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Hdb Flat At 855 Woodlands Street 83 — From S$480K

855 Woodlands Street 83

1 for sale
6 people are looking at this property right now
HDB

Hdb Flat At 855 Woodlands Street 83 — From S$480K

HDB Flat At 855 Woodlands Street 83
1 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 904 sqft S$480K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$480K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$96,000 on this acquisition.
  • Located 13 min (1.06 km) from NS10 Admiralty MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

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855 Woodlands Street 83: A Mature HDB Community in North Singapore

855 Woodlands Street 83 represents a well-established public housing development in one of Singapore's most vibrant heartland districts. Located in Woodlands, this HDB project sits within a neighbourhood that has matured significantly over the past two decades, offering residents a blend of convenience, community infrastructure, and reliable public transport connections. The development's position on Woodlands Street places it in close proximity to essential amenities, shopping facilities, and dining options that define the character of this popular northern enclave.

The housing units at 855 Woodlands Street 83 are configured to accommodate families of varying sizes and compositions. Current offerings include thoughtfully laid-out three-bedroom units measuring approximately 904 square feet, complemented by two full bathrooms that provide adequate facilities for modern household routines. This floor plan represents a practical middle ground for upgraders moving from smaller accommodation or young families establishing their first home in a mature, accessible area. The spacious living and sleeping arrangements reflect contemporary HDB design standards that prioritise functionality and comfort.

Location and Transport Connectivity

Situated approximately 1.06 kilometres from Admiralty MRT station on the North-South Line, 855 Woodlands Street 83 benefits from a commute time of roughly 13 minutes on foot to this major transport hub. Admiralty station itself serves as a critical interchange point, with the NS10 designation confirming its position along Singapore's oldest and most heavily utilised MRT line. This connectivity translates into seamless access to the city centre, business districts, and other residential zones across the island, making the development attractive for working professionals and those with regular CBD commute requirements. The walkable distance to the MRT station also supports active, car-independent lifestyles for residents who prefer public transport-centric mobility.

Beyond the immediate MRT connection, Woodlands as a whole has evolved into a comprehensive transport node featuring bus interchange facilities, feeder services, and taxi stands. This multi-modal transport ecosystem ensures that residents without private vehicles enjoy genuine convenience and flexibility in their daily travel patterns. The maturity of Woodlands' transport infrastructure has historically supported strong property demand, as homeowners and investors recognise the long-term value of location-based accessibility.

The Woodlands Neighbourhood Context

Woodlands has transformed from a peripheral fringe area into one of Singapore's most desirable middle-income neighbourhoods, attracting a demographic mix of upgraders, young families, and property investors. The district's commercial activity centres around Woodlands Town Garden and the Woodlands Civic Centre, both of which are within reasonable travel distance of 855 Woodlands Street 83. Retail, dining, and entertainment options abound, supported by a stable residential population that sustains local businesses and community initiatives. The neighbourhood's maturity also means established primary and secondary schools, healthcare facilities, and recreational centres are readily accessible, factors that appeal strongly to family-oriented buyers.

The social fabric of Woodlands remains robust, with numerous community clubs, grassroots organisations, and religious institutions creating opportunities for residents to build networks and maintain active community engagement. This established social infrastructure differs markedly from new estates, where such networks are still developing, making Woodlands particularly attractive to those seeking an already-formed community environment.

Pricing and Market Positioning

Units at 855 Woodlands Street 83 are available from S$480,000, positioning this development competitively within the broader HDB resale market for three-bedroom properties in the North Region. This price point reflects the estate's maturity, lease remaining, and location relative to other comparable projects in Woodlands and adjacent areas. The pricing strategy recognises that buyers at this level typically prioritise accessibility, existing community amenities, and transport convenience over the novelty factor of newer launches, all of which 855 Woodlands Street 83 delivers reliably.

The development's pricing also takes into account the historical appreciation trajectory of Woodlands HDB properties, which have demonstrated consistent capital value growth over medium to long-term holding periods. Buyers evaluating 855 Woodlands Street 83 can expect a liquid resale market characterised by steady demand, reasonable holding periods, and transparent price discovery through active HDB resale transactions in the same precinct.

Unit Specifications and Living Space

The approximately 904 square feet floor area provides ample living space for three-bedroom HDB configurations, supporting flexible interior arrangements and modern furnishings without excessive constraint. Two full bathrooms ensure that multi-person households can manage morning routines and personal hygiene without bottlenecks, a practical consideration for families with teenagers or multigenerational occupants. The unit specifications reflect HDB's standardised design approach, which prioritises durability, functionality, and cost-effectiveness in construction and maintenance.

The layout of three-bedroom HDB units at this address typically incorporates a generous living-dining area suitable for entertaining and family gatherings, separate kitchen facilities for meal preparation, and individual bedrooms with adequate dimensions for beds, wardrobes, and personal furniture. The standardised nature of HDB construction also means that renovation and customisation options are well-understood by contractors, with established precedents for layouts and design interventions across the Woodlands estate.

Investment Potential and Resale Dynamics

855 Woodlands Street 83 attracts a diverse buyer cohort including owner-occupiers seeking their next family home, upgraders transitioning from smaller units, and property investors targeting steady rental yields in a mature, established neighbourhood. The development's location within a fully serviced district with stable demographics and proven transport connectivity provides a foundation for long-term resale liquidity. Property investors evaluating this development can expect competitive rental demand from working professionals and young families attracted by the Admiralty MRT proximity and Woodlands' comprehensive amenities.

The maturity of the estate also means that resale timelines tend to be shorter than speculative new launches, with authentic market demand from genuine owner-occupiers driving transaction velocity. Historical data from comparable Woodlands HDB projects suggests that three-bedroom units in this price band experience consistent demand cycles, supporting buyer confidence in future marketability and value realisation.

Suitability for Different Buyer Profiles

For first-time HDB buyers with moderate budgets, 855 Woodlands Street 83 represents a pragmatic entry point into home ownership, offering immediate occupation, established amenities, and proven transport connectivity without premium pricing associated with newer launches. Upgraders moving from two-bedroom flats find the additional bedroom space and bathroom facilities immediately valuable, with the mature neighbourhood providing familiar living conditions and cultural continuity. Families with children benefit from the district's schools, parks, and community facilities, whilst property investors recognise the steady rental demand and positive long-term appreciation trajectory that Woodlands has consistently demonstrated.

High-net-worth individuals seeking Woodlands locations may also view 855 Woodlands Street 83 as a holding asset or rental investment that requires minimal management overhead compared to condominium or landed property portfolios. The HDB framework's transparent regulations, standardised maintenance obligations, and predictable resale mechanics appeal to investors prioritising operational simplicity and market liquidity over capital appreciation maximisation.

Future Considerations and District Development

The North Region, encompassing Woodlands and surrounding districts, remains a focus area for Singapore's planning roadmap, with ongoing transport enhancements, commercial development, and residential intensification expected to sustain property values across the medium to long term. The Woodlands estate itself is unlikely to experience dramatic redevelopment in the immediate future, meaning 855 Woodlands Street 83 will continue operating as an established, stable residential community rather than undergoing transformation or uplifting schemes. This stability supports predictable asset values and rental income for investors, though it also means that capital appreciation will likely follow broader market trends rather than benefit from transformational precinct-level development.

The North-South Line's continued significance as Singapore's primary spine route, combined with planned enhancements to feeder bus services and town centres, suggests that Admiralty MRT's value as a transport node will endure and potentially strengthen. This long-term perspective supports confidence in the development's continued appeal to transport-conscious buyers and investors prioritising accessibility.

Frequently Asked Questions

What is the estimated rental yield for investors considering 855 Woodlands Street 83 as an investment property?

Rental yields for three-bedroom HDB units in Woodlands typically range between 3.5% and 4.5% per annum, depending on the specific unit's condition, floor level, and proximity to transport nodes. At the current asking price of approximately S$480,000, this translates to annual rental income of S$16,800 to S$21,600 before accounting for property tax, maintenance contributions, and administrative costs. Woodlands' mature resident base and proximity to Admiralty MRT ensures consistent demand from working professionals and young families, supporting reliable tenant acquisition and tenure stability, though investors should account for HDB's strict letting regulations and the requirement for owner-occupancy within six months of purchase before granting tenancy.

How does the per-square-foot pricing of 855 Woodlands Street 83 compare to recent transactions in the surrounding Woodlands area?

At approximately S$480,000 for 904 square feet, 855 Woodlands Street 83 is priced at roughly S$531 per square foot, positioning it competitively within the broader Woodlands three-bedroom resale market where recent transactions have ranged between S$480 and S$550 psf for similar configurations. This pricing reflects the development's established location, mature infrastructure, and proximity to Admiralty MRT, avoiding the premium that newer launches or prime town locations command. Comparable properties in adjacent Woodlands blocks and precincts have transacted at similar or higher price points, suggesting that 855 Woodlands Street 83 offers fair value within the district's recognised price bands for family-sized units.

What are the Additional Buyer's Stamp Duty implications for a Singapore Citizen purchasing 855 Woodlands Street 83 as a second residential property?

A Singapore Citizen acquiring 855 Woodlands Street 83 as a second residential property is liable for Additional Buyer's Stamp Duty (ABSD) at the rate of 20% on the purchase price, calculated on a purchase value of approximately S$480,000. This ABSD obligation results in an additional cost of around S$96,000, which must be accounted for in the total acquisition budget alongside legal fees, survey costs, and other disbursements. ABSD is payable to the Inland Revenue Authority of Singapore (IRAS) concurrently with the execution of the Instrument of Transfer, and failure to pay within the prescribed timeframe incurs penalties and interest charges. Buyers should consult their legal advisors to confirm ABSD liability based on individual ownership structures and circumstances, as specific exemptions and reliefs may apply in limited scenarios.

What lease decay risk exists for units at 855 Woodlands Street 83, and how does this affect long-term resale value?

As an HDB property, 855 Woodlands Street 83 is subject to Singapore's 99-year leasehold tenure structure, which commenced at the date of the development's initial grant from the Housing and Development Board. The specific lease remaining depends on when the property was first assigned, but as a mature Woodlands development, units typically retain between 75 and 95 years of lease, depending on their purchase vintage. HDB resale prices have historically demonstrated resilience as leases decline, with the Housing and Development Board's Lease Buyback Scheme and strong demand from upgraders offsetting theoretical lease decay concerns. However, units with fewer than 80 years remaining may face marginally lower resale velocity and reduced financing eligibility from conventional banks, so prospective buyers should obtain a definitive lease verification from HDB before committing to purchase.

How does the 13-minute proximity to Admiralty MRT station drive demand and capital appreciation for properties at 855 Woodlands Street 83?

Admiralty MRT station's position as NS10 on the North-South Line places it within one of Singapore's most heavily utilised and strategically important transport corridors, directly serving the CBD, Orchard, and marina bay economic clusters. Properties within 13 minutes walking distance of this station command consistent demand from commuters prioritising transport accessibility, which historically translates to faster resale cycles and reduced time-on-market compared to properties in more peripheral locations. The transport premium embedded in 855 Woodlands Street 83's pricing has proven durable across market cycles, with Woodlands properties near major MRT stations outperforming more isolated precincts during economic downturns. Long-term capital appreciation for transport-proximate HDB units like those at 855 Woodlands Street 83 has typically tracked above average for comparable-sized flats in less accessible locations, reflecting the enduring value that proximity to the MRT spine delivers.

Which buyer profiles are best suited to 855 Woodlands Street 83, and why?

First-time HDB buyers with budgets around S$480,000 to S$550,000 find 855 Woodlands Street 83 ideal, as it offers established community infrastructure, transparent HDB mechanics, and mature neighbourhood characteristics without the speculative risk or premium pricing of new launches. Upgraders moving from two-bedroom flats into three-bedroom family homes benefit immediately from the additional space and bathroom facilities, with Woodlands' familiarity and proven accessibility supporting confident decision-making. Working professionals and families prioritising proximity to transport and workplace accessibility appreciate the Admiralty MRT connectivity and the established retail and dining ecosystem that Woodlands provides. Property investors targeting steady rental yields and liquid resale markets also view this development positively, recognising that mature estates with proven tenant demand and transparent price discovery deliver superior risk-adjusted returns compared to speculative new launch strategies.

What Total Debt Service Ratio (TDSR) headroom and bank financing considerations apply to prospective buyers of 855 Woodlands Street 83?

At the current asking price of approximately S$480,000, first-time HDB buyers with minimal existing debt can typically access maximum HDB loans of around S$360,000 (75% loan-to-value), requiring a down payment of S$120,000 plus stamp duty and legal fees. For such buyers, TDSR considerations are typically less restrictive, as total loan servicing obligations rarely exceed the Monetary Authority of Singapore's 60% TDSR ceiling when combined with modest income levels. However, second-property buyers who are subject to the 20% ABSD must account for approximately S$96,000 in additional upfront costs, which may compress available equity and financing capacity. Buyers should engage directly with HDB or private banking partners to model TDSR scenarios based on individual income, existing debt obligations, and loan tenure preferences, as service affordability varies significantly based on household composition and asset structure.

How does 855 Woodlands Street 83 compare to competing HDB developments in nearby precincts such as Sembawang or Admiralty?

Woodlands developments like 855 Woodlands Street 83 typically compete directly with three-bedroom resale units in adjacent Admiralty and northern Sembawang blocks, where comparable pricing often ranges between S$470,000 and S$540,000 depending on specific location and lease remaining. Woodlands benefits from more established town centre facilities, larger commercial precincts, and denser retail/dining options compared to Admiralty, which is more residential and quieter, whilst both areas offer similar MRT proximity and transport accessibility. Sembawang's competing units often command slight premiums due to newer construction or superior lease tenure, though this advantage diminishes for buyer profiles prioritising maturity and community establishment over novelty. The choice between 855 Woodlands Street 83 and competing precinct offerings often hinges on personal preferences for neighbourhood vibrancy, with Woodlands appealing to those seeking established commercial activity and community density.

Which unit stack levels or floor positions at 855 Woodlands Street 83 offer the best value for owner-occupiers and investors?

Mid-storey units (typically floors 7 to 15) at 855 Woodlands Street 83 generally command optimal value positioning, balancing desirable attributes such as reduced noise exposure from ground-level street traffic, natural light and ventilation superior to very high floors, and lower maintenance risk from weather exposure compared to top-level units. Mid-storey units also avoid the potential premium pricing that some buyers assign to high-floor units, meaning per-unit costs often represent better value than comparably-sized top-floor alternatives. Lower-storey units (floors 2 to 5) may face marginally higher noise exposure and reduced privacy concerns, though they offer compensatory advantages in terms of reduced lift waiting times, lower construction wear on elevator systems, and slightly reduced strata costs in some HDB precincts. Investors particularly value mid-level and lower-storey units where rental yields are comparable but acquisition costs are measurably lower, supporting improved cash-on-cash returns.

What future supply pipeline and district development factors might influence long-term value at 855 Woodlands Street 83?

The North Region, encompassing Woodlands, is unlikely to experience large-scale new HDB estate launches in the immediate term, as Singapore's planning authorities have largely consolidated public housing supply in mature precincts and are concentrating new development in emerging areas such as Sungei Kadut and Pasir Ris. This limited supply growth supports resale scarcity and underpins long-term value retention for existing developments like 855 Woodlands Street 83, where owner-occupier demand reliably exceeds available stock. The planned expansion of Admiralty Town Centre, ongoing commercial and office development around the MRT station, and potential enhancement to bus feeder services suggest that the district's economic vitality and transport significance will strengthen rather than diminish. Whilst property values at 855 Woodlands Street 83 are unlikely to experience transformational appreciation from district-level redevelopment, the steady growth trajectory supported by regional infrastructure enhancement and population stability creates a favourable long-term ownership environment for both occupiers and investors.