Type

Units

Min Area

Price Range

3 BR

1399 sqft

S$749K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$749K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$150K on this acquisition.
Located 17 min (1.41 km) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

658 Yishun Avenue 4: A Mature HDB Development in a Thriving Neighbourhood

658 Yishun Avenue 4 represents one of Singapore's most established HDB residential developments, strategically positioned within the Yishun planning area of the North Region. This mature estate has evolved into a desirable address for families, upgraders, and first-time buyers seeking a balance between affordability, space, and community infrastructure. The development sits within walking distance of essential services, recreational facilities, and transport nodes that have shaped Yishun into a vibrant residential corridor over the past three decades.

The neighbourhood surrounding 658 Yishun Avenue 4 benefits from comprehensive HDB planning that integrates residential blocks with commercial centres, hawker complexes, and leisure amenities. Residents enjoy proximity to Yishun Secondary School, Khatib primary education options, and multiple health centres that serve the broader Yishun constituency. The presence of Yishun Central, a major retail and dining hub just minutes away, ensures that daily shopping, dining, and entertainment needs are easily met without requiring extended travel. This integrated approach to estate design has contributed to sustained demand for resale units across the development.

Transport Connectivity and MRT Accessibility

The proximity to Khatib MRT Station on the North–South Line (NS14) represents a significant asset for residents of 658 Yishun Avenue 4. Located approximately 1.4 kilometres away—roughly a 17-minute walk or a short bus journey—Khatib Station provides direct access to the island's primary North–South corridor, enabling swift travel to the city centre, Orchard, and southern regions. This connectivity has historically underpinned capital appreciation in Yishun properties, as MRT accessibility remains a primary driver of HDB resale values and rental demand.

Beyond Khatib Station, the broader Yishun transport ecosystem includes multiple bus routes that crisscross the estate, linking residents to employment centres, shopping districts, and educational institutions across the North Region and beyond. The First and Last Mile (FLM) connectivity initiatives have further enhanced accessibility to Khatib MRT, reducing effective travel time for commuters. This multi-modal transport infrastructure has ensured that properties at 658 Yishun Avenue 4 remain attractive to working professionals, students, and families reliant on public transport for daily mobility.

Unit Offerings and Space Configuration

658 Yishun Avenue 4 features a range of unit types catering to different household compositions and lifestyle requirements. The development includes three-bedroom configurations and larger layouts designed to accommodate growing families or buyers seeking flexible living spaces. Unit sizes typically range around 1,399 square feet, offering generous internal layouts with separate living and dining areas, multiple bedrooms, and dual-bathroom facilities that reflect modern HDB design standards.

The variety of unit types across the development means that purchasers can select properties aligned with their immediate and medium-term needs. Upgraders moving from smaller HDB flats find the larger units particularly suited to family expansion, whilst investors value the range of configurations available for rental portfolio diversification. First-time buyers benefit from the extensive choice, enabling them to match unit size and cost with their financial capacity and lifestyle requirements.

Pricing and Investment Fundamentals

Units at 658 Yishun Avenue 4 are available from S$749,000, positioning the development within the mid-range of Singapore's HDB resale market. This pricing reflects both the maturity of the estate and the sustained desirability of Yishun as a residential destination. The cost per square foot at this development aligns competitively with comparable mature HDB estates in the North Region, making it an efficient purchasing decision for budget-conscious buyers without compromising on neighbourhood amenities or transport access.

From an investment perspective, 658 Yishun Avenue 4 offers solid fundamentals for purchasers seeking capital preservation and steady rental yields. The historical resale performance of Yishun properties demonstrates resilience across economic cycles, supported by consistent demand from working families and upgraders. The development's established status and comprehensive amenity infrastructure position it favourably against newly completed estates that must prove their long-term desirability to the market.

Neighbourhood Amenities and Community Infrastructure

The Yishun precinct surrounding 658 Yishun Avenue 4 has matured into a largely self-contained neighbourhood capable of meeting the diverse needs of residents without requiring frequent travel to distant commercial or recreational hubs. Yishun Central, the area's primary shopping and dining destination, houses a supermarket, dining establishments, and retail outlets catering to routine household needs. Additionally, the Yishun Park connector system and open spaces provide residents with accessible recreation opportunities, supporting active, healthy lifestyles.

Educational facilities in close proximity include primary schools, secondary institutions, and tuition centres, making the development particularly suitable for families with children. The presence of community centres, swimming complexes, and sports facilities underscores Yishun's status as a family-oriented neighbourhood. Healthcare services, including polyclinics and specialist clinics, ensure that medical needs are accessible without extended commuting, a factor increasingly important to ageing residents and families with young children.

Market Position and Resale Appeal

658 Yishun Avenue 4 occupies a well-established position in Singapore's HDB resale market, benefiting from decades of brand recognition and proven desirability. The development's maturity means that prospective buyers have access to comprehensive historical pricing data, enabling informed valuation decisions. The active resale market within Yishun ensures reasonable liquidity for sellers seeking to divest or upgrade to alternative properties.

The long-term trajectory of Yishun properties suggests that 658 Yishun Avenue 4 remains positioned for gradual capital appreciation, underpinned by stable demand from Singapore's diverse residential base. The combination of transport connectivity, neighbourhood amenities, and affordability continues to attract upgraders from smaller HDB units and first-time buyers entering the property market. This broad appeal provides a resilient foundation for resale value and rental demand across market cycles.

Frequently Asked Questions

What rental yield might I expect if I purchase a unit at 658 Yishun Avenue 4 as an investment property?

Units at 658 Yishun Avenue 4 typically achieve gross rental yields ranging from 3% to 4.5%, depending on unit type, floor level, and market conditions. A three-bedroom unit priced around S$749,000 might command monthly rent between S$1,900 and S$2,400, translating to an annual gross yield of approximately 3% to 3.8%. However, net yields after property tax, maintenance contributions, and management costs typically fall 1% to 1.5% lower. The development's proximity to Khatib MRT and established neighbourhood status support consistent tenant demand from working professionals and families, enhancing the reliability of rental income over the medium to long term.

How does the per-square-foot pricing at 658 Yishun Avenue 4 compare to recent resale transactions in Yishun?

The per-square-foot pricing at 658 Yishun Avenue 4, based on the S$749,000 entry price for approximately 1,399 sq ft units, translates to roughly S$535–S$545 per square foot. Recent resale transactions within Yishun HDB estates typically range from S$520 to S$560 per square foot, depending on specific location, block condition, and floor level. Units at 658 Yishun Avenue 4 are competitively positioned within this range, reflecting the development's maturity and the broader market valuation for established Yishun properties. Properties closer to secondary roads or with limited MRT proximity may trade at lower psf, whilst blocks with newer renovations or prime locations command premiums at the higher end of this spectrum.

What Additional Buyer's Stamp Duty implications apply if I purchase at 658 Yishun Avenue 4 as a second residential property?

If you are a Singapore Citizen purchasing 658 Yishun Avenue 4 as a second residential property, you will be liable for Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price. For a unit priced at S$749,000, this equates to S$149,800 in ABSD, significantly increasing the total acquisition cost beyond the listed price. ABSD is payable upon completion of the purchase and must be factored into your financial planning and mortgage capacity calculations. However, if you are a Singapore Permanent Resident or a first-time residential property buyer, ABSD does not apply, making such purchases substantially more affordable from a total cost perspective.

What is the lease tenure at 658 Yishun Avenue 4, and how might lease decay affect resale value?

658 Yishun Avenue 4 is an HDB development with a 99-year lease, a standard tenure for Housing & Development Board properties built during Singapore's public housing expansion. As this is an established estate, the development was likely completed several decades ago, meaning the remaining lease may be approaching the 80–85 year mark depending on the exact completion date. HDB regulations permit resale at any point during the 99-year tenure; however, banks typically favour properties with remaining leases exceeding 60 years for mortgage purposes. As the lease gradually decays towards the 60-year threshold, resale demand and valuations may moderate unless the property is successfully en-bloc sold for redevelopment, a possibility in Yishun's future given the age of the estate.

How does proximity to Khatib MRT Station influence demand and capital appreciation for properties at 658 Yishun Avenue 4?

The 1.4-kilometre proximity to Khatib MRT Station (NS14) is a substantial demand driver for 658 Yishun Avenue 4, as MRT accessibility remains one of the strongest predictors of HDB resale value and rental demand in Singapore. Commuters prioritise properties within comfortable walking distance of MRT stations, and the North–South Line's prominence as the island's primary north-south transport spine amplifies Khatib's importance. Historically, HDB properties within 1.5 kilometres of an MRT station have demonstrated superior capital appreciation compared to those reliant solely on bus connectivity, as transport improvements and broader development benefits accrue to the surrounding precinct. The continued investment in First and Last Mile connectivity around Khatib further enhances the value proposition, supporting steady, long-term appreciation for units at 658 Yishun Avenue 4.

Which buyer profiles—first-timers, upgraders, high-net-worth, or investors—find 658 Yishun Avenue 4 most suitable?

658 Yishun Avenue 4 appeals across multiple buyer demographics, though each finds distinct advantages within the development. First-time buyers benefit from the established estate status, predictable resale value trajectory, and neighbourhoods amenities that support quality living without excessive commuting. Upgraders moving from smaller HDB flats value the larger unit configurations and proven neighbourhood stability, making this an accessible stepping stone towards larger properties. Investors appreciate the stable rental demand generated by Yishun's established population, transport connectivity, and the wide range of unit types enabling portfolio diversification. High-net-worth buyers seldom target this price segment for primary residence, though some acquire units as part of diversified property portfolios or for family members seeking affordable owner-occupied housing. The development's broad appeal across these segments supports consistent demand and liquidity in the resale market.

What Total Debt Servicing Ratio (TDSR) and financing considerations should I anticipate at typical purchase prices for 658 Yishun Avenue 4?

For a unit priced around S$749,000, assuming a standard 25-year HDB mortgage at current interest rates (typically 2.6%–3.5%), monthly loan repayments would approximate S$3,000–S$3,200 for a 90% loan-to-value (LTV) facility. Under Singapore's current TDSR framework, your total monthly debt servicing obligations (including this mortgage) must not exceed 60% of your gross monthly income, requiring a minimum monthly income of approximately S$5,000–S$5,300 to comfortably service the mortgage. Many first-time buyers qualify for HDB housing grants (up to S$80,000 depending on household income), substantially reducing the net purchase price and financing requirement. Upgraders with existing HDB mortgages must account for overlap periods when financing both properties, temporarily reducing TDSR headroom. Consulting with HDB or a mortgage adviser is advisable to confirm your financing capacity and available subsidies.

How does 658 Yishun Avenue 4 compare to other mature HDB developments in the Yishun area?

658 Yishun Avenue 4 competes alongside other established Yishun HDB blocks such as those in Yishun Avenue 1, Yishun Avenue 2, and surrounding zones, which share similar age, neighbourhood benefits, and MRT proximity. Per-square-foot pricing across these competing developments typically clusters within S$520–S$560, reflecting consistent market valuation for mature Yishun estate units. The primary differentiation between blocks often hinges on specific location within the estate (proximity to retail hubs, schools, or hawker centres), building renovation status, and individual unit condition rather than broader development characteristics. 658 Yishun Avenue 4's established status and proven track record of consistent resale activity position it competitively, particularly for buyers prioritising neighbourhood stability over newer finishes or architectural prestige. Direct comparison on a per-unit basis is recommended, as individual unit condition, floor level, and remaining lease duration significantly influence final value.

Are there specific unit stacks or floor levels at 658 Yishun Avenue 4 that offer better value or desirability?

Within HDB estates, middle-floor units (roughly floors 4–15) typically command premium prices and rental demand, as they balance natural light and ventilation with minimal noise from ground-level foot traffic and reduced security concerns associated with lower floors. Ground and lower-floor units (floors 1–3) often trade at discounts of 3%–8%, though they appeal to families with young children, elderly residents, and those with mobility constraints. Higher floors (16+) attract buyers valuing natural light and privacy, commanding premiums of 2%–5%, though this advantage must be weighed against potential higher maintenance costs and noise from upper-level activity. At 658 Yishun Avenue 4, savvy buyers seeking value might consider lower-floor units in desirable blocks, capturing discounts whilst maintaining full access to neighbourhood amenities and MRT connectivity. The specific block's construction quality and any recent or planned renovation works also influence stack-to-stack value variance.

What is the expected future housing supply pipeline in Yishun, and how might it affect 658 Yishun Avenue 4's resale prospects?

Yishun, as an established mature estate, is unlikely to receive substantial new HDB block development within the immediate 5–10 year horizon, as Urban Redevelopment Authority (URA) and HDB planning priorities have shifted towards infill development and en-bloc rejuvenation of ageing estates rather than greenfield expansion. Future supply growth in the North Region is primarily concentrated in emerging zones such as Sungei Kadut and other planned precincts, which remain years away from completion and occupation. This constrained supply backdrop supports sustained demand for resale units at 658 Yishun Avenue 4, as the absolute stock remains relatively fixed. However, the long-term future of mature estates like Yishun increasingly centres on selective en-bloc redevelopment; should 658 Yishun Avenue 4 eventually enter en-bloc discussions, owners would benefit from redevelopment premiums, though this outcome remains speculative at present. For medium-term resale purposes (5–15 years), the supply outlook favours established Yishun properties by limiting competitive pressure from new completions.

[For Sale] Hdb Flat At 658 Yishun Avenue 4 — From S$749K