Type

Units

Min Area

Price Range

2 BR

635 sqft

S$359K – S$360K

Type

Units

Min Area

Price Range

2 BR

635 sqft

S$2,590/mo – S$3,000/mo

Property Highlights

HDB development with 5 units currently available.
Prices currently range from S$2,590 to S$360K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$518 on this acquisition.
60% of current units are for sale, from S$359K; 40% are for rent, from S$2,590/mo.
Located 13 min (1.08 km) from EW4 Tanah Merah MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

75 Bedok North Road: A Mature HDB Resale in East Singapore's Vibrant Bedok Precinct

Located at 75 Bedok North Road, this established HDB development sits in one of Singapore's most sought-after mature residential districts. The Bedok estate, spanning decades of carefully planned urban development, has evolved into a thriving neighbourhood that combines the convenience of East-West Line connectivity with the character of an established community. Units at this address represent the kind of practical, accessible homeownership that continues to anchor Singapore's housing market.

The property offers a straightforward 2-bedroom, 1-bathroom configuration across approximately 635 square feet of living space. This floor plan reflects the efficient design principles that have made HDB flats the backbone of Singapore's residential sector. The compact layout caters particularly well to upgraders stepping up from smaller units, first-time buyers entering the market, and investors seeking stable rental-yielding assets in a proven location. With pricing commencing from S$360,000, units at this development remain within reach of aspiring homeowners navigating Singapore's property market.

Connectivity and Location Value

Proximity to Tanah Merah MRT station (EW4) represents one of the development's strongest locational advantages. Situated approximately 1.08 kilometres away—roughly 13 minutes on foot—the station places the property on the East-West Line, Singapore's second-busiest and most strategically important transport corridor. This connectivity directly influences both daily convenience and long-term capital appreciation prospects. Commuters can reach the Central Business District in under 20 minutes, making the location attractive to office-based professionals and those with flexible working patterns.

The Bedok precinct itself has matured into a self-contained neighbourhood with substantial retail, dining, and recreational infrastructure. Bedok Shopping Centre and nearby hawker clusters provide daily amenities without requiring MRT journeys. This balance—walkable local facilities combined with rapid CBD access via one line—has historically supported strong HDB price resilience in the estate.

Market Position and Resale Fundamentals

HDB resale flats in mature estates like Bedok North continue to perform as reliable entry and upgrade platforms. The market for 2-bedroom configurations remains broad, spanning first-time buyers, young couples, and investors targeting rental yields. Bedok's established reputation and proven transport links have insulated prices from the volatility sometimes seen in emerging estates. Recent transactions in the broader Bedok postcode have tracked at competitive per-square-foot rates, reflecting sustained demand for accessible central-east locations.

For investors evaluating this development, rental demand remains steady given the proximity to Tanah Merah station and the estate's mature amenities. A 2-bedroom unit at this price point typically generates indicative rental yields in the 2.5–3.5% range, depending on exact specification and condition. Rental tenants are usually attracted by the convenience factor—easy transport access, established shopping options, and the neighbourhood's family-friendly reputation.

Financing and Buyer Considerations

Prospective buyers using HDB housing loans will find the price point accommodates manageable loan tenure and monthly servicing. At the prevailing price range, Total Debt Servicing Ratio (TDSR) constraints rarely prevent qualified buyers from proceeding, provided household income exceeds S$4,000 monthly and existing debt obligations remain moderate. First-time buyers benefit from concessional HDB loan rates and the absence of Additional Buyer's Stamp Duty (ABSD).

Second-property purchasers must account for ABSD at the current rate of 20% of the purchase price on top of the base price. For an S$360,000 unit, this implies an additional S$72,000 stamp duty liability—a material cost that should be factored into total acquisition expenses alongside legal fees and inspection costs. Investors evaluating yield should run sensitivity analyses incorporating this upfront tax burden.

Lease Tenure and Long-Term Viability

HDB flats at 75 Bedok North Road are offered on 99-year leasehold terms, as is standard for Housing and Development Board properties. Unlike private condominiums, HDB leases do not depreciate significantly in the secondary market until reaching the 60-year decay threshold, after which resale and financing options narrow considerably. At purchase, buyers acquire a property with typically 80+ years of lease remaining, positioning the asset comfortably within the mainstream resale market horizon. This structural advantage—combined with the statutory right to apply for lease renewal at age 55—provides longer-term security than some private leasehold properties.

Comparison Within the Bedok District

The Bedok estate itself contains numerous comparable 2-bedroom HDB blocks offering similar configurations and price ranges. Competing resale units in adjacent blocks, such as those along Bedok North Avenue, typically trade within 5–10% of the 75 Bedok North Road pricing, depending on floor level, aspect, and unit condition. Properties sited slightly further from Tanah Merah (12–15 minute walk) may command modest discounts, whilst units on higher floors or with superior orientations sometimes achieve small premiums. Astute buyers should survey the immediate micro-market—within a 200-metre radius—to confirm the development's positioning.

Future Supply and District Dynamics

Bedok is a mature, essentially completed estate, meaning new HDB supply in the immediate vicinity is minimal. This supply constraint theoretically supports long-term price resilience, as the stock of comparable new units remains fixed. The Government's broader infill and regeneration efforts have focused on ageing estates further north and east (Yung Ho, Bukit Merah, Hougang). Bedok's maturity therefore represents both stability—a proven neighbourhood—and limited new-unit competition, both factors supporting secondary market valuations for existing stock.

Property at 75 Bedok North Road exemplifies the reliable, practical homeownership that remains Singapore's housing foundation. Its value lies not in dramatic appreciation potential, but in stable utility, proven connectivity, and genuine affordability for households seeking entry or upgrade in a well-serviced mature precinct.

Frequently Asked Questions

What is the estimated rental yield if I purchase a unit at 75 Bedok North Road as an investment property?

A 2-bedroom HDB unit at this development, priced around S$360,000, typically generates indicative gross rental yields in the range of 2.5–3.5% annually, depending on exact floor condition, aspect, and current market rent for comparable units in the Bedok precinct. Rental demand remains steady given the proximity to Tanah Merah MRT station (EW4) and the estate's mature, family-friendly amenities, which appeal to both young professionals and upgraders seeking convenient transport without premium pricing. Prospective investor-buyers should confirm current comparable rents by surveying recent tenancy agreements in the immediate area, as yields can fluctuate with seasonal demand and broader HDB market conditions in central-east Singapore.

How does the per-square-foot pricing at 75 Bedok North Road compare to recent HDB resale transactions in Bedok?

Recent resale transactions for 2-bedroom HDB units in the broader Bedok postcode have tracked at competitive per-square-foot rates, typically ranging between S$550–S$620 per square foot depending on block location, floor level, and unit condition. At 75 Bedok North Road's quoted price point of S$360,000 for approximately 635 square feet, the implied per-square-foot rate aligns squarely within this established range, positioning the development as fairly priced relative to comparable blocks in the estate. Units situated marginally further from Tanah Merah station (12–15 minutes walk) sometimes trade at modest discounts per square foot, whilst higher-floor units or those with superior orientation may command 2–5% premiums. Buyers should request recent sales data from their agent for the exact block and verify the development's standing within the micro-market.

What are the Additional Buyer's Stamp Duty (ABSD) implications if I am buying this as my second residential property?

Second-property purchasers who are Singapore Citizens must pay ABSD at the current rate of 20% on the purchase price, calculated on top of the base transaction value. For a unit priced at S$360,000, ABSD liability would be S$72,000—a material upfront cost that must be factored into total acquisition expenses alongside legal fees, valuation, and inspection outlays. This stamp duty is payable within 14 days of completion and reduces investable capital or liquidity available post-purchase. Investors evaluating yield should incorporate this 20% ABSD cost into their return calculations, as it substantially impacts internal rate of return in the early holding period, particularly important if the property is planned for early resale rather than long-term rental.

What lease decay risk and resale impact should I be aware of given the HDB 99-year lease structure?

HDB flats at 75 Bedok North Road are offered on 99-year leasehold terms, standard across the Housing and Development Board portfolio. Unlike private residential leases, HDB properties do not experience significant secondary-market depreciation until reaching the 60-year-remaining threshold, after which financier eligibility narrows and resale options contract materially. At purchase, units typically retain 80+ years of lease, positioning them comfortably within the mainstream resale market for the next 25–30 years. The Government's statutory framework permits leaseholders aged 55 or older to apply for lease renewal, extending the lease by up to 30 years and preserving long-term asset viability. For most buyers with a holding horizon of 20–30 years, lease decay represents a distant concern; however, buyers planning to own beyond their late sixties should research renewal prospects and timelines.

How does proximity to Tanah Merah MRT station affect demand and capital appreciation at this development?

Tanah Merah MRT station (EW4), situated approximately 13 minutes' walk from 75 Bedok North Road, provides direct East-West Line connectivity to the Central Business District in under 20 minutes and links to secondary employment clusters in Jurong and Bukit Merah. This transport convenience has historically underpinned strong demand and price resilience for HDB flats in Bedok, as commuters—particularly office-based professionals—value rapid CBD access without premium central pricing. Properties within 10–15 minute walking distance of major MRT stations typically appreciate in line with broader HDB market cycles, and sometimes outpace neighbouring blocks sited 20+ minutes away. The station's location at Bedok's eastern edge means the development benefits from cumulative accessibility gains across the matured East-West Line, supporting both rental demand and buyer interest over medium-term holding periods.

Which buyer profiles are most suited to purchasing at 75 Bedok North Road, and why?

First-time buyers seeking entry-level ownership at affordable pricing benefit significantly from this development's S$360,000 starting point and the absence of Additional Buyer's Stamp Duty, allowing them to preserve capital for furnishing and essential renovations. Upgraders moving from smaller 1-bedroom or studio units find the 2-bedroom configuration practical for growing families whilst the established Bedok neighbourhood offers proven amenities and social infrastructure. Young professionals and couples value the MRT connectivity and mature estate facilities (shops, hawkers, clinics) without paying central-district premiums. Property investors evaluating stable rental yields with moderate capital exposure align well with this segment, as the Bedok location generates steady tenant demand and the mature estate minimizes execution risk. Each buyer profile benefits from the development's proven market fundamentals and relative price accessibility.

What TDSR and financing headroom should I expect when using an HDB loan for this property?

At the S$360,000 price point, a 25-year HDB loan typically results in monthly instalment obligations between S$1,500–S$1,700 depending on interest rates and individual loan tenure. For a household with gross monthly income of S$5,000–S$6,000, this instalment represents approximately 28–30% of gross income, comfortably within HDB's Total Debt Servicing Ratio (TDSR) ceiling of 55% for eligible borrowers. First-time buyers generally encounter minimal financing friction at this price range, provided they present clean credit histories and employment letters. Existing debt obligations (car loans, credit cards, other mortgages) reduce available TDSR headroom, so applicants carrying substantial liabilities may need higher household income to qualify for the full 80–90% financing typically available to HDB buyers. Prospective purchasers should obtain pre-approval from HDB Finance or a bank before making an offer to confirm exact borrowing capacity.

How does 75 Bedok North Road compare to nearby competing HDB blocks in terms of value and appeal?

The Bedok estate contains numerous comparable 2-bedroom blocks offering similar configurations and pricing ranges, including units in nearby Bedok North Avenue and adjacent blocks along Bedok North Road. Competing resale units typically trade within 5–10% of the 75 Bedok North Road pricing, depending on block-specific factors such as floor level, aspect, and whether renovation is recent or deferred. Units sited slightly further from Tanah Merah station (12–15 minute walk) sometimes attract modest 3–7% discounts per square foot, reflecting the MRT connectivity premium. Properties with exceptional orientation (high floors, east-facing, minimal neighbouring blocks) may achieve small pricing premiums over baseline comparable units. Astute buyers should canvas the micro-market—surveying 3–5 comparable recent sales within the immediate 200-metre vicinity—to confirm 75 Bedok North Road's value positioning and negotiate confidently.

Which unit stack or floor level at 75 Bedok North Road typically offers the best value for buyers?

Middle-floor units (floors 4–8) generally offer the most consistent value proposition, balancing reasonable pricing with practical daylight access, lower noise exposure from ground-level foot traffic, and reduced pest intrusion risks compared to lower floors. Ground and lower-floor units (floors 1–3) sometimes trade at modest discounts (2–5% lower pricing) due to perceived security concerns and limited privacy, though these disadvantages may be immaterial to certain buyers prioritising accessibility or rapid entry-exit. Upper-floor units (floors 10 and above, where applicable) typically command 3–8% premiums per square foot, reflecting superior views, reduced neighbouring-block shading, and enhanced perceived prestige—premiums that may exceed the marginal utility gain for practical homebuyers. Newer renovations and superior orientation (east or north-facing) can add 5–10% to comparable pricing regardless of floor level. Buyers maximising value should prioritise middle-floor units with adequate light, reasonable aspect, and deferred (rather than recent) renovation, accepting cosmetic work in exchange for pricing discipline.

What is the future supply pipeline for HDB developments in the Bedok district, and how does this affect 75 Bedok North Road's long-term outlook?

Bedok is an essentially completed, mature estate with minimal new HDB supply planned in the immediate vicinity—the Government's infill and regeneration efforts have focused on older ageing estates further north and west (Yung Ho, Bukit Merah, Hougang). This supply constraint theoretically supports long-term price resilience for existing resale stock at 75 Bedok North Road, as new competing units are unlikely to materialise and erode secondary-market pricing. The estate's maturity represents both stability—a proven neighbourhood with entrenched community infrastructure—and limited new-unit competition, factors that typically anchor HDB secondary-market valuations. Demand pressures will primarily derive from Estate Upgrading Programme initiatives (if Bedok enters such a programme) or broader citywide HDB market cycles rather than from new competing supply. This structural stability makes 75 Bedok North Road a defensible holding for buyers seeking long-term equity retention rather than aggressive capital appreciation.

75 Bedok North Road — From S$2,590