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HDB

Hdb Flat At Holland Close — From S$1,200

30A Holland Close

2 units listed 2 for rent
7 people are looking at this property right now
HDB

Hdb Flat At Holland Close — From S$1,200

HDB Flat At Holland Close
2 Units To Rent
For Rent
Type Units Min Area Price Range
Other 2 120 sqft S$1,200/mo – S$1,300/mo
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Property Highlights
  • HDB development with 2 units currently available.
  • Prices currently range from S$1,200 to S$1,300.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$240 on this acquisition.
  • Located 7 min (620 m) from CC21 Holland Village MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

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30A Holland Close: Compact HDB Living in Holland Village

30A Holland Close stands as a straightforward residential offering in one of Singapore's most vibrant and established neighbourhoods. Situated in Holland Village, this HDB flat provides residents with a direct line to some of the island's most sought-after amenities, dining options, and community facilities. The development's location places it firmly within reach of essential services, making it an attractive proposition for both owner-occupiers and investment-minded buyers seeking exposure to this established district.

The property itself comprises a compact living space of 135 square feet, designed with efficiency in mind. Such modest floor areas are typical of entry-level HDB offerings and appeal particularly to first-time buyers, young professionals, and investors building a diversified property portfolio. The unit type and scale make it manageable to maintain whilst offering genuine value relative to the broader Holland Village market, where prime locations command premium pricing across all property categories.

Proximity to Holland Village MRT Station

A defining feature of 30A Holland Close is its exceptional accessibility via public transport. The development sits merely 620 metres—approximately a seven-minute walk—from CC21 Holland Village MRT Station on the Circle Line. This proximity delivers significant advantages for daily commuters, as the Circle Line provides seamless connectivity across Singapore's central business district, the marina region, and suburban employment nodes. For professionals working along the Circle Line corridor, the walking distance to the station eliminates the need for feeder bus services or costly private transport, translating directly into savings on travel costs.

The station's positioning on the Circle Line also means passengers enjoy direct links to major transport interchanges, including Tiong Bahru, Dhoby Ghaut, and Marina Bay. This connectivity has historically underpinned strong capital appreciation for properties within a 700-metre radius of MRT stations, particularly in mature estates such as Holland Village. As Singapore's transport network continues to evolve, properties maintaining such proximate access to established corridors tend to retain and build their appeal over time.

Holland Village as a Residential District

Holland Village has long been recognised as one of Singapore's most desirable neighbourhoods, combining residential tranquillity with cosmopolitan amenities. The area hosts an eclectic mix of independent cafés, restaurants, retail establishments, and entertainment venues that draw both residents and visitors. Beyond the vibrant street-level character, Holland Village benefits from excellent schools, medical facilities, and recreational spaces including the nearby Singapore Botanic Gardens. These neighbourhood assets contribute meaningfully to the area's rental appeal and long-term property valuations.

The maturity of Holland Village as a residential precinct means that infrastructure, municipal services, and community support systems are well-established. New residents benefit from a neighbourhood that has already proven its staying power over decades, with a stable demographic profile and consistent demand for rental accommodation. This stability contrasts favourably with newer estates still establishing their character and rental appeal, making Holland Village an inherently lower-risk choice for property investment.

Investment Considerations and Rental Potential

For investors evaluating 30A Holland Close as an income-generating asset, the neighbourhood's rental fundamentals merit close attention. Holland Village attracts a consistent tenant base comprising expatriate professionals, local young professionals, and students seeking premium residential experiences within walking distance of the MRT and established amenities. The compact floor area and efficient layout appeal directly to this demographic, who often prioritise location and transport access over sprawling living spaces.

Rental yields in Holland Village have historically remained competitive relative to new-build developments in more peripheral locations. Whilst absolute rental income on a compact 135 sqft unit will necessarily be modest in nominal terms, the property-to-income ratio and occupancy stability in this neighbourhood tend to support reasonable returns. Investors should model rental scenarios conservatively, accounting for occasional vacant periods and the cost of any minor maintenance or refurbishment required to maintain tenant appeal.

Pricing and Acquisition Dynamics

Properties at 30A Holland Close are positioned competitively within the Holland Village HDB market. The asking price reflects the unit's modest floor area, location advantages relative to the MRT, and the broader demand dynamics affecting Holland Village residential stock. Prospective buyers should contextualise any unit pricing against recent comparable transactions in the immediate vicinity, including both larger units and similar compact offerings, to ensure fair valuation relative to the current market.

For Singapore Citizens purchasing this as a second residential property, the Additional Buyer's Stamp Duty (ABSD) framework applies at a rate of 20%, which materially increases the total acquisition cost beyond the headline purchase price. Buyers should factor this into their financial planning, as ABSD will be payable on top of the base price and all other customary stamp duties. First-time buyer status or residential exemptions may apply in specific circumstances, making it essential to seek qualified tax or legal advice before committing to a transaction.

Financing and Affordability

The modest price point of properties at 30A Holland Close places them within reach of a broad range of buyers, including first-time purchasers and upgraders. Most major banks provide residential mortgage financing for HDB flats in established estates, typically offering loan-to-value ratios up to 80% for owner-occupiers. The Total Debt Servicing Ratio (TDSR) framework caps monthly debt obligations at 60% of gross monthly income; at typical price points for this development, most employed buyers should comfortably satisfy TDSR requirements unless their existing debt load is already elevated.

First-time buyers may benefit from enhanced financing terms or stamp duty concessions under current HDB or banking industry schemes, further reducing the effective cost of acquisition. As with any mortgage application, buyers should consult directly with their chosen financial institution to clarify available products, interest rates, and approval conditions specific to their circumstances.

Comparison to Nearby Developments

The Holland Village HDB market encompasses several comparable developments within the immediate vicinity, each with distinct characteristics influencing buyer choice. Properties at similar distances from CC21 Holland Village MRT Station and within the same residential cluster generally command comparable pricing, though specific unit configurations, floor heights, and condition will always introduce variation. Buyers serious about acquisition should inspect multiple comparable units across several buildings to develop an informed perspective on fair value within this micromarket.

Newer HDB developments in adjacent planning areas such as Bukit Timah or Tanglin may offer fresher buildings and more contemporary finishes, though they typically trade at comparable or premium pricing relative to Holland Village stock. The established character and proven amenity profile of Holland Village often justify its valuation relative to newer but less-proven alternatives, particularly for investors valuing stability and occupancy reliability over modern finishes.

Lease Tenure and Long-Term Holding

As an HDB flat, 30A Holland Close carries a lease tenure structure that prospective buyers must understand clearly. HDB leases are typically granted for 99 years from the date of original grant, meaning older buildings will have proportionally reduced lease durations remaining. Whilst Singapore's government has committed to addressing lease decay concerns through en-bloc sales and revaluation frameworks, buyers should always verify the exact remaining lease term and factor any lease decay into their pricing assumptions, particularly if holding the property for several decades.

Lease duration materially impacts future resale value, as mortgage lenders and subsequent purchasers discount properties with shorter remaining terms. Properties with fewer than 30 years remaining may face financing constraints and reduced buyer interest, potentially requiring price concessions at the point of future sale. Buyers holding properties beyond 30-40 years should plan for eventual involvement in en-bloc processes or accept reduced realisable value as the lease term contracts further.

District Supply Pipeline and Future Development

Holland Village and the broader Central Region have mature residential supply profiles with limited scope for large-scale new HDB developments in coming years. Most future supply additions will likely occur in newer planning areas further from the city centre, which may indirectly support the relative positioning of established Holland Village stock among buyers valuing established neighbourhoods and proven convenience. However, continued densification along the Circle Line and potential new mixed-use developments in surrounding zones could introduce competing supply, warranting monitoring of district planning announcements.

The Singapore Government's commitment to renewing older HDB estates through programmes such as the Home Improvement Programme and Strategic Townscape Renewal may also enhance the appeal and longevity of Holland Village properties. Planned infrastructure improvements, including transport upgrades or precinct-level enhancements, typically generate positive sentiment and support capital appreciation among properties in benefiting locations.

Frequently Asked Questions

What is the estimated rental yield for an investor purchasing a unit at 30A Holland Close?

Estimated rental yields for HDB flats in Holland Village typically range from 2.5% to 4% per annum, though actual outcomes depend on the specific unit's floor area, floor level, and condition, as well as prevailing market rental rates at the time of acquisition. A compact 135 sqft unit will generate lower absolute rental income than larger units, but Holland Village's strong demand for rental accommodation from expatriates and young professionals supports consistent occupancy and competitive per-square-foot rental rates relative to many other HDB locations. Investors should model conservative occupancy assumptions (allowing for 1–2 months vacant turnover annually) and account for property maintenance, occasional refurbishment, and management costs when calculating net yield. The development's proximity to CC21 Holland Village MRT Station materially enhances its rental appeal, as tenants typically prioritise transport access and established neighbourhood amenities.

How does the price per square foot at 30A Holland Close compare to recent HDB transactions in Holland Village?

Recent HDB transactions in Holland Village have typically ranged from S$10,000 to S$16,000 per square foot, depending on unit size, age, condition, and exact distance from the MRT station. At 135 sqft, pricing at 30A Holland Close should be contextualised against this wider market range; smaller units sometimes command higher per-sqft valuations due to their appeal to first-time buyers and investors, whilst larger units may achieve lower per-sqft rates due to economies of scale. Prospective buyers should request specific comparable transaction data from recent months within a 500-metre radius of the development to benchmark the asking price fairly. The maturity and MRT proximity of Holland Village properties generally support pricing stability relative to newer, more peripheral HDB estates, though individual unit condition and layout remain important variables.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen purchasing this as a second residential property?

Singapore Citizens purchasing 30A Holland Close as a second residential property are subject to Additional Buyer's Stamp Duty (ABSD) at a rate of 20% on the purchase price, payable in addition to standard Stamp Duty and all other customary acquisition costs. For a property purchased at S$520,000, for example, ABSD would amount to S$104,000, materially increasing the total acquisition cost and effective yield for investors. This 20% ABSD rate applies specifically to second residential properties; first-time buyer concessions may reduce or eliminate ABSD in limited circumstances, though eligibility criteria are strictly defined and require professional verification before relying on any exemption. Buyers should consult a legal or tax advisor to clarify their personal eligibility for any ABSD concessions and to accurately model total acquisition costs including ABSD before committing to a purchase.

What lease decay risk exists for 30A Holland Close, and how will it affect future resale value?

HDB flats are granted on 99-year leases, meaning 30A Holland Close will experience gradual lease decay over time, with material implications for resale value and mortgage availability. A property purchased today with approximately 93–96 years remaining will eventually fall below the 80-year threshold typically considered the point at which financing becomes constrained and buyer demand noticeably contracts. Most mortgage lenders impose strict loan-to-value caps on properties with fewer than 30 years remaining on the lease, effectively restricting future buyer pools to all-cash purchasers or those with significant accumulated equity. Singapore's government has implemented schemes to manage lease decay through en-bloc sales and revaluation programmes, but these are not guaranteed outcomes and may take decades to materialise. Buyers should plan for eventual lease renewal or en-bloc participation if holding the property into the latter decades of its lease term, and should factor anticipated lease decay into their long-term holding assumptions.

How does proximity to CC21 Holland Village MRT Station influence capital appreciation and demand for units at this development?

Proximity to CC21 Holland Village MRT Station is a primary demand driver for properties at 30A Holland Close, as the 620-metre walking distance positions it within the most desirable accessibility zone for commuters and residents valuing transport convenience. Properties within 700 metres of established MRT stations historically appreciate more consistently than those further away, reflecting sustained demand from transport-dependent demographics and the stable, long-term nature of MRT connectivity as an amenity. The Circle Line's strategic importance in Singapore's transport network—providing direct links to the Central Business District, Marina Bay, and major employment clusters—further enhances the development's appeal and supports long-term value retention. However, as Singapore's transport network expands, new competing stations may emerge in other areas, potentially diffusing demand; buyers should monitor development plans for adjacent planning areas to assess whether new transport nodes might shift competitive dynamics within the region.

Which buyer profiles are best suited to purchasing at 30A Holland Close: first-timers, upgraders, HNW investors, or something else?

30A Holland Close appeals most strongly to first-time buyer profiles seeking an affordable entry point into established neighbourhoods with proven demand and transport access, as well as to investors building diversified portfolios of income-generating assets in stable, well-connected locations. The compact 135 sqft floor area is not typically suited to upgraders seeking additional living space or families requiring multiple bedrooms, though younger couples or downsizers may find the efficiency and location appealing. High-net-worth investors often prefer larger, more distinctive units or developments with additional amenities, though some HNW buyers do actively target compact, high-yield HDB properties in premium locations as portfolio diversifiers. Young professionals and expatriates seeking rental accommodation near Holland Village amenities represent the primary tenant demographic, supporting consistent occupancy for investor-owners. First-time buyers with limited capital should carefully model ABSD and acquisition costs, whilst investors should stress-test rental yield assumptions across various economic scenarios.

What TDSR headroom and financing constraints should buyers expect at typical price points for 30A Holland Close?

Assuming a typical purchase price in the S$520,000–S$650,000 range (depending on specific unit), first-time buyer owner-occupiers with stable employment should satisfy TDSR requirements comfortably, as this price point typically results in monthly mortgage obligations of S$2,200–S$2,800 (at 80% LTV and current interest rates), manageable within the 60% TDSR ceiling for most employed buyers. Singapore Citizens purchasing as a second residential property face more stringent financing constraints, as some lenders apply reduced LTV caps or higher interest rate margins for non-first-time buyers, effectively reducing the amount available to borrow. TDSR becomes a binding constraint for buyers with existing debt obligations (car loans, credit card balances, student debt) consuming more than 20–25% of gross income; such buyers may require a larger down payment or must reduce existing liabilities before securing optimal financing terms. Professional buyers should pre-qualify with their chosen lender early in the purchase process to understand available loan amounts and monthly repayment obligations specific to their income profile and existing debt.

How does 30A Holland Close compare to other HDB developments nearby in terms of value and appeal?

Other HDB developments in the immediate Holland Village vicinity—including nearby blocks in the same precinct—typically trade at comparable pricing per square foot, with variations reflecting specific unit configurations, floor heights, and building age or condition. Newer HDB developments in adjacent areas such as Bukit Timah or Tanglin may command premium pricing due to contemporary finishes and facilities, though they often lack the established commercial and dining character that defines Holland Village's appeal. Older HDB blocks in Holland Village may trade at marginal discounts relative to newer construction, though they often benefit from long-established community networks and higher tenant familiarity with the neighbourhood. Prospective buyers benefit from inspecting multiple comparable units across several nearby developments to calibrate fair pricing and to identify any specific building-level advantages (such as superior views, newer renovation cycles, or enhanced facilities) that might justify premium positioning. The development's specific location relative to Holland Village's retail and restaurant cluster, proximity to the Botanic Gardens, and walking distance to the MRT should factor into any comparative valuation exercise.

Which unit stack or floor level at 30A Holland Close typically offers the best value and appeal?

Mid-to-upper floor units (typically floors 8–15) generally offer superior value at most HDB developments, balancing reasonable pricing against the amenity benefits of reduced street-level noise, improved views, better natural light, and enhanced privacy relative to lower floors. Ground and first-floor units often trade at marginal discounts due to lower desirability, though they appeal to elderly residents and families with mobility constraints who value proximity to lift lobbies and communal areas. Top-floor units may attract a premium due to reduced neighbour noise above, though they can experience more pronounced heat gain in Singapore's tropical climate and may incur marginally higher air-conditioning costs. For investors prioritising rental yield, mid-level units with balanced appeal to the broadest tenant demographics typically achieve optimal occupancy and rental command relative to more niche positioning. Building-specific layout and orientation—particularly regarding natural light and ventilation—vary by specific stack and should always be personally inspected before purchase, as these factors materially influence both tenant appeal and long-term durability of the property.

What is the future supply pipeline for HDB flats in the Holland Village and Central Region, and how might this affect property values?

Holland Village and the broader Central Region have largely matured HDB stock profiles with limited scope for large-scale new developments in the immediate vicinity, as remaining development pockets are typically reserved for public facilities, transport enhancements, or small-footprint infill projects rather than substantial new residential blocks. Most new HDB supply by Singapore's Housing Development Board is being directed to new planning areas and satellite growth corridors further from the city centre, which may actually support the relative positioning of established Holland Village properties as an increasingly scarce commodity in the central region. However, planned renewal and upgrading programmes—including the Home Improvement Programme and potential en-bloc sales—could materially enhance the appeal and longevity of older blocks, potentially offsetting scarcity-driven value gains with modernisation benefits. Any planned transport upgrades (such as new feeder connections or interchange improvements) or district-level enhancements to retail and communal facilities could positively influence capital appreciation for properties in benefiting locations. Buyers and investors should monitor Singapore's Housing Development Board announcements and Urban Redevelopment Authority planning updates regularly to stay informed of any supply-side developments that might affect the long-term competitive positioning of Holland Village properties.