Type

Units

Min Area

Price Range

Other

150 sqft

S$1,000/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$1,000.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$200 on this acquisition.
Located 9 min (780 m) from EW17 Tiong Bahru MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

119C Kim Tian Road: HDB Residential Living in Tiong Bahru

119C Kim Tian Road represents a residential offering positioned within one of Singapore's most characterful and established neighbourhood precincts. Located in the Tiong Bahru area, the property sits comfortably within a 10-minute walk—approximately 780 metres—from Tiong Bahru MRT Station on the East–West Line (EW17). This transit proximity positions the development well for commuters seeking reliable connectivity to Singapore's major employment nodes and business districts.

The Tiong Bahru locality itself carries distinctive heritage and community appeal. The neighbourhood has evolved into a vibrant residential pocket known for its conservation shophouses, independent cafés, art galleries, and thriving weekend markets. Residents benefit from a strong sense of place, where older architectural fabric sits alongside contemporary urban amenities. The area draws a mix of young professionals, creatives, families, and investors who value walkable neighbourhood character alongside modern connectivity.

Location and Transit Accessibility

Proximity to Tiong Bahru MRT Station (EW17) is a central strength of this address. The East–West Line serves as one of Singapore's primary transport arteries, running from Pasir Ris in the east through the city centre and terminating at Joo Koon in the west. From EW17, residents gain direct access to key destinations including Marina Bay, the Central Business District, and onward connections to other MRT lines via interchange stations. The approximately 10-minute walk to the station positions this development within a comfortable active-mobility range for most residents, reducing reliance on private vehicles for daily commutes.

Beyond MRT connectivity, the neighbourhood offers excellent bus coverage via multiple services plying Kim Tian Road and adjacent arterial routes. This multi-modal transport infrastructure has traditionally underpinned property demand and capital value retention in the Tiong Bahru area.

Neighbourhood Character and Amenities

Tiong Bahru distinguishes itself through a mature, well-established community fabric. Within walking distance of 119C Kim Tian Road, residents find traditional wet markets, hawker centres serving multiple cuisines, convenience stores, pharmacies, and a variety of small independent retailers. The neighbourhood's conservation buildings house boutique shops, antique dealers, independent restaurants, and cultural venues that contribute to its distinctive identity.

For families, the area benefits from proximity to multiple primary schools and secondary institutions. Healthcare facilities, including polyclinics and private medical practices, are readily accessible. The neighbourhood's maturity means infrastructure, municipal services, and community amenities are well-established and proven over decades of residential use.

Property Type and Format

As an HDB flat, the property offers the tenure security and affordability characteristics typical of Singapore's public housing sector. HDB flats remain the backbone of residential property ownership for the majority of Singapore citizens and permanent residents. The 119C Kim Tian Road offering represents a compact format suited to first-time buyers entering the property market, young couples, or investors seeking exposure to the Tiong Bahru locality. Smaller unit sizes often present lower absolute acquisition costs, more manageable TDSR implications for financing, and appeal to downsizers or minimalist-minded occupants.

Investment Considerations

From an investment perspective, the development's proximity to EW17 and location in a heritage-valued, amenity-rich neighbourhood position it favourably for rental demand. Tiong Bahru has historically attracted expatriates, young professionals, and creative-sector workers seeking character-driven residential locations with good transit links. Rental yields on HDB flats in mature estates with strong MRT access typically benefit from consistent demand, though absolute yield percentages depend on individual unit characteristics and prevailing market conditions.

Buyers purchasing a second residential property at 119C Kim Tian Road should note that Additional Buyer's Stamp Duty (ABSD) applies at 20% of the purchase price for Singapore citizens acquiring a second residential property. This materially affects total acquisition cost and cash-on-cash returns for investment-oriented buyers and must be factored into financial modelling. Permanent residents face different ABSD structures, and professional tax or legal advice is recommended to understand individual obligations.

Lease Tenure and Resale Dynamics

HDB flats are typically offered on 99-year leases commencing from the year of construction. Lease decay becomes an increasingly material factor in resale value as years pass, particularly once the lease drops below 80 years. Prospective buyers should confirm the precise lease commencement date and remaining tenure at the point of acquisition. The Ethnic Integration Policy and rules governing resale eligibility (including citizenship and income ceilings for first-time buyer schemes) shape the secondary market, and buyers should verify their eligibility and any restrictions before proceeding.

Positioning Within the Broader Market

Within the South Central region of Singapore, the Tiong Bahru locality competes with adjacent areas including Outram, Maxwell Hill, and Bukit Merah. Each precinct carries distinct characteristics: Tiong Bahru favours those valuing heritage and neighbourhood character, whilst Outram emphasises more contemporary developments and proximity to Outram Park station. Tiong Bahru's established reputation and cultural cache have historically sustained steady demand and capital value growth, though relative supply of new units in the locality remains limited compared to newer HDB developments in outer rings or fringe areas.

Market Entry Points and Financing

Compact HDB flats in the 119C Kim Tian Road format typically sit at price points accessible to first-time buyers utilising Housing and Development Board financing schemes, bank mortgages, or Central Provident Fund withdrawals. At typical price points for this development and unit format, TDSR (Total Debt Servicing Ratio) headroom remains manageable for employed resident buyers, particularly those with stable income and existing CPF balances. However, each buyer's individual financial situation differs, and professional mortgage advice is essential to establish secure financing terms.

The Tiong Bahru locality appeals across multiple buyer profiles. First-time buyers value the heritage neighbourhood setting and manageable acquisition costs. Young professionals and creatives appreciate the walkable community and cultural amenities. Downsizers from larger properties find compact units suit their spatial and financial requirements. Investor-oriented purchasers focus on rental yield potential and the locality's proven tenant demand. Each profile may weight location, unit format, lease tenure, and financial metrics differently when evaluating fit.

Future Considerations and District Planning

The South Central region, encompassing Tiong Bahru, continues to benefit from strategic district planning and infrastructure investment. The maturity of the locality means large-scale new residential supply within Tiong Bahru proper is limited; most new housing supply in the surrounding South Central region occurs in areas like Tiong Bahru's fringes or adjacent precincts. This relative supply constraint has traditionally supported capital value retention and appreciation prospects for existing properties in high-amenity, well-connected locations like 119C Kim Tian Road.

Prospective buyers should remain attuned to broader district plans, any potential transport infrastructure changes, or heritage conservation policy shifts affecting the Tiong Bahru area, as these factors influence long-term demand and value trajectories. Professional property advisers can provide updated insights into local planning frameworks and development pipelines.

119C Kim Tian Road presents a residential opportunity for buyers seeking authentic neighbourhood character, proven transit connectivity, and entry-level acquisition costs in one of Singapore's most established and character-rich residential precincts.

Frequently Asked Questions

What rental yield might I expect if I purchase 119C Kim Tian Road as an investment property?

Rental yields on HDB flats in mature estates with strong MRT proximity, such as Tiong Bahru, typically range between 3–5% gross yield, depending on current market conditions, unit configuration, and demand dynamics. The Tiong Bahru locality has historically attracted expatriates, young professionals, and creative-sector workers seeking character-driven neighbourhoods with good transit links, supporting consistent rental demand. However, absolute yields are influenced by prevailing rental rates for comparable units, the specific lease remaining on your acquisition, and individual property positioning. Speak with rental agents active in Tiong Bahru to obtain current market rental evidence before finalising an investment decision.

How does pricing at 119C Kim Tian Road compare to recent per-square-foot transactions in Tiong Bahru?

Tiong Bahru HDB flat pricing depends on remaining lease tenure, unit size, floor level, and prevailing market sentiment. Recent per-square-foot comparables in the locality vary according to lease condition; flats with longer remaining lease (above 85 years) and premium unit positioning (higher floors, corner units, better views) command higher per-square-foot rates than standard configurations. You should obtain recent transaction data from HDB Resale Portal records or engage a local property adviser to benchmark current asking prices against recent arm's-length sales of similar Tiong Bahru units. This exercise ensures you are paying a fair price relative to the broader secondary market.

What ABSD implications apply if I purchase 119C Kim Tian Road as a second residential property?

Singapore citizens purchasing a second residential property are liable for Additional Buyer's Stamp Duty (ABSD) at 20% of the purchase price. For a HDB flat at 119C Kim Tian Road, if your acquisition price is S$500,000, you would incur ABSD of S$100,000 in addition to base stamp duty. This materially affects total acquisition cost and cash-on-cash investment returns; you must budget ABSD alongside legal, valuation, and survey fees when computing your total investment outlay. Permanent residents face different ABSD structures, and non-resident buyers face even higher ABSD rates. Professional tax advice is strongly recommended to understand your individual obligations and to evaluate whether ABSD exposure materially affects your investment thesis.

How does lease decay risk affect future resale value of flats at 119C Kim Tian Road?

HDB flats are granted on 99-year leases from their date of construction. Once remaining lease drops below 80 years, secondary market demand and prices typically weaken, as buyers face diminished financing options and elevated uncertainty about property longevity. You should confirm the exact lease commencement date and remaining tenure before purchasing; this information is available from HDB or your legal adviser. Flats with shorter remaining leases (below 80 years) become progressively harder to refinance or sell, as both banks and prospective buyers view extended lease decay as a material risk factor. Plan your acquisition timing and holding period with lease tenure explicitly in mind, and consider the financial impact of eventual lease exhaustion on your exit strategy.

How does proximity to Tiong Bahru MRT Station (EW17) influence long-term demand and capital appreciation at 119C Kim Tian Road?

Proximity to Tiong Bahru MRT Station on the East–West Line is a primary demand driver for residential property in the area. The EW17 station provides direct access to the city centre, key business districts, and interchange points with other MRT lines, making the location attractive to working professionals and families seeking reliable commute options. Historically, properties within a 10–15 minute walk of MRT stations in mature precincts like Tiong Bahru have demonstrated more resilient capital value and stronger rental demand compared to non-transit-adjacent sites. The maturity of the Tiong Bahru neighbourhood combined with proven transit accessibility has supported sustained buyer and tenant interest, reducing demand volatility seen in peripheral locations. Any future enhancement to the EW17 station or expansion of bus networks serving Kim Tian Road would further strengthen the property's long-term appeal and value retention.

Which buyer profiles—first-timers, upgraders, HNW individuals, or investors—are best suited to 119C Kim Tian Road?

119C Kim Tian Road appeals most strongly to first-time buyers entering the property market, as the compact unit format and Tiong Bahru location offer manageable acquisition costs, strong heritage neighbourhood character, and proven tenant demand. Young professionals and creatives seeking walkable communities with independent retailers and cultural venues find the area appealing. Downsizers moving from larger family homes into smaller, low-maintenance units value the accessibility and established amenity environment. Investor-oriented buyers appreciate consistent rental demand from expatriates and transient professionals drawn to Tiong Bahru's character and transit links. Upgraders moving to larger spaces in outer ring developments may view Tiong Bahru flats as less suitable, given the compact format. High-net-worth individuals may prefer freehold landed property or luxury condominiums, though selective HNW buyers value Tiong Bahru for lifestyle and heritage preservation. Evaluate your own buyer profile, holding period, and financial capacity before proceeding.

What TDSR and financing headroom exist at typical price points for 119C Kim Tian Road?

HDB flats in the Tiong Bahru locality typically sit at price points below S$700,000, positioning them within reach of first-time buyers utilising HDB concessional loans or standard bank mortgages. At a purchase price of S$600,000 with 20% down payment (S$120,000) and a 25-year mortgage on the remaining S$480,000, monthly repayment would be approximately S$2,100–2,300 depending on prevailing interest rates. Total Debt Servicing Ratio (TDSR) at 60% maximum implies your total monthly debt obligations (mortgage, car loans, credit cards) cannot exceed 60% of gross monthly income; a S$2,200 mortgage repayment would require minimum gross monthly income of approximately S$3,667 to stay within TDSR limits. Each buyer's individual financial profile differs; engage a bank or mortgage broker to assess your specific TDSR headroom, CPF eligibility for withdrawal, and loan approval prospects before committing to purchase.

How does 119C Kim Tian Road compare to competing HDB developments in South Central Singapore?

Tiong Bahru competes with adjacent precincts including Outram, Maxwell Hill, and Bukit Merah for residential demand. Outram properties benefit from proximity to Outram Park MRT station and newer housing developments, whilst Maxwell Hill offers slightly lower price points in a less-established neighbourhood. Bukit Merah properties sit further from the city centre but offer larger estates with more abundant amenities and community infrastructure. Tiong Bahru's defining differentiator is its heritage character, conservation shophouses, independent retail and dining scene, and cultural reputation—factors that attract a specific buyer and tenant demographic willing to pay a premium for neighbourhood authenticity. Outram may offer slightly newer stock or lower absolute prices, but Tiong Bahru's proven rental demand and capital value retention compensate for any price premium. Direct comparison requires assessing your personal preferences for heritage amenity versus newer development characteristics.

Are certain unit stacks, floor levels, or configurations at 119C Kim Tian Road better value than others?

Within HDB estates, higher floor units typically command premiums due to reduced noise exposure, better views, and greater sense of privacy. Ground and lower-floor units may offer slight discounts but suffer from potential noise, reduced natural light, and less private outlook. Corner units and units with North-facing orientations (better natural light in Singapore's equatorial climate) often command pricing premiums relative to standard mid-stack units. Units positioned away from common staircases or facing quieter roads may carry subtle value advantages over those fronting busier thoroughfares. However, Tiong Bahru's relatively compact estate means dramatic variations in unit value based on stack positioning are less pronounced than in larger estates. Conduct site visits to multiple unit types and floor levels before deciding; your personal preference for light, views, and noise environment may override marginal pricing differences.

What future supply pipeline exists in the South Central district that might affect 119C Kim Tian Road demand and values?

The South Central region, including Tiong Bahru, is characterised by mature HDB stock with limited capacity for large-scale new residential development within the Tiong Bahru precinct itself. Most new supply growth in the broader region occurs in Tiong Bahru's periphery or adjacent precincts such as the edges of Outram and Bukit Merah, where larger redevelopment sites may arise. The relative supply constraint has historically been supportive of capital value retention and modest appreciation in well-connected, high-amenity locations like Tiong Bahru. However, monitor HDB's long-term development pipeline and any potential en-bloc redevelopment proposals affecting the Tiong Bahru area; such large-scale supply additions could materially influence future demand and pricing. Engage a property advisor with current knowledge of district planning to understand whether any significant supply changes are anticipated during your intended holding period.

Hdb Flat At 119C Kim Tian Road — From S$1,000