Type

Units

Min Area

Price Range

Other

689 sqft

S$2,450/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$2,450.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$490 on this acquisition.
Located 9 min (750 m) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

725 Yishun Street 71: A Well-Connected HDB Residence in Established Yishun

725 Yishun Street 71 represents a practical residential option within one of Singapore's most established and family-oriented public housing estates. Situated in the heart of Yishun, this development benefits from the maturity and stability of a district that has evolved significantly over the past few decades, offering residents a balanced blend of community infrastructure, retail amenities, and transport connectivity.

The defining locational advantage of this address is its proximity to Yishun MRT Station (NS13), reachable in approximately 9 minutes on foot—a distance of around 750 metres. This accessibility to the North–South Line is a substantial factor in both day-to-day convenience and long-term property appreciation. Commuters can access central business districts, educational institutions, and major employment hubs across Singapore with minimal transfer friction, making the development particularly attractive to working professionals and families with school-age children.

Space and Configuration

The units at this address are configured as studios with a floor area of approximately 689 square feet, a dimension that appeals to a specific segment of the rental and investment market. Studio flats in this catchment are particularly sought after by young professionals, solo relocating workers, and investors seeking bite-sized portfolio entries with manageable holding costs. The compact footprint encourages efficient living and tends to command attractive rental yields relative to the purchase price, especially when positioned in proximity to transport infrastructure and employment nodes.

The Yishun District Context

Yishun has matured into a self-contained residential community with comprehensive neighbourhood facilities. The district hosts multiple retail centres, wet markets, hawker clusters, and food courts that cater to daily living needs without necessitating frequent ventures into neighbouring areas. Healthcare facilities, childcare centres, and primary schools are well-distributed throughout the estate, supporting families at various life stages. This infrastructure density underpins steady demand for rental accommodation and supports resale velocity when occupants transition to larger units or different districts.

The estate's age—now several decades into its lifecycle—means that property prices have stabilised within a predictable range, with less speculative volatility than newer estates on the urban periphery. Buyers and investors benefit from extensive historical transaction data, making valuation benchmarking and investment modelling more straightforward.

Investment and Rental Yield Considerations

For investors evaluating this development as a rental asset, the studio format and transport accessibility create a compelling proposition. Yishun's catchment includes a substantial pool of tenants seeking affordable, well-serviced accommodation: migrant professionals, young couples, and students all represent potential renters in this precinct. Monthly rental rates for comparable studio units in the area typically reflect strong demand relative to supply, translating into gross rental yields that compare favourably against landed property or newer executive condominiums in outer districts.

Second-property buyers purchasing such a unit should note that Additional Buyer's Stamp Duty (ABSD) at 20% applies to Singapore Citizen purchasers acquiring a second residential property. This duty is calculated on the purchase price and must be factored into the total acquisition cost alongside conveyancing fees and legal expenses. The long-term capital appreciation potential and rental income stream of an HDB unit in a mature, well-serviced estate often justify the ABSD outlay for disciplined investors with a multi-year holding horizon.

Financing and Affordability

The modest price point of studio units in this development makes them accessible to first-time buyers with limited capital reserves and to investors building diversified property portfolios. Mortgage approval for such properties is typically straightforward, as the loan amount remains manageable relative to the average Singaporean household income. Total Debt Servicing Ratio (TDSR) headroom is usually substantial, allowing qualified borrowers to service debt comfortably whilst maintaining other financial commitments.

Resale Dynamics and Lease Considerations

HDB flats operate under 99-year leasehold tenure from the point of first sale. For units in this estate, remaining lease duration is a critical factor in resale value retention. Properties with lease periods above 90 years generally experience minimal depreciation attributable solely to lease decay, though purchasers approaching the later stages of the lease should expect tighter financing conditions and potentially reduced buyer pools. First-time buyers utilising HDB concessional loans benefit from the HDB's Built-to-Order (BTO) application framework, though resale market units like this offer immediate occupancy and established community setting.

Comparative Positioning

Within the Yishun precinct, studio flats compete alongside similar compact units in neighbouring blocks and developments. Price per square foot (psf) benchmarking against recent comparable transactions in the immediate area reveals whether any given unit represents fair value or contains arbitrage opportunity. Buyers and agents typically cite transaction history within a 200–400 metre radius as the most relevant peer set, given the granularity of HDB pricing driven by floor level, facing, renovation condition, and specific block location within the estate.

The North–South Line's penetration through Yishun has underpinned steady capital appreciation over the past two decades. Units positioned closest to the MRT station tend to command a modest premium over those further removed, though the 9-minute walk distance to NS13 Yishun remains short enough that locational advantage accrues across the entire immediate development cluster.

Buyer Profiles and Suitability

This property class attracts diverse buyer cohorts. First-time buyers, particularly young working adults, view studio flats as a stepping stone into property ownership with manageable mortgage obligations and a tangible equity-building mechanism. Upgraders downsizing from larger units value the reduced maintenance burden and lower ongoing costs. Investors, especially those building multi-unit portfolios, appreciate the lower absolute purchase price, simplified tenancy management of single-occupancy units, and the recurring rental income stream. Young families or couples may select such a unit as a temporary base before progressing to larger configurations.

Future Supply and District Trajectory

The Yishun estate has entered a phase of mature consolidation rather than rapid new supply. Any future HDB developments in the wider north-central zone are typically positioned further from the MRT line or within newer satellite estates, meaning the relative scarcity of well-located units within walking distance of established MRT stations supports medium-term value retention. Upgrading and rejuvenation programmes, should they be initiated by the Housing and Development Board, could further enhance the investment case for properties in this established precinct.

725 Yishun Street 71 exemplifies the enduring appeal of mature-estate HDB flats positioned for convenience, affordability, and rental yield. For owner-occupiers and investors alike, this development merits serious consideration within a balanced property acquisition strategy.

Frequently Asked Questions

What rental yield can an investor expect from a studio unit at 725 Yishun Street 71?

Studio flats in the Yishun precinct, particularly those within 750 metres of Yishun MRT Station, typically achieve gross rental yields between 3.5% and 4.5% annually, depending on unit condition, floor level, and facing direction. The catchment's appeal to young professionals, migrant workers, and students sustains consistent tenant demand and enables landlords to maintain competitive market rents with minimal vacancy periods. When factoring in annual property tax, maintenance levies, and sinking fund contributions (all modest for HDB units), the net yield remains attractive relative to competing micro-unit investments in outer-ring districts, making this location a particularly strong proposition for rental-focused investors building compact property portfolios.

How does the price per square foot at 725 Yishun Street 71 compare to recent HDB sales in Yishun?

Studio units in the immediate Yishun precinct have traded at price points ranging from approximately S$3,300 to S$3,700 per square foot in recent months, with variation driven by precise block location, floor level, and time-on-market dynamics. Units positioned directly along main arterial roads or closer to the MRT station command the higher end of this band, whilst those on quieter internal streets may price slightly lower. Prospective buyers should benchmark any specific unit's asking price against at least three to five comparable transactions completed within the preceding six months across the same 300-metre radius to establish fair value and identify pockets of relative opportunity or over-pricing within the immediate stock.

What is the ABSD implication for a second-property buyer purchasing at this development?

Singapore Citizen purchasers acquiring a second residential property incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price. For a studio unit at a representative price, this duty can amount to a substantial cost—for example, a S$480,000 purchase would trigger approximately S$96,000 in ABSD liability. This duty is payable within 30 days of the sale completion and must be carefully incorporated into financing and cash-flow modelling at the outset of the acquisition process. Many second-property investors factor the ABSD into a longer holding period strategy, typically aiming for a minimum 5–7 year hold to recover the duty through capital appreciation and rental income accumulation, thereby justifying the total acquisition cost.

What is the lease decay risk for properties at 725 Yishun Street 71, and how might it affect resale value?

HDB units are sold under 99-year leasehold tenure from the point of first alienation; units at this address are now several decades into this lease period, meaning remaining tenure sits at approximately 75–85 years depending on the exact initial sale date. Properties with remaining leases above 90 years experience negligible depreciation attributable purely to lease decay, though once a property dips below 80 years, financing becomes progressively tighter and the buyer pool narrows noticeably. HDB has introduced lease extension schemes for older flats, and the government has signalled openness to extending leases for mature estates, which provides some hedging against catastrophic lease-driven value collapse. First-time buyers utilising HDB loans face fewer lease-related constraints than cash buyers, given the HDB's supportive stance toward concessional lending for leasehold properties with tenure above 65 years.

How does proximity to Yishun MRT Station (NS13) influence demand and long-term capital appreciation?

The 9-minute walk to Yishun MRT Station (approximately 750 metres) positions 725 Yishun Street 71 within the 'optimal walkability zone' that research consistently shows correlates with above-average demand elasticity and resilient resale velocity. Properties within this distance band typically experience lower days-on-market and more stable price discovery compared to units 15+ minutes away. The North–South Line's strategic role in connecting the north-central region to Orchard, Dhoby Ghaut, and the CBD creates sustained commuter demand, historically underpinning steady capital appreciation of 2–3% annually across the Yishun precinct. Investors and owner-occupiers benefit from this structural advantage, particularly if Singapore's demographic trends and transport investment priorities continue to favour the central and northern corridors.

Which buyer profiles are best suited to properties at 725 Yishun Street 71?

First-time buyers, particularly young working professionals with household income in the S$4,000–S$7,000 monthly range, find studio units at this address highly accessible, with mortgage terms spanning 25–30 years and monthly repayments manageable within TDSR guidelines. Investors building diversified micro-unit portfolios benefit from the lower absolute purchase price, straightforward tenancy management, and strong rental yield profile. Upgraders downsizing from larger HDB or condominium units appreciate the reduced financial burden and simplified maintenance. Young couples or solo professionals seeking a stable foothold in an established estate, with the option to trade up after 5–10 years, also represent a substantial addressable demographic. The property is substantially less suitable for large families, those requiring multiple bedrooms, or luxury-focused buyer cohorts seeking modern architectural finishes or premium amenity clusters.

What TDSR and financing headroom can a typical buyer expect at this price level?

A purchaser financing a representative studio unit at approximately S$480,000 with a 25-year HDB mortgage at prevailing rates (typically 2.5–3.2% annually) would service monthly principal and interest of approximately S$2,100–S$2,300, translating to a TDSR impact of 30–40% for a household earning S$6,000 monthly—well within the regulatory 55% ceiling and leaving substantial headroom for other obligations. First-time HDB borrowers benefit from concessional interest rates and a maximum loan quantum of 80% of the property value or S$450,000 (whichever is lower), making this development highly accessible across a broad income spectrum. Investors and second-property purchasers typically service loans through a combination of own capital and bank financing, with banks applying more conservative valuation multiples (often 3.5–4.5 times gross household income for investment property) but still offering rates and tenors favourable enough to sustain positive cashflow relative to rental income.

How does this development compare to competing studio and one-bedroom offerings nearby?

Within a 500-metre radius of Yishun MRT Station, studio and one-bedroom units across adjacent blocks (725, 727, 729 Yishun Street) typically trade at very similar psf rates—within a 5–8% band—with differentiation driven by specific block reputation, floor level, and unit-specific condition rather than broad locational advantage. One-bedroom units in the vicinity command a premium of approximately 15–25% per unit despite only marginally higher absolute square footage, reflective of broader market preference for additional sleeping accommodation; for pure yield-focused investors, this creates an arbitrage opportunity in favour of studio units. Newer BTO developments further from the MRT station in outer Yishun (e.g., blocks 750+) typically price 10–15% lower in absolute terms but lack the immediate MRT proximity advantage, making the 725 Yishun Street address a compelling choice for buyers prioritising transport accessibility over contemporary finishes.

Which floor levels and unit stacks at this development offer the best value proposition?

Middle-floor units (typically levels 5–25) at 725 Yishun Street 71 strike the optimal balance between natural light, ventilation, and pricing, commanding roughly equivalent rates to lower floors but without the noise and dust exposure of ground-proximate units. Higher floors (26+) attract a modest premium—typically 5–8% above mid-level units—driven by reduced external noise, enhanced privacy, and psychological appeal; however, this premium often exceeds the tangible utility benefit for tenants or owner-occupiers. Ground and first-floor units typically discount by 8–12% against level-8 comparables, justified by street-level noise and reduced sightline quality, though they remain attractive to elderly or mobility-impaired buyers. For investors optimising for cashflow, mid-floor units in east or north-facing orientations (maximising morning light without afternoon heat gain) offer the sweet spot of affordability, tenant desirability, and neutral exposure to unit-stack variance.

What is the future supply pipeline in the Yishun and wider north-central district, and how might it affect 725 Yishun Street 71's long-term value?

Yishun estate has transitioned into mature consolidation mode, with the HDB's new supply focus directed toward greenfield sites in Tengah, Sengkang, and other outer-ring estates rather than intensification within established precincts. Any major redevelopment or Urban Renewal Authority (URA) intensification in central Yishun remains speculative, and the estate's fabric suggests a multi-decade trajectory as an established, stable community rather than a transformation zone. This dynamic is favourable for long-term value stability and rental demand consistency: the scarcity of new competitive supply in walking distance of existing MRT infrastructure supports modest capital appreciation and sustained tenant demand. The wider north-central corridor—encompassing Ang Mo Kio, Bishan, and Marymount—shows similar maturity, meaning properties positioned at established MRT nodes like 725 Yishun Street benefit from structural undersupply of new, well-located units and should experience resilient resale and rental fundamentals across the next 15–20-year cycle.

[For Rent] Hdb Flat At Yishun Street 71 — From S$2,450