Type

Units

Min Area

Price Range

3 BR

1216 sqft

S$832K – S$930K

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$832K to S$930K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$166K on this acquisition.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

876C Tampines Avenue 8: An Established HDB Community in the Heart of Tampines

876C Tampines Avenue 8 stands as a well-established public housing development within one of Singapore's most vibrant residential districts. Located along Tampines Avenue 8, this project offers a compelling proposition for buyers seeking stability, convenience, and good value in a mature neighbourhood. The development has attracted families, upgraders, and savvy investors alike, drawn by its strategic position within Tampines and the quality of amenities surrounding the location.

The project comprises three-bedroom and two-bathroom units, with floor areas reaching up to 1,216 square feet, delivering the generous living space that characterises quality HDB flats designed for modern family living. Units are being offered from S$832,000, reflecting the development's competitive positioning within the current Tampines resale market. The breadth of available floor plans allows prospective buyers to select configurations that best suit their household composition and lifestyle preferences, whether prioritising master-bedroom proportions, open-plan living areas, or utility room layouts.

Strategic Location and Transport Connectivity

Situated in central Tampines, 876C Tampines Avenue 8 benefits from proximity to Tampines MRT Station, delivering seamless connectivity across the broader island. This accessibility is a defining strength of the development, as reliable mass-transit links underpins both daily commuting practicality and long-term capital appreciation. The MRT connection places residents within arm's reach of business districts, employment hubs, and educational institutions, making the location particularly appealing to professionals and families juggling work and school commitments.

Beyond the MRT node, the Tampines precinct itself has matured into a self-contained urban village, with shopping malls, supermarkets, healthcare facilities, and recreational centres all within walking distance or a short bus ride. This ecosystem of convenience—combined with the transport backbone—has consistently supported steady demand for HDB resale units in the area, helping to sustain property values over multiple market cycles.

Market Positioning and Pricing Context

The S$832,000 entry price for units at 876C Tampines Avenue 8 positions the development competitively within the Tampines HDB resale market. Over recent years, three-bedroom units in established Tampines locations have traded across a considerable range, influenced by floor level, unit stack, proximity to lifts, and overall condition. Buyers evaluating this development should benchmark recent comparable sales of similar floor plans in the same precinct to assess whether the asking prices represent fair value relative to per-square-foot metrics in the broader district.

The pricing reflects the development's maturity as well as its location within a consolidated estate infrastructure. Newer or more premium HDB developments in outer districts may offer slightly lower absolute price points, yet they typically lack the transport proximity and amenities density that Tampines commands. This trade-off is important for buyers considering long-term hold periods or eventual resale prospects.

Investment and Rental Yield Potential

For investors viewing 876C Tampines Avenue 8 as a rental asset, the location offers solid fundamentals for tenant acquisition and yield generation. The proximity to the MRT, coupled with Tampines' reputation as a family-friendly and cosmopolitan district, attracts young professionals, expat families, and upgraders seeking temporary housing before purchasing their own property. Typical three-bedroom units in the area command monthly rents ranging between S$3,200 and S$3,800, though exact rental rates depend on unit condition, floor level, and views.

Gross rental yield—calculated as annual rental income divided by property purchase price—typically falls between three and four percent for HDB investments in this tier and location, depending on holding period and financing structure. This yield profile remains competitive relative to bond returns and other passive investment vehicles, whilst offering the dual benefit of capital appreciation potential alongside regular income. Investors should factor in annual management fees, routine maintenance, and potential void periods when modelling investment returns.

Financing and Debt-Service Considerations

Prospective buyers utilising housing finance should assess their Total Debt Service Ratio (TDSR) headroom carefully. At a purchase price of S$832,000, a five-percent down payment would require approximately S$41,600 in cash, with the remainder funded through a Housing and Development Board (HDB) loan or bank mortgage. Under current HDB financing guidelines, maximum loan tenure extends to 25 years, and TDSR limits restrict monthly debt obligations to no more than 60% of gross household income.

For a typical middle-income household with combined monthly income of S$8,000, the TDSR ceiling permits approximately S$4,800 in total monthly debt repayment across all obligations. An HDB loan for S$790,000 over 25 years (at illustrative four-percent interest) would entail roughly S$4,100 monthly repayment, leaving headroom for car loans, credit card balances, or other liabilities. First-time buyers should engage with the HDB or an independent mortgage broker to stress-test affordability against current interest-rate environments and personal financial circumstances.

Additional Buyer's Stamp Duty and Second-Property Considerations

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty (ABSD) at the rate of 20% on the purchase price. For a property valued at S$832,000, this results in ABSD payable of approximately S$166,400, payable upfront upon completion. This duty materially impacts the total cash outlay required and should be factored into investment appraisals and financial planning when considering 876C Tampines Avenue 8 as a second residential holding or upgrade purchase.

Purchasers who dispose of an existing residential property within six months of acquiring a second property may be eligible for ABSD remission under certain conditions. Those with relevant personal circumstances should seek clarification from the Inland Revenue Authority of Singapore (IRAS) or a qualified tax advisor regarding potential relief mechanisms before finalising their purchase decision.

Lease Tenure and Long-Term Resale Considerations

As an HDB development, 876C Tampines Avenue 8 carries a 99-year lease commencing from the original grant date. Buyers should verify the exact commencement year for the development to calculate the remaining lease term at the time of purchase. Units with progressively shorter lease tenures become less attractive to subsequent buyers, as financing institutions typically impose loan-to-value ratio reductions when lease terms fall below 60 or 70 years, and end-stage leases incur significant stamp duty or financing penalties.

Given the maturity of the development, remaining lease terms are likely in the 85 to 90-year range, which remains well within comfortable financing parameters for most lenders and represents an acceptable horizon for typical owner-occupiers. Nevertheless, sellers should be transparent about lease decay in future marketing materials, as this factor will increasingly influence buyer sentiment and capital values as decades pass.

Suitability Across Different Buyer Personas

876C Tampines Avenue 8 caters to several distinct buyer profiles. First-time homebuyers benefit from the mature estate infrastructure, established community, and straightforward legal structures associated with HDB ownership. Upgraders moving from smaller HDB flats or condominium units appreciate the additional space and competitive pricing relative to private-sector alternatives in comparable Tampines locations. Families with children value the proximity to schools, recreational facilities, and reliable transport, whilst investors capitalise on stable rental demand and reasonable income yields.

The development may be less suited to ultra-high-net-worth individuals seeking trophy properties or bespoke finishes, nor to those prioritising cutting-edge architectural design or premium amenities typical of newer private developments. However, for pragmatic buyers prioritising convenience, affordability, and proven resale demand, 876C Tampines Avenue 8 represents a sound acquisition in a market-tested location.

Market Supply and Future District Developments

Tampines has witnessed considerable HDB resale volume over the past decade, with multiple developments competing across similar price bands and specifications. The rollout of Build-to-Order (BTO) projects in adjacent precincts, such as upcoming developments in Loyang or Pasir Ris extensions, may gradually moderate price appreciation in established Tampines locations as first-time buyers opt for newer, subsidised units with longer lease tenures. Conversely, the finite supply of resale units and their desirable location ensure that demand will likely remain resilient amongst upgraders and investors seeking immediate occupancy.

Long-term capital appreciation should be viewed cautiously, particularly if held beyond the 15 to 20-year mark when lease decay becomes increasingly material. Buyers adopting a 10-year holding horizon, however, can reasonably expect steady appreciation aligned with broader HDB resale market trends, assuming no major adverse changes to local infrastructure or neighbourhood character.

Frequently Asked Questions

What rental yield can I realistically expect if I purchase a unit at 876C Tampines Avenue 8 as an investment property?

Three-bedroom units at 876C Tampines Avenue 8 typically attract monthly rents between S$3,200 and S$3,800, depending on floor level, condition, and specific unit configuration. At a purchase price of S$832,000, this equates to a gross rental yield of approximately three to four percent annually before accounting for ongoing costs such as property management fees, maintenance reserves, and minor refurbishment cycles. Net yield—after deducting all expenses—typically ranges between two and three percent, making this investment profile competitive with bond yields and fixed-income instruments whilst offering additional capital appreciation potential over a ten to fifteen-year hold period.

How does the pricing at 876C Tampines Avenue 8 compare to recent per-square-foot transactions in Tampines for similar three-bedroom units?

Recent resale transactions for three-bedroom HDB units in central Tampines have traded at per-square-foot prices ranging from approximately S$650 to S$750, depending on floor level, unit stack, lift proximity, and overall presentation. At S$832,000 for a 1,216 sqft unit, 876C Tampines Avenue 8 implies a per-square-foot price of roughly S$684, positioning it within the mid-range of comparable sales. Buyers should request recent comparable sales data from the estate or local property agents to benchmark whether individual units at this development align with current market per-sqft metrics, accounting for any unit-specific factors such as corner placements or high-floor positions that command premiums.

What is the Additional Buyer's Stamp Duty impact if I am a Singapore Citizen purchasing 876C Tampines Avenue 8 as a second residential property?

Singapore Citizens purchasing a second residential property pay Additional Buyer's Stamp Duty (ABSD) at 20% of the purchase price. For a unit priced at S$832,000, ABSD payable would be S$166,400, which must be settled upfront upon execution of the purchase deed. This duty significantly increases total acquisition costs and should be factored into investment returns when modelling yield and capital appreciation. Buyers should verify with the Inland Revenue Authority of Singapore whether any ABSD remission provisions apply to their personal circumstances, such as disposal of an existing residential property within stipulated timeframes, as this may reduce the effective duty payable.

What is the lease tenure at 876C Tampines Avenue 8, and how does remaining lease length affect financing and future resale value?

As an HDB development, 876C Tampines Avenue 8 carries a 99-year lease from its original grant date. Given the development's maturity, remaining lease terms are likely in the 85 to 90-year range, which remains well within acceptable financing parameters for most HDB and bank loans. However, as lease terms decline progressively, financial institutions typically impose stricter loan-to-value ratios and may eventually decline financing altogether when lease periods fall below 60 years. Prospective buyers should request the exact lease commencement year from the seller to calculate precise remaining tenure and assess long-term resale implications, particularly if planning to hold the unit beyond fifteen to twenty years.

How does proximity to Tampines MRT Station influence demand and capital appreciation prospects for units at this development?

Tampines MRT Station serves as a major transport nexus connecting residents to central business districts, employment centres, and educational institutions across the island. Developments within walking distance or a short bus ride from the station command a demand premium, as commuters value the convenience and time savings relative to properties in peripheral locations. This MRT proximity has historically supported steady capital appreciation for HDB resale units in the Tampines core, with prices rising at rates broadly aligned to island-wide HDB appreciation trends. Buyers can reasonably expect that transport accessibility will remain a key value driver, protecting against depreciation and supporting long-term ownership or exit optionality.

Is 876C Tampines Avenue 8 more suitable for first-time buyers, upgraders, or investors, and why?

876C Tampines Avenue 8 appeals across multiple buyer profiles. First-time buyers benefit from the established estate infrastructure, proven demand patterns, and straightforward HDB purchase procedures. Upgraders migrating from smaller units or condominium properties appreciate the additional space and competitive pricing relative to private-sector alternatives in Tampines. Investors find merit in stable rental demand, reasonable three to four percent gross yields, and limited lease decay concerns given the current 85 to 90-year remaining tenure. The development may appeal less to ultra-high-net-worth buyers prioritising bespoke finishes or new buildings, or to those with very short one to five-year holding horizons. Overall, it represents a sound acquisition for pragmatic middle-income and upper-middle-income owner-occupiers and medium-term investors with realistic return expectations.

What TDSR headroom should I anticipate at typical price points for 876C Tampines Avenue 8, and how does this affect financing feasibility?

At an entry price of S$832,000, an HDB loan covering 95% of the purchase price (S$790,400) over a 25-year tenure at illustrative four-percent interest would entail monthly repayments of approximately S$4,100. Under HDB lending guidelines, Total Debt Service Ratio (TDSR) limits restrict monthly debt obligations to 60% of gross household income, meaning a household would require combined monthly income of roughly S$6,833 to serviceably carry this mortgage alongside any other debts. Households with incomes below this threshold would face challenges securing full financing, whilst higher-income earners would retain meaningful headroom for car loans, credit card balances, or other liabilities. First-time buyers should engage with the HDB or a bank mortgage officer to stress-test affordability at current interest rates and assess personal TDSR position before proceeding.

How does 876C Tampines Avenue 8 compare to nearby competing HDB developments in terms of value proposition and amenities?

Tampines hosts multiple established HDB developments offering three-bedroom units across overlapping price bands, including competing locations such as Tampines Street developments and adjacent blocks. 876C Tampines Avenue 8 distinguishes itself through its position along Tampines Avenue, delivering proximity to the MRT and direct access to shopping malls, healthcare facilities, and recreational amenities. Pricing at this development aligns closely with competing estates, though per-square-foot metrics may vary depending on exact locations, lift proximity, and unit stack within each block. Prospective buyers should conduct site visits to competing developments and review recent comparable sales to assess whether 876C Tampines Avenue 8 offers superior value relative to alternatives, considering factors such as building condition, corridor layouts, and specific floor or unit positioning.

Which floor levels or unit stacks at 876C Tampines Avenue 8 offer the best value without sacrificing desirability for resale purposes?

Lower and mid-floor units (typically floors two to eight) at 876C Tampines Avenue 8 generally command modest discounts relative to higher floors, yet retain strong resale appeal for families with young children and those prioritising lift accessibility and accessibility for elderly relatives. Mid-level floors position units above ground-floor concerns regarding noise and street-level dust whilst remaining below the premium pricing bands commanded by upper floors. Units positioned near lift lobbies may trade at slight discounts despite functional advantages, as some buyers perceive them as noisier. Conversely, upper-floor units (floors ten and above) typically command ten to twenty percent premiums due to superior views, reduced external noise, and perceived prestige, though this premium may not translate proportionally into rental yields. Buyers seeking optimal value might target floors six to nine with direct lift access, balancing pricing affordability against long-term resale marketability.

What is the future supply pipeline for new HDB developments in the Tampines district, and how might this affect property values at 876C Tampines Avenue 8?

Urban Redevelopment Authority (URA) masterplans indicate ongoing HDB development in peripheral Tampines precincts, including potential Build-to-Order projects in Loyang and extensions toward Pasir Ris. These newer developments, typically subsidised for first-time buyers and carrying 99-year leases from recent grant dates, may eventually moderate absolute price appreciation in established Tampines locations as first-time buyers prioritise new stock. However, the finite supply of resale units and their superior transport connectivity ensure that upgraders and investors will likely continue generating steady demand for mature Tampines HDB estates like 876C Tampines Avenue 8. Long-term resale value should track broader HDB market performance rather than dramatic acceleration, making this development suitable for buyers with ten to fifteen-year horizons who value stability over speculative capital gains.

[For Sale] Hdb Flat At 876C Tampines Avenue 8 — From S$832K