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[For Sale] Hdb Flat At 808C Choa Chu Kang Avenue 1 — From S$600K

808C Choa Chu Kang Avenue 1

1 for sale
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HDB

[For Sale] Hdb Flat At 808C Choa Chu Kang Avenue 1 — From S$600K

HDB Flat At 808C Choa Chu Kang Avenue 1
1 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 990 sqft S$600K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$600K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$120K on this acquisition.
  • Located 8 min (630 m) from BP3 Keat Hong LRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

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808C Choa Chu Kang Avenue 1: Established HDB Living in Western Singapore

808C Choa Chu Kang Avenue 1 represents a well-established residential community within one of Singapore's mature public housing estates. Located in the heart of Choa Chu Kang, this development continues to attract owner-occupiers, upgraders, and property investors seeking reliable housing options in the western corridor of the island. The project comprises multiple units configured across various floor levels, with current availability in the open market ranging from S$600,000 upwards.

The estate benefits from its positioning within a densely developed residential neighbourhood that has matured over several decades. This maturity translates into comprehensive infrastructure, well-maintained common facilities, and a stable community profile. Residents at 808C Choa Chu Kang Avenue 1 enjoy proximity to essential services, including retail outlets, food establishments, and medical clinics scattered throughout the surrounding precinct. The development sits within a zone that has consistently delivered reliable rental demand and steady capital appreciation, making it an attractive proposition for both first-time buyers and seasoned property investors.

Convenient Transport Connectivity

One of the most compelling advantages of 808C Choa Chu Kang Avenue 1 is its proximity to public transportation infrastructure. Keat Hong LRT station lies just 630 metres away—approximately an eight-minute walk—placing residents within easy commuting distance of rapid transit services. The LRT network connections facilitate seamless movement across the western zone and into the city centre, reducing travel times for working professionals and students. This accessibility has historically supported sustained tenant demand and capital appreciation, as properties near MRT nodes consistently outperform those in less connected areas.

The estate also benefits from excellent bus connectivity, with multiple service routes operating through Choa Chu Kang Avenue and adjacent roads. This layered transport advantage ensures that commuting options remain flexible and reliable, whether occupants prefer rail transit or bus services. For investors evaluating rental potential, proximity to transport hubs remains one of the strongest indicators of tenant turnover and yield sustainability.

Housing Configuration and Space

Units within 808C Choa Chu Kang Avenue 1 are configured with multiple bedroom options, accommodating diverse household compositions. The current availability includes three-bedroom units spanning approximately 990 square feet, providing comfortable living space for families of varying sizes. This floor area offers sufficient room for modern living arrangements whilst remaining efficient in terms of maintenance costs and utility expenses. The two-bathroom configuration serves the practical needs of family households, reducing congestion during peak morning routines and supporting comfortable daily living.

The spatial planning within these units reflects contemporary standards for public housing design, balancing compact efficiency with genuine livability. Larger families seeking more spacious accommodation will find the bedroom configuration suitable for growing households, whilst younger families or couples scaling down from larger properties appreciate the manageable footprint and reduced maintenance burden.

Investment Considerations and Pricing Dynamics

For investors evaluating 808C Choa Chu Kang Avenue 1 as part of a diversified property portfolio, the western location presents several compelling factors. The estate's maturity means that rental demand has stabilised around predictable levels, offering relatively stable yield expectations compared to newer developments still establishing their tenant bases. Properties within this price band typically attract working-class families, expatriate renters, and upgraders seeking value, creating a broad tenant pool that supports consistent occupancy rates.

Pricing across the development reflects the balance between established neighbourhood appeal and the inherent factors affecting HDB lease tenure. Properties at these price points typically yield returns between five and seven percent, depending on specific unit configuration and floor level. Second property purchasers should note that acquiring an HDB unit as an investment property triggers Additional Buyer's Stamp Duty at 20% on the purchase price, significantly increasing acquisition costs and affecting overall yield calculations. Prospective investors should factor this substantial upfront cost into their financial modelling and ensure rental income projections justify the additional capital outlay.

Neighbourhood Character and Amenities

Choa Chu Kang has evolved into a well-established residential zone with comprehensive neighbourhood amenities. Residents of 808C Choa Chu Kang Avenue 1 benefit from nearby schools, hawker centres, supermarkets, and community centres that characterise Singapore's mature estates. The neighbourhood attracts families with children due to the presence of several primary and secondary schools within reasonable travel distance. Medical clinics and dental practices serve everyday healthcare needs, whilst shopping centres provide convenient retail and dining options without requiring extensive travel.

The estate's maturity also means that community networks have had time to develop, creating a stable social environment appreciated by families prioritising security and neighbourhood coherence. This established character supports consistent demand from upgraders relocating within Singapore and families seeking familiar, proven residential environments.

Lease Tenure and Long-Term Value Considerations

As an HDB property, units at 808C Choa Chu Kang Avenue 1 carry the standard Singapore public housing lease structure. The lease tenure impacts long-term value retention and buyer financing eligibility. Banks typically impose stricter conditions for HDB properties approaching lease expiration, affecting refinancing options for upgraders or investors. Prospective purchasers should evaluate the remaining lease term in relation to their intended holding period and financing strategy, as this directly influences resale appeal and capital appreciation trajectory.

The development's mature status means lease decay becomes a relevant consideration for longer-term holding strategies. Properties with strong rental fundamentals and accessible transport links—as exemplified by this development's proximity to Keat Hong LRT—tend to maintain buyer interest even as lease tenure decreases, supporting value retention in established residential zones.

Financing and Affordability Factors

The pricing range for units at 808C Choa Chu Kang Avenue 1 positions the development within reach of many first-time buyers and upgraders, particularly those utilising Central Provident Fund savings for purchase. At these price points, Total Debt Service Ratio considerations typically allow qualified buyers with stable employment to access financing comfortably. However, second property purchasers must account for the 20% Additional Buyer's Stamp Duty, which significantly increases capital requirements and affects financing capacity calculations. Prospective investors should engage financial advisors to model the combined impact of higher acquisition costs and expected rental returns.

The development's established status and transparent pricing make financial planning straightforward for purchasers accustomed to HDB market mechanics. Unlike private residential properties where price volatility creates uncertainty, HDB pricing tends to follow predictable trajectories aligned with neighbourhood fundamentals and nationwide policy settings.

Frequently Asked Questions

What rental yield should investors realistically expect from units at 808C Choa Chu Kang Avenue 1?

Properties at this development typically generate rental yields between five and seven percent gross, depending on specific unit configuration and floor positioning. The western location attracts a stable tenant base comprising working families, expatriates, and upgraders, supporting consistent occupancy rates and predictable rental income. However, second property purchasers must account for the 20% Additional Buyer's Stamp Duty on the purchase price, which substantially increases acquisition costs and proportionally reduces net yield. Investors should factor this additional capital requirement into yield calculations, ensuring projected rental returns justify the significant upfront investment beyond the property purchase itself.

How does pricing at 808C Choa Chu Kang Avenue 1 compare to recent per-square-foot transactions in Choa Chu Kang?

Units at this development are priced competitively within the Choa Chu Kang neighbourhood, reflecting the estate's mature status, established amenities, and transport connectivity. Per-square-foot valuations typically align with recent comparable transactions in the immediate area, as the development's proximity to Keat Hong LRT station and comprehensive neighbourhood infrastructure command consistent pricing. Price per square foot varies with floor level and unit orientation, with higher levels commanding modest premiums. Prospective purchasers should review recent transaction data through official channels to validate specific unit valuations against neighbourhood benchmarks, ensuring they pay fair market rates relative to comparable sales.

What is the impact of Additional Buyer's Stamp Duty for second property purchases at this development?

Singapore Citizens acquiring a second residential property at 808C Choa Chu Kang Avenue 1 are liable for Additional Buyer's Stamp Duty at 20% of the purchase price, significantly increasing total acquisition costs. On a S$600,000 purchase, this represents S$120,000 in additional duty alone, fundamentally affecting investment returns and financing capacity. This 20% ABSD is calculated on top of standard Buyer's Stamp Duty and all other conveyancing costs, making second property acquisition substantially more expensive than owner-occupier purchases. Investors must incorporate this substantial upfront cost into financial modelling and ensure projected returns justify the additional capital exposure, as it directly reduces net investment yield and extends payback periods.

How does lease decay affect the resale value and buyer appeal for units at 808C Choa Chu Kang Avenue 1?

As an HDB property, lease tenure significantly influences long-term value retention and buyer financing eligibility. Properties with lease terms below 70 years encounter stricter bank lending conditions, reducing buyer pools and exerting downward pressure on resale values. The development's mature status means existing units carry varying lease terms, with newer allocations naturally possessing longer remaining terms. Properties with strong fundamentals—such as this development's transport proximity and neighbourhood amenities—tend to maintain buyer interest despite lease decay, but value appreciation slows as lease terms shorten. Purchasers should evaluate the specific remaining lease term for individual units against their intended holding period, as this directly impacts refinancing options and eventual resale prospects.

How does proximity to Keat Hong LRT station influence demand and capital appreciation for this development?

Properties within walking distance of MRT stations consistently demonstrate superior demand, higher rental returns, and stronger capital appreciation relative to less connected locations. The eight-minute walk to Keat Hong LRT station positions 808C Choa Chu Kang Avenue 1 advantageously for both owner-occupiers seeking commuting convenience and investors evaluating tenant demand. LRT accessibility expands the effective tenant pool beyond local Choa Chu Kang residents, supporting stable rental yields and resilient resale values during market downturns. This transport advantage has historically supported demand stability, making properties near MRT nodes among the most liquid and reliably appreciating assets within the HDB market.

Which buyer profiles—first-timers, upgraders, HNW investors—are best suited to 808C Choa Chu Kang Avenue 1?

First-time buyers benefit from the development's transparent HDB mechanics, established neighbourhood character, and competitive pricing within this market segment. Upgraders relocating within Singapore appreciate the mature estate's proven track record, complete neighbourhood amenities, and transport connectivity, making it an ideal intermediate step before pursuing private residential property. Investor buyers targeting steady yields find the stable tenant pool and reliable appreciation aligned with their capital preservation objectives, though they must factor in the substantial 20% ABSD cost. High-net-worth buyers typically favour this development as a secondary investment within a diversified portfolio rather than primary residences, leveraging the established returns and lower management complexity compared to new launches.

What are the TDSR and financing considerations for typical price points at 808C Choa Chu Kang Avenue 1?

At the S$600,000 price point, most qualifying buyers with stable employment and reasonable income can access financing whilst maintaining healthy Total Debt Service Ratios, typically capping debt obligations at 60% of gross household income. Banks readily finance HDB properties with established valuations, and the development's mature status minimises valuation disputes. However, second property purchasers face materially different financing conditions due to the 20% ABSD, effectively increasing purchase price to S$720,000 including duty. This higher acquisition cost demands greater cash reserves and proportionally reduces borrowing capacity, potentially requiring co-borrowers or significant down payments. Prospective purchasers should engage mortgage brokers to model TDSR impact under their specific financial circumstances, accounting for existing property obligations.

How does 808C Choa Chu Kang Avenue 1 compare to competing HDB developments in the western zone?

The development competes with other established HDB estates across Choa Chu Kang and adjacent areas such as Bukit Panjang and Yung Ho, each offering distinct advantages relative to transport proximity, neighbourhood maturity, and pricing. 808C Choa Chu Kang Avenue 1 distinguishes itself through direct LRT access within walking distance, providing transport advantages over developments further from MRT stations. Pricing remains competitive with comparable-aged estates offering similar unit configurations and amenities. The neighbourhood's established retail and service infrastructure presents practical advantages over newer estates still maturing their commercial precincts. Prospective purchasers should compare specific transaction evidence across competing developments to validate pricing and assess relative value propositions.

Which floor levels or unit stacks typically offer the best value at 808C Choa Chu Kang Avenue 1?

Middle-floor units typically represent optimal value for owner-occupiers balancing practical living conditions with competitive pricing. Lower floors command modest discounts due to perceived traffic and noise proximity, though this concern diminishes with distance from main roads. Upper floors attract premiums for natural light and view advantages, though the marginal price increase often outweighs practical benefits for value-conscious buyers. Mid-stack positioning (floors 8–15 typically) delivers reasonable natural light, genuine privacy benefits, and meaningful price advantages relative to higher floors. Investors targeting rental yields often find lower-floor units attractive due to accessibility for elderly tenants and families with young children, offsetting the modest pricing discount through consistent tenant demand.

What is the future supply pipeline in Choa Chu Kang, and how might this affect property values at 808C Choa Chu Kang Avenue 1?

The Choa Chu Kang district has matured significantly, with future HDB supply concentrated primarily on urban renewal and intensification projects rather than large-scale new estates. Singapore's demographic planning suggests relatively constrained HDB supply additions in this established zone compared to growth areas like Punggol and Tengah. Limited future supply bolsters the relative scarcity value of established properties like 808C Choa Chu Kang Avenue 1, supporting stable appreciation and rental demand. However, significant transport infrastructure upgrades or commercial development in adjacent areas could materially influence neighbourhood character and demand dynamics. Prospective purchasers should monitor public announcements regarding neighbourhood development plans and infrastructure projects that might enhance or detract from the development's appeal over their intended holding period.