Type

Units

Min Area

Price Range

2 BR

635 sqft

S$360K

Type

Units

Min Area

Price Range

2 BR

635 sqft

S$3,000/mo

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$3,000 to S$360K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$600 on this acquisition.
50% of current units are for sale, from S$360K; 50% are for rent, from S$3,000/mo.
Located 13 min (1.08 km) from EW4 Tanah Merah MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

75 Bedok North Road: An Established HDB Home in Singapore's East

75 Bedok North Road represents a solid opportunity within Singapore's mature HDB market, positioned in the quiet, residential precincts of Bedok North. This development sits within a well-established neighbourhood characterised by strong community infrastructure, local amenities, and reliable accessibility to key transport nodes. Properties in this location have long attracted both families seeking a permanent base and investors eyeing steady rental demand from the broader Eastern Singapore corridor.

The address places residents approximately 13 minutes on foot or a short bus ride from Tanah Merah MRT Station on the East-West Line (EW4), affording convenient connectivity to the city centre, employment hubs, and educational institutions across the island. The proximity to this interchange station—a major transport junction—enhances the neighbourhood's appeal to working professionals and families who commute regularly. The surrounding area benefits from a mature network of primary and secondary schools, making it particularly attractive to upgraders and young families navigating Singapore's education landscape.

Neighbourhood Character and Amenities

Bedok North is a neighbourhood that has matured over decades, with deep roots in Singapore's public housing strategy. The locality is served by a range of neighbourhood shops, hawker centres, supermarkets, and dining options that cater to the everyday needs of residents. Medical facilities, including polyclinics and private healthcare providers, are within reasonable proximity. The area's tree-lined streets and established green spaces provide a tranquil residential setting, a notable contrast to the busier commercial zones elsewhere in the island.

Proximity to the East Coast Expressway and the broader East Coast corridor creates additional convenience for residents commuting by private vehicle, whilst the dual carriageway connections enable swift access to business parks in the eastern and central regions. For families with school-age children, the neighbourhood's reputation for accessible, quality schooling—both primary and secondary—remains a significant draw. The maturity of the area also means that most essential services and recreational facilities are already embedded within walking or short travel distances.

HDB Resale Market Dynamics

HDB flats in Bedok North have traditionally demonstrated steady resale value appreciation, reflecting the enduring demand for public housing in this segment of the market. The HDB resale market in this area is characterised by relatively balanced supply and demand, with transactions occurring regularly. Properties of this calibre attract a diverse buyer profile: first-time upgraders moving from smaller units, investors seeking rental-yielding assets, and families seeking permanent residential settlements in an affordable yet convenient location.

The lease tenure of HDB flats is a fundamental consideration in any purchase. Properties at this location will typically carry a 99-year lease term from the date of initial construction or previous ownership. As flats approach the later stages of their lease (generally below 60 years remaining), resale values and financing availability become constrained; however, flats in Bedok North remain within the mid-range of their lease lifecycle, meaning financing and resale prospects remain intact for the foreseeable future. The Housing and Development Board's lease buyback scheme, introduced to address the depreciation risk of ageing flats, provides an additional avenue for lessees to extend their lease tenure and preserve capital value as they approach retirement.

Investment and Rental Potential

For investors, HDB flats in Bedok North represent a lower-entry-cost segment of the residential property market compared to private condominiums or landed properties. Rental demand in this neighbourhood is sustained by the influx of working professionals, expatriates, and students seeking affordable, conveniently located residential accommodation. The rental yield on HDB flats in this vicinity typically ranges between 3% and 5% gross annual return, depending on unit type, condition, and the exact lease tenure remaining.

Purchasers acquiring a second residential property will incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price—a significant cost that must be factored into investment returns and financing calculations. This duty applies to Singapore Citizens purchasing their second or subsequent residential property, and it substantially increases the effective purchase cost. Investors must therefore stress-test their rental yield assumptions to ensure that gross rental income comfortably covers mortgage interest, property tax, maintenance reserves, and the opportunity cost of capital tied up in the property.

Financing and Affordability

The typical price points for units at 75 Bedok North Road position the property within the accessible range for a broad segment of first-time buyers and upgraders. Most commercial banks and HDB-approved financial institutions will extend mortgage facilities covering up to 80% of the property value for owner-occupiers, or up to 75% for investors or second-property purchases. The Total Debt Servicing Ratio (TDSR) framework, currently set at a maximum of 60% of gross monthly income, determines the quantum of financing headroom available to a prospective buyer.

For a buyer with a gross household income of S$8,000 per month, the TDSR ceiling would permit total monthly debt servicing of S$4,800, which accommodates a substantial mortgage on a property in this price band whilst preserving capacity for other commitments such as car loans or personal credit facilities. First-time buyers may also be eligible for HDB concessional interest rates and grant schemes, further enhancing affordability. Prospective purchasers should engage directly with a mortgage broker or financial institution to obtain a Letter of Offer outlining their exact borrowing capacity before committing to a purchase.

Comparison Within the Local Market

Within the immediate Bedok North precinct and the broader Eastern Singapore HDB market, 75 Bedok North Road competes alongside other mature HDB blocks and developments constructed in the 1980s through early 2000s. Similar developments in the vicinity—such as other blocks within Bedok North, Bedok Reservoir, and Simpang Bedok—offer comparable unit typologies, lease tenure, and neighbourhood amenities. The key differentiator between properties is often the precise block location, floor level, unit orientation, and the recency of any renovation or upgrading undertaken by the previous owner.

Pricing within this micro-market tends to be fairly transparent, as HDB transactions are registered with the Housing and Development Board and resale prices are published in official records. Per-square-foot pricing in Bedok North typically ranges between S$6,500 and S$8,500, depending on lease tenure, unit size, and current market momentum. Prospective buyers are advised to examine recent comparable sales in the immediate vicinity—using official HDB transaction data—to validate the asking price against prevailing market rates.

Future Development and District Planning

The Bedok planning area is a mature, fully developed residential district with limited scope for major new HDB or private residential projects. Future growth in housing supply is more likely to be concentrated in newer estates such as Punggol, Sengkang, and the north-eastern expansions currently underway. This constrained future supply in Bedok North can be viewed positively by purchasers focused on capital preservation and resale optionality—limited new competing supply tends to support valuations of existing stock.

Government land-use plans and infrastructure upgrades in the broader East Coast corridor—including the proposed enhancements to the East Coast Line and integrated transport nodes—may further enhance the appeal and accessibility of neighbourhoods like Bedok North over the medium to long term. Residents should monitor official URA (Urban Redevelopment Authority) Master Plan updates and government announcements regarding transport infrastructure to remain informed of any district-level changes that could affect property values or livability.

Finding Your Next Home at Bedok North

75 Bedok North Road offers a pragmatic entry point or upgrade option for buyers seeking an established HDB neighbourhood with strong connectivity, mature amenities, and stable resale prospects. Whether your priority is affordable owner-occupation, rental-yielding investment, or a mid-range property upgrade, this development merits serious consideration. Engage a conveyancing lawyer early in the process, conduct thorough due diligence on the specific unit and block condition, and ensure that your financing arrangements are pre-approved before making an offer. The HDB resale market operates transparently and efficiently; a well-informed buyer can navigate it with confidence and clarity.

Frequently Asked Questions

What rental yield can an investor realistically expect if purchasing a unit at 75 Bedok North Road as an investment property?

HDB flats in Bedok North typically generate gross rental yields between 3% and 5% per annum, depending on unit type, remaining lease tenure, and current market rental rates for comparable units in the vicinity. For example, a 2-bedroom unit purchased at S$380,000 generating S$1,600 monthly rental would yield approximately 5.05% gross. However, investors must account for the 20% Additional Buyer's Stamp Duty levied on second residential properties, which substantially increases the effective capital deployed. After deducting mortgage interest, property tax, maintenance reserves, and agent commissions, net yield typically contracts to 2–3.5% per annum for most investor profiles. A prudent investor should model various rental scenarios and stress-test assumptions before committing capital.

How does per-square-foot pricing at 75 Bedok North Road compare to recent HDB transactions in the surrounding Bedok North and Bedok Reservoir areas?

Bedok North HDB flats currently trade at per-square-foot price points ranging between S$6,500 and S$8,500, depending on lease tenure, unit condition, and floor level. A 635 sqft flat in good condition would therefore command a valuation range of approximately S$410,000 to S$540,000, though exact pricing varies with specific block location, proximity to MRT, and whether renovation has been undertaken. Properties with shorter remaining lease tenure (under 50 years) trade at a notable discount to those with longer leases, as financing availability and future resale optionality become constrained. Bedok Reservoir, located adjacent to Bedok North, tends to trade at marginally higher per-sqft valuations due to its newer construction and proximity to Bedok Reservoir MRT. Prospective buyers should examine HDB's official resale price records and recent sold comparables in the immediate 2–3 block radius to validate pricing against current market momentum.

What is the Additional Buyer's Stamp Duty (ABSD) implication for a Singapore Citizen purchasing a second residential property at this location, and how does it affect overall cost of purchase?

A Singapore Citizen purchasing a second residential property incurs Additional Buyer's Stamp Duty (ABSD) at the rate of 20% on the purchase price, effective immediately upon completion of the sale and purchase agreement. On a purchase price of S$420,000, the ABSD liability would be S$84,000—a substantial cost that must be paid from the buyer's own funds and cannot be financed via mortgage. This duty represents a significant increase to the total out-of-pocket cost and must be factored into both down-payment requirements and overall investment returns. For an investor, the ABSD effectively raises the cost base of the property, reducing net rental yield by 0.5–1% per annum depending on leverage assumptions and holding period. Purchasers should consult their mortgage broker and tax advisor to understand the full tax and financing implications before proceeding, as ABSD represents a material cost barrier to second-property investment in Singapore.

What is the lease decay risk for properties at 75 Bedok North Road, and how might it affect long-term resale value and financing availability?

HDB flats in Bedok North carry a 99-year leasehold tenure, with the specific remaining lease tenure depending on the date of original construction or previous purchase. Most blocks in Bedok North were constructed between the late 1970s and early 1990s, meaning properties today typically retain between 55–70 years of lease remaining. As lease tenure declines—particularly below 60 years—resale values depreciate significantly because mortgage lenders become increasingly reluctant to finance purchases on shorter leases, and owner-occupiers recognise the constraint on future owner-occupied resale optionality. The HDB Lease Buyback Scheme offers qualifying leaseholders the opportunity to sell a portion of their flat back to HDB in exchange for cash and an extension of the remaining lease on the remainder, providing a structured pathway to mitigate lease decay for older properties. Purchasers should verify the exact remaining lease tenure for any unit under consideration and factor lease depreciation into their long-term value projections, particularly if the lease is already below 65 years.

How does proximity to Tanah Merah MRT Station (EW4), approximately 13 minutes away, influence demand, capital appreciation, and rental appeal for this development?

Tanah Merah MRT Station on the East-West Line (EW4) is a major transport interchange providing connectivity to the city centre, Raffles Place, and westbound destinations across the island, making the station a significant demand generator for surrounding residential properties. Properties within 15 minutes' walk of an MRT station typically command a 5–10% resale value premium compared to comparable units located 20+ minutes from transit, as commuters place high value on reduced travel time and convenience. The 13-minute walking distance from 75 Bedok North Road places it squarely within the convenient walk-to-transit threshold, supporting steady rental demand from working professionals seeking to minimise commute times. However, it is important to note that Tanah Merah's role as an interchange creates heavy morning and evening congestion on the surrounding roads and footpaths; units within the development that face away from the main road and offer quieter outlooks may command a modest premium from owner-occupiers seeking peace and tranquillity. Forward-looking infrastructure upgrades—such as the East Coast Line enhancements—will likely amplify the transport hub's importance and reinforce the long-term resale value of proximate residential properties.

Which buyer profiles—first-time buyers, upgraders, high-net-worth individuals, and investors—would find 75 Bedok North Road most suitable, and why?

First-time buyers will find 75 Bedok North Road particularly suitable, as the property price point is accessible via HDB concessional financing and government grants, whilst the mature neighbourhood and proximity to MRT reduce friction for young couples or small families entering homeownership. Upgraders—existing HDB flat owners seeking to move to a larger or better-located unit—represent another natural buyer cohort, as many upgraders transition from smaller 3-room or older 2-room blocks to larger 2- or 3-bedroom units in more established locations. Investors focused on rental yield and capital preservation will appreciate the lower entry cost, stable tenant demand, and relatively transparent resale market, though the 20% ABSD and lower gross yield (3–5%) compared to newer private properties means this segment is most attractive to leverage-constrained investors or those prioritising capital safety over capital growth. High-net-worth individuals are unlikely to view Bedok North HDB as a primary residence or flagship investment, as they typically prefer private condominiums or landed properties in more prestigious locations; however, HNW investors may view Bedok North HDB blocks as defensive, lower-risk rental assets to complement a diversified property portfolio. The development's suitability ultimately depends on whether the buyer prioritises affordability and accessibility (first-time buyers), growth and space (upgraders), steady rental income (conservative investors), or a mix of these factors.

What are typical Total Debt Servicing Ratio (TDSR) and mortgage financing headroom constraints at the price points associated with 75 Bedok North Road for different buyer profiles?

The TDSR framework permits a maximum of 60% of gross monthly household income to be allocated to total debt servicing (mortgage, car loans, credit card facilities, and other liabilities). For a household with gross monthly income of S$8,000, this permits total monthly debt servicing of S$4,800; a 25-year mortgage on a S$400,000 property financed at 80% loan-to-value (S$320,000) at prevailing rates of approximately 3.5% would result in monthly repayment of approximately S$1,820, well within the TDSR ceiling and leaving substantial headroom for other obligations. A buyer with gross monthly income of S$12,000 could comfortably finance an S$550,000 purchase, with mortgage servicing alone consuming only 35–40% of maximum permitted debt servicing. Owner-occupiers purchasing their first HDB property benefit from access to HDB concessional interest rates (typically 0.1% below prevailing market rates) and HDB grants up to S$80,000 (depending on household income), which further enhance affordability. Investors or second-property purchasers face slightly tighter financing (typically 75% LTV instead of 80%), but properties at Bedok North's price points remain affordable for most mid-income household profiles. Prospective buyers should obtain a pre-approval Letter of Offer from their chosen lender before making an offer, as this clarifies exact borrowing capacity and removes uncertainty from subsequent negotiations.

How do comparable HDB developments in Bedok North, Bedok Reservoir, and Simpang Bedok stack up against 75 Bedok North Road in terms of pricing, amenities, and resale prospects?

Competing HDB developments in the immediate micro-market include blocks within Bedok North estate itself (constructed 1980s–1990s), Bedok Reservoir estate (constructed 1990s–2000s, newer and slightly higher-priced), and Simpang Bedok blocks (mixed vintage, generally slightly lower per-sqft than Bedok North due to less direct MRT proximity). Bedok Reservoir properties tend to command a 3–7% per-sqft premium relative to Bedok North equivalents, reflecting their newer construction, longer remaining lease tenure, and proximity to Bedok Reservoir MRT (which offers alternative connectivity). Simpang Bedok, located further from rapid transit, typically trades at a 5–10% discount to Bedok North properties on a per-sqft basis. 75 Bedok North Road's specific advantage lies in its direct, walkable proximity to Tanah Merah MRT, established mature neighbourhood amenities, and stable rental demand from nearby employment nodes. The primary disadvantage relative to Bedok Reservoir is the marginally older construction vintage and shorter remaining lease tenure; however, this is offset by lower absolute purchase prices. Prospective buyers should examine sold comparables for 2–3 neighbouring blocks within Bedok North to identify the typical market price band, rather than comparing across materially different estates or MRT zones.

Which specific unit stacks, floor levels, or unit configurations at 75 Bedok North Road are likely to offer the best value, and why?

Within an HDB block, value typically accrues differently across floor levels and unit orientations. Mid-to-upper floor units (typically floors 5–15 in a 20+ storey block) command the strongest value premium, as they offer superior light, ventilation, and privacy compared to lower floors, whilst avoiding the extreme heat and wind exposure of the very top floors. Units facing east or north typically command premiums over units facing west or south, as they receive morning light and avoid intense afternoon sun exposure; however, orientation preferences vary by individual buyer (some prioritise morning sun, others afternoon light). Ground and first-floor units face higher foot traffic, noise, and external exposure, and consequently trade at 5–8% discounts to equivalent mid-floor units. Units in the middle section of a long block (avoiding ends) may offer modestly superior value, as corner units sometimes command small premiums for additional light and air, but also face exposure to multiple wind directions and higher noise from external circulation routes. The most cost-effective purchase strategy involves targeting slightly less-desirable configurations (lower floors, south-facing, end units) within a block and assessing whether the discount offered justifies any trade-off in amenity and future resale appeal. For investors prioritising yield over capital growth, lower-floor and south-facing units often deliver acceptable rental yields at more attractive entry prices, as rental tenants are less sensitive to orientation and floor level than owner-occupiers.

What is the outlook for housing supply in the Bedok and Eastern Singapore planning areas, and could future supply density affect long-term resale and rental values at 75 Bedok North Road?

Bedok North is a fully mature, built-out residential district with minimal scope for significant additional HDB or private residential development. Future housing growth in Eastern Singapore is concentrated in newer estates such as Punggol (which continues to expand), Sengkang, and the north-eastern growth zones identified in the URA Master Plan. The constrained future supply of HDB flats in Bedok proper creates a structural advantage for existing stock: with limited new competing inventory arriving in the area, demand from upgraders, investors, and young families will continue to be directed toward the existing block stock, supporting resale prices and rental demand. Conversely, the absence of new investment and land reclamation in Bedok North means the neighbourhood's character and infrastructure will remain largely static—unlike Punggol or Sengkang, which continue to benefit from new MRT stations, shopping centres, and community facilities. Property buyers seeking capital growth should consider whether Bedok North's stable, mature profile (strong resale demand, limited appreciation upside) or newer growth estates (higher appreciation potential, but higher entry prices and construction risk) better align with their investment horizon and return expectations. Official URA Master Plan updates and government housing announcements should be monitored for any unexpected zoning changes or new development approvals that could alter this supply outlook.

[For Sale / Rent] Hdb Flat At 75 Bedok North Road — From S$3,000