Type

Units

Min Area

Price Range

3 BR

1001 sqft

S$710K – S$925K

Property Highlights

HDB development with 3 units currently available.
Prices currently range from S$710K to S$925K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$142K on this acquisition.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

874C Tampines Street 85: A Mature HDB Development in Central Tampines

874C Tampines Street 85 represents an established residential address within one of Singapore's most vibrant and well-established heartland districts. This HDB development sits within Tampines, a mature town that has evolved into a comprehensive living ecosystem over several decades, offering residents the combination of stability, accessibility, and community infrastructure that characterises Singapore's successful public housing model.

The development comprises units that cater to a broad spectrum of household types and buyer profiles. Whether seeking entry-level ownership, stepping up to a larger family home, or consolidating into a strategically positioned property, the housing stock at 874C Tampines Street 85 reflects the diversity typical of Singapore's established HDB towns. Unit configurations span multiple bedroom categories, each designed to optimise liveable space and functional layouts that align with contemporary lifestyle expectations.

Location and Accessibility

Tampines has matured into one of Singapore's most well-connected neighbourhoods, with multiple transport nodes, shopping destinations, educational facilities, and recreational hubs within close proximity. Residents at this address benefit from the extensive local infrastructure that decades of town planning have established. The neighbourhood supports everyday convenience through a network of hawker centres, retail zones, and community facilities that form the backbone of daily life in a mature heartland estate.

The district's accessibility extends beyond immediate walking distance, with reliable bus services and strategic positioning relative to major arterial roads enabling straightforward connectivity to other regions of Singapore. This accessibility has historically supported consistent demand for properties in Tampines, as commuters and families recognise the pragmatic advantages of residing in a location that balances urban convenience with residential stability.

Market Position and Pricing

The pricing of units at 874C Tampines Street 85 reflects the market dynamics of an established HDB precinct within a mature town centre. Recent transaction activity in the Tampines HDB segment indicates that property values in this area have demonstrated steady appreciation aligned with broader heartland trends, though individual unit realisation prices remain subject to specific configuration, floor level, orientation, and condition variables. The per-square-foot pricing typical of this development positions it competitively against comparable newer or recently renovated stock in nearby precincts.

For buyers evaluating purchase decisions, the development presents opportunities across several market segments. First-time buyers entering the HDB market may find configurations suited to their initial ownership requirements, whilst upgraders transitioning from smaller units or older estates can explore larger footprints designed to accommodate expanding family needs. Investors assessing rental viability will find that Tampines' large resident base and steady influx of tenants supports consistent leasing activity, with rental yields comparable to other mature HDB areas in Singapore.

Investment and Ownership Considerations

Purchasers evaluating 874C Tampines Street 85 as an investment asset should factor in several medium to long-term considerations. The development's position in an established, fully developed town means that future capital appreciation will align more closely with broader HDB market trends rather than the exceptional growth sometimes seen in newly launched or transitional precincts. However, this maturity also implies stable, predictable rental demand and lower vacancy risk compared to speculative newer developments in emerging locations.

Taxation implications merit attention for buyers acquiring a second residential property. Singapore Citizen purchasers acquiring a second residential property face an Additional Buyer's Stamp Duty (ABSD) of 20%, which applies on top of standard buyer's stamp duty. This 20% levy significantly impacts the effective acquisition cost and cash flow assumptions for investment-focused buyers, requiring careful financial modelling before commitment. First-time buyers, however, benefit from ABSD exemption and may find the development particularly attractive on a cost-of-ownership basis.

Financing and Loan Considerations

The typical price points across this development's unit spectrum generally sit within manageable financing ranges for most qualified borrowers. Housing loan eligibility typically extends to 80% of valuation for HDB properties purchased by owner-occupants, with repayment periods extending up to 35 years depending on borrower age. At the price levels representative of units in this development, Total Debt Servicing Ratio (TDSR) constraints are unlikely to present insurmountable obstacles for buyers with stable employment and reasonable existing debt loads.

Prospective purchasers are nevertheless advised to stress-test their financing assumptions at higher interest rate scenarios, as the current environment may not reflect prevailing rates when their mortgage extends into later years. Engaging a mortgage broker or banking institution early in the acquisition process clarifies precise lending headroom and ensures purchasing decisions account for realistic debt servicing capacity rather than optimistic rate assumptions.

Comparative Market Dynamics

Tampines accommodates numerous HDB developments across different age cohorts, creating a layered competitive landscape. Neighbouring projects of similar vintage may present alternative configurations at comparable price points, whilst newly launched or significantly refurbished developments in adjacent areas occasionally attract buyers seeking modern finishes or unit designs. The strength of 874C Tampines Street 85 lies in its maturity, established community presence, and track record of stable valuation, which appeals to buyers prioritising certainty over speculative appreciation or architectural novelty.

The wider East Singapore HDB market encompasses developments across Tampines, Pasir Ris, Bedok, and other districts, each offering distinct lifestyle positioning and property market characteristics. Buyers evaluating 874C Tampines Street 85 benefit from understanding how this particular address compares across key metrics: floor level distribution, age profile of stock, historical appreciation trajectories, and comparative rental yields. This contextual analysis supports more informed purchase or investment decisions aligned with individual priorities and timelines.

Future Considerations and Market Outlook

The Tampines precinct benefits from completion of its primary infrastructure development phases, meaning that future appreciation will derive primarily from economic conditions, interest rate environments, and broader HDB market sentiment rather than transformative new transport or commercial anchors. This maturity provides stability but also suggests that exceptional growth rates seen in emerging or newly launched areas are less likely to materialise at 874C Tampines Street 85.

Singapore's broader policy environment regarding HDB ownership, leasehold frameworks, and residential market regulation continues to evolve. Buyers should remain informed about potential changes affecting holding periods, lease extension mechanisms, or other government policies that may influence long-term ownership outcomes. Professional advisors including legal specialists and mortgage brokers can provide current guidance on these evolving considerations as they relate to specific purchase timings and individual circumstances.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 874C Tampines Street 85 as an investment?

Rental yields for HDB properties in Tampines typically range between 2.5% to 3.5% gross annually, depending on unit configuration, floor level, and specific lease commencement date. 874C Tampines Street 85, as an established development in a mature town with a large resident base, attracts consistent tenant demand from families and working professionals seeking affordable heartland housing. However, investors must account for the 20% Additional Buyer's Stamp Duty payable as a Singapore Citizen acquiring a second residential property, which significantly reduces net yield in early years and requires careful long-term return modelling. Actual achieved rental rates vary according to current market conditions, unit-specific appeal, and tenant competition within the immediate Tampines precinct, so engaging local property managers familiar with this district provides more accurate forecasting.

How does the per-square-foot pricing at 874C Tampines Street 85 compare to recent HDB transactions in Tampines?

Tampines HDB transactions over recent quarters have demonstrated per-square-foot prices typically ranging between S$600 to S$750 depending on unit age, configuration, and floor level, with newer or recently renovated stock commanding premiums towards the upper range. 874C Tampines Street 85, as an established development, generally positions itself competitively within the mid-to-upper segment of this range, reflecting its maturity, established infrastructure, and predictable demand profile. Individual unit realisations vary considerably based on specific factors such as floor elevation, orientation, proximity to amenities, and cosmetic condition, so comparing a prospective purchase against recent comparable transactions in the immediate vicinity provides the most accurate price benchmarking. Buyers should review recent Housing and Development Board data or engage valuers familiar with the Tampines micromarket to calibrate precise positioning relative to transacted properties.

What is the Additional Buyer's Stamp Duty impact if I purchase a second property at 874C Tampines Street 85 as a Singapore Citizen?

Singapore Citizens acquiring a second residential property face an Additional Buyer's Stamp Duty (ABSD) of 20%, applied on top of standard buyer's stamp duty, which significantly increases the effective acquisition cost. For a property priced at S$925,000, the 20% ABSD amounts to approximately S$185,000, materially impacting cash outlay and reducing net returns if the property is held for investment purposes. This substantial tax obligation means that second property purchases must be evaluated over sufficiently long holding periods to recover the ABSD cost through appreciation and/or rental income; short-term speculative strategies are generally uneconomical given this levy. First-time HDB buyers, by contrast, enjoy full ABSD exemption, making 874C Tampines Street 85 considerably more attractive on a total cost basis for owner-occupants purchasing their initial residential property.

Does lease decay represent a material concern for HDB units at 874C Tampines Street 85, and how does it affect resale value?

HDB properties are granted 99-year leases, and 874C Tampines Street 85, as an established development, contains units with varying remaining lease tenures depending on specific unit age and purchase history. As lease length diminishes below 75 years, financial institutions typically impose increasingly restrictive lending policies, reducing the pool of eligible buyers and materially compressing resale values. Current policy frameworks allow leaseholders to apply for lease extensions at specified intervals, though processes, costs, and timelines can be complex; prospective buyers should clarify the exact remaining lease tenure of any target unit and understand renewal mechanics and associated expenses. For medium-term owner-occupants (10-20 year horizons), lease decay typically presents manageable risk, but investors and buyers seeking longer holding periods should carefully evaluate remaining tenure and extension availability before committing to purchase.

How does proximity to the nearest MRT station influence demand and capital appreciation at 874C Tampines Street 85?

Tampines benefits from established MRT connectivity through multiple stations serving the East-West Line and other transport corridors, providing residents with direct access to employment centres, educational institutions, and commercial zones across Singapore. Properties in proximity to high-traffic MRT nodes typically command modest premiums and sustain stronger demand profiles than locations requiring longer walking times or bus transfers, as commuters place tangible value on reduced travel friction. 874C Tampines Street 85's positioning relative to specific MRT stations influences its appeal to working professionals and families with multi-nodal daily travel patterns; units within a 10-minute walk of a major station generally appreciate more steadily and attract faster leasing activity than those requiring longer commutes. Buyers should evaluate their personal commute patterns and employment geography to determine whether the development's MRT accessibility aligns with their daily mobility requirements, as this significantly influences long-term satisfaction and resale timing decisions.

Which buyer profiles are best suited to purchasing at 874C Tampines Street 85, and why?

874C Tampines Street 85 appeals strongly to several distinct buyer categories: first-time HDB purchasers seeking entry-level property ownership with ABSD exemption and moderate financing requirements; upgraders transitioning from smaller units or older estates to larger, more contemporary family homes; established families seeking stable, affordable heartland housing in a mature neighbourhood with proven infrastructure; and buy-to-let investors targeting consistent rental yields from a proven micromarket with sustained tenant demand. High-net-worth individuals seeking premium positioning typically gravitate towards newer developments, design-led projects, or locations with exceptional growth trajectories rather than established heartland stock. Young professionals without immediate family housing needs may find the developments' maturity and absence of speculative capital appreciation less compelling than emerging or newly launched alternatives. Understanding your specific lifestyle priorities, investment timeline, and financial capacity enables accurate self-assessment of whether 874C Tampines Street 85 aligns with your ownership objectives.

What TDSR and financing headroom can I expect at typical price points for units at 874C Tampines Street 85?

Typical unit pricing at 874C Tampines Street 85 generally aligns with HDB purchase values that remain well within comfortable TDSR parameters for most qualified borrowers, as the 90% monthly debt servicing threshold is challenging to breach at these price levels unless buyers carry substantial existing debts from car loans, credit cards, or personal loans. At representative pricing, a 80% housing loan spread over 30 years typically generates monthly servicing of approximately S$3,500 to S$4,500, which falls comfortably within TDSR limits for dual-income professional households with combined gross monthly income above S$10,000. First-time buyers should nevertheless conduct precise stress-testing at higher interest rate scenarios (assume 3.5%+ to represent potential future rate environments) and model repayment capacity under adverse employment scenarios. Engaging a bank early in the purchasing process clarifies exact loan eligibility, required down payment, and achievable interest rates, preventing surprises or purchasing delays late in the acquisition process.

How does 874C Tampines Street 85 compare to competing HDB developments in the Tampines and surrounding precincts?

Tampines accommodates numerous HDB developments spanning multiple age cohorts, including newer projects launched within the last decade and older stock from earlier town development phases. Competing developments in the immediate vicinity may offer alternative configurations, different floor heights, or minor stylistic variations, though fundamental pricing and per-square-foot positioning typically align within a narrow band reflecting market equilibrium. Newer or recently refurbished competitors may attract buyers prioritising modern finishes, contemporary unit layouts, or speculative appreciation potential, whereas 874C Tampines Street 85 appeals to purchasers valuing proven track records, established communities, and certainty over novelty. Wider East Singapore alternatives spanning Pasir Ris, Bedok, and other districts present different accessibility profiles, estate maturity stages, and long-term appreciation outlooks; investors should compare these broader alternatives against 874C Tampines Street 85 using consistent metrics including historical price appreciation, rental yield performance, and lease decay trajectories. Visiting multiple comparable developments and reviewing transacted prices for similar configurations provides the empirical foundation for sound competitive positioning assessment.

Are certain floor levels or unit stacks at 874C Tampines Street 85 better positioned for long-term value retention?

Higher floor units typically command premiums of 3-8% relative to lower levels, as purchasers place measurable value on reduced external noise, improved privacy, and superior views; however, these premiums compress over time and do not necessarily correlate with faster appreciation or superior rental performance. Mid-level stacks (floors 8-20) represent optimal balance between premium positioning and reasonable pricing, as they capture meaningful elevation benefits whilst avoiding the cost premiums associated with penthouses or top-tier units. Lower-floor units (1-5) often present better value on a per-square-foot basis and attract families with young children or elderly members prioritising reduced stair mobility; these units maintain steady tenant demand and generally exhibit stability in long-term pricing. Orientation relative to prevailing wind, sun exposure, and proximity to lift shafts or other building services influence liveability and long-term resale appeal; internal units facing quiet courtyards typically command modest premiums over street-facing alternatives, though this varies by individual development design. Buyers should physically inspect multiple floor options and stack positions before committing, as personal preferences regarding natural light, ventilation, and noise exposure vary considerably between individuals.

What does the future supply pipeline look like for HDB developments in Tampines and East Singapore, and how might this affect long-term appreciation?

The Tampines precinct has largely completed its primary development phases, with most remaining supply concentrated on infill projects or redevelopment opportunities rather than greenfield expansions, meaning that significant new competition within the immediate vicinity is unlikely to materially suppress appreciation. Broader East Singapore supply planning by the Housing and Development Board indicates continued modest HDB launches across Pasir Ris, Punggol, and other eastern expansion zones, which may gradually disperse demand from fully developed precincts like Tampines towards newer locations offering contemporary design and speculative growth potential. This supply context suggests that 874C Tampines Street 85's long-term appreciation trajectory will align more closely with steady economic growth, interest rate movements, and broader HDB market sentiment rather than transformative supply-driven re-rating; exceptionally rapid value growth is thus less probable than in emerging precincts. However, the established nature of Tampines also implies relative resilience during property market downturns, as the precinct attracts consistent tenant demand and benefits from entrenched community infrastructure that newer areas have not yet developed. Buyers evaluating long-term holding periods of 15+ years should model expectations around stable, inflation-aligned appreciation rather than exceptional capital gains.

Hdb Flat At 874C Tampines Street 85 — From S$710K