Type

Units

Min Area

Price Range

2 BR

796 sqft

S$438K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$438K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$87,600 on this acquisition.
Located 8 min (680 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

783 Yishun Ring Road: A Mature HDB Development in a Connected Neighbourhood

783 Yishun Ring Road represents a well-established residential address in one of Singapore's most mature and sought-after housing estates. Situated in the heart of Yishun, this HDB development offers residents immediate access to comprehensive neighbourhood facilities, established schools, and vibrant community spaces that have made this district a preferred choice for multi-generational households and property investors alike.

The location's proximity to Khatib MRT Station (NS14) represents a significant advantage for residents and potential buyers. Just eight minutes on foot from the nearest mass rapid transit interchange, this development provides seamless connectivity to Singapore's broader transport network. The North-South Line connection ensures efficient access to the Central Business District, Marina Bay, and other key economic zones across the island, making this an attractive option for working professionals who value time-efficient commuting.

Space and Layout

Units at 783 Yishun Ring Road feature thoughtfully proportioned layouts with two bedrooms and two bathrooms across approximately 796 square feet. This configuration appeals to a diverse buyer demographic, from first-time upgraders seeking more spacious accommodation than studio or one-bedroom units, to mid-career professionals and young families requiring practical living arrangements. The dual-bathroom provision adds considerable convenience for households with multiple occupants, whilst the generous square footage permits flexible interior arrangements and comfortable daily living.

Neighbourhood Character and Amenities

Yishun has evolved into one of Singapore's most mature and fully-serviced residential districts, offering an extensive array of daily conveniences within walking or short bus distances. The estate hosts multiple shopping centres, hawker blocks, wet markets, and dining establishments that serve the local community. Educational institutions spanning primary through secondary levels are well-represented, making this area particularly attractive for families with school-age children. Healthcare facilities, including polyclinics and private practices, ensure residents have accessible medical support nearby.

The neighbourhood also features numerous community and recreational spaces, including parks, sports facilities, and community centres that foster active, connected living. These established infrastructure elements have contributed to Yishun's enduring appeal and its reputation as a stable, family-oriented residential enclave.

Investment Characteristics and Market Position

For property investors, 783 Yishun Ring Road occupies a compelling position within the HDB resale market. The mature estate designation means the development has passed through initial growth phases and has established rental demand underpinned by the proximity to employment centres and the robust transport connectivity afforded by Khatib MRT. Two-bedroom units in established estates typically attract a consistent tenant base comprised of young professionals, couples, and small households seeking central locations at accessible price points.

The price positioning of units within this development reflects the balance between location, size, and market conditions. Buyers should conduct comparative analysis with recent transactions for similar unit configurations and floor levels within the same block and neighbouring blocks to understand prevailing price-per-square-foot benchmarks. Such analysis helps identify whether specific units represent fair value relative to the broader micro-market.

Buyer Profiles and Suitability

The development appeals to multiple buyer personas. First-time buyers seeking to enter the HDB resale market benefit from the established infrastructure and mature community. Upgraders moving from smaller units or younger estates find the additional space and neighbourhood maturity attractive. Owner-investors interested in rental yields appreciate the consistent tenant demand and central location. Families valuing established schools and community networks choose Yishun for its proven track record as a thriving residential precinct.

Financing and Economic Considerations

Prospective purchasers should engage with financial institutions to understand their total debt service ratio (TDSR) headroom and maximum financing capacity at typical price points within this development. HDB resale properties remain eligible for CPF utilisation and housing loans from major local banks, though loan tenure calculations account for the property's remaining lease term. Buyers contemplating this development as a second residential property should budget for Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% for Singapore Citizens, representing a significant upfront cost that materially affects overall purchase economics.

The mature estate context also means lease decay considerations apply, particularly for units with significantly shortened remaining lease periods. Buyers should verify the exact lease tenure and remaining years, understanding that properties with lease terms approaching 70 years may encounter financing or resale friction, though HDB properties typically command longer leases than private developments.

Transport Connectivity and Capital Appreciation

The eight-minute proximity to Khatib MRT Station (NS14) serves as a fundamental demand driver for this development. MRT accessibility is consistently valued by property buyers and renters alike, with developments offering swift connections to transport hubs commanding persistent price premiums. The North-South Line's comprehensive route coverage means this location remains well-positioned for future capital appreciation, particularly if broader district development initiatives enhance surrounding amenities or if employment densities in accessible nodes increase.

Market Context and Surrounding Supply

Yishun has attracted continued housing development attention, with both HDB resale and Build-to-Order (BTO) projects shaping the pipeline of available units. Prospective buyers should consider whether new BTO projects in adjacent planning areas might influence long-term resale demand or price trajectories. Simultaneously, the established nature of 783 Yishun Ring Road means it benefits from proven market liquidity and tenant demand, differentiating it from emerging estates still establishing community identity and amenity networks.

Researching recent resale transactions for comparable units across Yishun provides essential market intelligence for buyer decision-making, enabling informed valuation and negotiation postures.

Conclusion

783 Yishun Ring Road offers buyers access to a mature, well-serviced residential address with strong transport connectivity, established community infrastructure, and consistent market fundamentals. Whether purchased for owner-occupation or investment purposes, the development's location within a proven residential precinct near reliable MRT access positions it competitively within the HDB resale market. Prospective purchasers should conduct thorough comparative due diligence, engage financial advisors regarding ABSD and financing implications, and verify lease tenure details to ensure alignment with personal investment horizons and purchasing objectives.

Frequently Asked Questions

What is the estimated rental yield for units at 783 Yishun Ring Road if purchased as an investment property?

Rental yields for two-bedroom units in established HDB estates near MRT stations typically range between 3% and 5% gross annually, depending on prevailing market rents and the specific purchase price of individual units. At 783 Yishun Ring Road, proximity to Khatib MRT Station (NS14) enhances tenant demand, as working professionals and young couples actively seek properties with efficient transport connectivity. To calculate expected yield accurately, buyers should research recent rental advertisements for comparable units in Yishun, establish the monthly rental range for similar configurations, and factor in property tax and maintenance costs when computing net yield figures.

How does the price per square foot at this development compare to recent resale transactions in Yishun?

Price-per-square-foot benchmarking requires analysis of recent comparable transactions for two-bedroom units across Yishun, filtered by proximity to MRT stations and floor level. Mature estates near transport interchanges typically command price premiums relative to properties further from public transport, and higher-floor units often achieve higher per-square-foot valuations than lower blocks. Buyers should consult HDB resale transaction databases and property records to establish the prevailing psf range for similar units sold within the past 3-6 months, then compare the asking price of units at 783 Yishun Ring Road against these benchmarks to assess whether the development represents fair value or premium positioning.

What is the Additional Buyer's Stamp Duty (ABSD) implication if I purchase this as a second residential property?

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty at the current rate of 20%, calculated on the purchase price above the first S$180,000. For a property at 783 Yishun Ring Road priced at approximately S$438,000, the ABSD liability would be substantial, representing a significant upfront cost that must be factored into total acquisition expenses and financing planning. Buyers should confirm their ABSD classification with the Inland Revenue Authority of Singapore (IRAS) and ensure their total liquid resources and bank financing accommodate both the purchase price and the ABSD obligation, as this cost materially affects the affordability and investment return profile of the acquisition.

Is lease decay a concern for units at this HDB development, and how might it affect resale value?

HDB properties typically carry 99-year or 999-year leasehold tenures, and buyers must verify the exact lease duration and remaining lease term before purchase. Properties with remaining lease terms below 70 years may encounter increased financing restrictions from banks and reduced buyer interest at resale, potentially suppressing capital appreciation or creating liquidity challenges. At 783 Yishun Ring Road, prospective buyers should request the lease commencement date and confirm the precise lease tenure to understand the rate of lease decay and calculate the remaining lease term at the time of their anticipated resale, ensuring alignment with their investment horizon and exit strategy.

How does proximity to Khatib MRT Station (NS14) influence property demand and capital appreciation at this location?

MRT accessibility is a primary demand driver for HDB resale properties, with developments within walking distance of transport interchanges commanding consistent price premiums and superior tenant interest for investment purposes. The eight-minute proximity to Khatib MRT Station positions 783 Yishun Ring Road advantageously within the broader Yishun micro-market, supporting both occupier and investor demand. Future capital appreciation potential is enhanced by this transport connectivity, particularly if broader urban planning initiatives intensify employment densities in accessible central zones or if transport-oriented developments expand around the Khatib MRT node, reinforcing the location's long-term value retention characteristics.

Which buyer profile is best suited to 783 Yishun Ring Road — first-timer, upgrader, investor, or high-net-worth individual?

The development appeals primarily to first-time upgraders transitioning from smaller studio or one-bedroom units, seeking spacious accommodation within established residential precincts, and to mid-market investors focused on rental yield generation within proximity to reliable transport. The two-bedroom, two-bathroom configuration provides practical living arrangements for young families and professional couples valuing neighbourhood maturity and community infrastructure. High-net-worth individuals typically pursue developments with distinctive amenity features or premium positioning; 783 Yishun Ring Road targets value-conscious, pragmatic buyers prioritising transport connectivity, neighbourhood stability, and rental income potential over luxury fixtures or exclusive positioning, making it well-suited to disciplined investors and upgrading families rather than ultra-premium buyer segments.

What is the TDSR and financing headroom typically available for buyers at this development's price point?

Total Debt Service Ratio (TDSR) regulations limit housing loan commitments to 55% of a borrower's gross monthly income, capping maximum loan amounts based on individual income profiles and existing debt obligations. For units at 783 Yishun Ring Road priced around S$438,000, buyers should engage with multiple financial institutions to model financing scenarios based on their personal income and employment stability. At standard HDB loan rates, total purchase capacity (purchase price plus ABSD and associated fees) should be carefully calculated to ensure TDSR compliance; buyers with household incomes exceeding S$10,000 monthly typically access sufficient financing headroom for this price tier, whilst those with lower income or elevated existing debt may require larger cash contributions to meet both TDSR constraints and ABSD obligations.

How does 783 Yishun Ring Road compare to other HDB resale developments in Yishun with similar specifications?

Yishun encompasses numerous HDB blocks of varying ages, locations, and proximity to MRT interchanges, creating a heterogeneous resale market where price variance reflects micro-location differences and specific block characteristics. Buyers should identify competing two-bedroom units within other Yishun blocks, particularly those positioned similarly to Khatib MRT Station, and compare asking prices, recent transaction records, and block amenity features (lift upgrading status, community facilities, carpark availability). Blocks with lift upgrading (LU) programmes may command premium positioning, whilst those further from MRT stations typically trade at modest discounts; systematic comparative analysis reveals whether 783 Yishun Ring Road represents competitive pricing or premium positioning relative to the broader Yishun resale inventory.

Which unit stack or floor level offers optimal value at this development?

HDB unit pricing typically reflects floor level premiums, with upper-floor units commanding higher prices than lower blocks due to perceived light, ventilation, and reduced noise exposure. However, value-oriented buyers may find compelling opportunities in lower-floor units or mid-tier blocks, which trade at modest discounts whilst retaining full functionality and reasonable light quality. Corner units and units facing main roads require individual assessment, as some buyers prioritise the quieter positioning of internal-facing units despite receiving slightly less premium pricing. Prospective buyers should physically inspect units at different floor levels across the development, comparing asking prices against actual condition and prevailing micro-market benchmarks, enabling identification of units offering superior value-for-money relative to asking prices.

What is the future supply pipeline for HDB resale units in Yishun, and how might it affect long-term appreciation?

HDB's Build-to-Order (BTO) programme continues to inject new units into Yishun and adjacent planning areas, introducing competing inventory that may exert moderate price pressure on resale units if BTO completion rates exceed demand from new buyers. Simultaneously, Yishun's mature estate status means the block of 783 Yishun Ring Road has stabilised, with established tenant demand and community networks supporting consistent resale interest. Buyers should monitor HDB's published BTO and resale pipeline information for Yishun and neighbouring districts (Sengkang, Punggol) to assess whether emerging supply may moderate long-term appreciation rates; however, the proximity to Khatib MRT Station and the mature neighbourhood infrastructure position this development defensively against supply-driven depreciation, as MRT-proximate resale properties typically retain demand resilience despite broader new supply volumes.

[For Sale] Hdb Flat At 783 Yishun Ring Road — From S$438K