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Hdb Flat At 680 Woodlands Avenue 6 — From S$639K

680 Woodlands Avenue 6

1 for sale
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HDB

Hdb Flat At 680 Woodlands Avenue 6 — From S$639K

HDB Flat At 680 Woodlands Avenue 6
1 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 1098 sqft S$639K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$639K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$128K on this acquisition.
  • Located 4 min (310 m) from NS10 Admiralty MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

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680 Woodlands Avenue 6: HDB Living Near Admiralty MRT

680 Woodlands Avenue 6 stands as a well-established HDB development in one of Singapore's most accessible northern neighbourhoods. Situated in Woodlands, this mature residential estate offers families and owner-occupiers a compelling combination of affordability, space, and transport convenience. The development comprises units designed to meet the needs of Singapore's evolving housing market, with pricing commencing from S$638,888, making it an attractive entry point for both upgraders and investors seeking exposure to the North Singapore residential corridor.

The project's defining advantage lies in its proximity to Admiralty MRT Station on the North-South Line (NS10). Located merely 310 metres away—approximately a 4-minute walk—this development enjoys seamless connectivity to Singapore's rapid transit network. This strategic positioning ensures residents can reach the CBD, major employment hubs, and leisure destinations with minimal transit time. The North-South Line's extensive coverage, spanning from Marina Bay in the south to Sembawang in the north, amplifies the value proposition of this location for commuters across diverse industries and employment sectors.

Unit Specifications and Space Planning

The units at 680 Woodlands Avenue 6 feature thoughtfully configured floor plans, with examples showcasing 3-bedroom, 2-bathroom configurations spanning approximately 1,098 square feet. This floor area represents a generous allowance for family living, providing adequate space for modern furniture layouts, multiple living zones, and comfortable bedrooms. The unit mix caters to families upgrading from smaller dwellings, young professionals seeking co-living arrangements, and investors building property portfolios across different asset classes. Such specifications position the development competitively within the HDB resale market, where space-conscious buyers prioritise both bedroom count and overall floor area for long-term suitability.

Woodlands as a Residential Neighbourhood

Beyond the property itself, Woodlands represents a fully established suburban neighbourhood with mature amenities, community facilities, and retail infrastructure. The area is home to Woodlands Regional Centre, a vibrant commercial hub housing shopping malls, dining establishments, banking services, and essential retail outlets. Residents benefit from nearby educational institutions, health clinics, and recreational facilities, creating a self-contained living environment. This neighbourhood maturity translates into stable property valuations, lower vacancy risks for investors, and consistent rental demand from tenants seeking established, well-serviced residential areas.

Investment Potential and Market Positioning

For investors, 680 Woodlands Avenue 6 presents a compelling case study in North Singapore residential resilience. HDB flats in established estates with MRT connectivity typically command consistent rental demand from young professionals, relocated workers, and families seeking affordable housing alternatives. The combination of below-S$700,000 entry pricing and proximity to Admiralty MRT Station creates an attractive risk-return profile for property investors building diversified portfolios. Rental yields in comparable Woodlands developments typically range between 3% and 4% annually, depending on unit configuration and lease length, though this varies with individual purchase price and market conditions.

The development's location also benefits from Woodlands' strategic positioning in Singapore's northern growth corridor. Adjacent neighbourhoods such as Sembawang and Yishun have experienced sustained demand, with HDB resale prices demonstrating resilience across property cycles. This territorial demand fundamentally supports capital appreciation potential for unit holders at 680 Woodlands Avenue 6, particularly as the broader North Singapore region continues to benefit from infrastructure investments and neighbourhood upgrades.

Proximity to Transport and Employment Hubs

The 4-minute walk to Admiralty MRT Station cannot be overstated as a decisive factor in this development's appeal. Singapore's land scarcity has intensified demand for properties within walking distance of MRT stations, with studies consistently demonstrating a correlation between MRT proximity and both rental appeal and capital value. Residents can commute to Raffles Place, Marina Bay, and other CBD locations within 20–25 minutes, making 680 Woodlands Avenue 6 attractive to office workers, professionals, and service sector employees based throughout Singapore's business districts. This connectivity extends to alternative employment clusters such as Punggol, Bukit Timah, and the Eastern Singapore industrial zones, broadening the tenant and buyer demographic.

Comparing to Nearby Alternatives

Within the Woodlands and Admiralty precinct, competing HDB developments exist, though 680 Woodlands Avenue 6's specific address places it at a premium location relative to estates situated further from the MRT station. Other nearby HDB blocks face longer walking distances to public transport, which typically translates into slower rental uptake and modestly lower resale values per square foot. Similarly, private residential alternatives in the immediate vicinity command significantly higher entry prices, often exceeding S$1.2 million for comparable floor areas, reinforcing the value advantage of HDB ownership for budget-conscious homebuyers. This positioning establishes 680 Woodlands Avenue 6 as a strategic choice for first-time buyers seeking to maximise their purchasing power whilst retaining strong transport access.

Market Outlook and Future Considerations

Singapore's overall HDB resale market has demonstrated sustained demand, supported by central bank lending policies, improving household incomes, and limited new HDB supply in prime locations. Woodlands, as a mature neighbourhood, benefits from this stability without facing supply pressure from new public housing projects. Future infrastructure investments—such as enhancements to the North-South Line, expansion of Woodlands Regional Centre, and ongoing estate upgrading programmes—are likely to further strengthen the neighbourhood's appeal. These factors collectively suggest a stable long-term outlook for property values at 680 Woodlands Avenue 6, making ownership or investment in this development a reasoned decision within the Northern Singapore residential market.

Prospective buyers and investors evaluating 680 Woodlands Avenue 6 should consider their individual circumstances, financing capacity, and investment horizon. First-time owners may find particular appeal in the established neighbourhood, MRT connectivity, and below-S$650,000 pricing for well-configured units. Upgraders transitioning from smaller dwellings will appreciate the floor area and family-friendly configurations. Investors seeking rental income and capital stability in a proven market will recognise the development's consistent demand profile and strategic positioning within Singapore's residential landscape.

Frequently Asked Questions

What is the typical gross rental yield for units at 680 Woodlands Avenue 6 if purchased as an investment property?

HDB flats in established estates with direct MRT access typically achieve gross rental yields between 3% and 4% annually, though actual yield depends on your specific purchase price and the unit's bedroom configuration. For example, a 3-bedroom unit purchased at S$638,888 renting for approximately S$2,200–2,400 monthly would generate a yield near 3.9–4.5% gross before expenses. Woodlands' mature infrastructure, proximity to Admiralty MRT Station, and consistent demand from young professionals ensure reliable tenant sourcing, supporting these yield assumptions. Net yield after maintenance, property tax, and management costs typically ranges between 2.5% and 3.5%, making this development competitive for HDB investment portfolios.

How does the price per square foot at 680 Woodlands Avenue 6 compare to recent HDB transactions in the Woodlands and Admiralty area?

Recent HDB resale transactions in the Woodlands precinct show per-square-foot pricing ranging from approximately S$580–620 psf for units located 5–10 minutes' walk from MRT stations. The pricing at 680 Woodlands Avenue 6, at approximately S$582 psf based on the S$638,888 example for 1,098 sqft, positions this development squarely within market-rate territory for the locality. Properties situated closer than 4 minutes to Admiralty MRT Station command a modest premium of roughly 2–5% psf relative to estates 8–10 minutes away, reflecting the value placed on transport accessibility. This suggests units here are competitively priced relative to comparable HDB offerings in North Singapore, with strong value retention prospects as the neighbourhood continues to mature.

What Additional Buyer's Stamp Duty (ABSD) implications apply to second property purchases at this development?

Singapore Citizens purchasing a second residential property, including HDB flats, are subject to 20% Additional Buyer's Stamp Duty on the purchase price. For a property at 680 Woodlands Avenue 6 priced at S$638,888, the ABSD liability would amount to approximately S$127,778, payable upfront during the purchase completion process. This is in addition to standard Buyer's Stamp Duty (BSD) of 1–2%, legal fees, and other transaction costs, significantly increasing the total cost of acquisition for investors or upgraders already holding a property. However, ABSD does not apply to first-time HDB buyers, nor to Singapore Citizens purchasing their first residential property, making this development particularly attractive for that demographic. Those purchasing as a second property should factor the 20% ABSD into their financial planning and investment returns calculations.

What lease tenure does the development carry, and how might lease decay impact long-term resale value?

As an HDB flat, 680 Woodlands Avenue 6 carries a 99-year leasehold tenure, typical for all public housing in Singapore. HDB flats are subject to lease decay as they age; once remaining tenure falls below 60 years, the property becomes progressively harder to finance, with many banks reducing loan-to-value ratios or declining to lend altogether. At the current age of the development, purchasing units here provides decades of ownership security before lease decay becomes a material consideration for resale. However, investors with a 20–25 year holding horizon should be aware that remaining lease will drop significantly during their ownership period, potentially affecting exit timing and valuation. The HDB Lease Buyback Scheme, introduced to address this concern, offers qualifying flat owners the option to sell their flats back to HDB at a valuation set by the National University of Singapore, providing a structured exit pathway for older properties.

How significantly does proximity to Admiralty MRT Station (NS10) affect property demand and capital appreciation at this location?

Properties within a 5-minute walk of MRT stations in Singapore typically experience 5–15% higher capital appreciation over 10-year cycles compared to estates 10–15 minutes away, according to historical property transaction data. The 4-minute walking distance from 680 Woodlands Avenue 6 to Admiralty MRT Station places this development in the high-demand category, attracting owner-occupiers prioritising commute efficiency and tenant pools seeking employment accessibility across Singapore. The North-South Line (NS10) connectivity amplifies this advantage, as Admiralty serves as an interchange point for future developments and represents a stable, long-established transport node with minimal disruption risk. This transport premium translates into faster property turnover, reduced vacancy periods for investors, and sustained rental demand, collectively supporting capital value retention and appreciation potential over longer holding periods.

Which buyer profiles are best suited to purchasing units at 680 Woodlands Avenue 6?

First-time HDB buyers represent an ideal demographic for this development, as they avoid ABSD liability whilst accessing an established neighbourhood with proven infrastructure and MRT connectivity. Young upgraders transitioning from smaller flats or private housing will appreciate the spacious floor plans and mature community facilities. Young professionals and dual-income couples seeking rental investments find attraction in the consistent tenant demand, proximity to employment hubs, and 3–4% gross yields typical of the HDB market. Investors building geographically diversified portfolios benefit from Woodlands' stability as an alternative to speculative appreciation in emerging estates. Conversely, those seeking luxury finishes, premium amenities, or townhouse-style living should evaluate private residential alternatives, as HDB flats prioritise space and affordability over high-specification fixtures.

What TDSR (Total Debt Service Ratio) and financing headroom can first-time buyers expect at typical pricing for this development?

At the reference price of S$638,888, a first-time buyer with a gross annual income of S$80,000 can service a mortgage of approximately S$450,000–480,000 at current interest rates (circa 4%) whilst maintaining a healthy TDSR below 60%, the regulatory maximum for HDB purchases. This implies a required cash down payment of roughly S$160,000–190,000 (25–30%) before stamp duty and transaction costs, totalling approximately S$200,000–230,000 in cash outlay. Most first-time buyers qualify for HDB concessional loans or bank mortgages with co-borrower support, improving financing headroom. However, those with existing debts (vehicle loans, credit card balances, personal loans) must account for TDSR encumbrance, potentially reducing affordable purchase prices. Financial advisors recommend stress-testing mortgage affordability at interest rate scenarios of 5–6% to ensure sustainability through economic cycles.

How do nearby competing HDB developments compare to 680 Woodlands Avenue 6 in terms of location and pricing?

Competing HDB estates in the immediate Woodlands precinct, such as Woodlands Drive and Woodlands Street developments, offer similar floor configurations and pricing ranges. However, estates located further than 6–8 minutes' walk from Admiralty MRT Station typically trade at 3–8% discounts per square foot, reflecting transport accessibility premiums. Private residential towers and condominium projects in adjacent areas (such as Sembawang and Yishun) command significantly higher entry prices, generally exceeding S$1.1 million for comparable floor areas, making them unsuitable comparisons for HDB-focused buyers. When evaluating alternatives, prospective buyers should prioritise estates with similar MRT proximity and neighbourhood maturity, as these factors most directly influence rental demand, capital appreciation, and long-term value retention. 680 Woodlands Avenue 6's specific proximity to Admiralty MRT Station and Woodlands Regional Centre positions it competitively within the HDB landscape.

Which unit stack or floor level typically offers the best value at this development?

Mid-level stacks (floors 4–15 in typical HDB designs) generally offer the optimal balance of value and amenity at 680 Woodlands Avenue 6. Ground-floor units may trade at slight discounts (2–4%) due to reduced privacy and potential noise proximity to common areas, though they offer accessibility advantages and reduced stairwell use for older occupants. High-floor units (levels 18+) command premiums of 3–8% due to enhanced views, reduced dust ingress, and perceived prestige, though these benefits are largely psychological in HDB markets where comparable units cluster in similar price bands. Mid-level floors typically achieve faster resale velocity and attract the broadest tenant demographic without premium pricing penalties, making them strategically advantageous for investors optimising yield rather than capital appreciation. Unit orientation (facing parks, water features, or main roads) often exerts greater influence on pricing than floor level alone, with units overlooking Woodlands amenities commanding modest premiums.

What future supply pipeline and district development plans could affect property values at 680 Woodlands Avenue 6?

Singapore's Housing and Development Board has significantly reduced new HDB completions in mature neighbourhoods like Woodlands, concentrating new supply in growth districts such as Bukit Timah, Jurong, and Punggol. This supply constraint supports price stability and capital appreciation prospects for existing estates, as new HDB units will not directly compete with resale stock at 680 Woodlands Avenue 6. Conversely, the ongoing Woodlands Regional Centre upgrade and potential future expansion of the North-South Line infrastructure may drive modest capital appreciation as the neighbourhood gains strategic importance. Private sector development around Admiralty MRT Station is unlikely, as the catchment area is predominantly HDB-zoned. Urban renewal initiatives, such as the potential future Selective En bloc Redevelopment Scheme (SERS) for older estates elsewhere in the precinct, could theoretically affect long-term neighbourhood composition, though 680 Woodlands Avenue 6 is unlikely to qualify for redevelopment within the next 20–30 years. Overall, the district outlook remains stable with modest upside from infrastructure maturation.