Type

Units

Min Area

Price Range

3 BR

1108 sqft

S$4,000/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$4,000.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$800 on this acquisition.
Located 13 min (1.06 km) from CP1 Pasir Ris MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

425 Pasir Ris Drive 6: A Mature HDB Development in Singapore's North-East

425 Pasir Ris Drive 6 represents a well-established residential project situated in the vibrant Pasir Ris estate, one of Singapore's most sought-after north-east housing districts. This development offers a range of multi-bedroom units designed to accommodate diverse household compositions, from young professionals to growing families seeking larger living spaces. The project benefits from its mature neighbourhood status, meaning residents enjoy access to fully developed infrastructure, established community networks, and a comprehensive range of local amenities that have been refined over decades.

The development's location places it within reasonable proximity to Pasir Ris MRT Station, situated approximately 13 minutes away and covering a distance of 1.06 kilometres. This accessibility to the Circle Line (CP1) provides commuters with direct connectivity to central business districts, major employment hubs, and transport interchanges across Singapore. For residents without private vehicles, the MRT linkage ensures practical mobility for daily work commutes and leisure travel throughout the island.

Property Specifications and Unit Offerings

Units at 425 Pasir Ris Drive 6 feature flexible configurations that cater to different living requirements. The development offers flats with multiple bedrooms and bathrooms, providing generous internal spaces relative to many other HDB options in the same price bracket. The total area of units typically falls within the range that allows families to accommodate guests comfortably whilst maintaining dedicated personal spaces for residents. These configurations prove particularly attractive to upgraders moving from smaller public housing units, as well as to investors seeking rental-friendly layouts that appeal to a broad tenant base.

The internal design of units at this development reflects contemporary HDB standards, with practical kitchens, adequate storage solutions, and well-proportioned living areas that facilitate both daily living and entertaining. Balconies and windows are positioned to maximise natural ventilation and daylighting, reducing reliance on artificial climate control during cooler months and contributing to long-term utility savings for owners.

Location and Neighbourhood Connectivity

Pasir Ris as a district has undergone substantial infrastructure development, transforming it into a self-sufficient suburban hub with excellent schools, retail centres, and dining options. The estate is home to numerous primary and secondary institutions, making it particularly appealing for families with school-age children. Shopping and entertainment facilities include established malls and community centres that serve the daily needs of residents without requiring frequent trips to the city centre.

The proximity to Pasir Ris MRT Station means that residential locations throughout the estate benefit from consistent long-term transport investment and urban planning focus. As Singapore continues to develop its public transport network, properties with MRT accessibility typically experience stronger capital appreciation trajectories than those reliant solely on bus networks. The Circle Line connection also reduces travel times to emerging business districts and entertainment precincts, enhancing the overall lifestyle value proposition for residents.

Investment and Rental Considerations

For investors evaluating 425 Pasir Ris Drive 6, the development's established status and convenient location create a solid foundation for rental income generation. Multi-bedroom units in mature estates consistently attract demand from expat families, young professionals sharing accommodation, and extended family groups seeking affordable housing options in accessible locations. The rental yield for properties in this price bracket typically ranges between 3% and 4% annually, depending on specific unit configurations and prevailing market conditions.

The relative stability of HDB rental markets in established districts means that investors can anticipate consistent demand and reasonable rental rates over extended holding periods. Unlike newer developments in emerging areas, mature estates like Pasir Ris have already established their market positioning and pricing benchmarks, reducing investment risk associated with future price volatility or demand fluctuations. Properties at 425 Pasir Ris Drive 6 appeal particularly to conservative investors seeking steady income streams rather than short-term capital gains.

Pricing and Market Positioning

The development's pricing reflects the maturity of the Pasir Ris estate and the established demand profile for HDB housing in this district. Recent comparable transactions in the surrounding area indicate that cost per square foot remains competitive relative to newer developments in other north-east locations. This pricing advantage makes the development particularly attractive to first-time buyers entering the HDB market and upgraders looking to maximise their purchasing power whilst securing quality accommodation.

When evaluating pricing at 425 Pasir Ris Drive 6 against competing properties in similar distance to MRT stations, potential buyers should note that maturity typically translates to lower acquisition costs relative to newer projects with equivalent MRT accessibility. The trade-off involves residing in an estate where all major infrastructure has stabilised, rather than benefiting from newer finishes or future development premiums.

Regulatory Considerations for Buyers

Prospective purchasers should be aware of the Additional Buyer's Stamp Duty (ABSD) implications if acquiring a unit at 425 Pasir Ris Drive 6 as a second residential property. Singapore Citizens purchasing a second residential property are subject to 20% ABSD on the purchase price, which materially affects total acquisition costs and financing requirements. This duty applies in addition to standard Buyer's Stamp Duty and should feature prominently in investment appraisals and financial planning exercises.

Financing considerations at typical price points for this development require careful assessment of Total Debt Servicing Ratio (TDSR) constraints. Most banks will lend up to 80% of the purchase price for HDB properties, with the remaining 20% comprising the buyer's equity contribution and various duties. Prospective buyers should engage directly with lending institutions to confirm their borrowing capacity before committing to specific units, particularly those with existing mortgage obligations elsewhere.

Lease Considerations and Long-Term Value

As an HDB development, units at 425 Pasir Ris Drive 6 operate under lease arrangements that buyers must understand thoroughly. The lease duration affects both immediate financing availability and long-term resale value, with properties at various lease points commanding different market prices. Buyers should request explicit confirmation of remaining lease duration before finalising purchases, as leasehold decay accelerates as properties approach their final decades.

The HDB flat system includes provisions for lease renewal and management, but these mechanisms involve specific procedural requirements and potential costs that impact long-term ownership economics. Properties at advanced lease stages may face financing restrictions from conservative lenders and reduced appeal to future buyer cohorts, which ultimately constrains capital growth and exit flexibility.

Comparative Market Analysis and Future Supply

Within the Pasir Ris district, 425 Pasir Ris Drive 6 competes with several other mature HDB estates offering similar unit configurations and MRT accessibility. The relative supply of completed units at comparable price points suggests a balanced market where both buyer and seller interests find reasonable accommodation. Future supply in the broader north-east corridor includes new launches in adjacent estates, which may exert pricing pressure on older developments but simultaneously validate the fundamental appeal of the Pasir Ris location.

The Urban Redevelopment Authority's master planning process suggests that Pasir Ris will continue receiving infrastructure investment and amenity upgrades, supporting long-term value retention for existing properties. However, buyers should recognise that newer developments in emerging neighbouring precincts may offer design advantages and modern specifications that mature estates cannot replicate, potentially affecting relative desirability over extended ownership horizons.

Frequently Asked Questions

What is the expected rental yield for properties at 425 Pasir Ris Drive 6, and how does this compare to other HDB developments?

Properties at 425 Pasir Ris Drive 6 typically generate rental yields between 3% and 4% annually, positioning them attractively within the HDB investment market. This yield profile reflects the development's mature status, established demand from diverse tenant cohorts including expat families and young professionals, and the consistent rental rate benchmarks established in the Pasir Ris district over decades. Compared to newer HDB launches in emerging estates, where yields may initially appear higher due to discounted launch prices, the 425 Pasir Ris Drive 6 development offers greater stability and lower demand volatility, making it suitable for conservative investors prioritising income consistency over speculative capital appreciation.

How does the cost per square foot at 425 Pasir Ris Drive 6 compare to recent transactions in the same district?

The cost per square foot at 425 Pasir Ris Drive 6 reflects the pricing of a mature HDB estate and remains competitive relative to comparable transactions in the Pasir Ris locality. Recent comparable sales in the surrounding area indicate that buyers acquire units at this development at prices lower than those commanded by newer estates with equivalent MRT distances, offering greater value for price-conscious purchasers. This pricing advantage persists because the development lacks the finishes premiums and future-development premiums associated with newly launched projects, though it compensates through established infrastructure, proven tenant demand, and community maturity that newer areas must still develop.

What are the Additional Buyer's Stamp Duty implications for Singapore Citizens purchasing at 425 Pasir Ris Drive 6 as a second property?

Singapore Citizens purchasing a second residential property at 425 Pasir Ris Drive 6 are subject to Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price. This duty materialially increases total acquisition costs and must be factored into financial planning, investment appraisals, and financing calculations. For example, a purchaser acquiring a unit priced at S$500,000 would incur an additional S$100,000 in ABSD liability, effectively increasing the total cost of acquisition to S$600,000 exclusive of other duties and fees. This significant financial outlay affects both the capital required upfront and the overall return on investment calculations, particularly for investors operating with tight margin expectations.

What is the lease tenure at 425 Pasir Ris Drive 6, and how does remaining lease duration affect resale value and financing?

Units at 425 Pasir Ris Drive 6 operate under HDB lease arrangements, with specific lease durations that vary depending on the development's original construction date and previous lease management decisions. Remaining lease duration is a critical determinant of both current resale value and future financing availability, with properties at advanced lease stages facing restrictions from conservative lenders unwilling to extend mortgages beyond prescribed thresholds relative to lease expiration. Buyers must request explicit confirmation of the remaining lease term for any unit under consideration, as properties approaching their final decades experience accelerated lease decay that constrains capital growth, increases future financing difficulty for subsequent purchasers, and ultimately impacts exit flexibility when owners wish to liquidate their holdings.

How does proximity to Pasir Ris MRT Station affect demand, capital appreciation, and long-term value at this development?

The proximity to Pasir Ris MRT Station at approximately 13 minutes' walking distance (1.06 kilometres) significantly enhances the development's appeal to both owner-occupiers and investors, as it ensures practical daily mobility without dependence on private vehicles or lengthy bus journeys. Properties with MRT accessibility typically experience stronger capital appreciation over extended ownership periods relative to comparable developments reliant solely on bus connectivity, reflecting sustained demand from commuters prioritising transport efficiency. This MRT positioning also supports rental demand consistency, as tenants are willing to pay premium rents for locations reducing their commute burden, thereby enhancing the investment case for landlords evaluating the development's yield potential.

What buyer profiles is 425 Pasir Ris Drive 6 most suitable for, and how does it compare across different purchasing motivations?

425 Pasir Ris Drive 6 appeals to multiple buyer cohorts for distinct reasons: upgraders moving from smaller units find the spacious configurations attractive for accommodating growing families; first-time buyers benefit from the competitive pricing and established infrastructure supporting stable property values; investors appreciate the consistent rental demand and 3-4% yield profile; and high-net-worth individuals may consider the development as part of diversified property portfolios seeking steady income streams. The development is less suitable for buyers prioritising cutting-edge specifications, contemporary design finishes, or speculative short-term capital gains, as its mature status and established market positioning offer limited upside from future development premiums relative to newer launches in emerging precincts.

What is the typical financing headroom and TDSR impact at standard price points for units at 425 Pasir Ris Drive 6?

At typical market prices for this development, most reputable banks will extend financing up to 80% of the purchase price for HDB properties, requiring buyers to contribute the remaining 20% through equity and covering various acquisition duties. Total Debt Servicing Ratio (TDSR) requirements typically limit monthly mortgage payments to 60% of a borrower's gross monthly income, which at standard HDB price points for 425 Pasir Ris Drive 6 generally permits loan amounts accessible to middle-income household earners without excessive financial stress. Prospective buyers with existing mortgage obligations elsewhere must carefully assess their remaining TDSR headroom before committing to purchases, as the development's price points can absorb significant leverage without breaching regulatory thresholds for most qualifying applicants, though conservative lenders may impose stricter requirements based on employment stability and income documentation.

How does 425 Pasir Ris Drive 6 compare to competing HDB developments in similar MRT distances and price ranges?

Within the Pasir Ris district and broader north-east corridor, several competing HDB estates offer similar MRT accessibility and price positioning, though each possesses distinct characteristics affecting value propositions. Mature estates comparable to 425 Pasir Ris Drive 6 typically offer lower acquisition costs than newer launches in the same district, though they lack the design advantages and modern finishes characterising recent projects. The development's competitive position remains stable due to its established community infrastructure, proven tenant demand, and consistent rental market performance, though nearby newer launches may exert incremental pricing pressure by offering contemporary specifications at competitive rates. Buyers evaluating 425 Pasir Ris Drive 6 against alternatives should prioritise their purchase motivation—income generation, owner-occupation, or capital appreciation—as different competing developments serve these objectives with varying effectiveness.

Which unit stacks, floor levels, or configurations at 425 Pasir Ris Drive 6 offer the best value and investment returns?

Lower and mid-level floor units at 425 Pasir Ris Drive 6 typically command lower acquisition prices whilst attracting robust tenant demand from families with young children and individuals avoiding steep stairway commutes, creating favourable rental yield profiles relative to acquisition costs. Higher floor units may carry modest premiums reflecting views and perceived prestige, though these premiums often exceed the rental rate increases available from tenants, potentially reducing cash-on-cash yield for investor purchasers. Corner units and those with enhanced natural light exposure can command modest rental premiums, though the added acquisition costs occasionally outweigh the incremental rental income benefit, particularly in competitive tenant markets. Buyers should evaluate specific unit configurations against their personal preferences and investment objectives rather than assuming premium floor levels automatically deliver superior returns, as market dynamics within established estates like Pasir Ris frequently favour practical, lower-cost units attracting consistent tenant demand.

What is the future supply pipeline for HDB units in the Pasir Ris area, and how might this affect long-term values at 425 Pasir Ris Drive 6?

The Urban Redevelopment Authority's planning frameworks suggest continued strategic investment in the Pasir Ris estate and neighbouring north-east precincts, with several HDB projects either completed recently or entering development phases in adjacent locations. This ongoing supply augmentation may exert modest pricing pressure on older developments as newer projects market contemporary specifications and modern finishes, though the additional supply also validates the fundamental appeal of the Pasir Ris location and supports continued amenity investment and infrastructure upgrades. Buyer-level pricing outcomes at 425 Pasir Ris Drive 6 will ultimately depend on how new competing supply absorbs demand and whether the development's mature status and established infrastructure successfully differentiate it from newer alternatives. Conservative property investors should anticipate that long-term capital appreciation may moderate as supply increases, though the development's rental income profile should remain resilient, making it more suitable for income-focused rather than capital-gains-focused purchasing strategies.

[For Rent] Hdb Flat At 425 Pasir Ris Drive 6 — From S$4,000