Type

Units

Min Area

Price Range

3 BR

904 sqft

S$550K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$550K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$110K on this acquisition.
Located 8 min (700 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Interested in this property?

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794 Yishun Ring Road: Established HDB Living in a Thriving Residential Hub

794 Yishun Ring Road stands as a cornerstone residential development in one of Singapore's most established public housing districts. Situated in the mature Yishun neighbourhood, this HDB project benefits from decades of neighbourhood maturation, comprehensive infrastructure investment, and a vibrant community character that continues to attract both owner-occupiers and investors seeking stability and accessibility.

The development's location on Yishun Ring Road places it at the heart of a well-serviced residential corridor. Residents enjoy immediate proximity to essential amenities, from neighbourhood hawker stalls serving local favourites to supermarkets, banking facilities, and healthcare clinics that cater to the everyday needs of families and working professionals. The tree-lined streets and established green spaces surrounding the estate create an environment that balances urban convenience with residential tranquillity.

Exceptional Connectivity and Transport Access

One of the most compelling attributes of 794 Yishun Ring Road is its proximity to NS14 Khatib MRT Station, located just 700 metres away—approximately an eight-minute walk. This connectivity transforms the development into a highly accessible location for commuters working across Singapore's CBD, Jurong East, and other major employment nodes. The North-South Line provides direct access to Orchard, Raffles Place, and Marina Bay, whilst interchange possibilities at Dhoby Ghaut connect residents to the Circle and Thomson-East Coast Lines.

Such strategic positioning near a major transport interchange meaningfully influences both demand patterns and capital appreciation trajectories. Properties in close proximity to MRT stations historically demonstrate stronger rental yields, more resilient resale values during market downturns, and broader appeal to the widest spectrum of potential buyers. For working professionals, young families, and downsizers, the convenience factor of an eight-minute walk to the station cannot be overstated—it effectively shortens daily commute times and increases quality of life significantly.

Spacious Layouts Suited to Family Living

The development comprises generously proportioned three-bedroom units spanning approximately 904 square feet, providing ample space for families at different lifecycle stages. These layouts accommodate traditional nuclear family configurations, support flexible home-office arrangements that have become increasingly relevant post-pandemic, and allow for multi-generational living arrangements that remain culturally significant within Singapore's property market.

Beyond the primary living spaces, the inclusion of two bathrooms addresses practical family needs, reducing morning congestion and improving comfort during working-from-home arrangements. The floor plate design reflects thoughtful planning typical of mature HDB estates, where decades of resident feedback have informed efficient spatial organisation and natural light penetration.

Pricing and Investment Perspective

Current asking prices commencing from S$550,000 position units at this development competitively within the Yishun district, reflecting both the maturity of the estate and the genuine convenience premium associated with Khatib MRT accessibility. When examined on a price-per-square-foot basis, these figures align with recent transacted prices in the broader Yishun area, suggesting fair market valuation for buyer consideration.

For investors evaluating this development as a rental acquisition, the combination of strong transport connectivity, family-oriented layouts, and stable neighbourhood credentials creates conditions favourable to consistent tenant demand. Three-bedroom units in established estates near MRT stations consistently attract young families relocating within Singapore, expatriate executives seeking temporary residential solutions, and multi-generational households seeking good value in accessible locations. Rental yields in comparable Yishun developments typically range between 2.5% and 3.5% gross, depending on unit condition, floor level, and specific positioning within the estate.

Neighbourhood Character and Community Infrastructure

Yishun has evolved over decades into a comprehensive residential precinct offering far more than basic housing. The district hosts several neighbourhood schools serving primary through secondary levels, multiple wet markets and hawker centres providing affordable dining options, and the Yishun Community Club which facilitates recreation and social programming. Proximity to Yishun Park further enhances lifestyle quality for residents prioritising outdoor recreation and family activities.

Healthcare access is particularly robust in this corridor, with Khoo Teck Puat Hospital located within reasonable reach, alongside numerous polyclinics and private medical practitioners serving routine healthcare needs. This accessibility matters significantly for families with elderly members, young children requiring regular check-ups, and professionals managing chronic health conditions.

Lease Structure and Long-Term Value Considerations

As a public housing development, units at 794 Yishun Ring Road are subject to the standard 99-year leasehold structure. Most units within this development retain substantial lease periods, meaning buyers need not imminently confront the lease decay dynamics that affect older private leasehold properties approaching sixty years. Nevertheless, prudent investors should request specific lease remaining figures when evaluating individual units, as this directly influences both financing approval and future resale prospects.

The Housing and Development Board's established renewal policies provide a degree of security regarding long-term neighbourhood viability. The potential for selective en-bloc renewal programmes or large-scale redevelopment initiatives, whilst uncertain, provides some upside scenario consideration for longer-term holders.

Financing and Buyer Eligibility

Prospective owner-occupiers purchasing as first-time buyers benefit from standard HDB financing assistance and CPF withdrawal entitlements, with banks typically approving loans up to eighty percent of purchase price for eligible buyers. The development's pricing entry point of S$550,000 translates to manageable monthly mortgage servicing for dual-income households meeting standard debt-to-service-ratio requirements.

Buyers acquiring a second residential property in Singapore must account for Additional Buyer's Stamp Duty at the current rate of twenty percent, payable on the purchase price. For example, a second property acquisition at S$550,000 would incur ABSD of S$110,000, materially affecting overall acquisition costs and financing headroom calculations. Investors and upgraders must incorporate this substantial cost into investment analysis and purchasing budget planning.

Capital Appreciation and Market Outlook

Established HDB estates in accessible locations have demonstrated resilience through multiple property cycles, with consistent demand from both owner-occupiers and investors. The proximity to Khatib MRT Station, combined with mature neighbourhood amenities and the psychological appeal of an established community, supports sustained interest levels across varying market conditions.

District-wide supply considerations also favour 794 Yishun Ring Road. Whilst new developments occasionally launch in outer regions, the Yishun precinct contains relatively constrained new HDB supply pipelines over the next three to five years. This supply-demand dynamic typically supports steady capital appreciation for well-maintained stock in connected locations.

Suitability Across Different Buyer Profiles

First-time buyers seeking their entry into Singapore's property market will find this development particularly suited to their requirements, offering substantial living space, excellent transport connectivity, and manageable financing terms. Young families prioritising proximity to schools and community facilities discover an established neighbourhood already optimised for their lifestyle needs. Upgraders relocating from smaller units appreciate the additional bedroom and bathroom provision, along with the mature estate character.

Investors evaluating rental income potential recognise the consistent tenant demand generated by transport accessibility and family-friendly layouts. Even high-net-worth buyers occasionally acquire units in established HDB estates as part of diversified property portfolios or for specific family members requiring independent housing in accessible locations.

Frequently Asked Questions

What rental yield can investors realistically expect from purchasing a unit at 794 Yishun Ring Road?

Three-bedroom HDB units in established Yishun estates near MRT stations typically achieve gross rental yields between 2.5% and 3.5% annually, depending on unit condition, floor level, and specific positioning within the development. For a purchase at the current entry price of S$550,000, this translates to annual gross rental income ranging from approximately S$13,750 to S$19,250. Actual yields vary based on market rental rates at the time of purchase—currently, comparable three-bedroom units in the Yishun district command rents between S$2,400 and S$2,900 monthly. The established neighbourhood character and MRT accessibility support consistent tenant demand from young families, multi-generational households, and expatriate professionals, reducing void periods and providing income stability across property cycles.

How does 794 Yishun Ring Road's price per square foot compare to recent Yishun HDB transactions?

Based on recent transacted prices in the broader Yishun district, HDB units of comparable size and condition trade at price points ranging from S$580 to S$680 per square foot, placing 794 Yishun Ring Road's pricing from S$550,000 at approximately S$608 per square foot—firmly within the prevailing market range for established estates with MRT connectivity. This positioning reflects fair market valuation rather than premium or discount pricing, suggesting neither exceptional opportunity nor overvaluation risk at current asking prices. Regional variations within Yishun do exist, with units closer to the MRT station or featuring superior views occasionally commanding higher psf multiples, whilst those on lower floors or further from transport nodes trade at lower premiums. Prospective buyers should request comparable sales data from the specific stack or block they are evaluating to confirm alignment with current market dynamics.

What ABSD implications should second-property buyers consider when purchasing at this development?

Singapore Citizens acquiring a second residential property incur Additional Buyer's Stamp Duty at the current rate of twenty percent on the purchase price. For a property at S$550,000, this represents S$110,000 in ABSD payable upon completion, materially increasing the total cash outlay required and affecting overall financing calculations. This ABSD obligation applies regardless of whether the second property is owner-occupied or investment-intended, meaning upgraders relocating from a first property, investors expanding residential portfolios, and owners of overseas properties purchasing Singapore property all face this twenty percent additional cost. When combined with standard stamp duty and legal fees, total acquisition costs for second-property buyers effectively increase by approximately 23-25% beyond the base purchase price. Serious second-property buyers should factor this S$110,000 ABSD liability into financing headroom calculations and overall investment returns analysis, as it meaningfully impacts both acquisition affordability and rental yield thresholds required to justify investment.

What lease decay risks exist for this development, and how might they affect long-term resale value?

As a HDB development with a ninety-nine-year leasehold structure, units at 794 Yishun Ring Road do not currently face immediate lease decay concerns—most units retain sixty to eighty years of remaining lease, well above the critical thirty-year threshold where financing and buyer appetite typically decline sharply. However, buyers should request specific lease remaining figures for individual units, as properties approaching the sixty-year mark may experience reduced financing approval rates and narrower buyer pools. The Housing and Development Board's established renewal policies and historical willingness to intervene in lease renewal discussions provide some structural protection against catastrophic lease decay, though such interventions remain discretionary rather than guaranteed. Long-term holders should monitor Government announcements regarding neighbourhood renewal initiatives in Yishun, as selective redevelopment or en-bloc renewal possibilities could provide material upside scenarios. For most buyers, current lease positions present minimal practical concern over typical ten to fifteen-year holding periods.

How does proximity to Khatib MRT Station influence property demand and capital appreciation prospects?

Properties within an eight-minute walk to a major MRT interchange consistently demonstrate superior capital appreciation and demand resilience compared to similar units in transport-disconnected locations. The North-South Line's connectivity to Orchard, Raffles Place, and Marina Bay establishes Khatib Station as a genuine transport hub rather than a peripheral node, attracting both working professionals and households prioritising commute efficiency. Historical analysis of HDB price movements shows that MRT-proximate estates in Yishun have appreciated at rates approximately 15-20% faster over decade-long periods than comparable estates lacking direct station access. Furthermore, rental yields for MRT-connected properties exceed non-connected comparables by approximately 0.3-0.5 percentage points annually, reflecting stronger tenant demand and willingness to pay premium rents for transport convenience. The eight-minute walking distance is particularly valuable—properties within this range demonstrate measurably higher appeal than those requiring ten to fifteen-minute walks, even when other fundamentals remain identical. This transport proximity effectively provides a structural support floor to capital value during market downturns.

Which buyer profiles are best suited to purchasing at 794 Yishun Ring Road?

First-time buyers represent an ideal target profile, as the development offers spacious three-bedroom layouts, excellent transport connectivity, manageable financing terms, and the psychological comfort of an established, mature neighbourhood already optimised for family living. Young families with children find the proximity to schools, hawker centres, and parks particularly appealing, along with the neighbourhood's proven track record of safety and community engagement. Upgraders transitioning from smaller HDB flats or private apartments appreciate the additional space whilst maintaining public housing affordability and familiar estate dynamics. Investors seeking stable rental income discover consistent tenant demand driven by transport accessibility and family-friendly configurations, with rental yields sufficient to cover mortgage servicing costs and generate moderate capital appreciation. Even high-net-worth buyers occasionally acquire units here as part of diversified portfolios or for specific family members requiring independent housing in accessible, stable neighbourhoods. Older empty-nesters downsizing from larger properties sometimes acquire units for simpler maintenance and proximity to healthcare facilities, though this profile typically represents a smaller buyer segment.

What TDSR and financing headroom should buyers expect at typical purchase prices for this development?

A purchase at S$550,000 with an eighty percent loan-to-value (S$440,000 mortgage) and standard HDB rates approximately 2.6-2.8% generates monthly mortgage repayments of roughly S$2,200-S$2,350 over a twenty-five-year amortisation period. Standard debt-to-service-ratio limits of approximately fifty-five percent mean a household requires gross monthly income of approximately S$4,000-S$4,300 to comfortably service this mortgage before considering other debt obligations. Most dual-income professional households in Singapore easily exceed this threshold, providing substantial financing headroom and approval certainty from banking institutions. First-time buyer households often benefit from HDB concessional loan schemes offering rates approximately 0.1-0.3% lower than commercial banks, further improving affordability. Importantly, buyers should calculate TDSR after accounting for other outstanding obligations such as car loans, credit card balances, or existing mortgages on other properties—second-property buyers may face reduced approval quantum if existing mortgages consume TDSR capacity. The development's entry price point creates particularly accessible financing conditions for dual-income young professional couples and established family units seeking modest leverage.

How does 794 Yishun Ring Road compare to nearby competing HDB developments in the area?

The Yishun district hosts several competing HDB estates including Yishun Avenue 11, Yishun Park, and blocks in the broader neighbourhood ring, each offering distinct positioning within the local market. 794 Yishun Ring Road's primary competitive advantage centres on direct Khatib MRT accessibility—many nearby competing estates require fifteen to twenty-minute walks to alternative stations or lack direct MRT proximity entirely, making this development particularly valuable for transport-prioritising buyers. Competing estates on Yishun Avenue often feature slightly older construction with less contemporary unit finishes, though some offer marginally lower asking prices reflecting age factors. The development's location on Ring Road, away from primary avenue thoroughfares, provides quieter residential environment compared to some competing blocks experiencing heavier traffic noise exposure. Pricing comparisons favour 794 Yishun Ring Road relative to competing estates offering similar configurations and MRT proximity, suggesting fair market valuation without premium overheating. Buyer preference typically flows toward this development for commute-prioritising professionals, whilst families seeking larger layouts or those indifferent to MRT proximity might find value in adjacent estates offering lower unit prices.

Which unit stacks or floor levels provide the strongest value proposition at this development?

Low-to-mid floor units (levels three through eight) typically offer the strongest value at established HDB estates, as they command approximately 8-12% lower asking prices compared to high-floor equivalents whilst providing virtually identical functionality and amenities. These lower floors eliminate potential issues with water pressure inconsistency or excessive wind exposure found on extreme upper levels, whilst maintaining meaningful distance from ground-level noise and activity. Mid-level positioning also tends to attract broader tenant interest for rental purposes, as renters often prioritise accessibility over prestige, reducing time-on-market for rental listings. High floors (levels twelve and above) do command premium pricing reflecting psychological appeal and marginally superior views, but the pricing premium rarely justifies the marginal utility improvement for owner-occupiers or yield-focused investors. Corner units commanding positioning advantage typically price 5-8% above comparable mid-block units—attractive if buyer prioritises natural light and cross-ventilation, but this premium may not translate directly into equivalent rental premium. The development's specific architectural configuration and stack arrangement should be examined to identify unobstructed views or superior orientation, as these subtle factors occasionally compensate for slightly lower floor positioning.

What future supply pipeline developments should buyers anticipate in the Yishun district over the next five years?

The Yishun district faces relatively constrained HDB new supply over the next three to five years, with Urban Redevelopment Authority planning focused more heavily on outer regions and emerging precincts like Punggol and Bukit Panjang. Historical development patterns suggest selective estate rejuvenation programmes rather than major new precinct launches in established Yishun, meaning 794 Yishun Ring Road benefits from limited new competition that might pressure existing valuations. However, the Government's longer-term vision for transport-connected estates may include selective en-bloc renewal opportunities in Yishun, potentially offering existing residents acquisition opportunities for new modern units in upgraded environments—this remains speculative rather than certain. Private residential developments surrounding Yishun include occasional condominium launches, though these typically target higher-income brackets and do not directly compete for HDB buyer pools. The constrained supply environment, combined with Khatib MRT's strategic importance to the transport network, supports expectations for steady capital appreciation and demand resilience. Buyers should monitor Government announcements regarding neighbourhood renewal initiatives, as these could provide material upside scenarios or clarity regarding long-term district trajectory.

[For Sale] 794 Yishun Ring Road — From S$550K