Type

Units

Min Area

Price Range

3 BR

1302 sqft

S$768K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$768K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$154K on this acquisition.
Located 6 min (510 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

810 Yishun Ring Road: A Connected HDB Development in Singapore's North

810 Yishun Ring Road represents a well-established public housing development situated in one of Singapore's most vibrant northern residential zones. Located just over half a kilometre from Khatib MRT Station on the North-South Line, this project offers residents efficient access to Singapore's broader transport network whilst maintaining a strong neighbourhood community character. The development has attracted families and investors alike, drawn by its strategic positioning within Yishun's expanding commercial and residential ecosystem.

Yishun as a district has matured significantly over recent decades, transforming into a comprehensive hub that caters to diverse lifestyle needs. The immediate vicinity surrounding 810 Yishun Ring Road encompasses contemporary shopping centres, hawker establishments serving both traditional and modern cuisines, educational facilities, and recreational spaces. This layered amenity base ensures that residents enjoy convenience without needing to venture far, whilst the proximity to Khatib MRT provides seamless integration with Singapore's wider urban landscape.

Transport Connectivity and Location Advantage

The development's relationship with Khatib MRT Station fundamentally shapes its appeal to commuters and professionals working across Singapore. A brisk 10-minute walk, or approximately 510 metres, separates the development from the station entrance, positioning it within the highly desirable walking-distance category that property purchasers increasingly value. The North-South Line itself serves as a critical arterial route, connecting the northern zones directly to central business districts, educational hubs, and major transport interchanges such as Orchard and Marina Bay.

For residents considering longer commutes, the station's position on the main North-South corridor eliminates the necessity for complicated multi-line transfers in many instances. Those working in the CBD can reasonably expect door-to-door journey times of 30 to 40 minutes, a benchmark that has historically supported strong rental and resale demand in this microzone. The accessibility profile has also attracted investors seeking assets with inherent tenant demand, as young professionals and expatriates frequently prioritise developments offering straightforward transport links to employment centres.

Unit Composition and Pricing Structure

The development accommodates multiple configurations, with three-bedroom units representing a prominent component of the available stock. Units typically span approximately 1,302 square feet, offering spacious living arrangements that suit growing families and those upgrading from smaller premises. Current pricing commences from S$768,000, positioning this development within the mid-range HDB market segment and reflecting both its location merits and the inherent stability associated with public housing assets.

Two-bathroom configurations across the development ensure that multi-occupant households enjoy practical facilities without compromising on comfort. The floor area per bedroom translates to generous proportions relative to private condominium equivalents, a characteristic that frequently appeals to value-conscious purchasers seeking maximum utility per dollar spent. The unit mix across the development allows purchasers to select configurations matching their household composition and long-term spatial requirements.

Investment Fundamentals and Rental Potential

HDB properties in Yishun have demonstrated resilience as rental assets, with consistent tenant demand supporting yields that remain competitive within the broader Singapore property investment landscape. The development's proximity to educational institutions, particularly tertiary facilities within short commuting distance, generates steady demand from student cohorts and young professional renters seeking affordable, well-serviced accommodation. The expanding expatriate community working in northern industrial zones and tech parks similarly views Yishun properties as pragmatic residential bases offering excellent value relative to central alternatives.

Investors evaluating this development should consider the established tenant profile across the wider Yishun area, which has produced relatively stable occupancy patterns and modest but predictable rental appreciation. The rental-to-purchase ratio for comparable HDB properties in this district has historically supported gross yields in the region of 3 to 4 percent annually, though individual outcomes depend upon specific unit configuration, market timing, and property management efficiency. The development's maturity and established community infrastructure provide underlying support for tenant retention and lease renewals.

Financing Considerations and Buyer Accessibility

For Singaporean citizens and permanent residents pursuing this development, the starting price point of S$768,000 aligns with loan eligibility thresholds that permit Access 1 or Access 2 HDB financing schemes, depending upon household income and existing property holdings. Most purchasers would anticipate loan-to-value ratios of approximately 80 percent for first-time buyers, requiring downpayments in the region of S$150,000 to S$170,000 when accounting for ancillary costs such as surveying and legal fees.

Those purchasing as a second residential property whilst retaining existing HDB assets face Additional Buyer's Stamp Duty implications at the current rate of 20 percent, a substantial consideration that materially affects the total acquisition cost and overall investment thesis. Total debt servicing ratio constraints typically permit purchasers with combined household incomes of S$5,000 to S$6,000 monthly to comfortably service loans for units at the lower end of the development's pricing spectrum, though individual circumstances vary considerably based upon existing liabilities and dependents.

Neighbourhood Character and Lifestyle Amenities

Yishun has evolved beyond its historical identity as a purely residential zone, emerging as a destination encompassing commerce, leisure, and cultural activity. The Yishun 10 integrated development complex, amongst other commercial nodes, provides residents with enclosed shopping environments featuring retail chains, dining establishments, and personal services concentrated within accessible distances. This infrastructure density distinguishes Yishun from peripheral residential areas that often require private transport to access comparable amenity breadths.

The district also benefits from extensive recreational provisioning, including parks, sports facilities, and community centres managed by local grassroots organisations. Yishun Pond Park and surrounding green corridors offer residents accessible outdoor recreation opportunities, a factor increasingly valued by families with children and those prioritising lifestyle balance alongside commute efficiency. The neighbourhood maintains a distinctly residential character whilst offering urban convenience, a balance that appeals across demographic segments.

Comparative Market Position

Within the broader Yishun HDB landscape, 810 Yishun Ring Road occupies a competitive position reflecting its established status and transport proximity. Developments in immediate proximity, including those on Yishun Avenue 2 and surrounding precincts, trade at price points ranging from S$650,000 to S$900,000 depending upon configuration and precise location attributes. The subject development's pricing aligns with midpoint benchmarks for comparable unit sizes and location grades, suggesting realistic market positioning neither premium nor discounted relative to authentic comparables.

Purchasers evaluating this development should contextualise pricing against per-square-foot transaction data across Yishun's broader HDB inventory. Recent transactions for three-bedroom units in the immediate district have transacted at rates ranging from S$580 to S$620 per square foot, implying that the development's offerings remain within expected valuation bands. This consistency itself provides assurance regarding asset stability and realistic resale expectations across market cycles.

Conclusion

810 Yishun Ring Road represents a pragmatic residential acquisition for upgraders seeking expanded living space, investors pursuing stable rental assets, and first-time buyers valuing proximity to established transport infrastructure without the premium pricing associated with central-zone locations. The development's maturity, amenity completeness, and transport integration combine to support both residential satisfaction and investment longevity across property cycles.

Frequently Asked Questions

What rental yield can an investor realistically expect from purchasing a unit at 810 Yishun Ring Road?

HDB properties in Yishun have historically demonstrated gross rental yields in the region of 3 to 4 percent annually, with variations depending upon unit configuration, market conditions, and tenant profile stability. The established residential character of Yishun, combined with consistent demand from young professionals and students seeking affordable accommodation near Khatib MRT, supports predictable occupancy rates that underpin yield calculations. Investors should model rental income conservatively at approximately S$1,400 to S$1,800 monthly for three-bedroom units, translating to the yield range cited above before accounting for property management, maintenance, and tax considerations.

How does the per-square-foot pricing at this development compare to recent HDB transactions in Yishun?

Recent three-bedroom HDB transactions across the Yishun district have typically transacted at rates ranging from S$580 to S$620 per square foot, placing units at 810 Yishun Ring Road at approximately S$590 to S$610 per square foot when calculated across the development's typical unit sizes. This pricing positioning reflects fair market value for the location grade and MRT proximity, neither premium nor discounted relative to authenticated comparable sales data from the preceding 12 months. Purchasers should validate specific per-square-foot calculations against contemporaneous transaction records to ensure individual units align with broader market valuations.

What are the Additional Buyer's Stamp Duty implications for a Singapore Citizen purchasing a second residential property at this development?

Singapore Citizens purchasing a second residential property are subject to Additional Buyer's Stamp Duty at the current rate of 20 percent, calculated on the purchase price above the first S$180,000 of the property's value. For a unit priced at S$768,000, this would translate to ABSD liability of approximately S$117,600, representing a material acquisition cost that substantially elevates the total capital required for purchase. This duty operates independently of standard Buyer's Stamp Duty and is non-refundable, making it a critical factor in investment thesis evaluations and financing arrangements for second-property purchasers.

What lease decay considerations should purchasers understand regarding HDB assets at this development?

As an HDB development, 810 Yishun Ring Road operates under Singapore's public housing tenure model, which typically grants leasehold interests of 99 years from the original date of grant. Lease decay becomes an increasingly relevant consideration as developments approach the latter stages of their lease term, potentially constraining financing and resale market activity if remaining tenure falls below certain thresholds. However, as a mature development, the current remaining lease tenure remains substantial, and the HDB has established mechanisms to address lease renewal considerations well in advance of critical junctures, providing purchasers with reasonable assurance regarding long-term asset utility.

How does proximity to Khatib MRT Station influence demand and capital appreciation prospects at this development?

Developments within walking distance of MRT stations—typically defined as 500 to 800 metres—have historically demonstrated superior capital appreciation and rental demand relative to comparable properties located further from public transport nodes. Khatib MRT's position on the North-South Line, a critical arterial corridor serving central Singapore, amplifies this advantage by providing residents with straightforward commuting pathways to employment centres, educational institutions, and leisure destinations. The proximity has proven sufficiently attractive to underpin consistent tenant demand and relatively stable resale activity, supporting both investment returns and residential satisfaction across market cycles.

What buyer profiles would find 810 Yishun Ring Road most suitable, and why?

This development appeals strongly to upgraders transitioning from two-bedroom HDB apartments or smaller private residences, as the spacious three-bedroom configurations offer tangible expansion of living utility without requiring relocation to premium-priced districts. First-time buyers with household incomes in the S$5,000 to S$8,000 monthly range can access financing with manageable downpayments and debt servicing ratios, making this development pragmatic for entry into property ownership. Investors seeking stable rental assets with predictable tenant bases find merit in the established amenity infrastructure and transport connectivity, whilst young professionals and families prioritising commute efficiency over luxury finishes represent a consistent tenant demographic that supports investment viability.

What are the Total Debt Servicing Ratio constraints and financing headroom for typical purchasers at this development?

HDB financing regulations constrain total monthly debt obligations to a maximum of 40 percent of gross household monthly income, meaning a household earning S$6,000 monthly could service approximately S$2,400 in total liabilities including mortgage, personal loans, and credit card commitments. For a unit priced at S$768,000 with an 80 percent loan-to-value ratio, the monthly mortgage obligation would approximate S$1,450 to S$1,550 depending upon prevailing interest rates and loan tenor, leaving reasonable headroom for existing obligations or contingency planning. Purchasers should verify exact TDSR calculations with lending institutions, as individual circumstances regarding spouse income, existing liabilities, and dependent count materially affect available financing headroom.

How do competing HDB developments in adjacent Yishun precincts compare to 810 Yishun Ring Road?

Competing HDB developments located on Yishun Avenue 2, Yishun Avenue 4, and surrounding ring roads offer comparable unit sizes and pricing within a relatively narrow band, typically ranging from S$650,000 to S$900,000 for three-bedroom configurations depending upon specific location attributes and remaining lease tenure. 810 Yishun Ring Road maintains competitive positioning through its established amenity base and direct proximity to Khatib MRT, factors that distinguish it from slightly more peripheral developments requiring longer walking times to transport nodes. Purchasers evaluating competing properties should assess the marginal value contribution of MRT proximity against pricing differentials, as transport accessibility has historically proven a durable value driver across market cycles.

Which unit stacks or floor levels typically offer the best value propositions within this development?

Mid-range floor levels, typically between the 10th and 20th storeys, have historically attracted purchasers seeking balance between view quality, noise exposure, and acquisition pricing without premium costs associated with higher floors. Lower-floor units (3rd to 8th storey) often attract families with young children due to reduced fall risk from balconies and easier access to ground-level facilities, though these frequently command modest premiums reflecting perceived safety attributes. Upper-floor units (21st storey and above) typically command pricing premiums of 5 to 8 percent relative to mid-range counterparts, whilst lower-floor units often trade at modest discounts of 2 to 4 percent, creating tactical opportunities for value-focused purchasers willing to accept marginally lower prestige in exchange for acquisition cost savings.

What future supply pipeline considerations should prospective purchasers understand regarding the Yishun district?

Urban planning documents and HDB pipeline announcements indicate that Yishun will continue receiving incremental supply through new BTO (Build-to-Order) launches and scattered site developments, potentially affecting long-term capital appreciation dynamics for established developments like 810 Yishun Ring Road. However, the maturity of Yishun as a residential zone with comprehensive amenity infrastructure suggests that new supply will primarily absorb new household formation demand rather than creating significant vacancy or pricing pressure on established secondary-market stock. Purchasers should monitor HDB's published development schedules and Urban Redevelopment Authority planning documents for updated supply forecasts, though the district's established character and extensive amenity base provide reasonable assurance against severe oversupply scenarios that might constrain resale appreciation.

[For Sale] Hdb Flat At 810 Yishun Ring Road — From S$768K