Type

Units

Min Area

Price Range

3 BR

700 sqft

S$375K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$375K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$75,000 on this acquisition.
Located 18 min (1.46 km) from NE9 Boon Keng MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

76 Lorong Limau: Established HDB Living in Central Singapore

76 Lorong Limau represents a well-established Housing Development Board development situated in the vibrant Geylang district, offering practical and spacious residential accommodation to families and investors alike. This mature estate has established itself as a popular address for those seeking a balanced lifestyle within easy reach of Singapore's commercial and educational hubs. The development's strategic positioning makes it an attractive choice for buyers prioritising accessibility and community infrastructure.

Location and Transport Connectivity

The development benefits from reasonable proximity to Boon Keng MRT Station on the North-East Line, situated approximately 1.5 kilometres away. This accessible connection to the broader MRT network means residents can commute efficiently to the city centre, business districts, and employment hubs across Singapore. The walking distance and local shuttle options make public transport integration straightforward for daily commuters. Beyond rail access, the neighbourhood enjoys comprehensive bus services that extend connectivity to adjacent districts and shopping precincts.

Geylang itself is a historically significant area with strong cultural character, vibrant street markets, and extensive retail options. The location positions residents within a short journey of the East Coast corridor, Marina South, and the financial district, making it particularly appealing to working professionals who value reasonable commute times without excessive transit complexity.

Unit Specifications and Space

The units at 76 Lorong Limau feature thoughtfully designed floor plans, with three-bedroom configurations offering approximately 700 square feet of living space. This provides comfortable accommodation for growing families, with dual bathroom facilities enhancing daily convenience for multi-generational households. The scale of these units makes them practical for genuine residential occupancy whilst maintaining reasonable utility costs and maintenance demands typical of properties in this market segment.

Market Positioning and Pricing

Current market pricing for units within this development commences from approximately S$375,000, positioning the estate competitively within the broader HDB resale market. This price point reflects the property's mature status, established infrastructure, and central location relative to emerging developments in outer districts. Buyers at this price level are acquiring proven housing stock in an area with stable demographic appeal and consistent rental demand from young professionals and small families.

The pricing demonstrates strong value for investors seeking immediate rental yield opportunities. Three-bedroom HDB units in central locations typically command monthly rentals ranging from S$2,200 to S$2,700, translating to gross rental yields between 7% and 8.6% when calculated against the lower end of current market prices. This makes the development particularly attractive to owner-investors seeking regular income streams alongside capital preservation.

Investor and Owner-Occupier Appeal

For first-time buyers, 76 Lorong Limau offers genuine residential substance at an entry-level price point that avoids excessive leverage requirements. The established infrastructure, mature amenity base, and stable neighbourhood character make it an excellent foundation purchase before potentially upgrading to larger or newer properties later in ownership journeys. The development's maturity means residents immediately access functioning community facilities rather than waiting for new precincts to develop supporting infrastructure.

Upgraders from smaller properties find the three-bedroom configuration a meaningful step forward in space and lifestyle flexibility. Families requiring immediate occupancy without renovation needs benefit from the ready availability of resale units across varying renovation states and price points. Investors appreciate the consistent rental demand generated by the central location and proximity to employment zones, making yield calculations predictable and tenant acquisition relatively straightforward.

Neighbourhood Character and Amenities

The surrounding district offers established retail, dining, and essential services integrated into street-level infrastructure rather than enclosed mall environments. This character appeals to residents who value authentic neighbourhood convenience and traditional marketplace environments alongside contemporary shopping options. The area benefits from multiple primary schools, medical clinics, and market-fresh food options that reflect Singapore's multicultural heritage.

Geylang's established status means residents enjoy settled community dynamics with regular events, cultural celebrations, and street-level activity that characterises mature residential areas. This contrasts with newly developed estates still establishing their community identity, offering potential residents immediate connection to existing social networks and established support structures.

Capital Growth and Market Dynamics

HDB properties in central locations have historically demonstrated resilience in capital value retention, particularly when positioned near established MRT infrastructure. The north-east corridor continues attracting residential investment as employment nodes in Marina South and the eastern business district drive demand for accessible housing. The development's maturity and proven track record make it a lower-risk proposition compared with speculative ventures in emerging areas.

Lease tenure considerations apply to all HDB properties, though those at 76 Lorong Limau maintain substantial remaining tenure for practical purposes of ownership and financing. Prospective buyers should verify exact remaining lease duration, as this becomes increasingly relevant beyond 30 years of remaining tenure for future refinancing and resale considerations.

Financing and Affordability Context

Properties priced around S$375,000 typically require down payments of S$37,500 to S$56,250 depending on loan-to-value ratios offered by financial institutions. This price range positions units within reach of conservative borrowers utilising Housing Development Board housing grants alongside standard mortgage financing. Total Debt Service Ratio considerations at this price point are generally manageable for dual-income households, though individual financial circumstances require assessment with lending advisers.

Additional Buyer's Stamp Duty implications apply to Singapore Citizens purchasing this as a second residential property, with the current rate standing at 20% on the assessed property value. This represents a significant consideration for upgraders or investors, potentially adding S$75,000 to S$100,000 to effective acquisition costs depending on final transacted price. Forward planning for this duty remains essential when structuring property investment strategies.

Comparative Market Position

Within the Geylang and adjacent districts, 76 Lorong Limau competes alongside other mature HDB estates offering similar spatial and configuration advantages. Its established market position means consistent comparable transactions provide reliable pricing benchmarks. The development's historical performance in price per square foot transactions remains stable relative to inflation and broader property market cycles, suggesting reliable valuation foundations for both purchasers and lenders.

Frequently Asked Questions

What rental yield might investors expect from purchasing a unit at 76 Lorong Limau as an investment property?

Three-bedroom HDB units in the Geylang area typically command monthly rentals between S$2,200 and S$2,700, which translates to gross annual rental yields ranging from approximately 7% to 8.6% when calculated against current market pricing around S$375,000. This yield profile reflects strong demand from young professionals, expatriate employees, and small families seeking central location accommodation without premium pricing. The development's proximity to employment zones and MRT connectivity ensures relatively predictable tenant sourcing, though net yields require factoring in maintenance sinking fund contributions, property tax, and management costs that typically reduce gross returns by 1-2% annually.

How does the price per square foot at 76 Lorong Limau compare to recent transactions in surrounding Geylang neighbourhoods?

At approximately S$535 per square foot for units priced around S$375,000 across the 700 square foot floor plan, this development sits within the established band for mature HDB properties in the Geylang-Boon Keng corridor. Recent comparable transactions in neighbouring developments suggest a range of S$480 to S$580 per square foot depending on floor level, unit condition, and remaining lease tenure, positioning 76 Lorong Limau competitively within this market spectrum. The consistent price per square foot across recent sales indicates market stability rather than speculative appreciation, which appeals to value-focused buyers prioritising affordability over speculative upside potential. Buyers should request specific unit details including exact floor level and facing direction, as these variables can adjust effective price per square foot by 5-10%.

What Additional Buyer's Stamp Duty implications apply to second-property buyers at this development?

Singapore Citizens purchasing 76 Lorong Limau as a second residential property are subject to the current Additional Buyer's Stamp Duty rate of 20% applied to the assessed property value. For a property transacted at S$375,000, this represents S$75,000 in ABSD liability, materially increasing effective acquisition costs beyond the base purchase price. This duty applies alongside standard Buyer's Stamp Duty at 4%, meaning total stamp duties can reach approximately S$90,000 for properties in this price range. Prospective upgraders should incorporate ABSD calculations into overall financing plans, as this substantial duty significantly affects mortgage borrowing capacity and can influence decisions to purchase outright or utilise maximum available financing to preserve liquidity. First-time buyers are exempt from ABSD, making this development particularly cost-effective for those entering the property market.

Does lease decay pose a material risk to resale value and future financing at 76 Lorong Limau?

The remaining lease tenure at 76 Lorong Limau requires verification through official HDB channels, as this directly influences both resale valuations and future financing availability. Most mature HDB estates built in the 1970s-1980s maintain 70+ years of remaining tenure, though approaching 30-year thresholds becomes increasingly relevant for refinancing considerations and long-term capital preservation. Properties with less than 50 years remaining lease experience material valuation discounts, sometimes 10-15% compared to similar units with greater tenure, whilst below 30 years, financing becomes restrictive as most lenders decline mortgage applications. Prospective buyers should request confirmed lease commencement and expiration dates before committing to purchase, as this single variable materially affects both investment viability and future exit options.

How does proximity to Boon Keng MRT Station influence demand and long-term capital appreciation for units at this development?

The Boon Keng MRT Station on the North-East Line (1.5 kilometres from the development) represents a primary accessibility feature supporting stable demand from commuting professionals and families. Established MRT connectivity typically provides foundation support for capital value stability, as properties within reasonable walking distance or short shuttle journeys maintain consistent appeal across economic cycles. The North-East Line's established presence spanning Punggol to HarbourFront provides employment-area connectivity that supports sustained rental demand and owner-occupier interest. However, capital appreciation at 76 Lorong Limau is likely to track gradual inflation rather than generate speculative growth, as the development's mature status and established surroundings limit transformative development catalysts that drive accelerated appreciation in emerging areas.

Is 76 Lorong Limau suitable for different buyer profiles, and what makes it attractive to each segment?

First-time buyers find the development particularly suitable, offering proven housing stock at entry-level pricing without excessive leverage requirements, whilst immediate MRT connectivity supports commuting professionals in early career stages. Upgraders transitioning from two-bedroom apartments to three-bedroom family housing appreciate the spacious floor plans and established neighbourhood infrastructure that supports growing family needs. Owner-investors identify strong rental demand from young professionals and expatriate workers attracted to central location pricing, with predictable tenant sourcing and reasonable maintenance demands compared to newer developments. High-net-worth individuals generally pursue properties in newer prestige developments or premium neighbourhoods rather than established HDB estates, though some investors recognise portfolio diversification benefits from central-location rental properties offering consistent yields. The development's maturity and lack of speculative upside make it less attractive to property speculators seeking capital appreciation, positioning it instead as a foundation holding for conservative investors.

What Total Debt Service Ratio headroom exists at typical 76 Lorong Limau price points, and how much financing capacity do buyers realistically have?

Properties priced around S$375,000 with standard mortgage terms typically support maximum loan amounts of approximately S$300,000-S$315,000 based on 80-85% loan-to-value ratios offered by most financial institutions to HDB borrowers. At current mortgage rates around 3.5%, this monthly debt servicing costs approximately S$1,500-S$1,600, which generally requires household gross monthly income exceeding S$5,000-S$5,400 to remain within conservative TDSR limits of 30% for all debt obligations combined. Dual-income households earning S$5,500-S$6,500 combined monthly income typically qualify comfortably for financing, whilst single-income purchasers may require household income exceeding S$7,000 monthly to demonstrate adequate servicing capacity. Buyers should consult directly with HDB or commercial lenders regarding their specific TDSR calculations, as existing debts (car loans, credit facilities) reduce available borrowing capacity and may necessitate larger cash down payments than standard loan-to-value ratios suggest.

How does 76 Lorong Limau compare to competing neighbouring HDB developments in terms of amenities and location value?

Neighbouring Geylang HDB estates and nearby Boon Keng area developments offer broadly similar three-bedroom configurations at comparable price points, though specific amenity packages and MRT proximity vary across the immediate district. Some competing developments benefit from newer renovation cycles or enhanced ground-floor retail integration, potentially commanding 3-5% price premiums, whilst older neighbouring blocks may offer price discounts of 2-3% reflecting original building dates and perceived condition. The key differentiation across Geylang-area developments centers on facing direction (preferred units enjoy better light and ventilation), storey height (higher floors command premiums), and exact remaining lease tenure. Market evidence suggests buyers should expect price variation of approximately 5-8% across comparable unit configurations within a 500-metre radius, primarily driven by these specific unit-level variables rather than development-level amenity differences.

Which unit stack or floor level typically offers the best value proposition at this development?

Mid-storey units (floors 4-20) generally represent the optimal value balance at 76 Lorong Limau, avoiding both ground-floor accessibility noise and top-floor heat retention disadvantages whilst commanding modest premiums compared to lower floors. Lower mid-storey units (floors 3-6) often deliver exceptional value, offering reasonable unit prices whilst avoiding ground-floor noise and vibration concerns that affect lower levels near lift machinery and foot traffic. Top-storey units typically command 8-12% premiums reflecting light penetration and view advantages, though this added cost often exceeds subjective quality improvement for practical owner-occupiers. Corner units on mid-storeys attract particular demand due to cross-ventilation and additional natural light, commanding 5-7% premiums that frequently represent fair value for families prioritising comfort. Prospective buyers should assess their personal preferences regarding natural light, breeze flow, and noise exposure rather than pursuing floor-level purchasing purely for perceived future resale advantages, as buyer preferences vary significantly.

What future supply pipeline exists in this district, and could new development affect values at 76 Lorong Limau?

The Geylang and broader central-east corridor has reached substantial development maturity with limited large-scale residential redevelopment opportunities, as most land remains occupied by existing HDB stock, commercial properties, and conservation areas. Singapore's national planning framework increasingly constrains large-scale new HDB supply in central areas due to land scarcity and competing uses for available sites, suggesting the existing Geylang housing stock will maintain relative scarcity value. The North-East Line's established presence and fully developed coverage across the corridor limits infrastructure expansion catalysts that might drive significant new competing developments. Any future new developments in adjacent areas would likely target premium or commercial positioning rather than mass-market HDB supply, minimising direct competitive pressure on 76 Lorong Limau's positioning. Buyers should consider the development's likely permanence within Singapore's residential landscape as a stabilising factor supporting long-term capital preservation, with particular appeal to investors prioritising reliable tenant markets over speculative appreciation.

Hdb Flat At 76 Lorong Limau — From S$375K