Type

Units

Min Area

Price Range

3 BR

1184 sqft

S$600K – S$630K

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$600K to S$630K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$120K on this acquisition.
Located 12 min (960 m) from EW27 Boon Lay MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

678D Jurong West Street 64: An Established HDB Development in a Mature Estate

678D Jurong West Street 64 stands as a notable housing option within the Jurong West precinct, a well-developed area that has matured significantly over several decades. This HDB development is strategically positioned to serve owner-occupiers seeking a stable residential base as well as property investors exploring rental income potential in a neighbourhood with strong fundamentals. The property's location within this established estate provides residents with access to comprehensive community amenities and reliable transportation networks that have been refined over many years.

Location and Transport Connectivity

The development benefits from its proximity to Boon Lay MRT Station on the East-West Line, situated approximately 12 minutes' walk away at a distance of 960 metres. This accessibility to public transport is a significant advantage in Singapore's urban landscape, as it facilitates commuting across the island and enhances the property's appeal to working professionals and families. The East-West Line's extensive coverage means residents enjoy direct connectivity to major employment centres, educational institutions, and entertainment districts throughout the city. Regular MRT service ensures reliable, predictable journey times, which forms a key consideration for both owner-occupiers planning their daily routines and investors evaluating rental demand prospects.

Property Type and Configuration

This HDB flat development offers units with varying bedroom counts and layouts, enabling prospective buyers to select a configuration that aligns with their household composition and lifestyle requirements. The typical unit encompasses practical living spaces designed according to HDB's contemporary planning standards, with floor areas and amenities reflective of the development's maturity and gradual upgrading efforts within the estate. Multi-bedroom units within the project cater to families, whilst smaller configurations appeal to upgraders and first-time buyers entering the property market. The diversity of unit types available across the development ensures that a broad spectrum of buyers can find suitable options without compromising on location quality or transport convenience.

Market Positioning and Buyer Suitability

As an established HDB property in Jurong West, this development attracts multiple buyer cohorts. First-time buyers appreciate the location's stability, the transparent HDB financing framework, and the absence of the complexity often associated with private residential properties. Owner-occupiers upgrading from smaller units or relocating to the area find the location practical, with established schools, healthcare facilities, and retail options within the neighbourhood. Investors recognise the rental appeal of the area, particularly given the consistent demand from expatriates, young professionals, and families seeking affordable accommodation near reliable public transport. High-net-worth individuals occasionally view established HDB developments as diversification within their portfolios, though this segment remains a smaller proportion of typical HDB buyer demographics.

Pricing and Value Proposition

Units within this development are offered from approximately S$600,000 and above, reflecting the range of configurations and the development's established market position within Jurong West. The per-square-foot pricing aligns with recent transaction data observed across comparable HDB developments in the same district, offering reasonable value relative to similar estates offering equivalent MRT connectivity and facility access. Buyers should conduct careful price comparisons across recent sales in the immediate vicinity to ensure they are securing fair market value. The pricing structure, combined with HDB's concessional loan products and the Stamford Residences grant availability for eligible first-time buyers, renders this development accessible to a broad cross-section of Singapore's residential market.

Investment Potential and Rental Yields

For investors, this HDB development presents a compelling proposition given its proximity to reliable public transport and established neighbourhood amenities. Rental demand in Jurong West remains robust, particularly from younger working professionals and small families seeking affordable, conveniently located accommodation. The consistent stream of potential tenants, combined with modest entry-level pricing across available units, positions the development favourably for investors targeting modest but stable rental yields. However, investors must carefully account for ongoing property tax, maintenance contributions, and potential refurbishment costs when modelling long-term returns. The 30-year mortgage tenure available under HDB's concessional scheme can facilitate positive cash-flow scenarios for investors purchasing within this price range.

Financing and Affordability Considerations

HDB financing remains significantly more favourable than conventional bank mortgages, with concessional interest rates and extended loan tenures enabling buyers to structure repayment schedules aligned with their income trajectory. Buyers planning to utilise HDB loans should be aware that the Total Debt Servicing Ratio (TDSR) framework caps total monthly debt repayments at 60% of gross monthly household income, with HDB housing loans specifically capped at 35%. At typical price points within this development, many qualifying buyers will find that monthly repayments remain comfortably within these thresholds, preserving financial flexibility for discretionary spending and other investment activities. Second-time property buyers should note that the Additional Buyer's Stamp Duty (ABSD) of 20% applies when a Singapore Citizen purchases a second residential property, substantially increasing the total acquisition cost and requiring careful financial planning.

Lease Tenure and Long-Term Considerations

HDB properties are offered on 99-year leasehold tenures, commencing from the date of initial completion. This lease duration provides approximately a century of residential security, adequate for multiple generations of occupancy or rental tenancy. Whilst lease decay eventually becomes a consideration in the final decades of a 99-year tenure, properties within this development remain well within the stable value retention phase. Buyers should nevertheless factor into long-term projections that lease maturity will ultimately influence resale values in the distant future, particularly once a property approaches or enters its final 30 years. Government policies regarding lease extension and top-up mechanisms occasionally evolve, and prospective buyers are encouraged to remain informed on developments in this area.

Neighbourhood Amenities and Quality of Life

Jurong West has evolved into a comprehensive residential precinct offering diverse shopping facilities, dining establishments, healthcare services, and recreational spaces. Schools serving various educational levels are well-established throughout the estate, making the location particularly attractive to families with children at different life stages. Community centres and sports facilities throughout the neighbourhood provide residents with accessible recreational opportunities, contributing to overall quality of life. The maturity of the estate means that infrastructure for rubbish collection, park maintenance, and community policing is well-established and reliable, factors that enhance both immediate living standards and long-term property values.

Comparing to Alternative Developments in the Area

Jurong West contains several HDB developments of varying ages and configurations, allowing prospective buyers to conduct meaningful comparisons across the locality. Newer estates may offer refurbished or rebuilt housing with contemporary planning standards, whilst established developments like this address often provide additional price stability and proven long-term community cohesion. The choice between established and newer developments ultimately depends on individual priorities regarding pricing, amenities, and the preference for stability versus newer infrastructure. Investors and owner-occupiers should view comparative analysis as essential due diligence, ensuring that the selected property offers optimal value relative to competing alternatives within acceptable commuting or investment parameters.

Future Considerations and Market Outlook

Jurong West's status as a mature, fully developed estate means that significant new housing supply is unlikely to emerge within the immediate vicinity, a factor that can support long-term capital value stability. Ongoing estate upgrading programmes and infrastructure enhancement initiatives by the government and community partners help maintain neighbourhood appeal and amenity standards. The estate's established position within Singapore's residential landscape, combined with reliable transport and proximity to significant employment centres across the island, suggests sustained demand for housing at all price points. Prospective buyers should view this development within the context of Jurong West's proven track record as a stable, well-integrated residential community.

Frequently Asked Questions

What rental yield can investors realistically expect from units at 678D Jurong West Street 64?

Rental yields for HDB properties in Jurong West typically range from 2.5% to 3.5% gross annually, depending on the exact unit configuration, market conditions, and the tenant profile being targeted. At the development's approximate S$600,000 entry price point, an investor could reasonably project monthly rentals in the region of S$1,200 to S$1,500 for three-bedroom units, translating to a gross yield of around 2.5% to 3%. Netting out property tax, maintenance contributions, potential refurbishment cycles, and occasional vacancy periods, net yields typically reduce to 1.5% to 2.5%, which is competitive within the HDB investment landscape but requires careful cash-flow modelling to ensure positive returns. The proximity to Boon Lay MRT Station enhances rental demand significantly, as working professionals and smaller families actively seek affordable accommodation with reliable transport access.

How does the per-square-foot pricing at this development compare to recent HDB sales in Jurong West?

Recent transactions across comparable HDB developments in Jurong West have transacted in the region of S$500 to S$550 per square foot, though this range can vary based on unit size, floor level, and specific block location within the estate. The S$600,000 pricing observed at 678D Jurong West Street 64 suggests a per-square-foot rate of approximately S$500 to S$510, dependent on whether the unit is a three-bedroom at 1,184 square feet or a configuration with different dimensions. Buyers should request detailed comparable transaction analysis from their agent or conduct independent searches of recent sales in blocks immediately surrounding this development to confirm that pricing is aligned with current market rates. Older sales or properties in less convenient locations within Jurong West may command slightly lower rates per square foot, making careful contemporaneous comparison essential for negotiation purposes.

What is the Additional Buyer's Stamp Duty impact if I'm purchasing this as a second residential property?

Singapore Citizens purchasing a second residential property are subject to Additional Buyer's Stamp Duty (ABSD) at the rate of 20% of the purchase price, significantly increasing the total acquisition cost beyond the standard conveyancing expenses. For a property priced at S$600,000, the ABSD component would amount to S$120,000, bringing total stamp duty liability to approximately S$144,000 when combined with the standard Buyer's Stamp Duty. This substantial upfront cost must be carefully factored into the buyer's financial planning, as it effectively increases the total capital required for the purchase and impacts the effective cost per square foot of the property. Some investors mitigate this impact through careful timing of purchases, restructuring of property ownership within family units, or by targeting properties in urban renewal areas where ABSD concessions occasionally apply—buyers should seek professional advice specific to their circumstances.

How does the 99-year lease decay affect the resale value and long-term viability of this property?

The 99-year lease at 678D Jurong West Street 64 commenced from the date of initial completion, meaning the property currently sits well within the value-stable phase of its lease lifecycle and presents no immediate concerns regarding lease maturity for prospective buyers. Lease decay becomes a meaningful pricing factor only once a property enters the final 30 years of its tenure, at which point financial institutions typically reduce lending ratios and buyer demand begins to soften. Based on historical patterns, this development will maintain stable resale values and consistent financing options for several decades into the future, providing current buyers with ample time to recoup their investment or hold for extended periods without lease-related pressure. Government policy on lease renewal and top-up mechanisms has evolved periodically, and prospective long-term owners should monitor announcements regarding potential changes that could favourably impact the long-term viability of properties approaching the final decade of their lease.

How does proximity to Boon Lay MRT Station influence demand and capital appreciation prospects?

MRT proximity is consistently identified as one of the strongest drivers of capital appreciation and rental demand in Singapore's residential market, with properties located within 800 metres of a station typically commanding a price premium relative to equivalently-configured units further away. The 12-minute walk to Boon Lay MRT Station positions this development well within the convenience zone for daily commuters, families relying on public transport, and investors seeking tenant profiles with stable income and employment across the island. The East-West Line's strategic importance, connecting major employment centres from Changi Business Park through the CBD to Jurong's industrial and commercial precincts, ensures sustained demand for affordable housing at this location. Historical data suggests that properties with strong MRT connectivity appreciate at marginally faster rates than comparable units in car-dependent locations, though this advantage diminishes during economic downturns when affordability becomes the dominant purchasing criterion.

Is this development suitable for first-time buyers, upgraders, and investors equally?

678D Jurong West Street 64 appeals to distinct buyer cohorts for different reasons: first-time buyers benefit from the transparent HDB financing framework, relatively lower entry price compared to private residential alternatives, and the established neighbourhood's track record of stability and amenity access. Upgraders relocating from smaller HDB units or entering the market for the first time find the location practical, with established schools, healthcare facilities, and shopping options fully embedded within the mature estate fabric. Investors appreciate the combination of modest entry-level pricing, strong rental demand driven by MRT proximity, and the simplicity of HDB investment compared to managing tenancies in private condominiums. The development's comprehensive appeal across buyer profiles suggests resilient demand during market cycles, with multiple buyer cohorts competing for available units and supporting long-term value retention.

What TDSR and financing headroom should I expect at typical price points for this development?

At the approximate S$600,000 price point observed across available units, a buyer financing 80% through HDB financing (a standard loan-to-value ratio) would borrow approximately S$480,000, creating a 30-year repayment obligation of roughly S$1,600 monthly. The HDB housing loan TDSR cap at 35% of gross monthly household income means that a buyer with S$4,600 monthly gross household income could comfortably service this obligation whilst remaining within lending parameters. The broader TDSR framework caps total debt repayments at 60% of gross monthly household income, meaning that buyers with additional liabilities (car loans, credit card debt, or other mortgages) must factor these into their financial modelling to ensure sufficient headroom remains. First-time buyers utilising the Stamford Residences grant or other government housing schemes may access more favourable terms, expanding financing flexibility and reducing the required household income threshold for comfortable loan servicing.

How does 678D Jurong West Street 64 compare to other HDB developments in the same estate?

Jurong West encompasses numerous HDB blocks constructed across different decades, presenting prospective buyers with genuine choice regarding age, configuration, and specific block location within the broader estate. Newer rebuilt or recently-renovated blocks within Jurong West may offer improved facilities and contemporary planning standards, potentially commanding modest price premiums relative to older developments. However, established blocks like 678D benefit from proven long-term community cohesion, mature amenity frameworks, and historically stable resale values without the uncertainty associated with newly-launched developments. Comparative analysis across recent transactions in nearby blocks remains essential due diligence, as pricing can vary meaningfully based on block position, views, orientation, and specific floor-level demand dynamics. Investors particularly benefit from examining older, established blocks where pricing stabilisation and proven rental demand histories provide confidence in return projections.

Are certain unit stacks or floor levels within this development better positioned for value retention and appeal?

Mid-level units (typically floors 5 through 20) within this development tend to command slightly stronger demand and more resilient pricing than ground-floor units (which face privacy and security concerns) or very high-level units (which appeal to smaller, more specialised buyer cohorts). Units with direct natural light, practical layouts facilitating furniture placement, and views onto park areas or secondary roads typically achieve faster sales and command modest premiums relative to units facing major roads or internal courtyards. Four-room and three-room configurations have historically proven most liquid within the HDB market, as they appeal to broader buyer cohorts including families, upgraders, and rental investors, whereas two-room units occasionally experience demand concentration among elderly downsziers. Savvy buyers and investors should carefully evaluate each unit's specific exposure, layout efficiency, and floor level positioning relative to comparable asking prices within the same development to identify value outliers.

What is the future supply pipeline in Jurong West and will it impact this development's long-term values?

Jurong West is a fully developed, mature estate where significant new HDB supply is highly unlikely to emerge in the foreseeable future, as all land within the precinct has already been allocated and developed. The government's housing development focus has shifted primarily to newer growth areas and estate-wide renewal programmes in mature estates, suggesting that Jurong West will experience limited new housing completions beyond occasional replacement or targeted infill projects. The absence of imminent housing supply glut in the immediate vicinity provides a favourable backdrop for long-term value retention, as demand from working professionals, families, and investors will continue to focus on existing stock without competition from newly-launched alternatives. Ongoing estate upgrading initiatives and infrastructure enhancements support the maintenance of residential appeal and amenity standards, further stabilising long-term capital values across the mature Jurong West precinct.

[For Sale] Hdb Flat At 678D Jurong West Street 64 — From S$600K