Type

Units

Min Area

Price Range

3 BR

1313 sqft

S$700K – S$950K

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$700K to S$950K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$140K on this acquisition.
Located 6 min (520 m) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

757 Yishun Street 72: An Established HDB Development in the Heart of Yishun

Situated at 757 Yishun Street 72, this HDB flat development represents a significant residential option within Singapore's northern planning region. The project occupies a strategic position that balances proximity to essential urban infrastructure with the character of a mature, well-serviced neighbourhood. Across its portfolio, the development comprises units designed to accommodate diverse household compositions, from young professionals seeking their first owned property to families expanding into larger living spaces.

The neighbourhood of Yishun has evolved considerably over recent decades, establishing itself as a vibrant residential enclave with comprehensive community facilities and a strong sense of place. Residents benefit from ready access to retail outlets, food establishments, and recreational spaces that collectively contribute to a rounded quality of life. The mature character of this area also means that existing infrastructure—schools, polyclinics, and parks—is well-developed and integrated into the urban fabric, reducing the typical uncertainty that can accompany newer, developing districts.

Transport Connectivity and MRT Proximity

The development's most compelling asset is its proximity to Yishun MRT Station (NS13), situated approximately 520 metres or a six-minute walk away. This distance places the development firmly within the optimal walk-to-transport radius that property buyers and investors actively seek. Access to the North–South Line provides direct, uninterrupted connectivity to the Central Business District, including Raffles Place and Marina Bay, as well as onward connections through the wider MRT network to residential, commercial, and leisure destinations across the island.

For commuters working in established commercial hubs along the North–South Line—whether in the CBD, along Orchard Road, or in the emerging business precincts of the north—the travel time and convenience from this location represent measurable advantages. The reliability of MRT-based commuting also reduces dependency on private vehicle ownership, a consideration that appeals to environmentally conscious buyers and those seeking to optimise household budgets. Regular and frequent train services ensure that peak-hour congestion, a persistent challenge on Singapore's road network, does not significantly impact daily travel patterns for residents of this development.

Unit Specifications and Space Standards

Units within the development are configured to provide generous floor areas, with typical examples offering approximately 1,388 square feet of usable space. This floor plate size comfortably accommodates three-bedroom, two-bathroom layouts that appeal to families requiring dedicated living, sleeping, and functional zones without the constraints of more compact configurations. The spatial allowance supports modern lifestyle expectations around work-from-home functionality, entertaining guests, and the separation of activities within the household.

The balance between unit size and overall development density reflects planning standards that prioritise livability and resident amenity. Larger floor plates typically translate to superior sightlines, natural ventilation, and the ability to personalise interior space according to individual preference—factors that, whilst less quantifiable than location alone, meaningfully affect daily satisfaction and long-term holding comfort for owner-occupiers.

Pricing and Market Position

Current market pricing for units within the development commences from S$950,000, a threshold that positions the project competitively within the HDB resale market for three-bedroom properties in the northern region. This price point reflects the combined value of location, transport connectivity, unit size, and the maturity of the surrounding neighbourhood. Buyers evaluating this development against competing HDB offerings in adjoining areas such as Bukit Panjang, Ang Mo Kio, or Sembawang will find that per-square-foot pricing remains aligned with recent market transactions, particularly when factoring in the MRT proximity premium.

For first-time buyers, the S$950,000 entry point sits within the range where HDB concessional loans (capped at 90% LTV and 25 years) remain accessible, though many buyers at this price tier typically qualify for bank financing as well, which can offer marginally superior terms. Investors purchasing as a second residential property must account for Additional Buyer's Stamp Duty (ABSD) at 20% of the property price, a material cost that must be incorporated into investment appraisals and cash-flow projections.

Suitability Across Buyer Archetypes

This development appeals across multiple buyer categories. First-time owners seeking to transition from rental accommodation will find that the size, location, and financing accessibility align with their aspirational criteria, particularly if they have young or teenage children requiring separate sleeping quarters. The MRT proximity also supports career mobility, as professionals can consider roles across multiple job clusters without significantly extending commute times.

Upgraders moving from smaller two-bedroom units will value the additional space, particularly the presence of a second bathroom, which reduces morning congestion in multi-person households. Investors considering HDB properties as portfolio additions will analyse rental yield potential, which varies based on market demand for three-bedroom units in the Yishun precinct—typically ranging from 3 to 4.5% gross yield depending on rental market momentum and seasonal factors.

Lease Tenure and Long-Term Value Considerations

All HDB properties operate under a 99-year leasehold model, with the tenure clock commencing from the initial completion date. Whilst the 99-year structure is standard across Singapore's HDB portfolio and remains acceptable to lending institutions, buyers should be mindful that lease decay—the gradual reduction in property value as the lease approaches expiry—becomes a material consideration for resale properties acquired with fewer than 80 years remaining on the lease. At time of purchase, prospective owners should verify the exact remaining lease duration through official HDB records and incorporate this into long-term valuation expectations.

HDB has introduced the Lease Buyback Scheme and rental schemes that provide alternative pathways for ageing flat owners, measures that provide some mitigation against the steepest lease-decay effects. Nevertheless, buyers acquiring properties with medium-term holding horizons should factor in modest annual depreciation once the lease descends below 80 years, a mathematical certainty that affects all leasehold properties but is particularly pronounced for HDB units approaching their end-of-lease period.

Financing and Debt Service Considerations

At the S$950,000 level, a typical buyer financing 80% of the purchase price through a 25-year mortgage would service approximately S$3,800 to S$4,100 monthly (depending on prevailing interest rates and bank pricing). The Total Debt Service Ratio (TDSR), capped at 60% of gross monthly income, implies that buyers require a minimum monthly household income in the region of S$6,300 to S$6,900 to comfortably support this mortgage whilst maintaining headroom for other financial obligations. Buyers with dual incomes, bonuses, or variable compensation structures should conduct careful cash-flow analysis to ensure that debt servicing remains sustainable across different economic conditions.

First-time HDB buyers benefit from exemption from ABSD, allowing them to deploy capital more efficiently. Those acquiring as a second residential property face the 20% ABSD charge, a one-time cost of S$190,000 at the stated pricing level, which materially affects the total capital requirement and upfront cash outlay for investor-profile purchasers.

Neighbourhood Maturity and Community Infrastructure

Yishun's establishment as a residential precinct over several decades has resulted in comprehensive integration of schools, healthcare facilities, and recreational spaces. Primary and secondary schools serving the catchment include both neighbourhood schools and selected schools accessible through the standard routing system, providing families with educational optionality. Polyclinics and private medical practitioners are established throughout the area, ensuring healthcare accessibility without extended wait times or travel distances.

The development's location also provides convenient access to Yishun Point, a major shopping mall serving the precinct, as well as numerous informal food establishments and neighbourhood shops that cater to daily requirements. Community spaces, including neighbourhood parks and active-ageing facilities, reflect Singapore's planning emphasis on age-inclusive neighbourhood design, an increasingly attractive feature for multi-generational households.

Comparative Market Analysis and Future Supply Dynamics

HDB resale prices in the Yishun zone have historically tracked the broader North Region market trajectory, with upgrades and improvements to surrounding infrastructure—including the ongoing development of the Greater Southern Waterfront and improvements to northern transport links—providing marginal uplift to property valuations in this district. Neighbouring precincts such as Bukit Panjang and Ang Mo Kio command comparable or slightly premium pricing depending on specific MRT accessibility and neighbourhood amenities, positioning this development competitively within the local hierarchy.

The HDB new release pipeline in the North Region continues to roll out units at various price points and size configurations, which may exert moderate downward pressure on resale valuations for projects deemed less convenient than newly completed estates. However, the maturity of infrastructure, the proximity to Yishun MRT, and the established sense of community at 757 Yishun Street 72 provide resilience against such pressures, as buyers consistently prioritise connectivity and neighbourhood stability over marginal cost savings in developing areas.

Frequently Asked Questions

What gross rental yield can investors expect from three-bedroom HDB units at 757 Yishun Street 72?

Gross rental yields for three-bedroom units in the Yishun precinct typically range from 3 to 4.5% per annum, depending on market conditions, unit configuration, and rental demand within the broader North Region. At the stated S$950,000 entry price, this translates to approximately S$2,375 to S$3,563 in monthly rental revenue under mid-market assumptions. Investors should conduct independent surveys of comparable lettings in the Yishun and adjoining Bukit Panjang areas to refine their yield forecasts, as micro-location factors—proximity to MRT, unit floor level, and remaining lease duration—materially affect rental competitiveness and command rent within the local market.

How does per-square-foot pricing at this development compare to recent HDB transactions in Yishun?

At approximately S$684 per square foot (based on the S$950,000 reference price and 1,388 sqft floor plate), this development's pricing aligns closely with recently transacted three-bedroom HDB properties in the Yishun precinct, where per-sqft rates for similar unit types have ranged from S$650 to S$720 over the past 12 to 18 months. The precise comparison depends on factors such as lease decay stage, exact floor level, and unit orientation; higher floors and units with superior sightlines command incremental premiums. Buyers should cross-reference recent HDB Property Information Portal data and transaction records to validate whether specific units within the development offer value relative to the wider Yishun resale market, rather than relying solely on headline prices.

What Additional Buyer's Stamp Duty (ABSD) must a Singapore Citizen second-property buyer pay?

Singapore Citizens purchasing this property as a second residential property must pay Additional Buyer's Stamp Duty at a rate of 20% of the purchase price. At the S$950,000 entry level, this represents a one-time cost of S$190,000, payable to the Inland Revenue Authority of Singapore (IRAS) at the point of purchase completion. This duty is separate from the standard Buyer's Stamp Duty (BSD) and legal fees, both of which remain applicable. Investors and upgraders purchasing as a second residential property must incorporate this S$190,000 cost into their total capital requirement and investment appraisal, as it materially affects cash-on-cash returns and the breakeven timeframe for investment properties.

What lease-decay risk should buyers anticipate, and how does it affect long-term resale value?

All HDB units at 757 Yishun Street 72 are held on a 99-year leasehold basis, commencing from the property's original completion date. Property value remains relatively stable through the first 60 to 70 years of the lease; however, once the remaining lease duration falls below approximately 80 years, market value depreciation becomes measurable and accelerates as the lease approaches expiry. Buyers acquiring resale properties should verify the exact remaining lease tenure through HDB records and apply a depreciation discount to long-term valuation forecasts accordingly. The HDB Lease Buyback Scheme and rental options provide mitigants for ageing property owners, but these do not fully arrest lease-decay effects, so owner-occupiers should factor in modest annual value erosion once leases fall below the 80-year threshold.

How does proximity to Yishun MRT Station (NS13) influence demand and capital appreciation?

MRT proximity is among the most powerful value drivers in Singapore's residential property market, and the six-minute walk distance from 757 Yishun Street 72 to Yishun MRT Station (NS13) positions the development within the optimal convenience bracket that buyers consistently seek. Access to the North–South Line eliminates commute uncertainty and provides direct connectivity to the CBD, Orchard Road, and onward network links, supporting both owner-occupier demand and investor rental appeal. Properties within 500 to 600 metres of active MRT stations historically experience more resilient capital appreciation and shorter selling cycles compared to distance-distant developments, as the transport accessibility translates to lower opportunity cost for a broader buyer base and supports stable rental yield generation across market cycles.

Which buyer profiles—first-timers, upgraders, or investors—are best suited to this development?

This development appeals strongly to first-time buyers transitioning from rental, particularly those with families requiring three bedrooms and seeking MRT-adjacent location without the premium pricing of city-fringe precincts. Upgraders moving from two-bedroom units will value the additional space and second bathroom, important amenities in multi-person households. Investors will find the development analytically interesting given its mature neighbourhood infrastructure, reliable rental demand for three-bedroom units in the North Region, and positioning within the accessible price range that reduces vacancy risk and supports consistent occupancy. Owner-occupiers benefit from tax exemptions on rental income and principal residence eligibility; investors must incorporate the 20% ABSD cost and project rental yields, typically 3 to 4.5% gross, into their investment case.

What TDSR headroom exists for typical buyers financing at the S$950,000 price point?

At S$950,000, a buyer financing 80% (S$760,000) over a 25-year mortgage at prevailing HDB concessional or bank rates will service approximately S$3,800 to S$4,100 monthly depending on interest rates. The TDSR ceiling of 60% implies a minimum monthly household gross income of approximately S$6,300 to S$6,900 to comfortably qualify and maintain headroom for other liabilities. Buyers with stable dual incomes, variable compensation (bonuses, allowances), or CPF balances exceeding minimum sum requirements will typically have greater financing flexibility and faster approval timelines. Those with existing obligations—car loans, credit card balances, or personal loans—must conduct full debt service calculations before committing, as TDSR compliance is a strict lending criterion that bank and HDB assessors enforce uniformly.

How does this development compare in value and amenity to nearby competitors in Ang Mo Kio or Bukit Panjang?

Comparable three-bedroom HDB developments in Ang Mo Kio (such as properties near Ang Mo Kio MRT Station) typically command per-sqft pricing in the range of S$680 to S$720, positioning them marginally premium to 757 Yishun Street 72, primarily due to Ang Mo Kio's slightly more central location and established commercial precincts. Bukit Panjang developments, particularly those near Bukit Panjang MRT, offer comparable or slightly lower per-sqft pricing but may trade headroom in amenity and neighbourhood maturity. The Yishun location offers a middle ground: strong MRT connectivity, mature neighbourhood infrastructure, and competitive pricing without the density or price inflation that sometimes attends more central North Region precincts. Buyers comparing across these three areas should weight transport convenience, school catchments, and personal lifestyle priorities equally alongside headline pricing.

Are there particular floor levels or unit stacks within the development that offer superior value?

Within any HDB development, lower-to-mid floor levels (floors 3 to 10) typically offer the strongest value proposition, as they command modest discounts relative to higher floors whilst avoiding ground-floor pedestrian traffic and noise exposure. Mid-stack units also benefit from superior natural ventilation and reduced direct solar heat gain compared to high-floor units, contributing to lower cooling costs and greater comfort during Singapore's peak summer months. Units facing away from adjacent major roads or rear-facing towards neighbourhood parks and green spaces tend to command rental and resale premiums, though such preferences vary by individual buyer profile. Investors seeking rental properties should prioritise units that appeal to working professionals and young families—typically mid to upper-mid floors with modern finishes and efficient layouts. Owner-occupiers can allow personal preference to guide floor selection without necessarily sacrificing long-term value retention, as no single floor category exhibits dramatically superior appreciation trajectories.

What is the future supply pipeline for HDB developments in the Yishun district, and how might this affect valuations?

The HDB new release pipeline in the North Region continues to allocate units to various precincts, including Yishun and surrounding areas, as part of the broader public housing roadmap. New launches typically exert moderate downward pressure on resale pricing for properties deemed less convenient or less fully serviced than newly completed developments; however, this effect is typically modest for mature, well-located properties such as 757 Yishun Street 72 that already benefit from comprehensive neighbourhood infrastructure and established transport connectivity. The maturity of Yishun's schools, healthcare facilities, and retail ecosystem provides resilience against depreciation pressure, as new supply in developing areas does not typically erode the relative appeal of established neighbourhoods. Over medium to long-term horizons (5 to 10 years), capital appreciation for properties at this location is likely to track slightly below the broader HDB market average, reflecting the already-mature character of the precinct, but with greater stability and lower volatility compared to newly released developments that face larger uncertainty around infrastructure maturation timelines.

[For Sale] Hdb Flat At 757 Yishun Street 72 — From S$700K