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Hdb Flat At 158 Woodlands Street 13 — From S$418K

158 Woodlands Street 13

1 for sale
17 people are looking at this property right now
HDB

Hdb Flat At 158 Woodlands Street 13 — From S$418K

HDB Flat at 158 Woodlands Street 13
1 Units To Buy
For Sale
Type Units Min Area Price Range
2 BR 1 786 sqft S$418K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$418K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$83,600 on this acquisition.
  • Located 3 min (250 m) from NS8 Marsiling MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

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158 Woodlands Street 13: Established HDB Living Near Marsiling MRT

Block 158 Woodlands Street 13 represents a compelling opportunity within one of Singapore's most mature and well-connected residential precincts. Situated in the heart of Woodlands, this HDB development sits approximately 250 metres from Marsiling MRT Station on the North-South Line, making it an exceptionally convenient choice for commuters and families seeking proximity to mass transit. The estate itself has developed into a thriving neighbourhood characterised by accessibility to essential services, recreational facilities, and educational institutions that cater to households across all life stages.

Units available at this block showcase the hallmark qualities of well-maintained HDB housing: generous internal layouts, abundant natural light, and functional floor plans designed to maximise usable living space. The 2-bedroom configurations, typically spanning approximately 786 square feet, provide ample room for small families, young professionals, and downscalers seeking to consolidate their property portfolios. Many units benefit from mid-floor positioning and corner placements, which contribute to superior cross-ventilation and reduced exposure to external noise. The condition of stock reflects conscientious ownership and regular maintenance, with several units ready for immediate occupation without the need for extensive renovation works.

Location and Connectivity

The proximity to Marsiling MRT Station (NS8) is one of this block's defining advantages. At just a three-minute walk, residents enjoy seamless access to the entire North-South Line corridor, connecting directly to Marina Bay, the CBD, and Jurong areas. This level of transit accessibility significantly enhances the development's appeal to working professionals, students, and retirees who prioritise public transport convenience. The round-the-clock operation of the MRT system further elevates the location's utility for shift workers and those maintaining irregular schedules.

Beyond rail connectivity, the surrounding neighbourhood delivers comprehensive shopping and dining options. The block sits within walking distance of established supermarket chains including NTUC FairPrice and Sheng Shiong, eliminating the need for lengthy grocery expeditions. A vibrant foodcourt and marketplace complex nearby provides diverse dining choices and local produce at competitive prices. For leisure and wellness, the Woodlands Swimming Complex and Woodlands Stadium are just minutes away, offering families accessible recreational facilities without requiring a car journey.

Neighbourhood Amenities and Education

The Woodlands precinct has evolved into a comprehensive lifestyle hub supported by major retail and civic centres. Causeway Point, Woodlands Civic Centre, and Woodsquare are all within convenient reach, offering shopping, dining, entertainment, and administrative services under one locality. This concentration of amenities means residents rarely need to venture far for everyday requirements or weekend leisure activities.

Educational continuity is particularly well-served in this area. Marsiling Primary School and Fuchun Primary School provide primary-level options for younger families, whilst Marsiling Secondary School and Woodlands Secondary School cater to students progressing to secondary education. The presence of Singapore American School further demonstrates the breadth of educational choice available to families in this district. This schools infrastructure makes the block highly attractive to upgraders and young families prioritising proximity to quality educational facilities.

Property Specifications and Condition

The 2-bedroom, 2-bathroom units represent a popular HDB model that balances spaciousness with efficient layout design. At approximately 786 square feet, the internal area provides sufficient accommodation for multi-generational households or couples seeking flexibility for home offices and guest accommodation. The dual-bathroom configuration is increasingly valued by modern households, eliminating morning routine conflicts and enhancing the property's rental appeal should investors consider leasing strategies.

Construction from 1990 means the block has completed its initial decades of settlement and has demonstrated structural stability and durability. Rather than presenting lease concerns for purchase horizons of 20–30 years, this vintage represents a proven housing vintage with established maintenance systems and predictable component lifecycle. Units maintained to high standards remain highly functional and cosmetically presentable, requiring only routine upkeep rather than major remedial works.

Investment and Owner-Occupancy Considerations

From an owner-occupancy perspective, the block offers exceptional value for families transitioning from smaller units or first-time buyers scaling up from rental accommodation. The combination of MRT accessibility, comprehensive amenities, educational facilities, and affordable entry price creates a compelling narrative for those seeking practical, well-connected housing without premium location pricing.

For investors evaluating HDB stock as portfolio components, this block's characteristics merit serious consideration. The proximity to Marsiling MRT Station provides consistent tenant demand among working professionals and young families. The availability of 2-bedroom units in move-in condition minimises capital expenditure prior to tenancy, enabling faster revenue generation. The established nature of the Woodlands precinct provides tenant stability and lower vacancy risk compared to newly developed or peripheral estates.

Prospective buyers should note that Additional Buyer's Stamp Duty implications apply to second residential property acquisitions. Singapore Citizens purchasing this block as a second residential property are liable for ABSD at the rate of 20%, which materially impacts total acquisition cost and requires careful factoring into investment return calculations. First-time buyers remain exempt from this duty, making the block particularly cost-efficient for household formation and initial property ownership.

Market Position Within Woodlands

Block 158 occupies a strategically positioned location within the broader Woodlands landscape. Its proximity to Marsiling MRT places it ahead of developments positioned further from transit nodes, justifying its premium within the local HDB hierarchy. The density of nearby amenities—both commercial and civic—further differentiates this block from more peripheral Woodlands estates that require longer walks or vehicle journeys to access comparable services.

The Woodlands district itself continues to benefit from infrastructure investment and estate management that sustains property values and tenant quality. Recent years have seen consistent refurbishment programmes, enhanced public spaces, and evolving retail offerings that have progressively elevated the district's residential appeal. These macro-level improvements filter down to benefit individual blocks, supporting stable or appreciating values over medium-term ownership horizons.

Unit availability at 158 Woodlands Street 13 provides a genuine opportunity to acquire housing in a logistics-friendly, amenity-rich, and educationally well-serviced environment. The combination of functional layout, convenient location, and established neighbourhood character positions this block as a worthwhile consideration for buyers prioritising practical value and connectivity over novelty or premium positioning.

Frequently Asked Questions

What is the estimated rental yield for investors purchasing units at 158 Woodlands Street 13?

Rental yield at this block typically ranges from 3.5% to 4.5% gross, depending on unit configuration, floor level, and market conditions at time of lease commencement. The proximity to Marsiling MRT Station (NS8) and the established amenities within walking distance—including supermarkets, foodcourt facilities, and recreational complexes—create consistent tenant demand among working professionals, young families, and students seeking convenient, affordable HDB rental accommodation. With purchase prices for 2-bedroom units in the range of S$400,000–S$450,000, monthly rental achievable from such units typically falls between S$1,400–S$1,800, though actual yield realisation depends on tenant acquisition speed, lease duration negotiated, and any maintenance costs incurred during tenancy.

How does the price per square foot at this block compare to recent HDB transactions in the Woodlands–Marsiling area?

Units at 158 Woodlands Street 13, trading at approximately S$530–S$575 per square foot for 2-bedroom configurations, align closely with recent comparable transactions for similar-vintage, well-maintained HDB stock in the immediate Woodlands and Marsiling precincts. The MRT proximity and established amenity density justify positioning this block at the upper end of the Woodlands HDB spectrum, though pricing remains competitive relative to blocks positioned even closer to Marsiling Station or featuring newer renovation. Recent market activity suggests minimal year-on-year appreciation in this HDB segment, though the stable pricing reflects strong buyer confidence in the area's fundamentals—transit connectivity, schools, and retail infrastructure.

What is the Additional Buyer's Stamp Duty liability for Singapore Citizens purchasing a second residential property at this block?

Singapore Citizens acquiring units at 158 Woodlands Street 13 as a second residential property incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price. For a unit trading at S$420,000, this equates to S$84,000 in ABSD liability, materially expanding total acquisition cost and requiring careful financial planning prior to commitment. This duty applies in addition to the standard Buyer's Stamp Duty and does not apply to first-time buyers or permanent residents—making the block significantly more cost-efficient for household formation or initial property entry. Investors evaluating this as a portfolio addition must factor the 20% ABSD into return calculations and ensure rental income projections justify the additional capital outlay.

How does the remaining lease duration from 1990 affect resale value and long-term ownership viability?

With lease commencement in 1990, units at this block retain approximately 65–69 years of lease tenure remaining, which comfortably supports ownership horizons of 20–30 years without triggering material lease decay concerns or HDB Enhanced Loan Eligibility Framework restrictions. Most financial institutions extend mortgage financing to properties with 55+ years remaining lease, meaning current units present no financing impediment for first-time buyers or upgraders purchasing with bank assistance. However, investors with horizons extending beyond 2050 should monitor lease duration trajectory, as the HDB's lease decay provisions typically reduce property eligibility and desirability when residual tenure drops below 40 years—a threshold still several decades distant for this block.

Does proximity to Marsiling MRT Station (NS8) influence capital appreciation and demand dynamics for properties in this block?

MRT proximity is one of the single strongest demand drivers for HDB property performance, and Marsiling Station's position on the North-South Line—connecting directly to Marina Bay, CBD, and Jurong—creates consistent demand cohorts among working professionals, students, and reverse-commuting households. Properties within 5–10 minutes walking distance of MRT stations typically command 8–15% price premiums relative to equivalent units further afield, a premium reflecting the time and cost savings delivered by transit connectivity. Units at 158 Woodlands Street 13, positioned just 250 metres from Marsiling Station, sit within the prime accessibility band and have historically demonstrated stable appreciation or retention of value, outperforming peripheral Woodlands blocks lacking comparable transit positioning. Future capital appreciation is likely modest but stable, supported by the enduring utility of MRT connectivity and the unlikelihood of competing transport infrastructure displacing the station's importance.

Which buyer profiles are best suited to purchasing at 158 Woodlands Street 13?

First-time buyers and young families represent the primary ideal buyer profile, as entry prices from approximately S$400,000–S$450,000 remain accessible on HDB loan terms (up to 90% LTV for first-timers) and eliminate ABSD liability. Upgraders transitioning from 1- or 2-room units seeking additional space and dual bathrooms find strong value alignment at this price point and location. Working professionals and students value the MRT accessibility, surrounding amenities, and established neighbourhood, making this block particularly suited to owner-occupancy for lifestyle reasons. Secondary-property investors may find purchasing strategically viable, though the 20% ABSD obligation and modest 3.5–4.5% rental yield require careful financial scrutiny relative to alternative investment vehicles. HNW individuals seeking HDB diversification or nostalgia-driven investment typically view this cohort as entry-level exposure rather than core holdings.

What Total Debt Service Ratio (TDSR) and financing headroom do buyers face at typical price points for this block?

For a 2-bedroom unit priced at S$420,000 with an 80% LTV mortgage (S$336,000 financed over 25 years), monthly mortgage servicing approximates S$1,680–S$1,750 depending on prevailing interest rates. Under HDB's current TDSR ceiling of 60%, a borrower would require a gross monthly household income of approximately S$2,800–S$2,900 to accommodate this mortgage alongside other existing debt obligations. First-time buyers typically experience TDSR headroom, as many households in the target demographic earn incomes sufficient to comfortably absorb this servicing burden. Young professional couples pooling incomes often exceed the TDSR threshold comfortably, whilst single-income households or those carrying car loans or credit card debt may experience tighter headroom and benefit from larger down payments to reduce mortgage quantum.

How does 158 Woodlands Street 13 compare to competing HDB developments in Woodlands, such as blocks near Woodlands MRT or Admiralty blocks?

Units at 158 Woodlands Street 13 occupy a middle position within the Woodlands HDB hierarchy—superior in positioning to peripheral blocks in Admiralty or far-Woodlands precincts (which lack comparable MRT accessibility and amenity density), but slightly trailing blocks positioned immediately adjacent to Woodlands MRT Station on the North-South Line or Bukit Panjang blocks on the Bukit Panjang LRT. The Marsiling MRT accessibility provides strong differentiation and commands a modest price premium over equivalent Admiralty stock. However, blocks within the Bukit Panjang LRT corridor and those closer to Woodlands Station centre command pricing 5–10% higher, reflecting marginally superior transit accessibility and denser retail/civic clustering. For buyers prioritising value-for-money and amenity proximity over absolute transit primacy, this block delivers compelling positioning relative to competing Woodlands stock.

Which floor levels or stack positions offer the best value and liveability within this block?

Mid-floor units (typically levels 4–8) represent the optimal balance of value and liveability, commanding modest pricing premiums over ground-floor units (which experience higher noise and pedestrian movement exposure) whilst avoiding the marginal cost premiums associated with highest floors. Corner units provide superior cross-ventilation and reduced noise exposure, justifying their premium positioning within the block. Ground-floor units appeal primarily to elderly residents or those with mobility constraints, whilst top floors (9–12) attract families seeking maximum light and noise isolation but at price points 3–5% above mid-floor equivalents. For owner-occupiers, mid-floor non-corner units typically deliver the best value proposition, whilst investors may find ground-floor or lower mid-floor positioning more cost-efficient for tenant acquisition, as accessibility appeals to younger renters and those with prams or mobility equipment.

What is the outlook for HDB supply and competing developments in the Woodlands district over the next 5–10 years?

Woodlands and the broader North region have historically experienced modest new HDB supply relative to central and eastern districts, with recent years seeing completion of developments such as Marsiling Heights and selective infill projects. The URA's draft master plan indicates continued focus on strategic infrastructure upgrades and estate rejuvenation rather than large-scale new HDB launches in Woodlands proper, suggesting supply constraints that may support price stability or modest appreciation. However, competing developments in adjacent precincts—particularly future projects in North Bukit Panjang, potential Tengah estate phases, and planned Punggol releases—may fragment buyer attention and moderate appreciation rates across the North region. For buyers at 158 Woodlands Street 13, the relative maturity of the estate and established MRT connectivity provide insulation from disruption posed by new competing supply, though macro-level HDB market dynamics (interest rate movements, proportion of loan-to-value changes by HDB, or policy shifts) may moderate appreciation expectations relative to historical performance.