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[For Sale] Hdb Flat At 910 Tampines Street 91 — From S$620K

910 Tampines Street 91

1 for sale
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HDB

[For Sale] Hdb Flat At 910 Tampines Street 91 — From S$620K

HDB Flat At 910 Tampines Street 91
1 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 1119 sqft S$620K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$620K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$124K on this acquisition.
  • Located 7 min (570 m) from DT31 Tampines West MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

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910 Tampines Street 91: A Mature HDB Development in Tampines

910 Tampines Street 91 stands as an established residential development in the heart of the Tampines planning area, one of Singapore's most developed and sought-after neighbourhoods. This HDB project offers families and investors a well-positioned option within the east coast corridor, combining affordability with accessibility to essential amenities and transport infrastructure. The development comprises spacious units designed to accommodate varied household sizes, making it a practical choice for upgraders and first-time buyers alike.

The neighbourhood of Tampines has matured significantly over the past two decades, evolving into a self-contained township with comprehensive facilities, schools, and commercial zones. Residents of 910 Tampines Street 91 benefit from this established infrastructure, with shopping centres, hawker operations, and community spaces all within walking distance or a short bus ride. The area is particularly attractive to families seeking stability and convenience without the premium pricing of newer private developments.

Location and Transport Connectivity

The development sits approximately seven minutes' walk from Tampines West MRT station on the East-West Line, positioning residents within easy reach of the broader MRT network. This proximity to public transport is a significant advantage, allowing commuters quick access to the city centre, Marina Bay, and other key employment hubs across Singapore. The station provides reliable frequency throughout peak and off-peak periods, making it an efficient choice for professionals and students commuting daily.

Beyond the MRT, the area is serviced by a comprehensive bus network connecting Tampines to neighbouring precincts, Bedok, Changi, and beyond. The combination of rail and bus transport means residents are not entirely dependent on private vehicles, reducing household transport costs and increasing appeal to environmentally conscious buyers. For those who drive, major expressways including the Pan-Island Expressway and East Coast Parkway are accessible within ten to fifteen minutes, facilitating travel to other parts of Singapore.

Unit Types and Configurations

910 Tampines Street 91 provides a range of unit types catering to different household compositions and life stages. Three-bedroom units and larger configurations dominate the development, offering layouts suited to young families, multigenerational households, and investors seeking high rental demand. Floor areas typically range from around 1,000 to over 1,100 square feet, providing generous living spaces by HDB standards with practical kitchens, functional bathrooms, and comfortable common areas.

The unit configurations reflect modern family living requirements, with adequate separation of sleeping and living zones, natural ventilation, and storage considerations. Buyers will find a mixture of unit orientations and stacking configurations throughout the blocks, meaning that individual preferences around natural light, privacy, and ventilation can often be accommodated within the development's inventory.

Pricing and Market Position

Units at 910 Tampines Street 91 are priced competitively within the Tampines HDB market, reflecting the development's mature status and proven track record as a stable residential neighbourhood. Pricing varies according to unit type, floor level, and orientation, with units available from around S$620,000 and upwards depending on configuration and conditions. This pricing segment positions the development as an accessible option for middle-income families and investors seeking a foothold in an established, well-serviced area without stretching financing capacity excessively.

The transactional history of Tampines HDB properties demonstrates consistent appreciation over medium to long-term holding periods, supported by strong demand from both owner-occupiers and investment-grade buyers. The familiarity of the neighbourhood and established track record of similar developments in the precinct provide confidence in resale prospects and rental income potential for those purchasing with investment intent.

Community Amenities and Neighbourhood Character

Tampines as a township offers residents a self-contained lifestyle with minimal need to venture outside the planning area for daily essentials. Schools, including primary, secondary, and junior college options, are distributed throughout the precinct, making it particularly suitable for families with children at varying educational stages. Healthcare facilities, including polyclinics and private clinics, serve the population's medical needs efficiently.

The neighbourhood character of Tampines reflects a blend of first and second-generation HDB estates, with mixed commercial and residential zoning creating vibrant, bustling streets. Shopping and dining options range from established malls housing international brands to intimate hawker centres serving local favourites, providing diverse lifestyle options for residents of varying preferences and budgets. The presence of parks, sports facilities, and community gardens throughout the precinct encourages outdoor activities and neighbourhood interaction.

Investment Perspective

For investors considering 910 Tampines Street 91, the development presents a balanced proposition combining reasonable entry pricing, established market demand, and infrastructure maturity. The three and four-bedroom configurations in this development are particularly attractive to the rental market, as families relocating to Singapore frequently seek similar unit sizes with HDB quality and affordability. Rental yields for comparable units in this neighbourhood typically range between 2% and 3% per annum, depending on unit configuration and market cycles.

The established nature of the Tampines precinct means that future capital appreciation, whilst solid, is likely to be more gradual than newer developments in transformation areas or fringe precincts experiencing rapid uplift. However, this stability is often preferred by conservative investors seeking lower volatility and predictable medium-term returns rather than speculative upside.

Financial Considerations for Buyers

Prospective purchasers should factor the purchase price into their overall financial planning, considering both the absolute cost and the implications for their debt-servicing capacity. For first-time HDB buyers, the development offers an accessible entry point, with total acquisition costs manageable within the bounds of typical HDB housing loan amounts and Central Provident Fund (CPF) withdrawal limits. Upgraders transitioning from smaller units to three-bedroom or larger configurations will find the pricing reasonable compared to private resale alternatives or newer HDB developments in transformation precincts.

Second-property investors should be mindful of Additional Buyer's Stamp Duty, which currently applies at a rate of 20% on the purchase price for Singapore Citizens acquiring a second residential property. This duty significantly increases the total cost of acquisition and should be factored into investment return calculations and cashflow projections. Professional financial advice is strongly recommended to ensure affordability and financing headroom remain comfortable across varying market conditions.

Future Outlook

The Tampines planning area continues to benefit from Government investment in transportation, education, and recreational infrastructure. The maturation of the district means that future improvements are likely to be focused on maintenance, incremental upgrades, and the selective rejuvenation of older precincts rather than large-scale new development. This stability supports confidence in the neighbourhood's continued desirability and economic resilience, though buyers should not expect the dramatic appreciation associated with emerging or transformation areas.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 910 Tampines Street 91 as an investment property?

Units at 910 Tampines Street 91 typically generate rental yields between 2% and 3% per annum, depending on the specific unit configuration, floor level, and prevailing market demand. Three-bedroom and larger units are particularly sought after by expatriate families and upgraders renting in Singapore, creating consistent tenant interest throughout the year. Gross rental income for a three-bedroom unit in this development might range from S$2,200 to S$2,800 per month, though actual yields will vary depending on maintenance costs, property management fees, and periods of vacancy between tenancies.

How does the pricing per square foot at 910 Tampines Street 91 compare to recent transactions in Tampines?

HDB flats in the Tampines area have been trading at approximately S$550 to S$620 per square foot in recent transactions, with variation depending on age, unit configuration, and proximity to MRT stations. Units at 910 Tampines Street 91 are positioned within this range, offering competitive pricing relative to comparable three and four-bedroom units in the wider precinct. The per-square-foot cost reflects the development's mature status, established neighbourhood infrastructure, and proximity to Tampines West MRT station, making it competitively valued compared to similar-sized units in nearby blocks or developments.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I am a Singapore Citizen buying this as a second residential property?

Singapore Citizens purchasing 910 Tampines Street 91 as a second residential property will incur Additional Buyer's Stamp Duty at the current rate of 20% of the purchase price. On a unit priced at S$620,000, this represents an additional S$124,000 in acquisition costs, significantly increasing total outlay and affecting return on investment calculations. This substantial duty must be factored into financing capacity assessments and overall investment structure to ensure affordability and maintain adequate financial flexibility for property management, maintenance reserves, and personal cash flow requirements.

Is there a lease decay risk with this HDB development, and how might it affect resale value?

HDB properties in Singapore typically carry 99-year lease terms, with 910 Tampines Street 91 following this standard structure. Lease decay becomes a material consideration as properties approach their final decades, with resale values and financing options becoming progressively constrained when the unexpired lease period falls below 50 years. Buyers of units in this development should anticipate that lease decay will gradually impact value in the longer term, though for medium-term holding periods of 10 to 20 years, this factor typically remains immaterial to overall investment returns.

How does proximity to Tampines West MRT station (seven minutes' walk) affect demand and capital appreciation for units in this development?

Proximity to MRT stations is a primary driver of HDB demand and capital appreciation in Singapore, as it directly reduces commute times and eliminates reliance on private transport for daily connectivity. The seven-minute walk to Tampines West MRT station positions this development well within the desirable accessibility threshold, supporting strong tenant and buyer interest across household and investor segments. Properties within a similar walking distance to MRT stations have historically demonstrated superior capital growth and rental stability compared to those requiring longer commutes, suggesting that this location advantage will continue supporting demand and resale valuations across market cycles.

Is 910 Tampines Street 91 suitable for first-time HDB buyers, upgraders, or investors seeking rental income?

The development serves all three buyer profiles effectively, though with different considerations for each. First-time buyers benefit from the established neighbourhood infrastructure, accessible pricing, and straightforward HDB purchase framework without the complexity of private property acquisition. Upgraders moving from one or two-bedroom units find the three-bedroom and larger configurations ideal for growing families, with mature neighbourhood amenities supporting comfortable long-term residence. Investors prioritise the rental demand generated by expatriate families and relocating professionals attracted by the MRT accessibility, neighbourhood stability, and proven transactional history of comparable units in the precinct.

What is the TDSR headroom and financing capacity at typical price points for 910 Tampines Street 91, and what should buyers expect?

At a purchase price of around S$620,000, financing a unit at 910 Tampines Street 91 typically requires a loan amount of approximately S$460,000 to S$500,000 after factoring in down payments and stamp duties. Using a standard 30-year loan tenor at prevailing interest rates of approximately 2.6% to 3%, monthly loan servicing costs would range from S$1,900 to S$2,100, which should comfortably fit within TDSR limits for household incomes of S$6,500 to S$8,000 per month. Buyers should verify their exact financing capacity with HDB and commercial lenders, accounting for existing liabilities, CPF usage policies, and personal risk tolerance around debt levels.

How does 910 Tampines Street 91 compare to nearby competing HDB developments in Tampines?

Other mature HDB developments in the Tampines precinct, such as those along Tampines Avenue and Tampines Street in adjacent blocks, offer similar unit configurations and pricing levels, though microlocational factors create differentiation. 910 Tampines Street 91's proximity to Tampines West MRT station provides a slight advantage in terms of accessibility compared to some competing developments located further from rail transport, potentially supporting marginally stronger demand and capital retention. Unit design, orientation, and floor level preferences are often more significant factors in purchase decisions than development-level comparisons, making it important for buyers to inspect specific unit offerings across competing developments rather than relying solely on neighbourhood-wide generalisations.

Which unit stacks or floor levels at 910 Tampines Street 91 offer the best value for money?

Mid-level units, typically occupying floors four through ten, often represent the best value proposition at 910 Tampines Street 91, balancing accessibility, natural light, and construction cost savings relative to units on higher floors. Lower-floor units may offer marginally better pricing but often experience reduced privacy, natural ventilation, and potential noise from ground-level commercial activities. Higher-floor units command premiums for views and privacy but add to acquisition costs without proportionate benefits for most owner-occupier or investment purposes; the marginal utility gain rarely justifies the additional outlay for those prioritising financial efficiency.

What is the future supply pipeline in the Tampines district, and how might it affect demand for 910 Tampines Street 91?

Tampines is a mature, largely built-out planning area with limited scope for large-scale new HDB or private residential development, suggesting that supply constraints will remain supportive of resale demand and valuations over the medium term. Government masterplanning for Tampines focuses on incremental infrastructure improvements, community facility upgrades, and selective estate rejuvenation rather than substantial new residential releases. This limited pipeline means that properties at 910 Tampines Street 91 will continue to benefit from supply-constrained demand dynamics, supporting both investment returns and owner-occupier satisfaction as competition from new launches remains minimal across foreseeable planning horizons.