Type

Units

Min Area

Price Range

Other

100 sqft

S$845/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$845.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$169 on this acquisition.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

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672C Yishun Avenue 4: A Residential Haven in Yishun

672C Yishun Avenue 4 represents a solid opportunity within one of Singapore's most established housing districts. Located in Yishun, this HDB flat development sits at the heart of a mature neighbourhood characterised by multi-generational families, established retail amenities, and reliable public infrastructure. The property forms part of a broader residential tapestry that has proven its resilience across multiple property cycles, offering buyers and investors a grounded entry point into Singapore's public housing market.

The neighbourhood surrounding 672C Yishun Avenue 4 benefits from decades of urban planning and community development. Residents enjoy proximity to hawker centres, supermarkets, childcare facilities, and educational institutions that have anchored the district's appeal. This maturity in amenities distinguishes Yishun from newer estates still building out their supporting infrastructure, making it particularly attractive to families seeking stability and convenience.

Transportation and Connectivity

Location within Yishun affords residents straightforward commuting options across the island. The area's transport network has evolved significantly over recent years, ensuring that daily travel to employment hubs remains efficient and predictable. This accessibility translates directly into rental appeal for investors, as tenants increasingly value reduced commute times and transport reliability when selecting their residential base.

The maturity of transport infrastructure in this part of Yishun also supports long-term capital appreciation. As the district continues to evolve, improved connectivity and upgraded public facilities typically drive steady upward pressure on property valuations. For buyers holding property over five to ten years, this foundation of established infrastructure represents a fundamental advantage over emerging estates where transport links may still be under development.

Investment Potential and Rental Yield

HDB flats in the Yishun district have historically demonstrated reliable rental demand, supported by the area's demographic diversity and job accessibility. Properties at 672C Yishun Avenue 4 can serve as vehicles for generating regular rental income, particularly when targeted towards working professionals, young families, or expatriates seeking affordable, well-serviced accommodation. The district's rental market has proven relatively resilient, with consistent tenant inquiry across various seasons.

Prospective investors should understand that yield calculations depend on acquisition price, unit size, and prevailing market rents at the time of purchase. The Yishun market generally attracts tenants willing to pay competitive rents for properties offering functional living spaces and convenience. Over the past five years, HDB rentals in this district have shown modest but consistent growth, reflecting underlying demand strength. However, rental yield will naturally fluctuate based on individual unit characteristics and acquisition timing; investors should conduct thorough due diligence before committing capital.

Market Positioning and Pricing

The pricing of units within 672C Yishun Avenue 4 reflects prevailing market conditions for HDB property in the Yishun district. Recent transactions in the surrounding area have established pricing benchmarks that inform current market expectations. Prospective buyers comparing this development to other Yishun offerings will find the price per square foot broadly consistent with transacted values in the immediate vicinity, though specific unit configurations and floor levels may command marginal premiums or discounts.

Understanding pricing within the context of recent district sales is crucial for both owner-occupiers and investors. The Yishun HDB market has not experienced the dramatic appreciation seen in some central or fringe locations, instead demonstrating steady, predictable growth that appeals to conservative buyers. This stability makes comparative analysis straightforward: buyers can reference recent sales data to assess whether offerings at 672C Yishun Avenue 4 represent fair value or present exceptional opportunity.

Buyer Profiles and Suitability

672C Yishun Avenue 4 appeals to multiple buyer categories. First-time buyers often gravitate toward Yishun estates because the district offers affordable entry points without requiring significant financial overextension. The mature neighbourhood infrastructure reduces first-time buyer anxiety about future amenity gaps or infrastructure uncertainty. Upgraders transitioning from smaller flats or relocating from other districts find Yishun appealing for its blend of affordability and established community character.

Property investors seeking stable, long-term rental income also find Yishun attractive. The combination of reliable tenant demand, moderate acquisition costs, and predictable appreciation creates a portfolio-suitable risk profile. High-net-worth buyers occasionally target Yishun properties as part of diversified holding strategies, particularly when acquisition costs are modest relative to portfolio size. For all buyer profiles, the key evaluation criterion remains whether the property's price, financing requirements, and expected returns align with individual investment criteria and time horizons.

Financing and TDSR Considerations

Prospective buyers should engage financial institutions early to understand loan eligibility and borrowing capacity at typical price points for this development. The Total Debt Servicing Ratio (TDSR) framework, which caps most borrowers' monthly debt obligations at 55% of gross income, will determine the maximum loan quantum available. For HDB properties at Yishun price levels, many buyers find that financing headroom is adequate, though individual circumstances vary significantly based on existing debt, income stability, and desired leverage ratios.

First-time buyers utilise CPF funds for down payments and ongoing mortgage servicing, which typically improves financing feasibility compared to cash-only scenarios. Existing property owners upgrading to 672C Yishun Avenue 4 must factor in Additional Buyer's Stamp Duty (ABSD), currently set at 20% for second residential property purchases by Singapore Citizens. This duty substantially increases acquisition costs and should be explicitly modelled into investment return calculations. Buyers should liaise with their bank or mortgage broker to confirm exact financing parameters applicable to their personal circumstances.

Lease Tenure and Resale Considerations

As an HDB property, the development operates under Singapore's public housing framework, which typically grants 99-year leases from the point of first sale. Prospective buyers should understand that lease decay—the gradual reduction in property value as the lease approaches expiry—is a material consideration for long-term planning. However, 99-year HDB leases have historically demonstrated resilient resale demand for several decades after first grant, particularly in established districts like Yishun where tenant and buyer demand remains steady.

The Housing and Development Board has indicated future flexibility regarding lease renewal frameworks, though specific terms remain subject to policy evolution. Buyers should view a 99-year lease as a long-term asset suitable for holding periods extending across several decades, rather than property intended for short-term speculation. Over holding periods of five to fifteen years, lease tenure alone typically does not materially constrain resale demand or capital appreciation in mature HDB estates, though buyers with extended horizons exceeding thirty years should factor lease decay into their long-term planning.

Competitive Landscape and Neighbouring Developments

The Yishun district encompasses multiple HDB estates and private developments, providing buyers with comparative options. Other HDB estates in the vicinity offer similar amenities, demographics, and pricing profiles, though each carries distinct characteristics based on age, upgrading status, and specific floor-stack configurations. Prospective buyers benefit from studying recent transactions across the broader Yishun area to establish pricing benchmarks and understand how 672C Yishun Avenue 4 positions relative to alternatives.

Understanding neighbouring developments also illuminates future supply dynamics. If major upgrading works, new estate launches, or significant retail expansions are planned in the surrounding area, these can influence long-term capital appreciation and rental competitiveness. Buyers should therefore contextualise 672C Yishun Avenue 4 within the broader district pipeline, evaluating how future supply and infrastructure development may reshape local market fundamentals over their intended holding period.

Unit Selection and Floor Stack Considerations

Within any HDB development, individual units command different premiums or discounts based on floor level, unit position, and view characteristics. Higher floors typically command premiums for reduced street noise and enhanced privacy. Corner units often attract buyers seeking superior cross-ventilation and dual-aspect views. Mid-floor units sometimes offer the best value proposition when acquisition cost is the primary criterion, as they avoid the premium attached to higher levels without sacrificing the natural light and airflow advantages of units well above ground level.

Investors seeking rental yield should weigh unit characteristics against tenant preferences. Lower-floor, centrally-positioned units sometimes command steadier rental demand from tenants prioritising accessibility and reduced lift-waiting time. Buyers should inspect the estate's actual floor stacks and unit plans to identify which configurations align best with their investment thesis, whether that emphasises capital appreciation, rental yield, or balance between both factors.

Conclusion

672C Yishun Avenue 4 occupies a meaningful position within Singapore's mature HDB landscape, offering buyers and investors a grounded, stable entry point into public housing. The development's Yishun location provides established amenities, reliable transport connectivity, and a multigenerational community character that has proven resilient across property cycles. Prospective buyers should approach this opportunity with clear investment criteria, thorough financing due diligence, and realistic expectations regarding appreciation trajectories. For those seeking stable, long-term residential or investment exposure to the HDB market, 672C Yishun Avenue 4 merits serious consideration as part of a diversified property strategy.

Frequently Asked Questions

What rental yield can I realistically expect if I purchase a unit at 672C Yishun Avenue 4 as an investment property?

Rental yield at 672C Yishun Avenue 4 depends significantly on your acquisition price, unit size, and current market rents in the Yishun district. Historical data suggests HDB rentals in Yishun have grown modestly but consistently, with gross rental yields typically ranging between 2% to 4% depending on entry price and lease terms. Your actual yield will reflect the difference between monthly rental income and acquisition cost; for example, a unit purchased at S$400,000 generating S$1,200 monthly rent would yield approximately 3.6% gross. Conservative investors should model yields assuming 2.5% to 3% to account for market fluctuations, void periods, and potential tenant turnover. Prospective investors should analyse comparable units that have been recently rented in the Yishun area to establish realistic income expectations before committing capital.

How does the price per square foot at 672C Yishun Avenue 4 compare to recent HDB transactions in the Yishun area?

Pricing at 672C Yishun Avenue 4 reflects prevailing market conditions for HDB property in Yishun, with the price per square foot broadly aligned with recent transacted values in the immediate vicinity. To assess whether current offerings represent fair value, prospective buyers should cross-reference pricing against completed sales data from the past three to six months in the surrounding area. The Yishun HDB market has demonstrated steady appreciation rather than dramatic price swings, which means comparative analysis remains relatively straightforward—recent comparable sales provide reliable benchmarks. Individual unit characteristics such as floor level, unit position, and view quality typically command marginal premiums or discounts of 3% to 8% around the district average. Buyers should engage a property agent or conduct independent research on recent Yishun HDB sales to confirm whether 672C Yishun Avenue 4's pricing aligns with their value assessment.

What is the impact of Additional Buyer's Stamp Duty (ABSD) if I am purchasing 672C Yishun Avenue 4 as my second residential property?

If you are a Singapore Citizen purchasing 672C Yishun Avenue 4 as your second residential property, you must pay Additional Buyer's Stamp Duty (ABSD) at the current rate of 20%. This duty is calculated on the purchase price and represents a substantial acquisition cost that must be explicitly factored into your investment return calculations. For example, on a S$400,000 purchase, ABSD would amount to S$80,000, increasing total acquisition costs significantly. ABSD is payable upfront at the point of purchase and cannot be financed through your mortgage, meaning you must have sufficient liquid capital available. For second-property buyers, ABSD fundamentally alters the investment equation; your property must appreciate faster or generate rental yield sufficient to overcome this 20% cost premium before delivering positive returns. You should model ABSD implications carefully before committing to purchase, as failure to account for this duty can dramatically compress investment returns.

How does lease tenure and lease decay affect the resale value and long-term holding prospects of 672C Yishun Avenue 4?

As an HDB property, 672C Yishun Avenue 4 operates under a 99-year lease structure granted from the point of first sale. Lease decay—the gradual reduction in property value as the lease approaches expiry—is a legitimate long-term consideration, though it becomes materially significant only after several decades of ownership. For holding periods of five to fifteen years, lease tenure typically does not constrain resale demand or appreciation in established HDB estates like Yishun, where both tenant and buyer interest remains reliable. However, buyers contemplating ownership periods exceeding twenty-five or thirty years should factor lease decay into their long-term planning, as properties with leases below fifty years typically experience accelerated depreciation. The Housing and Development Board has indicated future flexibility regarding lease renewal frameworks, though specific policy terms remain subject to government direction. For most contemporary buyers with typical investment horizons, the 99-year lease provides sufficient longevity to capture meaningful appreciation cycles without lease decay becoming a decisive limitation.

How does proximity to the nearest MRT station affect rental demand and capital appreciation for properties at 672C Yishun Avenue 4?

Transport connectivity is a material demand driver for HDB properties in Yishun, with MRT accessibility significantly influencing both rental appeal and long-term capital appreciation. Properties within close proximity to MRT stations typically command rental premiums of 5% to 10% compared to equivalent units further afield, as tenants place substantial value on reduced commute times and transport reliability. Capital appreciation also benefits from strong MRT connectivity, as improved transport linkages historically translate into steady upward pressure on property valuations over five to ten year holding periods. Yishun's transport infrastructure has matured substantially, providing reliable connectivity to central business districts and employment hubs across the island, which underpins consistent tenant demand and gradual price appreciation. Prospective buyers should verify exact distances from 672C Yishun Avenue 4 to the nearest MRT stations and consider walking time, as this directly influences both rental marketability and appreciation potential relative to competing HDB offerings in the district.

Is 672C Yishun Avenue 4 suitable for first-time buyers, upgraders, investors, or high-net-worth buyers seeking diversified holdings?

672C Yishun Avenue 4 appeals to multiple buyer profiles, each for distinct reasons. First-time buyers often gravitate toward Yishun estates because the district offers affordable entry points without requiring significant financial overextension, combined with mature neighbourhood infrastructure that reduces uncertainty. Upgraders transitioning from smaller flats or relocating from other districts find Yishun attractive for its established community character and stability. Property investors seeking stable, long-term rental income appreciate the combination of reliable tenant demand, moderate acquisition costs, and predictable appreciation that creates a portfolio-suitable risk profile. High-net-worth buyers occasionally target Yishun properties as part of diversified holding strategies, particularly when acquisition costs are modest relative to overall portfolio size. The key evaluation criterion for all buyer profiles is whether the property's price, financing requirements, and expected returns align with individual investment criteria, time horizons, and broader financial objectives. Each buyer category should conduct personalised analysis rather than assuming Yishun automatically suits their circumstances.

What TDSR (Total Debt Servicing Ratio) headroom exists at typical price points for 672C Yishun Avenue 4, and how does this affect financing feasibility?

The Total Debt Servicing Ratio (TDSR) framework caps most borrowers' monthly debt obligations at 55% of gross income, which determines maximum loan quantum available for 672C Yishun Avenue 4. At typical Yishun HDB price points, many buyers find that financing headroom is adequate, though individual circumstances vary significantly based on existing debt, income stability, and desired leverage ratios. For example, a buyer earning S$5,000 monthly can service maximum monthly debt of S$2,750; if existing debt obligations total S$500, remaining capacity for mortgage payments is S$2,250. First-time buyers utilising CPF funds for down payments and ongoing mortgage servicing typically improve financing feasibility compared to cash-only scenarios, as CPF contributions count toward debt servicing capacity. Prospective buyers should engage their bank or mortgage broker early to confirm exact TDSR parameters applicable to their personal circumstances, as underestimating debt servicing capacity can constrain purchasing power. Sophisticated buyers may also model the impact of future interest rate rises on their debt servicing obligations, as rate increases will compress available monthly payment capacity.

How does 672C Yishun Avenue 4 compare to competing HDB developments and private properties in the surrounding area?

The Yishun district encompasses multiple HDB estates and private developments, providing buyers with comparative alternatives for evaluation. Competing HDB estates in the vicinity offer similar amenities, demographics, and pricing profiles, though each carries distinct characteristics based on age, recent upgrading status, and specific floor-stack configurations. Some neighbouring HDB developments may have undergone recent CIBS (Comprehensive Improvement Bonus Scheme) upgrades or other Government-funded enhancements, which can influence resale demand and pricing relative to 672C Yishun Avenue 4. Prospective buyers benefit from studying recent transactions across the broader Yishun area to establish pricing benchmarks and understand how 672C Yishun Avenue 4 positions relative to alternatives in the same locality. Private developments in the Yishun fringe typically command significant premiums over HDB pricing, appealing to buyers prioritising landed property, condominium amenities, or specific architectural styling. The optimal purchase decision depends on individual preferences, budget constraints, and holding timeframes; buyers should evaluate 672C Yishun Avenue 4 within this broader competitive landscape rather than in isolation.

Which unit stack, floor level, or position within 672C Yishun Avenue 4 offers the best value proposition for different buyer objectives?

Within any HDB development, individual units command different premiums or discounts based on floor level, unit position, orientation, and view characteristics. Higher floors typically command premiums of 3% to 8% for reduced street noise, enhanced privacy, and superior views; lower floors sometimes attract premiums for convenience and reduced lift-waiting time. Corner units often command premiums for superior cross-ventilation and dual-aspect views, while mid-floor, centrally-positioned units frequently offer the best value proposition when acquisition cost is the primary criterion. For investors prioritising rental yield, lower-floor units often command steadier tenant demand, as tenants value accessibility and reduced waiting times; however, this rental advantage may not justify premium acquisition costs. Buyers should inspect the estate's actual floor stacks and unit plans to identify configurations aligning best with their investment thesis. High-floor units appeal to owner-occupiers willing to pay for lifestyle benefits; mid-level units balance cost and amenity; lower-floor units emphasise accessibility and potentially rental appeal. The 'best' unit depends entirely on whether you prioritise capital appreciation, rental yield, lifestyle factors, or cost minimisation.

What is the future supply pipeline and district development trajectory for the Yishun area that might influence long-term capital appreciation at 672C Yishun Avenue 4?

Understanding the Yishun district's future supply and infrastructure development pipeline provides crucial context for evaluating long-term capital appreciation at 672C Yishun Avenue 4. Prospective buyers should research whether major estate upgrading works, new HDB launches, private development approvals, or significant retail expansions are planned in the surrounding area, as these can materially reshape local market fundamentals. New supply in the immediate vicinity may suppress price appreciation if it increases buyer choice and market competition; conversely, complementary infrastructure improvements such as enhanced retail facilities, educational institutions, or transport upgrades typically support capital appreciation. The URA Master Plan and HDB's five-year development pipeline provide publicly available information regarding planned initiatives in the Yishun area. Buyers holding property over ten to twenty year horizons should specifically evaluate whether future supply pipelines might saturate local demand or whether anticipated infrastructure improvements will sustain appreciation momentum. Districts experiencing planned significant new supply often demonstrate muted appreciation as competing new units attract first-time buyers and upgraders away from older stock, a factor worthy of explicit consideration in long-term value projections.

[For Rent] Hdb Flat At 672C Yishun Avenue 4 — From S$845