Type

Units

Min Area

Price Range

3 BR

1087 sqft

S$2.7M

4 BR

1539 sqft

S$3.6M – S$5M

5 BR

2120 sqft

S$5.6M

Property Highlights

Condo development with 4 units currently available.
Prices currently range from S$2.7M to S$5.6M.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$540K on this acquisition.
Located 9 min (790 m) from CC26 Pasir Panjang MRT Station.

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Terra Hill: A Premier Residential Choice in Pasir Panjang

Terra Hill stands as a distinguished residential development positioned along Yew Siang Road, one of Pasir Panjang's most sought-after addresses. This condominium offering caters to a diverse range of property seekers, from first-time buyers to seasoned investors, each seeking quality living in a mature and vibrant neighbourhood. The development's strategic location within the Pasir Panjang district places it at the convergence of residential tranquility and urban convenience, making it an increasingly attractive choice for those looking to secure property in Singapore's southern corridor.

The neighbourhood surrounding Terra Hill benefits from established infrastructure and community facilities that have matured over decades. Residents enjoy proximity to quality educational institutions, healthcare providers, and retail destinations, all within easy reach. The area's well-maintained public spaces and tree-lined streets create an environment that balances suburban charm with urban accessibility, a combination that continues to drive demand among quality-conscious buyers.

Connectivity and Transport Links

One of Terra Hill's most compelling advantages lies in its exceptional transport connectivity. Located just 790 metres from CC26 Pasir Panjang MRT Station, the development offers residents a mere nine-minute walk to this Circle Line hub. This proximity transforms daily commuting into a seamless experience, with direct access to the CBD, Chang Airport, and major employment centres across the island. The Pasir Panjang station itself serves as a critical interchange point, allowing residents to connect efficiently to surrounding districts without reliance on private vehicles.

The improved accessibility to public transport has historically strengthened capital appreciation in this micromarket. Properties within walking distance of MRT stations consistently command premium valuations, and Terra Hill's positioning reinforces this dynamic. For professionals working in the Marina Bay financial district or Sentosa's hospitality and entertainment sector, the commute from Terra Hill represents genuine time savings and reduced transport costs compared to more remote locations.

Unit Configuration and Interior Space

Terra Hill's floor plates offer generous internal layouts designed to maximise usable living space. Units throughout the development provide ample square meterage, with configurations spanning multiple bedroom categories to accommodate varying household sizes and preferences. The thoughtful spatial planning ensures that residents benefit from natural light, efficient circulation, and well-proportioned rooms that facilitate both everyday living and entertaining guests.

The development's design philosophy prioritises functionality without sacrificing aesthetic appeal. Modern finishes and neutral colour schemes create versatile canvases that allow purchasers to personalise their living environments according to individual taste. Whether configured as a primary residence, holiday retreat, or investment asset, the units' adaptability appeals to multiple buyer segments within Singapore's competitive property market.

Amenities and Facilities

Residents of Terra Hill gain access to a comprehensive suite of facilities designed to enhance quality of life and foster community engagement. These amenities cater to diverse recreational and wellness needs, ensuring that everyday living extends beyond individual units into shared environments. The development's commitment to resident wellbeing is reflected in thoughtful facility planning that accommodates both active pursuits and peaceful relaxation.

Community spaces within the development encourage interaction among residents, creating a cohesive living environment that strengthens social bonds. Such integrated amenity offerings increasingly influence purchase decisions among buyers evaluating long-term residential satisfaction, particularly amongst families and established professionals seeking balanced lifestyle environments.

Investment Perspective and Market Positioning

From an investment standpoint, Terra Hill occupies a compelling position within the Pasir Panjang micromarket. The development's established reputation, proven demand, and strategic location create favourable conditions for both capital appreciation and rental yield generation. The district's consistent popularity amongst expatriates, young professionals, and families supports robust tenant demand, positioning investor-owned units for reliable income generation.

Property values within the Pasir Panjang catchment have historically demonstrated resilience across market cycles, reflecting the area's enduring appeal and limited new supply in the vicinity. This supply-constrained dynamic, combined with steady demographic demand and ongoing infrastructure improvements, creates structural support for appreciation. Investors evaluating Terra Hill should consider the broader district fundamentals alongside unit-specific characteristics, as macro-level factors significantly influence long-term value trajectories.

Pricing and Market Context

The current pricing landscape for units at Terra Hill reflects underlying market conditions, comparable sales activity in adjacent precincts, and the development's positioning relative to alternative investments. Properties in Pasir Panjang command premium pricing due to the district's maturity, connectivity, and lifestyle attributes, with per-square-foot valuations trending upward as demand outpaces new supply. Prospective purchasers should benchmark Terra Hill against contemporaneous sales of comparable properties in the vicinity, reviewing transactional evidence from the past six to twelve months to establish realistic valuation ranges.

Market-wide price appreciation in the Pasir Panjang area has outpaced island-wide average growth over recent years, reflecting the district's attractiveness to quality-conscious buyers. This appreciation trend, combined with limited new development pipeline, suggests that existing buildings like Terra Hill may experience sustained demand from both owner-occupiers and investors seeking entry into a constrained supply segment.

Neighbourhood Character and Lifestyle

The immediate vicinity of Terra Hill encompasses a distinctive blend of residential charm and urban convenience. The neighbourhood's mature character, established community networks, and proximity to leisure destinations create an appealing lifestyle proposition that resonates across demographic segments. Residents enjoy ready access to dining, shopping, and entertainment venues whilst maintaining the quietude expected in a predominantly residential neighbourhood.

The Pasir Panjang area's reputation as a family-friendly, cosmopolitan district continues to attract Singapore's most discerning property buyers. This consistent demand foundation provides confidence for purchasers evaluating Terra Hill as a long-term residential commitment or investment asset, knowing that neighbourhood desirability remains a key driver of future property values.

Frequently Asked Questions

What estimated rental yield can investors expect from units at Terra Hill?

Investors purchasing units at Terra Hill can typically target gross rental yields in the region of 3% to 4% per annum, depending on unit configuration, floor level, and orientation. The development's proximity to Pasir Panjang MRT Station and established reputation generate consistent tenant demand from both expatriates and local professionals, supporting stable occupancy rates. Rental rates within this micromarket have demonstrated gradual appreciation alongside capital values, suggesting that investors who secure units at current pricing may benefit from both yield growth and capital gains as the district continues to mature. However, yields vary based on unit-specific characteristics and broader market rental cycle conditions, so prospective investors should model returns conservatively based on comparable rental evidence from similar properties in the vicinity.

How does Terra Hill's pricing compare to recent per-square-foot transactions in Pasir Panjang?

Recent transactional evidence in the Pasir Panjang district suggests per-square-foot pricing ranges between approximately S$1,100 and S$1,400, depending on unit size, age, condition, and exact location relative to MRT connectivity. Terra Hill, as an established development with modern amenities and proximity to CC26 Pasir Panjang MRT Station, positions itself at the mid-to-upper end of this range, reflecting its appeal to quality-conscious buyers. Comparable sales activity within the past 12 months indicates that properties offering similar locational advantages and development quality command premium valuations, supporting Terra Hill's current market positioning. Prospective purchasers should request detailed comparable analysis from their solicitor or agent covering recent arm's-length transactions in the immediate neighbourhood, as micromarket variations significantly influence fair valuation assessments.

What is the Additional Buyer's Stamp Duty impact for Singapore Citizens purchasing a second residential property at Terra Hill?

Singapore Citizens purchasing a second residential property at Terra Hill are subject to Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price. This means that a property transacted at S$2.7 million would incur ABSD of S$540,000, materially increasing the total acquisition cost beyond the base purchase price and standard Buyer's Stamp Duty. This ABSD obligation applies to Singapore Citizens specifically; Permanent Residents and foreign purchasers face different ABSD structures. For investors evaluating Terra Hill as a second residential property, the ABSD impact must be incorporated into financial modelling, including projected rental yields and capital appreciation required to justify the additional acquisition cost. Consultation with a tax specialist or conveyancing solicitor is essential to confirm exact ABSD liability based on individual circumstances.

What is the lease tenure at Terra Hill, and does lease decay pose resale value risk?

Terra Hill offers units with established lease tenures typical of Singapore's condominium market. The development's tenure structure remains sound from a resale perspective, as leasehold properties in established precincts like Pasir Panjang have demonstrated sustained buyer demand and pricing resilience. Lease decay becomes a material consideration only as lease duration approaches 80 years or below; properties with longer remaining tenures command full market valuation without discount. Buyers should confirm exact lease remaining at the point of acquisition and understand that substantial remaining lease duration (typically above 95 years) preserves financing optionality and resale marketability. Engagement with a conveyancing solicitor will clarify lease commencement and expiration dates, enabling accurate assessment of lease decay risk relative to personal investment horizon.

How does proximity to CC26 Pasir Panjang MRT Station affect property demand and capital appreciation?

Proximity to MRT stations represents a primary driver of property demand and capital appreciation in Singapore's high-density market, and Terra Hill's nine-minute walk to CC26 Pasir Panjang Station positions it advantageously relative to properties in the same district lacking equivalent connectivity. Historical data demonstrates that properties within 800 metres of MRT stations consistently command premium valuations, typically 10% to 20% above comparable properties lacking such accessibility. The Pasir Panjang station's role as a Circle Line hub enhancing connectivity to the CBD, Sentosa, and adjacent precincts amplifies this value premium, as residents benefit from genuine commuting time savings and reduced transport costs. Property values in MRT-proximate locations have historically outpaced appreciation in non-connected precincts during market cycles, making Terra Hill's transport advantage a material factor supporting long-term capital growth prospects.

Is Terra Hill suitable for high-net-worth buyers seeking a premium residence?

Terra Hill appeals strongly to high-net-worth buyers prioritising established neighbourhoods, proven builder reputation, and excellent connectivity without the premium pricing commanded by Singapore's most exclusive enclaves. The development's mature positioning, comprehensive amenities, and proximity to premium shopping, dining, and leisure destinations create an appealing lifestyle proposition for affluent purchasers. High-net-worth buyers evaluating Terra Hill benefit from the neighbourhood's cosmopolitan character, expatriate concentration, and school proximity, factors that align with preferences of this demographic. The development's pricing remains accessible to HNW buyers as a secondary residence, investment asset, or long-term owner-occupied property, positioning it as a rational choice within a diversified property portfolio rather than an alternative to aspirational trophy assets in the most exclusive districts.

How suitable is Terra Hill for upgraders moving from HDB properties or smaller private residences?

Upgraders represent a significant buyer segment for Terra Hill, as the development offers spacious units providing meaningful lifestyle enhancement relative to HDB flats or compact private apartments. The transition from public housing to a private condominium with integrated amenities, enhanced maintenance standards, and community facilities resonates strongly with upgraders seeking tangible quality-of-life improvements. Terra Hill's established positioning in a mature neighbourhood with family-friendly attributes appeals particularly to upgrader families with school-age children, as the catchment area encompasses quality educational institutions and recreational facilities. The development's relatively accessible price point compared to ultra-premium districts makes it a pragmatic choice for upgraders whose budgets, whilst substantial, target value-for-money propositions rather than status-symbol properties. Engagement with agents familiar with upgrader purchasing patterns will help prospective buyers navigate financing options and understand total cost of ownership relative to alternative upgraded properties in comparable locations.

What financing headroom and TDSR considerations apply to typical Terra Hill purchase prices?

At a typical Terra Hill transaction price of approximately S$2.7 million, borrowers should expect maximum loan quantum of approximately 75% to 80% of property value, depending on lender policy and borrower creditworthiness. This means a cash deposit of S$540,000 to S$675,000 would be required, excluding stamp duty and other acquisition costs. Total Debt Service Ratio (TDSR) requirements, capped at 60% of monthly gross income, mean that prospective purchasers require monthly household income of approximately S$27,000 to S$30,000 to service mortgage obligations comfortably on a 30-year tenure. Buyers should consult mortgage brokers or lending institutions to confirm exact financing terms, as individual circumstances, existing debt obligations, and recent income stability significantly influence loan approval quantum and applicable interest rates. First-time upgraders transitioning from HDB financing should expect more rigorous documentation requirements than experienced property investors.

How does Terra Hill compare to nearby competing developments in Pasir Panjang?

Terra Hill competes within a relatively limited peer set of established condominium developments in the Pasir Panjang district, as new supply in this mature neighbourhood remains constrained by land availability and planning restrictions. Comparable developments in the vicinity offer similar positioning, amenities packages, and pricing ranges, though specific differentiators such as unit sizes, renovation dates, and amenity refresh cycles influence relative valuations. Prospective purchasers should evaluate competing properties on objective criteria including per-square-foot pricing, amenity quality, parking provision, and agent-reported transaction velocity, as these metrics indicate relative demand and market positioning. The limited new supply pipeline in Pasir Panjang means that established developments like Terra Hill benefit from reduced competitive pressure, supporting pricing resilience and demand sustainability. Properties in directly comparable buildings serve as the most relevant valuation benchmarks; data from recent arm's-length transactions in competing developments should form the foundation of buyer decision-making processes.

Which unit stack, floor level, or orientation offers optimal value at Terra Hill?

Value-optimisation at Terra Hill depends on individual preferences regarding natural light, privacy, noise exposure, and views, factors that vary significantly based on building orientation and neighbouring property configurations. Mid-stack units (typically floors 8 to 20) frequently offer optimal value, as they avoid ground-level noise and humidity exposure whilst commanding premiums below penthouse-level pricing; this positioning appeals particularly to investor-purchasers balancing yield optimisation with capital appreciation potential. Units with southern or eastern exposure generally attract premium pricing due to natural light characteristics, though northern-facing properties may appeal to buyers prioritising privacy and reduced heat gain in tropical climates. Ground-floor and top-floor units command pricing premiums (for views, privacy, or garden access) that may not justify associated premiums relative to core units from a purely financial return perspective. Prospective purchasers should physically inspect units across multiple stack positions before committing to purchase, ensuring that selected configurations align with personal priorities rather than assumed premium valuations.

What is the future new supply pipeline affecting the Pasir Panjang district, and how does it impact Terra Hill's value trajectory?

The Pasir Panjang district faces significant constraints on new residential development due to land scarcity, established character preservation priorities, and planning restrictions designating large portions to mixed-use or non-residential purposes. Unlike rapidly developing precincts with substantial pipeline projects, Pasir Panjang's new supply remains minimal, meaning that existing developments like Terra Hill face limited competitive pressure from new inventory. This supply-constrained dynamic supports pricing resilience and rental demand sustainability, as demographic growth continues driving housing demand into a relatively fixed stock of available properties. Government planning iterations occasionally introduce new mixed-use developments or limited condominium projects into the district, though such projects typically require multi-year development timelines and regulatory approvals, meaning near-term supply additions remain unlikely. Property investors evaluating Terra Hill should consider the favourable structural supply environment as a material factor supporting long-term capital appreciation, particularly relative to districts experiencing substantial pipeline development that may absorb demand and suppress pricing growth.

[For Sale] Terra Hill — From S$2.7M