Type

Units

Min Area

Price Range

3 BR

980 sqft

S$3,300/mo

Other

180 sqft

S$900/mo

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$900 to S$3,300.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$180 on this acquisition.
Located 8 min (640 m) from NS10 Admiralty MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

786B Woodlands Drive 60: A Mature HDB Development in Singapore's North Region

786B Woodlands Drive 60 stands as an established residential address in one of Singapore's longest-serving public housing estates. Situated in the Woodlands planning area, this development represents a segment of the broader neighbourhood characterised by multi-generational family occupancy, strong community bonds, and reliable infrastructure investment. The location has matured considerably over the decades, with extensive retail, educational, and transport amenities now firmly embedded within the surrounding precinct.

The Woodlands district itself occupies a strategic position in the northern corridor, offering competitive housing costs relative to central and eastern Singapore whilst maintaining solid connectivity to major business districts. Properties here attract a diverse buyer cohort ranging from young professionals making their first foray into homeownership, to mid-career upgraders seeking larger unit footprints, and to seasoned property investors calibrating their portfolios for rental yield and long-term appreciation.

Transport and Connectivity

A defining attribute of 786B Woodlands Drive 60 is its accessibility via the North–South Line. The nearest MRT station, Admiralty (NS10), lies approximately 8 minutes' walk away at a distance of around 640 metres. This proximity delivers a significant convenience advantage for commuters bound for the Central Business District, Marina Bay, or Jurong industrial zones. The North–South Line itself remains one of Singapore's busiest and most reliable metro corridors, supporting consistent passenger demand and reinforcing long-term property values in walking-distance precincts.

The short walk to Admiralty MRT has historically supported steady demand for flats in this neighbourhood, particularly among working professionals who prioritise the time and cost savings of public transport over private vehicle ownership. Enhanced last-mile connectivity via feeder bus services and cycling infrastructure further widens the appeal to environmentally conscious buyers and those seeking lifestyle flexibility.

Unit Typology and Buyer Suitability

The development accommodates a range of unit sizes, offering configurations suited to multiple buyer personas. First-time homebuyers appreciate the entry-level pricing and manageable quantum required for down-payment accumulation. Young couples and small families find the flexibility to occupy and grow within the estate as their circumstances evolve. Rental investors recognise the steady tenant demand underpinned by MRT proximity and neighbourhood stabilisation, making the flats attractive as supplementary income-generating assets within a broader property portfolio.

Upgraders transitioning from rental or smaller owned units benefit from the estate's maturity—schools, markets, and community facilities are fully operational rather than speculative—allowing for confident decision-making based on proven amenities and demographic stability. High-net-worth individuals occasionally acquire units here as part of diversified real estate holdings, particularly where the quantum is modest relative to overall portfolio size and the cashflow profile is predictable.

Lease Tenure and Resale Framework

As an HDB estate, 786B Woodlands Drive 60 operates within Singapore's public housing lease structure. The lease term and resale eligibility are governed by HDB policies applicable at the time of sale, with prospective buyers required to understand the implications of lease decay on long-term capital value. Mature estates with leases in excess of 60 years typically maintain stable secondary-market demand, though buyers should seek professional valuation advice to quantify any lease-related discount versus comparable shorter-lease or freehold alternatives.

The HDB resale market has demonstrated resilience across multiple property cycles, supported by strong owner-occupier demand and consistent institutional interest from investors. The transparent pricing data available for HDB transactions also reduces information asymmetry, helping buyers and sellers arrive at fair market valuations more readily than in the private housing segment.

Financial Considerations for Buyers

Prospective purchasers should factor in the full cost of acquisition. For Singapore Citizens buying a second residential property, Additional Buyer's Stamp Duty (ABSD) at the rate of 20% applies on top of standard stamp duties, materially increasing the total acquisition cost. First-time buyers and permanent residents enjoy more favourable duty schedules, making this an important distinction when evaluating affordability for different buyer segments.

Mortgage financing for HDB flats remains accessible through commercial banks and the HDB itself, typically at loan-to-value ratios of 80% for owner-occupied purchases. Total Debt Service Ratio (TDSR) limits—usually capped at 60% of gross monthly income—determine how much a household can borrow relative to their earnings. Given the entry-level price points of many units in mature estates, TDSR constraints are less frequently binding for salaried professionals than in private housing, widening the pool of eligible borrowers.

Investment and Yield Considerations

Investors evaluating 786B Woodlands Drive 60 should model expected rental yields based on current market rates for comparable units in the precinct. HDB rental markets in established neighbourhoods like Woodlands have shown stable tenant demand, with rents typically ranging downward from central locations but compensated by strong occupancy rates and minimal void periods. The MRT adjacency, in particular, remains a powerful rental attractor, supporting the case for long-term hold strategies with modest but consistent cashflow.

Capital appreciation has historically tracked inflation and broader real estate sentiment rather than outpacing them, suggesting that HDB investments in mature estates are better suited to patient, income-focused strategies rather than speculative short-term trading. The transparent HDB pricing data also helps investors benchmark their purchase against recent comparable transactions, reducing overpayment risk.

Neighbourhood and Amenities

The Woodlands precinct has evolved into a self-contained residential and commercial hub. Proximity to established schools, supermarket chains, medical clinics, and dining venues makes daily living convenient for families and working professionals alike. The neighbourhood's maturity means that speculative infrastructure gaps have largely closed, allowing buyers to evaluate the present-day quality of life rather than betting on uncertain future developments.

Community spaces, including parks and recreational facilities, are well-developed across Woodlands, supporting active and social lifestyles. This long-standing infrastructure investment reinforces the neighbourhood's stability and appeal to diverse demographic groups.

Competitive Positioning

When benchmarked against other HDB estates in the northern and north-central zones, 786B Woodlands Drive 60 holds a competitive position by virtue of its MRT accessibility and established amenity base. Comparable estates slightly farther from MRT stations may command lower entry prices but trade away the convenience premium. Newer or more glamorous private developments in adjacent planning areas command higher price points but at a different segment and risk profile.

Savvy buyers often compare recent psf transaction data across Woodlands and adjacent precincts to ensure fair market pricing. HDB datasets published by the Urban Redevelopment Authority provide a transparent baseline for such comparisons, empowering informed decision-making.

Future Considerations and District Supply

The Woodlands planning area continues to receive Government investment in transport, town centre upgrading, and community infrastructure. While major new HDB launches in the immediate vicinity are limited (given the estate's maturity), the district's strategic importance suggests ongoing maintenance of amenities and periodic urban renewal initiatives. These factors support stable to modest appreciation in long-term property values.

Buyers should monitor HDB Build-to-Order (BTO) releases and private development announcements in adjacent precincts, as oversupply in the northern corridor could theoretically moderate resale appreciation. Conversely, transport improvements or commercial intensification around Admiralty MRT could provide upside to property values. A balanced, long-term perspective remains prudent when evaluating any property investment.

Frequently Asked Questions

What rental yield can I expect if I purchase a flat at 786B Woodlands Drive 60 as an investment?

Rental yields for HDB flats in Woodlands typically range from 2.5% to 3.5% gross per annum, depending on unit size, floor level, and precise location within the estate. The proximity to Admiralty MRT (NS10) is a significant draw for tenants, supporting steady occupancy rates and modest but reliable cashflow. Since Woodlands is an established, mature neighbourhood with a stable tenant pool of working professionals and young families, void periods are generally short, making this suitable for income-focused investors seeking predictable returns rather than capital appreciation. You should obtain recent comparable rental data from HDB resale portals to calibrate your yield assumptions against the specific purchase price you are evaluating.

How does the price per square foot at 786B Woodlands Drive 60 compare to recent HDB transactions in Woodlands?

HDB psf pricing in Woodlands has stabilised in recent years, typically ranging from SGD 600 to SGD 850 per square foot depending on unit size, lease length, floor level, and renovation condition. Smaller units and those with longer leases tend to command the higher end of this range, whilst units nearing the 60-year lease threshold may trade at modest discounts. You should cross-reference the specific unit you are considering against the HDB resale statistics published by the Urban Redevelopment Authority, which provides transaction data by block and street, allowing you to verify whether the asking price aligns with recent market clearing rates. Consulting recent sold comparables on HDB-focused portals will give you confidence that you are not overpaying relative to similar stock.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I am buying 786B Woodlands Drive 60 as my second residential property?

Singapore Citizens purchasing a second residential property are liable for ABSD at a rate of 20% on the purchase price, in addition to the standard buyer's stamp duty. For example, if you are purchasing a flat for SGD 500,000, the ABSD liability would be SGD 100,000, significantly raising the total acquisition cost. This duty structure is intended to discourage speculative property hoarding and is a material consideration in your buy-versus-rent decision for a second home. First-time homebuyers and permanent residents face more favourable duty schedules, making the ABSD a key dividing line in affordability calculations. You should factor the full ABSD liability into your financing and cashflow projections before committing to a purchase, as it cannot be avoided and will increase your total outlay by a fifth beyond the headline price.

What is the lease tenure of 786B Woodlands Drive 60, and how does lease decay affect resale value?

HDB flats are granted on leases of 99 years from the date of first sale, though the exact commencement date and remaining tenure of any particular unit depends on when it was originally sold. As leases shorten below 60 years remaining, property valuations typically begin to discount for the approaching lease expiry, with steeper discounts applying as the lease shortens further toward 30 years. The HDB Lease Buyback Scheme offers qualifying owners the option to sell their flat back to HDB and purchase a new one, though the financial trade-offs must be carefully evaluated. Prudent buyers should confirm the exact remaining lease tenure of any unit they are considering and factor the lease decay trajectory into their long-term holding assumptions. Generally, flats with leases above 60 years maintain competitive market demand, whilst those below 40 years may experience material headwinds in resale appeal.

How does proximity to Admiralty MRT Station (NS10) affect demand and capital appreciation for 786B Woodlands Drive 60?

The 8-minute walk to Admiralty MRT is a significant demand driver, placing the development well within the desirable 400–600 metre range from a major transport node. The North–South Line is one of Singapore's busiest metro corridors, serving the central business district, Marina Bay, and Jurong, ensuring consistent commuter traffic and reinforcing long-term property appeal. Flats within walking distance of MRT stations consistently command pricing premiums of 10–15% compared to equivalent units in estates two to three times farther away, reflecting the time, cost, and convenience savings of public transport. This MRT proximity has historically supported stable capital values and rental demand across property cycles, making 786B Woodlands Drive 60 a more resilient holding than estates reliant on feeder buses or private transport. Over a multi-decade holding horizon, this connectivity advantage is expected to maintain or modestly enhance long-term appreciation potential relative to less accessible estates in the northern zone.

Which buyer profiles are best suited to purchasing at 786B Woodlands Drive 60?

First-time homebuyers benefit from the entry-level pricing and established amenities, allowing them to build equity in a stable asset without overstretching their budget or assuming neighbourhood development risk. Young upgraders seeking a stepping stone from rental accommodation appreciate the MRT proximity and neighbourhood maturity. Rental investors find reliable tenant demand supported by the transport link and affordability, making this suitable for long-term cashflow strategies rather than capital-gains speculation. Mid-career owner-occupiers may find smaller units here attractive as city apartments or second homes, though larger family units exist for those expanding their household. High-net-worth individuals occasionally acquire units as diversifiers, though the modest unit quantum and price points position this development outside the ultra-luxury segment. Each profile should evaluate the property against their specific holding horizon and cashflow requirements, as the stable but modest appreciation profile is best suited to patient, income-focused buyers rather than those seeking rapid price growth.

What are the TDSR and mortgage financing implications for a typical purchase at 786B Woodlands Drive 60?

Mortgage lending for HDB flats typically allows loan-to-value ratios of up to 80%, with tenure extending to 30 years for owner-occupiers. Total Debt Service Ratio (TDSR) limits cap monthly debt repayments at 60% of gross household income, effectively setting a ceiling on how much a household can borrow relative to earnings. At typical entry-level price points for 786B Woodlands Drive 60 (ranging from low hundreds of thousands of dollars), TDSR constraints are less frequently binding than in private housing, widening access to salaried professionals, dual-income couples, and families with combined incomes above SGD 4,000–5,000 per month. You should obtain a mortgage in-principle approval from your chosen bank or HDB before making an offer, as this confirms your borrowing capacity and prevents wasted time and expense on an unaffordable purchase. Stress-testing your finances against potential interest rate increases is prudent, as even modest hikes can materially impact monthly servicing costs over a 25–30 year loan tenure.

How does 786B Woodlands Drive 60 compare to competing HDB developments in the Woodlands and adjacent precincts?

Woodlands is served by multiple HDB estates of similar vintage and comparable amenity bases, including Woodlands Drive, Woodlands Street, and blocks in the Woodlands Central area. Most of these estates sit within 10–15 minutes' walk of Admiralty or Woodlands MRT stations, meaning MRT accessibility is a widespread feature rather than a unique advantage. The key differentiation typically hinges on individual block condition, floor levels, unit layouts, and precise walking distance to shops and schools. Some competing blocks may command slight premiums or discounts based on their specific street positioning, orientation, or proximity to food courts and supermarkets. Recent psf transaction comparisons across multiple Woodlands blocks will reveal any locational arbitrage opportunities, allowing you to identify whether 786B Woodlands Drive 60 is priced at a discount or premium relative to its immediate peers. The HDB resale market is transparent enough that significant mis-pricings are usually arbitraged away quickly, so comparable pricing across similar-vintage Woodlands estates is the norm.

Are there specific floor levels or unit stacks at 786B Woodlands Drive 60 that offer better value?

Lower-floor units (typically floors 1–3) often trade at discounts of 5–8% compared to mid-range floors, reflecting buyer preferences for higher views, less foot traffic from neighbours, and reduced perceptions of noise or street-level disturbance. However, lower floors can attract families with young children or elderly residents for whom stair climbing and lift reliance are minimised. Mid-range floors (4–15) typically represent the best value balance, offering a premium view benefit without the extreme scarcity of top-floor units, which often carry small premiums. Top floors may command 5–10% premiums due to privacy, light, and view appeal, though this can be offset by higher exposure to sun heat and noise from upper-level mechanical systems. East or west-facing units may vary in desirability depending on personal preference for morning light versus afternoon shade and cooling costs. Rather than prescribing a single 'best' floor, you should inspect units across different stacks and levels to assess the specific view, light, and noise profile of your preferred configuration, then benchmark the asking price against recent comparables on the same or adjacent floors to ensure fair value.

What future supply and district development trends should I consider before buying at 786B Woodlands Drive 60?

Woodlands is a mature estate with limited scope for large new HDB or private residential launches in the immediate precinct, meaning supply-side disruption is unlikely. However, the Government has indicated ongoing investment in Woodlands as a key regional hub, including transport improvements around Admiralty MRT and potential commercial intensification. The North–South Line is subject to periodic upgrades and capacity enhancements, which historically support stable property values in walking-distance precincts. Monitor HDB Build-to-Order announcements in adjacent planning areas, as new supply in Sembawang, Yishun, or neighbouring zones could theoretically moderate appreciation in Woodlands by offering fresher stock at competitive prices. Conversely, any commercial or mixed-use development around Admiralty or along the transport corridor could provide upside to property values. A long-term, patient perspective is prudent; HDB flats in mature estates typically deliver modest but stable returns over 10–20 year horizons rather than spectacular short-term appreciation, so your purchase decision should be anchored to your own holding timeline and cashflow requirements rather than speculation on future market movements.

[For Rent] Hdb Flat At 786B Woodlands Drive 60 — From S$900