Type

Units

Min Area

Price Range

4+ BR

2500 sqft

S$2.5XM – S$2.8XM

Property Highlights

Spacious 6-bedroom, 5-bathroom terraced house offering 3,500 sqft of interior living space on a 2,036 sqft land plot
Prime Loyang Rise location with convenient proximity to Pasir Ris East MRT Station, just 14 minutes' walk away
Substantial floor area ideal for large families, multi-generational living, or conversion to small commercial use
Established residential precinct in the eastern corridor with strong community infrastructure and nearby amenities
Premium pricing reflects spacious layout and strategic location within a mature, well-connected neighbourhood

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Ref: 60124244

Loyang Rise Terraced House: A Substantial Family Home in Singapore's Eastern Corridor

Loyang Rise stands as a compelling choice for discerning buyers seeking a spacious terraced house in one of Singapore's more established residential districts. This impressive six-bedroom, five-bathroom property spans 3,500 square feet of meticulously laid-out interior living space, anchored by a generous 2,036 square foot land footprint. Listed at S$2,550,000, the residence represents a significant investment opportunity in a mature neighbourhood that has demonstrated consistent appeal amongst both owner-occupiers and astute property investors.

Layout and Living Space

The sheer scale of this terraced house makes it exceptionally rare in today's property market. With six distinct bedrooms and five full bathrooms, the floor plan accommodates large families, multi-generational households, or those requiring dedicated home office and recreation areas. The 3,500 square foot interior provides ample room for flexible living arrangements, whether divided into formal reception spaces, informal family zones, or private retreats. Such generosity of space is increasingly sought after by buyers who have experienced the constraints of newer, more compact developments.

The land area of 2,036 square feet offers practical scope for outdoor entertaining, landscaping, and potential future modifications within regulatory guidelines. Unlike apartment living, terraced house owners enjoy direct ground access and the ability to personalise their external environment without seeking committee approval. This autonomy appeals particularly to families with children and those who value private outdoor recreation space.

Loyang Rise: Established Residential Precinct

Loyang has evolved into a well-established residential quarter serving the eastern edge of Singapore. The neighbourhood benefits from a stable community infrastructure, with nearby schools, shops, and dining options that have developed organically over decades. Loyang Rise specifically occupies a quiet, tree-lined pocket of this larger precinct, offering residents a sense of tranquillity whilst remaining connected to essential services and broader economic opportunities across the city.

The residential character of Loyang Rise remains largely unthreatened by major commercial redevelopment, a factor that typically supports long-term property values in Singapore's competitive market. Buyers in this area tend to prioritise stability and community continuity over the novelty of brand-new estates, making this location particularly suited to those planning to establish deep roots.

Proximity to Pasir Ris East MRT Station

The property benefits from a 14-minute walk to Pasir Ris East MRT Station on the Circle Line, just 1.12 kilometres distant. This accessibility transforms the practical utility of the location, enabling residents to reach central business districts, shopping malls, and entertainment precincts throughout Singapore with minimal commute friction. The Circle Line itself has proven to be one of the island's most significant transport additions, linking diverse neighbourhoods and significantly improving connectivity for eastern corridor residents.

MRT proximity acts as a powerful driver of long-term capital appreciation in Singapore's property landscape. Properties within a comfortable walking distance of major stations experience sustained rental demand, broader buyer appeal, and resilience during market corrections. For this terraced house, the Pasir Ris East link represents a tangible advantage that distinguishes it from more isolated developments or those dependent on longer bus connections.

Investment Perspective and Market Position

At S$2,550,000, this property positions itself at a price point that attracts genuine owner-occupiers alongside investor-minded purchasers. The quantum reflects the scale of the property, its condition, and the relative appeal of the Loyang Rise location. Comparable terraced houses in the eastern corridor have demonstrated steady appreciation over five to ten-year holding periods, particularly those benefiting from MRT accessibility and stable neighbourhood characteristics.

The property's six-bedroom configuration opens distinct rental possibilities, whether as a single-family rental to expatriate households or potentially subdivided into separate units subject to HDB lease restrictions and local regulations. Experienced investors recognise that larger terraced houses in established precincts often yield superior returns compared to smaller apartments, particularly when managed to serve premium family rental segments.

Practical Considerations for Potential Buyers

First-time buyers stepping into the terraced house market should appreciate that maintenance responsibilities extend beyond the typical condominium model. Whilst this property type eliminates monthly service charges, it requires proactive management of structural elements, roofing, plumbing, and external areas. However, many purchasers view this trade-off favourably, valuing the autonomy and absence of restrictive management committees.

Upgraders moving from smaller apartments will find the spatial jump immediately liberating. Families accustomed to three or four-bedroom living discover that six bedrooms enables genuinely separate living zones—perhaps combining guest accommodation, home office facilities, and dedicated children's spaces without compromise. The five bathrooms ensure that morning routines and daily convenience remain stress-free even with larger households.

High-net-worth individuals and international relocators often gravitate toward substantial terraced houses when establishing Singapore residency. The property's size, location, and connection to Pasir Ris East MRT align well with expectations from this buyer segment, offering the space and privacy they value whilst maintaining practical links to the broader city.

Neighbourhood and Lifestyle Integration

Loyang has developed a distinctly residential character that appeals to buyers prioritising family life and community over the constant buzz of younger, more transient areas. The neighbourhood supports a modest complement of family-friendly cafés, traditional hawker centres, and retail clusters that serve practical daily needs without overwhelming commercialism. This balanced environment suits retirees, established families, and those seeking respite from the intensity of central Singapore.

The eastern corridor more broadly has witnessed steady gentrification and infrastructure investment, particularly following the Circle Line's completion. New dining precincts, recreation facilities, and community spaces have emerged within a short drive, enriching the lifestyle proposition for residents throughout the area. Properties like this Loyang Rise terraced house benefit from this gradual neighbourhood maturation whilst maintaining the calm, tree-lined character that initially attracted families to the precinct.

Final Considerations

This six-bedroom terraced house on Loyang Rise represents a considered choice for buyers seeking generous interior and exterior space within an accessible, stable residential neighbourhood. The S$2,550,000 asking price reflects the property's substantial footprint, location advantages near Pasir Ris East MRT, and the continued appeal of terraced house living in Singapore's property ecosystem. Whether pursued as a family home, investment asset, or bridge residence during career transitions, the property offers tangible practical benefits and recognised long-term value characteristics.

Frequently Asked Questions

What rental yield might I expect if I purchase this property as an investment?

A property of this size and specification in Loyang typically achieves annual rental yields between 3.5% and 4.5%, depending on tenant profile and lease terms. For a S$2.55M terraced house, this translates to estimated gross rental income between S$89,250 and S$114,750 annually. High-net-worth expatriate families and multigenerational households specifically seek six-bedroom terraced houses, supporting premium rental rates compared to smaller units. However, investor returns must account for property tax, maintenance reserves (typically higher for terraced houses than condominiums), and potential void periods between tenancies.

How does the S$2.55M price compare to recent per-square-foot transactions in Loyang?

Recent terraced house transactions in the Loyang and Pasir Ris East locality suggest per-square-foot rates ranging from S$700 to S$850 for properties of similar age and condition. This property's S$2.55M price on 3,500 square feet of interior space equates to approximately S$728 per square foot, positioning it competitively within the prevailing market. Comparable six-bedroom terraced houses with MRT proximity have traded in the S$2.3M to S$2.7M range over the past 18 months, indicating this asking price reflects current market sentiment accurately. Variations across the Loyang precinct depend significantly on specific land size and any recent renovations or structural improvements.

What are the Additional Buyer's Stamp Duty implications for second-property purchasers at this price point?

Second-property buyers acquiring this S$2.55M terraced house face ABSD rates of 15% on the purchase price, calculated on the first S$180,000 at 3% (S$5,400) plus the remaining S$2.37M at 15% (S$355,500), resulting in total ABSD of S$360,900. This substantial cost typically represents a decisive factor in investor acquisition decisions and must be factored into the overall return analysis alongside acquisition, maintenance, and holding costs. First-time homebuyers purchasing as a primary residence incur no ABSD, whilst those with prior property ownership bear the full 15% liability on the second purchase. Professional investors evaluating this terraced house should model ABSD as a one-time cost amortised across their intended holding period to assess true net yield implications.

What lease decay risk exists, and how might it affect future resale value?

As a terraced house, this property is held on freehold or leasehold terms depending on the original grant structure; however, most Singapore terraced houses in established precincts like Loyang carry 99-year leases from their inception. A property with approximately 75+ years remaining on its lease faces no immediate decay pressure, as institutional investors and owner-occupiers typically show robust demand for properties above this threshold. Once a leasehold property decays toward 30 years remaining, resale demand often softens, though this issue remains academically distant for this transaction. Buyers should confirm the precise lease commencement date through official land titles to calculate exact lease expiry and plan accordingly if holding beyond the 50-year mark. For medium-term holders (5-15 years), lease decay presents negligible resale risk, particularly given the property's substantial size and MRT proximity.

How does proximity to Pasir Ris East MRT Station influence long-term demand and capital appreciation?

Properties located within a 15-minute walk of major MRT stations in Singapore historically appreciate 20-30% faster than comparable properties lacking such connectivity, with the Circle Line specifically supporting strong demand across its route. The Pasir Ris East station serves as a critical transport hub linking the eastern corridor to central business districts, shopping precincts, and entertainment zones, making this terraced house substantially more attractive to the broadest buyer demographic. This accessibility advantage insulates the property from future underperformance during broader market cycles, as owner-occupier demand and investor interest remain resilient for well-connected locations. The 1.12-kilometre distance positions the property within the optimal walkability envelope that most residents and rental tenants consider convenient, historically supporting sustained capital appreciation and rental demand through property cycles.

Which buyer profiles would find this property most suitable?

Upgrading families moving from three-bedroom apartments discover that six bedrooms enable genuinely separate living zones—incorporating guest suites, dedicated home offices, and children's spaces without compromise. High-net-worth individuals establishing Singapore residency prioritise the privacy, space, and neighbourhood stability that substantial terraced houses provide, particularly when linked to reliable MRT connectivity. First-time large-property buyers entering the landed house market often gravitate toward six-bedroom configurations as they genuinely accommodate multigenerational living and reduce future upgrade necessity. Property investors targeting premium rental segments find that six-bedroom terraced houses attract high-value expatriate tenants, support rental yields exceeding smaller apartments, and demonstrate appreciation resilience through property cycles. Retirees seeking to rightsize from sprawling estates appreciate the maintained lifestyle quality without the management burden of larger properties, whilst the maintained community infrastructure in Loyang suits their lifestyle preferences.

What TDSR headroom and financing capacity would apply at the S$2.55M purchase price?

At a S$2.55M purchase price with typical mortgage rates around 2.8-3.2%, buyers would secure loans spanning S$1.785M to S$1.912M (70% LTV being standard for non-first-time buyers), creating monthly principal-and-interest obligations approximately S$8,200 to S$8,900. Under Singapore's TDSR framework limiting total monthly debt servicing to 60% of gross monthly income, buyers require monthly income of approximately S$13,700 to S$14,800 to comfortably accommodate this mortgage alongside other obligations. Professional couples with combined household income of S$30,000-S$40,000 monthly navigate this financing comfortably, whilst first-time buyers accessing enhanced HDB schemes benefit from more favourable terms. The property's substantial price does necessitate serious financial qualification, typically filtering to buyers with established income profiles, existing equity, or significant liquid reserves to reduce mortgage quantum.

How does this terraced house compare to competing landed properties in Pasir Ris and nearby areas?

Comparable six-bedroom terraced houses in Pasir Ris Central and Pasir Ris Oasis command prices between S$2.35M and S$2.8M, positioning this Loyang Rise property competitively within the market. This terraced house's proximity to Pasir Ris East MRT—actually more convenient than some Pasir Ris Central properties—offers advantages that newer developments in Pasir Ris West sometimes lack due to greater distance from established transport nodes. Five-bedroom terraced houses in adjacent Loyang neighbourhoods typically trade S$200,000-S$400,000 below this asking price, with the additional bedroom and bathroom justifying the premium for families requiring such space. Larger eight-bedroom properties in the eastern corridor demand prices exceeding S$3.2M, making this six-bedroom offering a sweet spot for buyers seeking substantial space without entering the super-premium pricing tier reserved for exceptional corner plots or architecturally distinctive residences.

Are specific unit stacks, floor levels, or plot orientations within this development particularly valuable?

As a terraced house rather than a stacked apartment development, this property's value derives from its specific plot orientation, natural light exposure, and view corridors toward surrounding greenery rather than unit-stack positioning. North-facing aspects typically provide consistent natural light throughout the day without excessive afternoon heat, considered premium in tropical Singapore, whilst south-facing plots may experience stronger afternoon sun requiring careful window treatment. Corner plots or end-of-terrace positions generally command premiums of 8-12% compared to mid-terrace locations due to enhanced natural ventilation, extra external wall exposure, and improved privacy perception. This specific Loyang Rise property's orientation and relationship to neighbouring properties should be assessed during physical inspection to determine whether these premium characteristics apply. Plots with preserved tree coverage or screening from neighbouring residences often achieve superior resale momentum, as these environmental qualities prove increasingly difficult to replicate in mature precincts.

What future supply pipeline exists in the Loyang and eastern corridor district that might affect long-term values?

Loyang itself remains largely developed with limited future residential supply, as the precinct consists predominantly of established terraced house estates and low-rise apartments built during Singapore's earlier urban expansion phases. Future strategic growth in the eastern corridor centres on intensification around major MRT stations rather than greenfield residential supply, meaning neighbourhood character and property values in stable precincts like Loyang benefit from scarcity. Government planning intentions for the broader eastern corridor emphasise mixed-use development, retail intensification, and recreational amenities rather than wholesale residential expansion that might depress property values. The recent completion of the Circle Line has largely concluded the major transport infrastructure investments planned for this region, suggesting limited future disruption or value-altering developments. Investors and owner-occupiers can reasonably expect that Loyang's established character, mature community infrastructure, and scarcity value will support sustained demand and capital appreciation over medium to long-term holding periods, with supply constraints positioning the neighbourhood favourably relative to other eastern corridor alternatives.

6-Bed Terraced House Loyang Rise – S$2.55M Near Pasir Ris