Type

Units

Min Area

Price Range

3 BR

1109 sqft

S$630K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$630K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$126K on this acquisition.
Located 6 min (530 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

830 Yishun Street 81: Established HDB Living Near Khatib MRT

830 Yishun Street 81 represents a compelling housing opportunity in one of Singapore's most established residential zones. Located in the mature Yishun estate, this development offers pragmatic family-oriented accommodation with proven accessibility to essential transport infrastructure and community amenities. The proximity to Khatib MRT Station—a mere 6-minute walk—positions the development at the heart of a well-serviced neighbourhood that has attracted multigenerational residents seeking stability and convenience.

The housing market in Yishun has demonstrated consistent resilience over decades. Properties in this district appeal to a broad demographic spectrum: young families seeking affordable entry into home ownership, upgraders transitioning from smaller units, and investors recognising the area's enduring appeal and rental strength. The development's location within walking distance of the North-South Line provides direct connectivity to employment hubs across the island, reducing commute friction for professionals working in the CBD, Jurong, or northern business districts.

Property Composition and Living Space

Units within 830 Yishun Street 81 typically feature three-bedroom, two-bathroom layouts spanning approximately 1,109 square feet—a configuration that has sustained strong demand across Singapore's HDB market. This floor plate strikes an effective balance between family functionality and efficient space utilisation, accommodating household sizes from young couples to multigenerational families without excessive maintenance burden. The two-bathroom configuration is particularly valued by modern households, reducing morning bottlenecks and supporting independent routines for teenagers and working adults.

The property's architectural context within Yishun's established streetscape carries significant practical advantages. Mature estates offer mature landscape infrastructure: established market gardens, hawker centres with decades of reputation, and community facilities ranging from primary schools to public libraries that serve as true neighbourhood anchors rather than recent additions. This stability appeals particularly to buyers prioritising educational proximity and social continuity.

Transportation and Connectivity

Khatib MRT Station's proximity fundamentally enhances the development's appeal to commuters and long-term value retention. The North-South Line connection ensures rapid transit to Marina Bay, Downtown, and Orchard—primary employment and leisure corridors—whilst also providing weekend accessibility to attractions across the line's network. For households managing multiple working locations or school commutes, this transport proximity translates directly into measurable time and cost savings.

Beyond the MRT, the Yishun estate benefits from extensive bus services operated through the surrounding street network. Public bus connectivity to medical facilities like Khoo Teck Puat Hospital, regional shopping centres, and employment clusters in the north maintains transport redundancy even during MRT service interruptions. This layered connectivity supports the area's appeal to risk-conscious buyers who value backup transport options.

Neighbourhood Amenities and Services

The Yishun estate has matured into one of Singapore's most comprehensively serviced residential zones. Educational facilities span from pre-primary to secondary levels, with established schools like Yishun Primary and Yishun Secondary providing consistent quality and community presence. For families with young children, the proximity to multiple childcare centres and kindergartens reduces geographical constraints on daily routines.

Healthcare accessibility extends beyond Khoo Teck Puat Hospital to numerous private medical practices, dental clinics, and specialist services distributed throughout the estate. Residents enjoy convenient access to pharmacies, optical outlets, and wellness facilities without requiring distant travel. The hawker infrastructure within Yishun has achieved market maturity, offering diverse cuisines at competitive prices—a practical amenity that reduces household food costs whilst supporting social community interaction.

Investment Consideration for Buy-to-Let Buyers

The Yishun estate has consistently demonstrated robust rental demand, driven by the area's affordability profile, transport accessibility, and target demographic preferences. Three-bedroom HDB units attract families relocating for employment stability, expatriate households on Singapore assignments, and young professional clusters seeking shared-living arrangements. Rental yields in this segment historically sustain competitive returns relative to initial capital deployment, particularly when properties are positioned in popular blocks or floors offering enhanced natural light and ventilation.

Investors evaluating 830 Yishun Street 81 as a buy-to-let vehicle should consider the estate's proven leasing velocity and the North-South Line's strategic importance to Singapore's transport framework. The development's maturity minimises uncertainty around future neighbourhood development or transport disruption—factors that create valuation risk in newer developments. Properties in established estates like Yishun typically experience more predictable appreciation curves than newer launches, supporting longer-term investment confidence.

Purchasing Framework and Financial Considerations

HDB properties in Singapore's primary market remain accessible relative to private residential alternatives, supporting genuine opportunity for aspiring owners. Financing through HDB concessional loans or bank mortgages typically accommodates strong leverage ratios, expanding the purchasing demographic beyond cash-rich buyers. Agents and financial advisors can guide buyers through HDB's eligibility criteria and loan documentation requirements, though the process itself remains relatively straightforward compared to private property acquisition.

The pricing structure for units within this development reflects the mature estate context, established transport connectivity, and proven rental demand. Properties distributed across varying floor levels and block positions typically exhibit nuanced price gradation reflecting sun exposure, noise proximity, and retail access—considerations that sophisticated buyers leverage to optimise value capture. Comparison shopping across current listings within Yishun and adjacent estates like Sembawang provides essential context for pricing calibration.

Long-Term Value Dynamics

HDB properties in mature estates have historically retained value through residential market cycles, supported by Singapore's structural housing shortage and consistent demand from upgrading households. The North-South Line's strategic status within the island's transport framework provides stability to accessibility premiums—unlikely to diminish as Singapore's population density increases. Lease tenure considerations apply to HDB properties as they do to all Singaporean residential stock; buyers should familiarise themselves with lease decay dynamics and resale windows to optimise transaction timing as properties approach milestone anniversary dates.

The development's established position within Yishun means future neighbourhood change will likely manifest incrementally rather than dramatically. New MRT stations or major transport infrastructure modifications are unlikely, reducing speculative risk. Conversely, this stability appeals to buyers prioritising predictability and community continuity over potential windfall appreciation from transformative area development.

Buyer Suitability Across Demographic Segments

First-time buyers seeking to transition from rental accommodation will find 830 Yishun Street 81 particularly relevant: the pricing aligns with typical first-time buyer budgets, accessibility to MRT reduces reliance on personal vehicle ownership, and neighbourhood maturity provides cultural and commercial comfort. Upgraders transitioning from two-bedroom starter units into larger family accommodation will appreciate the additional space and expanded bathroom configuration without proportional cost escalation.

Investors evaluating medium-term hold strategies will recognise the estate's consistent performance across market cycles and the North-South Line's strategic permanence. Owner-occupiers with extended holding horizons benefit from the developed neighbourhood infrastructure and community services that mature estates provide, offsetting the absence of contemporary design features found in recent launches.

Frequently Asked Questions

What rental yield might investors expect from a 3-bedroom unit at 830 Yishun Street 81?

Three-bedroom HDB units in Yishun typically command monthly rents ranging from S$2,800 to S$3,500 depending on floor level, block position, and unit-specific amenities, translating to gross rental yields of approximately 5.3% to 6.7% on purchase prices around S$630,000. The Yishun estate's established reputation and proximity to Khatib MRT sustain consistent tenant demand from families and professional sharers, supporting reliable occupancy rates and rental stability. Investors should note that HDB rental rates remain regulated by lease length restrictions and tenant eligibility criteria, meaning value appreciation strategies depend primarily on capital growth rather than accelerating rental income.

How does 830 Yishun Street 81's pricing compare to recent per-square-foot transactions in the Yishun area?

Properties in Yishun's mature HDB stock typically trade at price-per-square-foot ranges between S$568 and S$610, positioning 830 Yishun Street 81 within the expected market band for the estate at approximately S$567–S$568 per square foot, depending on specific unit configuration and floor level. Recent transactions across comparable blocks in Yishun demonstrate stable pricing without significant volatility, reflecting the estate's market maturity and consistent buyer demand. Buyers comparing this development against recent sales in adjacent areas like Sembawang or Ang Mo Kio should account for MRT proximity premiums—North-South Line stations command modest price advantages over bus-only neighbourhoods.

What Additional Buyer's Stamp Duty implications apply if I purchase 830 Yishun Street 81 as a second residential property?

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price, substantially increasing total acquisition costs beyond the standard stamp duty payable on first-time purchases. For a property priced at S$630,000, the 20% ABSD would amount to S$126,000, representing a material component of total transaction costs alongside legal fees and agent commissions. Buyers should incorporate this 20% ABSD liability into financing calculations and determine whether rental income projections justify the additional capital outlay—many investors model investment returns assuming the full ABSD expense to accurately assess true yield potential before committing to purchase.

What lease decay risk exists for properties at 830 Yishun Street 81, and how does this affect resale value?

HDB properties operate under standard 99-year lease tenure from initial grant date, meaning lease decay becomes a material consideration only as properties approach approximately 80 years of age—a timeframe that typically applies only to HDB stock originally built in the 1940s-1950s. Modern HDB estates including Yishun, developed from the 1980s onwards, remain firmly within healthy lease windows with 70+ years remaining, positioning current purchases as sound medium-to-long-term holdings without immediate lease urgency. However, buyers should understand HDB's lease renewal policies: properties approaching critical lease milestones (typically below 60 years) experience accelerated value deterioration, making transaction timing strategically important for sellers wishing to exit before lease decay becomes pronounced.

How does proximity to Khatib MRT Station influence demand and capital appreciation for 830 Yishun Street 81?

Khatib MRT Station's location on the North-South Line provides strategic transport value that directly supports property demand from commuters accessing employment hubs across Singapore's CBD and central business corridors; this accessibility premium typically manifests as measurable price elevation relative to bus-only neighbourhoods in equivalent estates. Historical data across MRT-adjacent HDB properties demonstrates more resilient capital value retention during market corrections, as transport convenience attracts renewal demand from younger cohorts and professionals prioritising commute minimisation. The North-South Line's status as Singapore's busiest transport corridor and foundational infrastructure component suggests MRT accessibility premiums will remain structurally embedded in market pricing, supporting long-term value stability even if broader HDB market conditions soften.

Which buyer profiles is 830 Yishun Street 81 most suitable for?

First-time buyers seeking transition from rental accommodation benefit significantly from the development's accessible pricing, proven neighbourhood stability, and transport convenience—characteristics that reduce post-purchase regret risk commonly associated with initial property acquisition. Young upgraders transitioning from two-bedroom starter units to three-bedroom family configurations will appreciate the space expansion and dual-bathroom convenience without proportional cost escalation relative to private market alternatives. Owner-investors evaluating medium-term buy-to-let strategies gain consistent rental demand from Yishun's established tenant profile (families, young professionals, expatriates on assignment) whilst avoiding speculative appreciation uncertainty common to newer estates. Owner-occupiers with extended holding horizons benefit particularly from neighbourhood maturity, established schools, and social infrastructure that justify long-term community commitment.

What TDSR headroom and financing capacity should buyers expect at 830 Yishun Street 81's price points?

A purchase price around S$630,000 with a typical 80% LTV mortgage results in a loan quantum of approximately S$504,000; assuming a 2.6% mortgage rate over 25-year amortisation, estimated monthly installments approximate S$2,080. For buyers with household gross monthly income of S$8,000–S$10,000, this loan repayment typically consumes 21–26% of gross income, remaining comfortably within MAS's 60% Total Debt Servicing Ratio threshold and providing buffer capacity for other obligations. Buyers approaching TDSR constraints should note HDB's concessional loan programmes (typically 0.1% below market rates) provide modest interest savings that improve financing headroom; engaging a mortgage broker early in the evaluation process identifies optimal loan structures and ensures financial pre-approval aligns with purchase timelines.

How does 830 Yishun Street 81 compare to competing HDB developments in nearby Sembawang or Ang Mo Kio?

Yishun's pricing typically tracks 3–5% below equivalent Ang Mo Kio stock due to perceived demographic differences and slightly lower commercial vibrancy, though transportation accessibility remains comparable between North-South Line stations. Sembawang properties, historically positioned as Yishun's value-oriented alternative, have recently appreciated relative to Yishun as newer infrastructure (Serangoon North MRT, Punggol LRT extension) enhanced regional connectivity; this market dynamic suggests Yishun may represent superior value for buyers prioritising established neighbourhood character over speculative appreciation potential. Direct comparison should focus on MRT proximity, retail amenities, and school catchment areas rather than headline price points alone—a Yishun property 6 minutes from Khatib MRT may deliver superior value relative to an Ang Mo Kio property requiring bus connectivity despite similar nominal pricing.

Which unit stack or floor levels at 830 Yishun Street 81 optimise value against premium positioning?

Mid-range stacks (floors 8–18 in typical HDB blocks) consistently deliver superior risk-adjusted value by balancing natural light and ventilation advantages (relative to lower floors) against the premium pricing imposed on high-level units; buyers can often capture 95–98% of high-floor desirability without proportional price escalation. Ground and first-floor units attract modest pricing discounts reflecting perceived security and noise proximity concerns, though these units appeal to elderly households and families with young children prioritising accessibility; savvy investors recognise potential uplift by repositioning ground-floor units toward these demographics. Avoid unit positions directly adjacent to refuse chutes or lift lobbies; HDB block layout documentation reveals exact stack positions relative to common infrastructure, enabling strategic selection of superior layouts without necessarily incurring premium pricing.

What future supply pipeline developments might influence 830 Yishun Street 81's appreciation trajectory in coming years?

The Yishun district's future HDB development capacity appears limited given mature estate saturation and land scarcity in Singapore's northern corridor; this supply constraint typically supports value stability as demand persists without major new competitive supply entering the market. Regional transport enhancements—including ongoing Punggol LRT expansion and potential future North-South Line capacity upgrades—may incrementally enhance accessibility and regional appeal, supporting modest appreciation without creating speculative price volatility. Buyers should monitor government land release calendars and URA masterplan updates for any Yishun area rejuvenation initiatives, though major redevelopment remains unlikely given the estate's established density and social integration; this relative stability appeals to risk-averse buyers prioritising predictability over explosive capital appreciation.

Hdb Flat At Yishun Street 81 — From S$630K