Type

Units

Min Area

Price Range

4 BR

1335 sqft

S$638K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$638K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$128K on this acquisition.
Located 10 min (850 m) from NS10 Admiralty MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

724 Woodlands Avenue 6: Four-Room HDB Living in Singapore's North

724 Woodlands Avenue 6 represents an exceptional opportunity to acquire spacious HDB flat units in one of Singapore's most established and well-serviced residential estates. Situated in the northern precinct of the island, this development offers four-room configurations with generous floor areas spanning approximately 1,335 square feet, providing the kind of living space typically sought by growing families and those seeking room to breathe in an urban setting.

The location stands out for its exceptional connectivity to transport infrastructure. Positioned approximately ten minutes' walk from Admiralty MRT Station on the North–South Line (NS10), residents benefit from swift access to the city's arterial rail network. Beyond the MRT, the neighbourhood serves as a strategic junction for multiple bus routes, with the nearby Woodlands Interchange functioning as a major transportation hub. This transit-oriented positioning means commuting to business districts, educational institutions, or retail precincts remains straightforward and time-efficient.

Architectural Character and Unit Layout

Units at 724 Woodlands Avenue 6 showcase thoughtful spatial design with corner positioning that maximises natural ventilation and daylighting. The typical floor plan incorporates a master bedroom with ensuite facilities, two additional common bedrooms of generous proportions, and a dedicated study room, offering flexibility for home offices, guest accommodation, or hobby spaces. The extended master bedroom concept, combined with study room versatility, addresses contemporary lifestyle needs where residential properties increasingly serve multiple purposes.

The open-concept kitchen layout includes an island counter arrangement and outdoor yard space, features that elevate daily living compared to many comparable-era HDB units. A store room positioned between bedroom zones preserves privacy whilst maintaining functional adjacency. Modern finishes throughout, including contemporary vinyl tile flooring and renovated interiors, eliminate the need for immediate costly upgrades, allowing buyers to occupy the premises in move-in condition.

Neighbourhood Amenities and Infrastructure

The immediate vicinity offers comprehensive neighbourhood services. Woodlands Mart shopping centre sits directly opposite the development, housing established food courts including Koufu and Fork & Spoon Halal dining options, providing convenient recreational and dining destinations. Giant Supermart and Prime Supermart are accessible within a two-minute walk, supporting daily provisioning without reliance on vehicle transport. Admiralty Medical Centre operates in close proximity, addressing healthcare accessibility for families and elderly residents.

Educational facilities cluster densely around this precinct. Evergreen Primary School and Riverside Primary School both operate within one kilometre, whilst Evergreen Secondary School and Admiralty Secondary School provide secondary-level options at similarly accessible distances. This educational density proves particularly valuable for families with school-age children, reducing transportation friction during school day routines.

Transport Connectivity and Express Routes

Beyond MRT and bus connectivity, the estate's strategic position provides rapid expressway access. The Central Expressway (CTE), Seletar Expressway (SLE), and Kallang–Paya Lebar Expressway (KPE) all operate within reasonable driving distance, facilitating interstate mobility for those who require private vehicle access to employment or leisure destinations. This multi-modal transport accessibility ensures the development appeals to buyers with varied commuting and lifestyle preferences.

Estate Maturity and Lease Dynamics

The Woodlands estate benefits from decades of development and maturation. Units at this address commenced their 99-year lease tenure from 1 January 1997, meaning the current lease position remains healthy with approximately 70 years of tenure remaining. This lease length provides substantial security for owner-occupants seeking long-term residential stability. Importantly, the property remains subject to HDB's standard extension framework, offering flexibility regarding future resale submission arrangements should buyers consider lease extension pathways as they approach later lease periods.

The mature estate character means that surrounding infrastructure, community facilities, and commercial services have stabilised over decades, reducing speculative development risk and creating predictable neighbourhood conditions. Established resident communities often foster stronger social cohesion and neighbourhood stability compared to nascent developments.

Buyer Eligibility and Market Position

The units remain open to buyers of all ethnic backgrounds, with Singapore Permanent Residents becoming eligible to purchase from August 2026 onwards. This expanded eligibility pool broadens the potential buyer base, particularly relevant for investors seeking rental yield or families new to Singapore seeking homeownership entry points. The four-room configuration positions these units as genuine family homes rather than compact starter flats, appealing to upgraders seeking proportionate increases in living space.

At the quoted price point of approximately S$638,000, units offer notable value relative to newer four-room developments in more distant or less established locations. The combination of extensive floor area, corner unit positioning, modern renovation, prime location proximity, and mature neighbourhood character creates a compelling proposition for owner-occupants unwilling to compromise on space or location convenience.

Investment and Capital Appreciation Perspective

From an investment standpoint, the development merits consideration as part of a diversified residential property portfolio. The Woodlands precinct has demonstrated sustained demand driven by its status as a self-contained residential town with comprehensive employment, retail, and educational ecosystems. The proximity to Admiralty MRT—a station serving both residential commuters and interchange traffic—suggests sustained long-term demand underpinned by transport infrastructure investment.

However, investors should account for the lease tenure profile. Whilst 70 years represents a substantial remaining lease period, buyers should understand that lease decay accelerates as properties approach the 30-year mark remaining threshold, at which point resale velocity and pricing dynamics shift materially. This temporal dimension requires investors to adopt a medium-term perspective rather than multi-decade hold strategies.

Residential Appeal Across Buyer Segments

These units serve distinct buyer archetypes effectively. First-time upgraders transitioning from two or three-room configurations find the generous space and flexible layout compelling. Growing families require the four-bedroom configuration and supporting living areas to accommodate evolving household compositions. Working professionals appreciate the location's transport proximity and neighbourhood services, eliminating protracted commute stress. Investors pursuing rental yield benefit from the family-oriented configuration's appeal to long-term tenants and the transit-adjacent location's rental demand stability.

The neighbourhood's demographic stability and service maturity reduce speculative vacancy risk, supporting investor confidence in consistent occupancy rates across market cycles.

Frequently Asked Questions

What rental yield can investors expect from purchasing units at 724 Woodlands Avenue 6?

Units at this address typically attract tenants seeking spacious family accommodation in a mature, well-serviced estate, supporting gross rental yields in the 3.5% to 4.5% range depending on market conditions and the specific unit configuration acquired. The four-room layout and generous floor area appeal to professional families and expatriate households seeking longer-term rentals, reducing vacancy risk compared to compact studio or one-bedroom configurations. However, investors must account for the lease tenure profile—as properties approach 30 years remaining lease, rental yields may compress as tenants become cautious about extended occupancy periods, necessitating a medium-term investment horizon rather than multi-decade rental strategies.

How does the price per square foot at 724 Woodlands Avenue 6 compare to recent comparable transactions in Woodlands?

Four-room units at this address are positioned at price points yielding approximately S$475 to S$500 per square foot, broadly competitive with similarly-sized four-room configurations sold in the Woodlands precinct over the preceding 12 months, though individual transaction prices fluctuate based on specific unit positioning, floor level, and remaining lease tenure. Units positioned on higher floors or featuring corner aspects typically command modest premiums reflecting superior views and natural light characteristics. Buyers should reference recent HDB resale transaction data for the Woodlands postcode to validate pricing against their specific unit stack and configuration, as variation between individual units within the same block can reach 5% to 8% depending on orientation and structural positioning.

What Additional Buyer's Stamp Duty (ABSD) implications apply if I purchase this property as a second residential property?

Singapore Citizens acquiring a second residential property, including HDB flats, incur Additional Buyer's Stamp Duty at 20% of the purchase price, materially increasing total acquisition costs. For a property transacting at approximately S$638,000, ABSD liability would total approximately S$127,600, elevating total stamp duty and acquisition expenses significantly beyond the first-property scenario. Permanent Residents and foreign buyers face escalated ABSD rates at 25% and 30% respectively, substantially reducing affordability. Investors must incorporate this substantial 20% ABSD cost into return-on-investment calculations when evaluating the property's suitability as a second residential acquisition, as this duty fundamentally impacts the quantum of capital required and the effective yield calculation over the intended holding period.

What lease decay risks should I consider given the property's 70-year remaining tenure?

Whilst 70 years represents a substantial remaining lease period providing secure long-term owner-occupation, buyers should recognise that HDB lease decay dynamics accelerate materially as properties approach the 30-year remaining threshold, where resale velocity decelerates and purchaser pools contract significantly. Properties with 20–30 years remaining lease typically transact at 10% to 15% discounts relative to comparable units with longer tenure, whilst those below 20 years face even more pronounced valuation compression. The property's current 70-year position means this compression risk remains temporally distant, but medium-to-long-term investors should model lease-linked depreciation into capital appreciation expectations, recognising that maximum capital gains likely occur during the property's first 10–15 years of ownership, after which lease decay considerations increasingly constrain resale pricing. First-time buyers seeking owner-occupation without near-term resale intentions face minimal practical impact from this dynamic.

How does proximity to Admiralty MRT (NS10) influence demand and capital appreciation potential?

Transit-adjacent properties consistently command valuation premiums and demonstrate superior capital appreciation relative to identical units at greater distances from MRT stations, reflecting both commuter convenience and the land use intensity that transport infrastructure generates. Admiralty MRT's status as an interchange hub on the North–South Line, combined with the proximate Woodlands Interchange serving multiple bus corridors, positions residents within a top-tier connectivity ecosystem with demonstrated demand resilience across economic cycles. The ten-minute walking distance remains within Singapore's conventional 'walkable to MRT' threshold that purchaser cohorts actively seek, supporting steady demand flow from commuters, families, and investors. Capital appreciation for transit-proximate units typically outpaces properties at similar distances from expressway infrastructure alone, as transport modal flexibility attracts broader buyer pools. The mature estate's transport advantages have been priced into current market valuations, but ongoing North–South Line optimisation and bus network expansion provide upside optionality for long-term holders.

Which buyer profiles—first-time purchasers, upgraders, high-net-worth investors—find this property most suitable?

Upgraders represent the primary natural buyer constituency for these units, as the four-room configuration and 1,335 square feet floor area constitute a meaningful step-up from two and three-room starter flats, providing space for growing families without the additional acquisition costs of private housing. Working professionals and expatriate households seeking rental accommodation find the layout's flexibility and location convenience highly attractive, supporting consistent investor demand. First-time buyers with sufficient equity typically find these units accessible entry points to owner-occupation, though their smaller existing equity pools may present financing constraints requiring higher percentage mortgages and associated debt servicing considerations. High-net-worth investors pursuing diversified residential portfolio positions regard these units with qualified interest—the 3.5% to 4.5% rental yield meets return thresholds for certain portfolio allocations, but the medium-term lease tenure profile and mature estate positioning favour buy-and-hold strategies rather than intensive capital appreciation plays. Retirees seeking right-sizing from larger private properties constitute a smaller but meaningful constituency benefiting from the space-to-price efficiency and neighbourhood infrastructure for ageing in place.

What total debt servicing ratio (TDSR) headroom exists at typical unit price points, and what does this mean for mortgage financing?

At the approximate S$638,000 price point, standard 90% LTV mortgages (S$574,200 loan amount) combined with 25-year amortisation periods produce monthly debt servicing obligations in the region of S$2,900 to S$3,100 depending on prevailing interest rates and bank-specific pricing. The Monetary Authority of Singapore's 60% TDSR limit means borrowers require gross monthly household incomes approaching S$4,850 to S$5,200 to accommodate this debt servicing quantum alongside existing obligations. This threshold remains accessible to dual-income professional households, established upgraders with existing mortgage structures, and investors with supplementary income, but first-time buyers from lower-to-middle income segments may face TDSR constraints requiring larger down-payment percentages or consideration of co-borrower arrangements. Borrowers should model TDSR headroom against their complete financial obligations including credit card facilities, personal loans, and other mortgage liabilities, as banks aggregate all debt servicing into the ratio calculation. Interest rate sensitivity proves material at this price point—a 0.5% interest rate elevation produces approximately S$150 monthly debt servicing increases, potentially shifting TDSR compliance outcomes for marginal borrower profiles.

How do units at 724 Woodlands Avenue 6 compare to competing four-room developments in adjacent precincts?

Four-room HDB units in proximate areas including Admiralty Avenue, Sembawang, and Upper Bukit Timah precincts transact across a broader price spectrum reflecting varied lease tenures, renovation conditions, and transport connectivity characteristics. Newer public housing developments in peripheral precincts often trade at lower absolute prices but offer superior lease positions, conversely offsetting per-square-foot valuation advantages. Units at 724 Woodlands Avenue 6 benefit from the Woodlands estate's comprehensive neighbourhood infrastructure and established commercial services, features that more nascent developments in distant locations require years to fully mature. Transport connectivity remains a critical differentiation factor—the Admiralty MRT proximity provides advantages over comparable units requiring 15+ minute walks to transit infrastructure, a differential that translates to measurable valuation spreads and rental yield advantages. The mature estate character, combined with the corner unit positioning and recent renovation condition, positions these units competitively within the four-room sub-market, though buyers should conduct systematic comparisons of contemporaneous transactions in Woodlands specifically to validate individual unit pricing against established market ranges for this precinct.

Which unit stacks or floor levels offer optimal value given typical price-per-floor patterns?

Mid-storey units (floors 5 through 15) typically represent optimal value propositions in mature HDB estates, as they avoid the first-floor noise and pedestrian traffic dynamics whilst commanding substantially lower premiums than top-floor units despite providing adequate natural light and ventilation. Corner unit positioning at 724 Woodlands Avenue 6 provides directional advantages regardless of floor level, with mid-level corner units combining superior orientation benefits, reduced premium costs relative to high-floor corners, and acceptable distance from ground-level activity zones. Higher floors (16+) command 5% to 8% premiums reflecting enhanced views and wind exposure, but this valuation uplift often exceeds the marginal utility gains for most owner-occupant and investor buyer profiles. Lower floors (1–4) typically trade at modest discounts, justified partially by limited views and potential noise exposure, but they offer compensatory advantages including easier lift access for families with young children and reduced building wear perception relevant to very long-term holding strategies. Investors should prioritise corner mid-storey units, which optimise the return-value trade-off without speculative price-growth betting implicit in premium floor positioning.

What future housing supply pipeline exists in Woodlands, and how might new developments affect this area's long-term appreciation potential?

The Urban Redevelopment Authority's long-term planning framework envisages Woodlands as a mature residential precinct with targeted intensification around transport nodes rather than wholesale redevelopment, suggesting new supply will focus on estate renewal initiatives and targeted infill projects rather than disruptive greenfield expansion. The Housing and Development Board's Build-to-Order (BTO) programme occasionally releases Woodlands sites, introducing competing supply but simultaneously reinforcing the precinct's status as a priority growth location within state housing policy. The Woodlands estate's established neighbourhood character and demographic stability suggest demand dynamics will support continuing absorption of any new supply without material price deflation, particularly given Singapore's overall HDB shortage relative to demand. However, any significant new BTO launches in Woodlands or proximate precincts may compress appreciation rates for established properties as first-time buyers redirect purchasing power toward newer stock with longer lease tenures. Long-term investors should monitor HDB's release pipeline announcements, recognising that supply-side dynamics in Woodlands will evolve in parallel with broader public housing policy, but the established estate's transport connectivity and services infrastructure suggest sustained demand fundamentals irrespective of supply variations.

Hdb Flat At 724 Woodlands Avenue 6 — From S$638K