Type

Units

Min Area

Price Range

3 BR

1188 sqft

S$650K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$650K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$130K on this acquisition.
Located 14 min (1.19 km) from EW27 Boon Lay MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

677B Jurong West Street 64: A Mature HDB Community in Jurong West

677B Jurong West Street 64 stands as an established residential address in one of Singapore's longest-developed public housing estates. Located in Jurong West, this HDB development benefits from decades of community maturation, comprehensive neighbourhood infrastructure, and strong connectivity through the eastern line of Singapore's Mass Rapid Transit network. The block occupies a strategic position within the Jurong planning area, placing residents within convenient reach of both essential services and recreational facilities that have been built up over multiple housing development cycles.

The development offers a range of three-bedroom and two-bathroom floor plans configured across multiple storeys. With carpet areas spanning approximately 1,188 square feet per unit, the layouts provide functional family accommodation that balances living space with practical day-to-day usability. Units are available from S$650,000, positioning this development as an accessible entry point for various buyer demographics seeking established HDB stock in a recognised district. The pricing reflects the maturity of the estate, the practical specifications of the units themselves, and the neighbourhood's long-established character.

Transport Connectivity and MRT Access

A defining advantage of 677B Jurong West Street 64 is its proximity to Boon Lay MRT Station on the East-West Line. Situated approximately 1.19 kilometres away—roughly a 14-minute walk or a short bus commute—the station serves as the western anchor of Singapore's original MRT corridor. This accessibility fundamentally shapes the appeal of the development for commuters, with direct connections across the entire East-West Line providing seamless passage to the central business district, other residential clusters, and major employment nodes throughout the island.

The East-West Line's role as a backbone transport artery means that Boon Lay Station experiences consistent and reliable ridership, supporting regular service frequencies and minimal waiting periods during peak travel times. For residents of 677B Jurong West Street 64, this translates into dependable commuting options whether travelling for work, education, or leisure activities across Singapore's wider geography. The permanence and strategic importance of the MRT corridor also underpins long-term property value stability, as transport infrastructure remains a primary value driver in Singapore's residential property market.

Jurong West District: Mature Estate Infrastructure

Jurong West has evolved into one of Singapore's most comprehensively developed HDB estates, with a history spanning multiple generations of urban planning and community building. The wider district encompasses extensive shopping facilities, including major retail centres and hawker markets that serve both everyday groceries and dining needs. Educational institutions ranging from primary through secondary levels have been embedded within the estate's planning structure, making the area particularly suitable for families with school-aged children.

Healthcare facilities, including polyclinics and private medical practices, integrate seamlessly into the neighbourhood's service provision framework. Recreation facilities such as community clubs, multipurpose sports courts, and landscaped parks enhance the lifestyle appeal for residents across different age groups and activity preferences. The maturity of this infrastructure means that residents of 677B Jurong West Street 64 inherit decades of established community development rather than depending on future provision of essential services—a significant distinction compared to newer estates still in development phases.

Pricing Context and Market Position

At S$650,000 for three-bedroom units with two bathrooms, this development positions itself within a well-established pricing band for comparable Jurong West stock. The quantum reflects several practical considerations: the age and condition of the block, the floor area provided, the proximity to transport and amenities, and the market's assessment of value within this particular district and configuration. For upgraders moving from two-bedroom to three-bedroom accommodation, this price point often represents a measurable but justified step upward that delivers material improvements in living space and functional flexibility.

First-time buyers with accumulated savings or parental co-funding may also find these units accessible, particularly when combined with Housing Development Board financing or standard bank mortgages. The pricing also appeals to investors seeking stable rental yield opportunities in an established estate with consistent tenant demand, given the area's transport connectivity and the practical appeal of the units themselves. Understanding the broader transactional history within Jurong West provides essential context for assessing whether current quoted prices represent value or command a premium relative to recent comparable sales.

Unit Specifications and Layout Considerations

Three-bedroom, two-bathroom configurations represent the mid-range offering within most mature HDB estates, balancing space provision against affordability constraints that govern buyer accessibility. At approximately 1,188 square feet, units at 677B Jurong West Street 64 provide sufficient square meterage for family functionality without requiring the premium pricing associated with larger four-bedroom or five-room configurations. This floor area typically accommodates a separate living area, distinct sleeping quarters for multiple family members, and practical kitchen and bathroom provisions designed for everyday household operations.

The specific layout of individual units—including the positioning of bedrooms relative to windows, the size and configuration of the living area, and the functionality of the kitchen-to-dining relationship—influences both daily livability and eventual appeal to future buyers or tenants. Units situated on higher floors often command preferences for natural light, reduced external noise, and privacy, considerations that affect both personal comfort and long-term asset marketability. Different stack positions within the same block may offer varying views, breeze patterns, and access characteristics that differentiate value perception among potential purchasers.

Investment and Rental Yield Potential

For investors evaluating 677B Jurong West Street 64 as an income-generating asset, the rental market context remains a central consideration. Three-bedroom HDB units in Jurong West experience consistent tenant demand, driven by families, upgraders, and expatriate households seeking stable accommodation in a well-serviced location. Monthly rental expectations for comparable units in this district typically range within bands determined by current market sentiment, unit condition, lease remaining life, and proximity to transport—all factors influencing tenant desirability and thus achievable rent levels.

Calculating rental yield requires dividing projected annual rental income by the purchase price, then expressing the result as a percentage return. For a unit acquired at S$650,000 yielding monthly rent in the S$2,500–S$3,000 range, annual rental income would approximate S$30,000–S$36,000, translating to gross yields of approximately 4.6%–5.5% before accounting for property tax, maintenance costs, and management expenses. The actual yield achieved depends on individual unit condition, tenant selection, management efficiency, and timing of entry into the rental market relative to broader economic conditions affecting rental demand.

Lease Tenure and Long-Term Value Dynamics

HDB leases in Singapore operate exclusively under 99-year terms, with this development similarly governed by the 99-year leasehold structure common across the public housing sector. Understanding lease decay—the reduction in property value as lease remaining life diminishes—proves essential for long-term ownership planning. Units at 677B Jurong West Street 64 that are many years into their leases experience measurable value reduction compared to newly launched blocks, a dynamic that accelerates as lease remaining life falls below 80 years or subsequently drops below 60 years.

For buyers evaluating long-term hold intentions, the current lease position determines whether the unit will retain sufficient remaining tenure to appeal to future purchasers at prices supporting loan availability and practical financing. Housing Development Board regulations permit lease extension for certain tenant profiles and lease conditions, though the process involves complexity and cost considerations that should inform purchase decision-making. Investors acquiring units at 677B Jurong West Street 64 must therefore factor lease decay into exit timeline planning, recognising that units become progressively harder to finance and market as remaining lease duration contracts.

Buyer Suitability: First-Timers, Upgraders, and Investors

The development appeals to distinct buyer cohorts for different strategic reasons. First-time buyers utilising Housing Development Board schemes benefit from the accessibility of pricing, the practical three-bedroom configuration providing immediate family accommodation, and the maturity of the estate offering established community infrastructure without uncertainty about future amenities. The transport connectivity to Boon Lay MRT Station addresses commuting practicality that dominates first-time buyer decision criteria.

Upgraders moving from smaller configurations find the progression to three bedrooms and two bathrooms represents meaningful quality-of-life improvement while remaining within reasonable affordability bands when coupled with their accumulated equity. Investors seeking rental yield in established estates with predictable tenant demand recognise Jurong West's maturity, connectivity, and service provision as fundamentals supporting consistent occupancy and rental revenue. High-net-worth individuals might regard this development as an intermediate core holding or a legacy asset for younger family members entering property ownership.

Financing, ABSD, and Purchase Cost Considerations

Buyers should understand the complete financial picture extending beyond the advertised purchase price. First-time Singapore Citizens purchasing their first residential property benefit from stamp duty frameworks more favourable than subsequent buyers, with standard buyer's stamp duty applying at graduated rates on the purchase price. Buyers acquiring a second residential property incur Additional Buyer's Stamp Duty at 20% on the purchase price—a substantial addition to acquisition costs that fundamentally impacts total outlay and investment return calculations for portfolio buyers.

Housing Development Board financing typically allows loan-to-value ratios permitting mortgages of up to 90% of purchase price for first-time buyers, or 80% for subsequent purchases, with loan tenure capped at the shorter of 30 years or lease remaining life minus 30 years. For a purchase at S$650,000, first-time buyer mortgaging of approximately S$585,000 with 15-year tenure would approximate monthly principal and interest obligations of S$4,500–S$4,800 depending on prevailing interest rates. Buyers should verify that total debt servicing obligations—including the mortgage on this property plus any existing obligations—remain within Housing Development Board's Total Debt Servicing Ratio limits, typically capped at 50% of combined household gross monthly income.

Supply Dynamics and District-Level Market Trends

Jurong West has reached substantial maturity within Singapore's housing development pipeline, with most blocks now decades old and the estate fully built out. Unlike growth districts still experiencing new launches, the Jurong West secondary market depends on available resale stock and rental conversions rather than new supply inflation. This stability supports predictable value trajectories based on macroeconomic conditions, transport infrastructure development, and estate-wide rejuvenation initiatives rather than on speculative new supply competition.

The Housing Development Board's ongoing Selective En Bloc Redevelopment Scheme may eventually reshape portions of the Jurong West estate, though any such redevelopment processes require complex consensus-building and typically extend across multiple years of planning and execution. Buyers considering 677B Jurong West Street 64 as a long-term hold should monitor official communications regarding estate rejuvenation possibilities, recognising that participation in such schemes could fundamentally alter ownership and value trajectories. For investors seeking stability rather than redevelopment upside, the established character of the estate represents reassurance rather than uncertainty.

Frequently Asked Questions

What rental yield can an investor expect from purchasing a unit at 677B Jurong West Street 64?

Rental yields for three-bedroom HDB units in Jurong West typically range between 4.6% and 5.5% gross annually, calculated by dividing projected annual rental income by the purchase price. A unit acquired at S$650,000 renting for S$2,500–S$3,000 monthly would generate S$30,000–S$36,000 annual rental income before property taxes, maintenance, and management expenses. The actual yield achieved depends on individual unit condition, tenant selection quality, management efficiency, and timing relative to broader rental market conditions affecting Jurong West demand. Investors should factor in property tax obligations, annual repairs, potential void periods between tenancies, and the impact of lease decay on long-term rental appeal when calculating true net returns.

How does the price per square foot at 677B Jurong West Street 64 compare to recent comparable transactions in the area?

The quoted price of S$650,000 for approximately 1,188 square feet translates to roughly S$547 per square foot, placing the development within the established pricing band for three-bedroom HDB stock in Jurong West. Recent comparable transactions in the broader Jurong West district for similar three-bedroom, two-bathroom configurations have traded across ranges of S$500–S$600 per square foot, depending on floor level, exact unit location, lease remaining life, and condition. Comparing this unit to the wider Jurong West secondary market requires examining 12–24-month transactional history for genuinely comparable units, accounting for lease position, unit condition, and specific location attributes such as stack position or proximity to lifts. The broader East-West Line corridor supports relatively stable price trajectories per square foot, though individual units may trade at premiums or discounts reflecting specific attributes.

What Additional Buyer's Stamp Duty implications apply if I'm purchasing this as a second property?

If purchasing 677B Jurong West Street 64 as a second residential property, you will incur Additional Buyer's Stamp Duty at the current rate of 20% on the purchase price. For a unit priced at S$650,000, ABSD would total S$130,000—a substantial addition to acquisition costs that materially impacts investment returns and requires careful financial planning. This 20% ABSD rate applies to Singapore Citizens acquiring a second residential property and is significantly higher than the standard buyer's stamp duty rates applicable to first-property purchases, fundamentally altering the cost structure and break-even timeline for investment properties. When evaluating whether purchasing this unit as a second property makes financial sense, investors must factor the S$130,000 ABSD cost into their analysis alongside mortgage terms, expected rental yields, and property appreciation assumptions.

How does lease decay affect the resale value and marketability of units at 677B Jurong West Street 64?

HDB units at 677B Jurong West Street 64 operate under the standard 99-year leasehold structure common across Singapore's public housing sector, meaning lease remaining life progressively diminishes with each passing year. As lease remaining life declines—particularly when falling below 80 years or subsequently below 60 years—units experience measurable value reduction and become progressively harder to finance through conventional mortgages, as banks reduce loan-to-value ratios for shorter-tenure properties. The impact accelerates as remaining lease falls below 60 years, at which point many conventional lenders become reluctant to provide financing at competitive terms, dramatically restricting the pool of potential buyers and thus reducing achievable selling prices. Buyers considering this development as a long-term investment should plan exit timelines carefully, recognising that holding a unit until very short remaining lease duration (below 40–50 years) will severely constrain future market appeal and achievable prices, potentially trapping value in an unmarketable asset.

How does proximity to Boon Lay MRT Station affect property demand and capital appreciation at 677B Jurong West Street 64?

The 14-minute walk to Boon Lay MRT Station on the East-West Line represents a fundamental value driver for 677B Jurong West Street 64, as transport accessibility shapes tenant demand, investor appetite, and long-term capital appreciation potential. The East-West Line's role as Singapore's original MRT corridor, serving as a backbone connecting the central business district to western residential and industrial zones, ensures consistent ridership demand and service frequency that remain unlikely to diminish. Properties within walking distance of MRT stations command measurable price premiums relative to comparable units requiring bus or car dependency, reflecting market recognition that transport accessibility influences commuting practicality and thus property appeal across diverse buyer and tenant cohorts. This transport advantage has historically supported capital appreciation tracking or exceeding broader HDB price indices, positioning units within walking distance of established MRT stations as relatively resilient assets through property market cycles.

Which buyer profiles find 677B Jurong West Street 64 most suitable, and why?

677B Jurong West Street 64 appeals to several distinct buyer cohorts for different strategic reasons. First-time buyers utilising Housing Development Board purchase schemes benefit from accessible pricing, established estate infrastructure, and the practical three-bedroom configuration providing immediate family accommodation without speculative future amenity risks. Upgraders progressing from smaller two-bedroom configurations find the progression to three bedrooms and two bathrooms represents meaningful quality-of-life improvement whilst remaining within reasonable affordability bands when coupled with accumulated housing equity. Investors seeking rental income in mature estates with predictable tenant demand recognise Jurong West's comprehensive transport connectivity, schools, medical facilities, and retail infrastructure as fundamentals supporting consistent occupancy and rental revenue generation. Families valuing neighbourhood stability over speculative capital gains appreciate the estate's decades of community development, established social networks, and absence of redevelopment uncertainty affecting newer growth districts.

What are the TDSR implications and financing headroom for buyers at typical price points for this development?

For a unit at S$650,000, first-time buyers financing through Housing Development Board schemes can typically access loans covering up to 90% of purchase price (approximately S$585,000), with loan tenure capped at the shorter of 30 years or lease remaining life minus 30 years. A 15-year mortgage on S$585,000 would generate monthly principal and interest obligations approximating S$4,500–S$4,800 depending on prevailing interest rates; a 20-year tenure would reduce obligations to approximately S$3,600–S$4,000 monthly. The Housing Development Board's Total Debt Servicing Ratio limits total debt obligations (including this mortgage plus any existing debts such as car loans or credit card commitments) to 50% of combined household gross monthly income, meaning a household would require approximately S$9,000–S$9,600 monthly gross income (for 15-year tenure) to comfortably service the mortgage within TDSR parameters. Second-time buyers face tighter financing—typically 80% loan-to-value ratios—further constraining affordable mortgage amounts and requiring greater downpayment capacity or higher household income to maintain TDSR compliance.

How does 677B Jurong West Street 64 compare to other competing HDB developments in the Jurong West district?

677B Jurong West Street 64 competes within Jurong West's mature secondary market against numerous other HDB blocks spanning different ages, configurations, and specific locations, though all share fundamental similarities of 99-year leasehold tenure and access to the established Jurong West amenities and services ecosystem. Competing developments vary primarily in lease remaining life (older blocks command lower prices reflecting greater lease decay), specific unit configurations available (some blocks offer five-room rather than three-bedroom options), and nuanced location attributes such as proximity to specific MRT station exits, schools, or retail facilities. The key distinction remains that 677B Jurong West Street 64 operates within a completely developed district lacking new-launch competition or speculative redevelopment premium, positioning pricing and value proposition alongside immediate comparable resale stock rather than aspirational new developments. Buyers should evaluate specific units against available resale alternatives across the broader Jurong West district, assessing lease position, floor level, unit condition, and specific locationwithin the block as primary differentiators rather than broad development-level marketing distinctions.

Which unit stack positions or floor levels at 677B Jurong West Street 64 offer superior value or appeal?

Unit stack positions within 677B Jurong West Street 64 involve complex trade-offs between competing preferences and practical considerations. Higher floor units (typically eighth floor and above) command preferences for natural light, reduced external noise from street-level activities, improved privacy from neighbouring blocks, and enhanced views, factors justifying modest price premiums that often recover through faster resale or stronger rental appeal. Mid-floor units (fourth through seventh floor) balance accessibility (avoiding long elevator waits) against noise and light considerations, often representing practical value positions for cost-conscious buyers prioritising functionality over premium amenities. Lower floor units (first through third) provide fastest elevator access and convenient stairwell availability for quick exits, appealing particularly to families with young children or elderly household members, though sacrificing the privacy and light advantages of higher positions. Corner units commanding exposures across multiple sides offer superior ventilation and light relative to internal units at comparable floor heights, often justifying small price premiums despite potentially reduced privacy. The optimal value position depends on individual household priorities, demographic composition, and intended holding period, with no universally superior stack position across all buyer profiles.

What future supply and rejuvenation pipeline developments might affect 677B Jurong West Street 64's market position?

Jurong West has reached substantial maturity within Singapore's housing development pipeline, with the estate essentially fully built out decades ago and most blocks now experiencing significant age. The Housing Development Board's Selective En Bloc Redevelopment Scheme may eventually reshape portions of the wider Jurong West district as ageing blocks approach end-of-life conditions and consensus emerges among resident populations, though any such processes remain complex, multi-year undertakings requiring substantial resident agreement and government approval. For buyers considering 677B Jurong West Street 64, potential redevelopment participation represents a future possibility rather than an immediate certainty, and official Housing Development Board communications regarding estate rejuvenation intentions should be monitored for strategic implications. The absence of imminent new-launch supply within the immediate district means that this development competes within a secondary market framework rather than facing speculative competition from new developments, supporting relatively stable value trajectories based on macroeconomic conditions and transport infrastructure development rather than on supply-side disruption. Investors viewing this property as a stabilised holding rather than a speculation play benefit from the established character of the estate and the absence of new-supply pressure that can compress pricing in younger districts experiencing multiple launches.

[For Sale] Hdb Flat At 677B Jurong West Street 64 — From S$650K