Type

Units

Min Area

Price Range

3 BR

1001 sqft

S$650K – S$820K

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$650K to S$820K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$130K on this acquisition.
Located 9 min (770 m) from BP13 Senja LRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

627 Senja Road: A Mature HDB Development in Senja

627 Senja Road represents an established public housing development situated within the Senja neighbourhood, one of the more established residential enclaves in the western corridor of Singapore. The project comprises a range of multi-room HDB units, each designed to meet the practical requirements of modern households. Units available in the current market range from more compact configurations through to larger three-bedroom layouts, with total built-up areas spanning from approximately 1,000 square feet upwards, ensuring there is adequate space for families of varying sizes.

This development's location has proved consistently attractive to buyers seeking a balance between affordability, connectivity, and neighbourhood stability. The proximity to Senja LRT Station—situated roughly 770 metres or a nine-minute walk away on the Bukit Panjang Line—positions residents within easy reach of the wider transport network. The BP13 line connection facilitates swift travel towards the city centre, as well as connections to other MRT corridors via interchange stations, making daily commuting significantly more manageable for professionals and workers across the island.

Layout and Space Configuration

The units at 627 Senja Road offer practical floor plans typical of quality HDB developments from its generation. The three-bedroom configurations provide distinct living, dining, and sleeping zones, with separate bathrooms to accommodate busy family routines. Most units feature built-in kitchen facilities and adequate storage, reflecting contemporary living standards expected in the mid-market HDB segment. The emphasis on functional design means that residents enjoy comfortable communal facilities without unnecessary premium pricing, a hallmark of the HDB resale market.

Neighbourhood Character and Amenities

The Senja neighbourhood has matured significantly over the past two decades, establishing itself as a family-oriented residential precinct with good access to essential services. Local schools, supermarkets, food courts, and healthcare facilities are well-distributed throughout the surrounding area, reducing the need for long-distance travel for everyday needs. The presence of nearby parks and green spaces contributes to the neighbourhood's livability, whilst the established nature of the estate means that community infrastructure is already fully developed and operational.

Transport accessibility beyond the LRT is also well-catered for, with numerous bus routes serving the Senja area and connecting to employment centres, shopping districts, and educational institutions across Singapore. This multi-modal transport landscape makes the development particularly appealing to households without private vehicles or those seeking to minimise commuting costs and environmental impact.

Market Positioning and Pricing

Current asking prices at 627 Senja Road reflect the maturity of the estate and the established demand profile within the western residential market. Units are priced from S$650,000 onwards, positioning the development within a segment that appeals to both first-time upgraders moving from smaller units and investors seeking stable cash-yielding assets. The pricing per square foot aligns with comparable HDB resale transactions in nearby neighbourhoods, suggesting fair market value in an area where supply remains relatively constrained.

For prospective buyers evaluating this development as an investment, the rental yield potential remains compelling. Three-bedroom units in this precinct typically command monthly rents ranging from S$2,500 to S$3,200 depending on exact unit configuration, floor level, and specific amenities, translating to gross rental yields in the region of 4.5% to 5.5% annually—a solid return for a property-secured investment with minimal maintenance exposure.

Capital Appreciation and Lease Considerations

As a mature HDB development, 627 Senja Road units carry lease tenures that warrant careful consideration in long-term ownership planning. Current available units retain sufficient lease periods to maintain strong market demand and resale appeal, though prospective purchasers should verify exact lease remaining with the agent or via HDB records, as lease decay does gradually impact capital appreciation over extended holding periods. Properties with lease periods below 80 years may experience accelerated valuation decline, a factor that becomes increasingly important for investors planning to hold for 15+ years.

Historical price performance in this neighbourhood has demonstrated resilience, with unit values maintaining steady appreciation in line with broader HDB market trends. However, the maturity of the estate means that capital gains are typically measured in the low-to-mid single digits annually, rather than the double-digit percentage returns occasionally seen in newer or more strategically-positioned developments. This stability, whilst not spectacular, provides confidence to owner-occupiers and conservative investors alike.

Suitability for Different Buyer Profiles

First-time buyers seeking to enter the HDB resale market will find 627 Senja Road a practical entry point, combining reasonable pricing, established neighbourhood stability, and straightforward mortgage financing pathways. The development's maturity means that there are minimal surprises regarding sinking fund contributions, building maintenance, or neighbourhood trajectory—all factors that new owners appreciate when making their first significant property investment.

Upgraders moving from smaller units or leasehold private properties will value the spaciousness and modern amenities relative to pricing, as well as the established community infrastructure and transport links. The neighbourhood's family-friendly character, combined with proximity to schools and parks, makes the development particularly attractive to upgraders with young children or those planning to expand their households in the medium term.

Investors considering 627 Senja Road as part of a rental portfolio will appreciate the steady-state demand profile, relatively low capital requirements compared to new launches, and the rental yield potential outlined above. The development's location on a major transport corridor ensures consistent renter interest from professionals working across the island, whilst the three-bedroom layout appeals to small family units and co-living arrangements alike.

Financing and Debt Servicing

At typical price points within the 627 Senja Road range, financing headroom for eligible buyers remains comfortable. A unit priced at S$650,000 financed with a 25-year mortgage at prevailing HDB rates (approximately 2.6% per annum) would require monthly repayments around S$2,850–S$3,000, depending on the loan-to-value ratio and buyer's existing debt obligations. For dual-income households with combined monthly earnings exceeding S$7,500–S$8,000, debt servicing ratios remain well within the Monetary Authority of Singapore's 60% Total Debt Servicing Ratio (TDSR) threshold, permitting comfortable serviceability even when accounting for existing personal loans or car financing.

First-time buyers may also benefit from various grant schemes available for HDB resale purchases, which can further improve their effective financing capacity and reduce the upfront cash injection required. Prospective purchasers should consult with HDB and their chosen financial institution to understand their precise borrowing capacity based on personal circumstances.

Additional Buyer's Stamp Duty Considerations

For Singapore Citizens purchasing 627 Senja Road as a second residential property, Additional Buyer's Stamp Duty at the current rate of 20% applies on the purchase price, significantly increasing the total acquisition cost. On a property priced at S$650,000, ABSD would amount to S$130,000, meaning total stamp duty liability reaches approximately S$155,000 when combined with standard Buyer's Stamp Duty. This substantial duty structure means that second-property buyers must ensure their financial capacity accommodates both the down payment and all applicable duties before committing to a purchase.

Investors purchasing this development as a rental investment should factor ABSD into their overall project economics and expected return horizons, as the upfront duty burden directly reduces initial cash-on-cash returns. However, the solid rental yield and stable long-term appreciation profile may still justify the investment case for diversified portfolios seeking yield-producing assets with minimal active management demands.

Comparing Nearby Developments

Within the broader Senja and adjacent Bukit Panjang neighbourhoods, several competing HDB developments offer similar three-bedroom units at comparable or slightly varying price points. Nearby projects such as developments along Jalan Buroh, Bukit Batok Hill Park precinct, and other BP13 catchment estates present alternative options for buyers evaluating the market. 627 Senja Road distinguishes itself through its particular floor plan efficiency, proximity to the LRT station, and the maturity of its immediate surrounding infrastructure—factors that collectively support its current market positioning.

District Growth and Future Supply Pipeline

The Bukit Panjang Planning Area has seen measured but steady infill development over recent years, though large-scale new supply in the immediate neighbourhood remains limited. HDB's long-term planning suggests that future development emphasis within the western corridor will increasingly focus on integrated transit-oriented developments and precinct improvements rather than wholesale replacement of established estates. This constrained supply profile supports the resilience of existing developments like 627 Senja Road, as replacement demand from upgrading households continues to sustain prices in the absence of significant competing new supply.

The broader western corridor—encompassing Bukit Batok, Bukit Panjang, and surrounding precincts—remains a target area for infrastructure investment and community development initiatives, suggesting that long-term appreciation drivers remain supportive of stable, centrally-located HDB projects like this one.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 627 Senja Road as an investment property?

Three-bedroom units at 627 Senja Road typically command monthly rents ranging from S$2,500 to S$3,200, depending on exact configuration, floor level, and finishing touches. At a purchase price of approximately S$650,000, this translates to gross rental yields in the region of 4.5% to 5.5% annually—a solid return for a freehold or long-lease HDB property with limited structural maintenance exposure. The rental demand profile in this neighbourhood remains consistent, supported by the mature residential character, proximity to transport links, and appeal to small families and co-living arrangements, meaning rental vacancy periods are typically short and demand remains steady across economic cycles.

How does the pricing per square foot at 627 Senja Road compare to recent HDB resale transactions in the Senja and Bukit Panjang area?

At approximately S$650,000 for a 1,000+ square foot unit, 627 Senja Road prices out at roughly S$650–S$700 per square foot depending on exact unit size and configuration. This sits within the middle range of recent resale transactions in the surrounding Bukit Panjang and Senja precincts, where comparable three-bedroom units have traded between S$600 and S$750 per square foot over the past six to twelve months. The pricing reflects the development's maturity, established neighbourhood infrastructure, and proximity to the BP13 Senja LRT station, positioning it fairly within the local market. Variations in specific unit pricing within the development depend on floor level, facing, proximity to lifts, and finishing standards, but the overall bracket remains competitively aligned with regional comparables.

What is the Additional Buyer's Stamp Duty impact if I purchase 627 Senja Road as my second residential property?

As a Singapore Citizen purchasing 627 Senja Road as a second residential property, you will incur Additional Buyer's Stamp Duty (ABSD) at the current statutory rate of 20% on the purchase price. On a property priced at S$650,000, ABSD liability amounts to S$130,000, which when combined with standard Buyer's Stamp Duty (4% on first S$180,000 plus 8% on balance) brings total stamp duty obligations to approximately S$155,000. This represents a substantial upfront cost that significantly affects your overall acquisition expense and should be factored into investment feasibility calculations and expected return horizons. Property investors should ensure their financing and cash reserves accommodate this duty burden, as it directly impacts the cash-on-cash return profile in the early years of ownership.

What is the lease tenure for units at 627 Senja Road, and how does lease decay affect resale value and financing?

HDB units at 627 Senja Road carry either 99-year or 999-year lease tenures depending on the specific unit and when it was originally allocated; prospective buyers must verify the exact lease period for their target unit, as this directly impacts long-term valuation. Units with remaining lease above 80 years experience minimal financing constraints and retain strong market appeal, but as leases decline below 80 years, banks may impose stricter loan-to-value ratios and lenders become more cautious about advancing credit. Once a lease falls below 60 years, resale value typically experiences accelerated depreciation and financing becomes significantly more challenging, making lease tenure a critical consideration for investors planning to hold properties for 15+ years. Current units at 627 Senja Road should be assessed individually with HDB to confirm exact lease periods and any future lease buyback eligibility options.

How does proximity to Senja LRT Station (BP13) affect demand, capital appreciation, and future development potential?

The nine-minute walk to Senja LRT Station (BP13) on the Bukit Panjang Line significantly enhances 627 Senja Road's appeal to commuters, professionals, and families working across the island, as it provides direct connectivity to the central business district and other transport nodes. This transport accessibility is a primary driver of sustained rental demand and has historically supported steady capital appreciation in properties within 800–1,000 metres of major MRT stations. Future enhancements to the Bukit Panjang Line corridor, including potential station upgrades and surrounding precinct improvements, are likely to reinforce this positioning, though such enhancements typically drive value appreciation gradually over five-to-ten-year cycles rather than delivering sharp spikes. The established nature of the Senja neighbourhood means that most infrastructure is complete, so future appreciation will be driven primarily by supply constraints and ongoing upgrading demand from households moving within the western corridor, rather than by transformative new development.

Is 627 Senja Road suitable for first-time HDB buyers, upgraders, or investors—and what are the key considerations for each profile?

627 Senja Road appeals to all three buyer profiles for different reasons. First-time buyers benefit from the established neighbourhood infrastructure, predictable pricing aligned with resale market fundamentals, and straightforward HDB mortgage pathways, with fewer surprises regarding building maintenance or sinking fund volatility. Upgraders from smaller units or leasehold private properties will value the spaciousness, modern amenities relative to price, and the family-oriented neighbourhood character with proximity to schools and parks, making it particularly attractive for those with young children or plans to expand households. Investors appreciate the steady rental yield profile (4.5%–5.5% gross), consistent renter demand from small families and professionals, and the low-maintenance nature of HDB ownership compared to managing private residential properties. However, investors must carefully model the impact of 20% ABSD on overall returns and ensure their financing capacity accommodates both acquisition costs and ongoing debt servicing across a potentially large portfolio.

What are the Total Debt Servicing Ratio (TDSR) implications and financing headroom for a typical 627 Senja Road purchase?

At a property price of S$650,000 financed with a 25-year HDB mortgage at approximately 2.6% per annum, monthly repayments would range from S$2,850 to S$3,000 depending on loan-to-value ratio and down payment percentage. The Monetary Authority of Singapore imposes a 60% TDSR ceiling, meaning that total monthly debt servicing (including the property mortgage, personal loans, car financing, and credit card commitments) cannot exceed 60% of gross monthly household income. For a couple with combined monthly earnings of S$7,500–S$8,000, the property mortgage alone consumes approximately 37%–40% of income, leaving 20%–23% headroom for other debt obligations. First-time buyers without significant existing debt will find financing headroom comfortable at this price point, but those with car loans, personal financing, or previous property mortgages should conduct a detailed debt serviceability assessment with HDB and their chosen financial institution before committing.

How does 627 Senja Road compare to nearby competing HDB developments in terms of pricing, location, and amenities?

Within the Senja and broader Bukit Panjang neighbourhood, competing HDB developments include projects along Jalan Buroh and other BP13 catchment estates, which typically price similarly at S$600,000–S$750,000 for three-bedroom configurations depending on floor area and specific location. 627 Senja Road distinguishes itself through its particular floor plan efficiency, direct nine-minute proximity to the LRT station, and the maturity of surrounding neighbourhood infrastructure including schools, food courts, and parks. Some nearby developments may offer marginally newer finishes or different architectural styles, but 627 Senja Road's pricing represents fair market value for its specific location and transport accessibility. Buyers should visit multiple developments, compare exact unit specifications and floor areas, and evaluate the immediate neighbourhood character around each project to determine which best aligns with their personal preferences and investment objectives.

Which unit stack or floor level typically offers the best value for money at 627 Senja Road?

Middle-floor units (typically floors 8–15) at 627 Senja Road generally represent the most balanced value proposition, as they command significantly lower premiums than high-floor units whilst avoiding the security, noise, and damp concerns occasionally associated with ground and lower-level flats. Stack positions with slightly longer walking distances to lifts are often priced at meaningful discounts (3%–5% lower) compared to units immediately adjacent to lifts, but these positions remain equally functional for most households. Units with North or East-facing orientations typically command modest premiums due to natural lighting and breeze, but South and West-facing units can offer excellent value if purchased by buyers comfortable with afternoon heat and potential air-conditioning costs. Buyers seeking optimal value should weigh these factors against personal lifestyle preferences—some buyers will happily accept a ground-floor unit in a quieter stack position at a meaningful discount, whilst others prioritise high-floor and premium-facing configurations regardless of price. Detailed site visits and comparison of actual unit pricing across different configurations will reveal the most efficient allocations within this development.

What is the future supply outlook for the Bukit Panjang planning area, and how might this affect long-term values at 627 Senja Road?

HDB's forward planning indicates that the Bukit Panjang Planning Area and broader western corridor will experience measured but constrained new supply over the coming decade, with future development emphasis shifting towards integrated transit-oriented precincts and community upgrades rather than wholesale estate replacement. No major new HDB projects have been announced for immediate release in the immediate Senja neighbourhood, suggesting that replacement demand from upgrading households will continue to outpace new supply, thereby supporting stable or gently appreciating prices. The long-term growth trajectory for established projects like 627 Senja Road is therefore more likely to follow steady-state appreciation aligned with broader HDB market trends (typically 1%–3% annually) rather than delivering spectacular capital gains. This supply constraint actually supports investor confidence, as it reduces the risk of sudden oversupply depressing values, making mature developments like this one particularly suitable for conservative wealth preservation strategies and steady rental yield accumulation rather than pure capital appreciation speculation.

Hdb Flat At 627 Senja Road — From S$650K