an investment?

Based on current market comparables in Tanjong Katong, 4-bedroom apartments of this calibre typically command monthly rents between S$8,500 and S$10,500, translating to gross annual yields of approximately 2.4 to 3.0 percent. This yield range reflects the premium pricing of this apartment stratum and is in line with established residential investment returns in Singapore's most sought-after neighbourhoods. The specific yield will depend upon the exact amenity package, unit finishes, and prevailing tenant demand dynamics at the time of purchase.

How does the S$4.21M price compare to recent per-square-foot valuations in Katong?

The asking price of S$4.21 million represents approximately S$2,370 psf, positioning this property directly in line with recent comparable transactions in the Tanjong Katong precinct, where psf values have ranged from S$2,250 to S$2,550. This alignment with peer comparables suggests fair market pricing without speculative premium or distressed undervaluation. Buyers should request agent data on nearby completed sales to validate this positioning and ensure entry-point reasonableness relative to neighbourhood benchmarks.

What are the ABSD implications for a second-property buyer at this price point?

Second-property buyers face Additional Buyer's Stamp Duty of 15 percent on this S$4.21 million purchase, equating to approximately S$630,000 in additional acquisition costs beyond the purchase price itself. This brings total cash outlay to roughly S$4.84 million when combined with standard stamp duty and professional fees. These ABSD obligations significantly impact investment returns and must be explicitly factored into financial planning and expected yield calculations for second-property acquisitions.

What lease decay risks should leasehold buyers consider for this property?

If Ardor Residence is held on leasehold tenure, buyers should verify the unexpired lease term and model residual value trajectories across different holding periods. Singapore's property market exhibits material value compression once unexpired tenure falls below 70 years, with steeper depreciation curves below 60 years. Buyers should obtain professional valuation advice predicting the property's likely market value in 10, 20, and 30 years based on current lease length, allowing informed decision-making around acceptable purchase multiples and exit horizons.

How does proximity to Tanjong Katong MRT Station affect long-term demand and capital appreciation?

The 1.09 kilometre, 13-minute walk to TE25 Tanjong Katong MRT Station represents a structural asset supporting sustained capital appreciation and rental demand. Tanjong Katong is one of Singapore's strategically positioned transit nodes, integral to the Circle Line ecosystem and increasingly critical as eastern corridor development accelerates. Properties within immediate MRT walking distance historically demonstrate superior price resilience and capital growth, as transport convenience commands persistent premium valuations from both owner-occupiers and investors.

Is this property suitable for high-net-worth individuals versus upgraders versus first-time buyers?

This property is ideally suited to established upgraders transitioning from smaller units and high-net-worth individuals prioritising lifestyle, space, and neighbourhood prestige. HNW buyers particularly appreciate the Katong location's village charm combined with genuine convenience, whilst successful upgraders value the four-bedroom configuration for family expansion and entertaining. First-time buyers commanding S$4.21 million budgets represent a specialised cohort—typically inheritors, entrepreneurs, or foreign-backed families—and should stress-test mortgage servicing capacity and long-term financial commitments, as property taxes and maintenance fees at this value tier remain substantial ongoing costs.

What mortgage servicing capacity should buyers model at this price point?

Under standard 75 percent LTV lending parameters, buyers would require approximately S$1.05 million in cash capital with loan amounts near S$3.16 million. Monthly mortgage servicing would approximate S$15,000 to S$16,500 depending upon prevailing interest rates and loan tenure selection. Total Debt Service Ratio (TDSR) considerations are critical here—lenders typically cap TDSR at 55 percent of gross monthly income, implying required annual household income above S$330,000 for comfortable servicing ratios and rate-stress resilience. Buyers should obtain in-principle mortgage approval letters prior to exchange of contracts to confirm financing capacity.

What competing developments exist nearby and how do they compare to Ardor Residence?

The Tanjong Katong precinct includes several established residential developments and heritage conversions within a 500-metre radius, each offering distinct positioning on quality-price spectrums. Competing buildings vary materially in amenity packages, renovation standards, occupant demographics, and asking prices. Prospective buyers should conduct comparative site visits across the top three competing developments in this postcode, evaluating unit layouts, common facilities, building maintenance standards, and actual neighbourhood foot-traffic to calibrate value-for-money assessment relative to Ardor Residence's specific offerings.

Which unit stack or floor levels typically offer superior value and resale potential?

Within premium apartment buildings, mid-level units (typically floors 6 through 18) command optimal risk-adjusted value, balancing view premium against construction vibration concerns and upper-level maintenance costs. Units with north or northeast facing exposures on this Haig Road site typically benefit from consistent natural light and prevailing breeze circulation patterns. Corner units and those with balcony or terrace access command 10 to 15 percent premiums over comparable mid-building units. Prospective buyers should inspect specific floor plans and request comparative pricing across the building to identify which unit stack offers best value relative to its particular characteristics.

What is the future supply pipeline for residential developments in this district?

The eastern corridor encompassing Katong faces materially constrained new residential supply over the next 5 to 10 years, with limited government land parcels designated for intensive residential development and extensive conservation area protections restricting major redevelopment projects. This structural undersupply relative to consistent quality-conscious demand historically supports capital appreciation across established precincts like Tanjong Katong. Buyers should review the Urban Redevelopment Authority's Master Plan documents and government land sales schedules to confirm longer-term supply constraints and their likely impact on capital value trajectories for properties in this location.

Ardor Residence 4-bed Apartment S$4.21M | Katong