Type

Units

Min Area

Price Range

4 BR

1367 sqft

S$750K – S$750K

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$750K to S$750K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$150K on this acquisition.
Located 10 min (840 m) from CP2 Elias MRT Station (U/C).

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

745 Pasir Ris Street 71: Established HDB Living in Singapore's Northeast

Located at 745 Pasir Ris Street 71, this HDB development represents a substantial opportunity within one of Singapore's most accessible public housing estates. Positioned in the heart of Pasir Ris, the development benefits from decades of infrastructure maturity and community planning that has transformed this northeast corridor into a desirable residential locale. The estate combines the practical advantages of Housing and Development Board ownership with the convenience of established neighbourhood services and transport links.

The development's floor plans accommodate varying family structures, with units ranging across multiple bedroom configurations. Current market valuations for units at this location begin from S$749,999, reflecting competitive pricing within the Pasir Ris HDB market. The area has demonstrated consistent appreciation over recent years, supported by steady demand from both owner-occupiers and investors seeking exposure to the northeast corridor's continuing development.

Strategic Location and Transport Access

745 Pasir Ris Street 71 sits approximately 840 metres from Elias MRT Station on the Circle Line (CP2), translating to roughly a 10-minute walking journey. This proximity to Elias delivers substantial value for daily commuters, eliminating reliance on supplementary transport and reducing commuting time to central business districts. The Circle Line itself has become a crucial transport artery for the northeast, linking residential estates directly to Marina Bay, the CBD, and secondary employment hubs across the island.

The forthcoming completion of Elias MRT Station enhancement works will further elevate the development's appeal, particularly for professionals working in the financial district or at Marina Bay Sands and similar major employers. Access to East Coast Parkway via nearby arterial roads also facilitates rapid transit to the south coast and airport routes, broadening the appeal for those with unpredictable commuting patterns or business travel requirements.

Neighbourhood Characteristics and Amenities

Pasir Ris has evolved into one of Singapore's most comprehensively planned mature estates, with a full spectrum of amenities within walkable distance. Supermarkets, hawker centres, and dining establishments cluster throughout the precinct, supporting everyday convenience and a vibrant community atmosphere. Shopping options extend to Pasir Ris Town Centre and The Pasir Ris, both accessible via short bus journeys or direct walks depending on the specific location within the development.

Educational institutions blanket the estate, with primary schools, secondary schools, and pre-schools positioned to serve residents of all family stages. This density of educational infrastructure historically supports strong demand from upgrading families and young couples seeking proximity to quality schooling options. Recreation facilities throughout Pasir Ris include community centres, sports complexes, and extensive park connectors linking residents to coastal green spaces and water-front leisure areas.

Investment and Ownership Perspectives

For owner-occupiers, 745 Pasir Ris Street 71 offers practical living at competitive pricing, with the maturity of the estate reducing uncertainty around future infrastructure or community degradation. The neighbourhood's established character means that supply of new HDB flats in immediately adjacent locations remains limited, potentially supporting longer-term capital appreciation as demand from the growing northeast population continues. Accessibility to the Circle Line and proximity to employment zones make the development particularly attractive for working professionals prioritising commute efficiency.

Investors evaluating the development should consider historical rental yields within comparable Pasir Ris HDB properties, which have demonstrated sustainable tenancy demand from both young professionals and smaller families. The catchment area for rental seekers extends across Singapore's northeast and east, capturing expatriate populations and relocating domestic residents attracted by transport access and estate amenities. Lease duration remains a critical consideration for long-term investment strategies, particularly for investors purchasing with an extended holding horizon.

Market Positioning and Value Assessment

Recent HDB transactions in Pasir Ris have established a competitive pricing baseline against which units at 745 Pasir Ris Street 71 should be evaluated. Per-square-foot metrics for comparable properties in the immediate vicinity provide transparency regarding pricing relativities, allowing potential buyers to assess whether specific units represent value or premium positioning. The development's maturity means that comparable transactions exist in sufficient quantity to establish clear market benchmarks, reducing valuation uncertainty for both owner-occupiers and investors.

The estate's established infrastructure and lack of disruptive renewal plans support pricing stability, contrasting with developments subject to major upcoming regeneration or neighbouring land-use changes. This stability appeals to conservative buyers seeking predictable capital appreciation paths rather than speculative appreciation tied to future announcements. However, like all HDB properties on 99-year leases, units at the development will gradually experience lease decay as decades elapse, which affects resale value and tenant demand progressively over time.

Suitability Across Buyer Profiles

First-time buyers appreciate the development's established infrastructure, transparent pricing comparable to recent transactions, and proximity to transport that eliminates long commutes during the capital-intensive early homeownership years. The development's density of primary schools makes it particularly suitable for young families planning to establish permanent roots in Singapore. Upgraders transitioning from smaller HDB units benefit from the spacious floor plans available, with units accommodating growing families whilst maintaining affordability relative to private residential alternatives.

Investors seeking stable rental yields find the development attractive due to the consistent demand profile within the northeast corridor and accessibility to transport that appeals to working tenants. High-net-worth individuals considering HDB exposure for diversification purposes may view the development as an entry point to one of Singapore's most demographically robust public housing estates. The development's maturity also suits conservative investors uncomfortable with development risk or uncertain timelines associated with newer estates or en bloc renewal scenarios.

745 Pasir Ris Street 71 represents a grounded opportunity within Singapore's most established and accessible public housing market, offering practical living solutions backed by mature infrastructure and reliable transport connectivity.

Frequently Asked Questions

What is the estimated rental yield for 4-room units at 745 Pasir Ris Street 71 if purchased as an investment?

Rental yields for 4-room HDB flats in Pasir Ris typically range between 2.5% and 3.5% annually, depending on the specific unit's condition, floor level, and exact lease remaining. The development's proximity to Elias MRT Station (CP2) enhances tenant appeal, as working professionals prioritise short commute distances, supporting relatively consistent occupancy rates. However, yields will gradually compress as the lease ages beyond the 80-year mark, so investors should factor lease decay into long-term projections and apply a discount to valuations of older inventory within the development.

How does the pricing at 745 Pasir Ris Street 71 compare to recent per-square-foot transactions in Pasir Ris?

Recent HDB transactions in Pasir Ris have established per-square-foot benchmarks ranging approximately S$545 to S$580, depending on unit age, lease remaining, floor level, and amenity proximity. Units at 745 Pasir Ris Street 71 should be individually assessed against these benchmarks to determine whether they command premium or discounted pricing relative to comparable sales. Proximity to Elias MRT Station typically justifies pricing at the upper end of the local range, as the 10-minute walk accessibility is materially shorter than many other Pasir Ris units located further from transport.

What are the Additional Buyer's Stamp Duty implications if I purchase a unit as a second residential property?

Singapore Citizens purchasing a second residential property at 745 Pasir Ris Street 71 are liable for Additional Buyer's Stamp Duty (ABSD) at a rate of 20% of the purchase price, applied on top of standard stamp duty. For a unit priced at S$749,999, this translates to approximately S$150,000 in ABSD, significantly impacting the total acquisition cost and financing requirements. Non-citizens face even higher ABSD rates, and it is essential that second-property buyers budget for ABSD when assessing total cash requirements and loan-to-value implications with their financial institutions.

What is the lease decay risk and how will it affect resale value as the lease ages?

All HDB flats at 745 Pasir Ris Street 71 are held on 99-year leases, meaning that units will progressively decline in value as lease years reduce below 80 years, with accelerated decline below 60 years remaining. Recent HDB regulations and market behaviour indicate that flat valuations and rental appeal deteriorate materially once leases fall below the 80-year threshold, as both owner-occupiers and investors become increasingly cautious regarding long-term holding viability. Purchasers of older units within the development should factor this lease decay explicitly into their investment thesis, adjusting return expectations and capital appreciation projections accordingly, and should explore the HDB's Enhanced Lease Upgrading Scheme or other lease extension mechanisms if long-term ownership beyond the 80-year mark is intended.

How does proximity to Elias MRT Station affect demand and capital appreciation at this development?

Proximity to Elias MRT Station (CP2) is a primary demand driver for 745 Pasir Ris Street 71, as the 10-minute walking distance appeals strongly to commuters prioritising short transport times to central employment zones and secondary business hubs. The Circle Line's expansion has historically supported capital appreciation for nearby HDB developments, as transport accessibility becomes increasingly scarce within Singapore's constrained geography, raising the relative value of existing properties near established MRT nodes. As Elias Station undergoes enhancement works, completion of those projects will likely lift the development's market visibility and appeal, potentially supporting further appreciation for units currently marketed.

Is this development suitable for first-time buyers, upgraders, investors, and HNW individuals differently?

First-time buyers benefit from the development's established infrastructure, transparent pricing relative to recent comparable transactions, and transport access that eliminates lengthy commutes during capital-intensive early homeownership years. Upgraders appreciate the spacious floor plans available at competitive pricing compared to private residential alternatives, with the development offering practical family living supported by schools and community facilities. Investors seek stable rental yields supported by consistent northeast corridor demand and tenant appeal tied to transport accessibility. HNW individuals may view the development as a diversified entry point to Singapore's most demographically stable public housing market, offering exposure without the development risk or renewal uncertainty associated with newer estates.

What TDSR and financing headroom should I expect at typical price points for 745 Pasir Ris Street 71?

For a unit priced at S$749,999, buyers financing approximately 75% of the purchase price will require a loan of roughly S$562,500, which at prevailing interest rates (approximately 3.5% to 4.0%) translates to estimated monthly payments of S$2,500 to S$2,750 for a 30-year tenure. Total Debt Service Ratio (TDSR) limits cap borrowing at approximately 60% of monthly income, meaning that buyers should demonstrate gross monthly income of at least S$4,200 to S$4,600 to comfortably accommodate the loan whilst maintaining adequate headroom for other liabilities and living expenses. Including property taxes, insurance, and maintenance contributions, total housing-related expenses typically consume 25% to 35% of gross income for HDB buyers at this price point, leaving adequate margin for both regulatory compliance and practical household budgeting.

How does 745 Pasir Ris Street 71 compare to nearby competing HDB developments in Pasir Ris?

Competing HDB developments within Pasir Ris vary in age, floor levels, and precise MRT distance, creating meaningful pricing and demand differentiation across the estate. Units at 745 Pasir Ris Street 71 benefit from the specific 10-minute proximity to Elias MRT Station, which is materially closer than many alternative Pasir Ris locations requiring 15–20 minute walks to transport nodes. Recent transactions across Pasir Ris indicate that properties commanding the most compelling resale prices combine proximity to MRT with above-average floor levels and exposure to natural light, factors that buyers should explicitly assess when comparing valuations across the development against neighbouring alternative properties.

Which unit stacks or floor levels within 745 Pasir Ris Street 71 offer the best value?

Middle-floor units within 745 Pasir Ris Street 71 (approximately floors 8–15) typically represent optimal value, commanding modest premiums over ground-floor and low-floor units whilst avoiding the cost premium and maintenance burdens associated with penthouses or very high-floor properties. Units on the development's east or north-facing aspects often capture advantageous natural light and ventilation patterns whilst avoiding afternoon heat gain from western sun exposure, supporting tenant appeal and rental competitiveness without requiring premium pricing. Corner units or properties commanding unobstructed sight lines often attract pricing premiums that may exceed the tenant or owner-occupier value proposition, making internally-positioned units comparatively attractive for investors optimising rental yield.

What is the future supply pipeline in the Pasir Ris district, and how will it affect property values?

Pasir Ris has evolved into a mature estate with limited new HDB supply expected in the immediate vicinity of 745 Pasir Ris Street 71, reducing the risk of disruptive new competition that might suppress capital appreciation or rental demand. The Housing and Development Board's planning emphasis has shifted toward rejuvenating established estates through selective infill development and community infrastructure upgrades rather than wholesale new town construction, meaning that supply constraints will likely support existing property valuations across the established precinct. However, broader northeast Singapore development, including potential new towns in Sungei Kadut and Bukit Timah expansion zones, may eventually distribute demand across a wider geographic area, though such projects remain medium-to-long-term initiatives unlikely to materially impact Pasir Ris property values within the next 5–10 years.

[For Sale] Hdb Flat At Pasir Ris Street 71 — From S$750K