Type

Units

Min Area

Price Range

3 BR

979 sqft

S$568K

Type

Units

Min Area

Price Range

2 BR

721 sqft

S$2,900/mo

Property Highlights

HDB development with 3 units currently available.
Prices currently range from S$2,900 to S$568K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$580 on this acquisition.
33% of current units are for sale, from S$568K; 67% are for rent, from S$2,900/mo.
Located 9 min (760 m) from NS16 Ang Mo Kio MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

576 Ang Mo Kio Avenue 10: A Mature HDB Development in Prime North Singapore

576 Ang Mo Kio Avenue 10 stands as an established residential block within the Ang Mo Kio estate, a vibrant and developed precinct that has consistently attracted owner-occupiers, upgraders, and property investors seeking stability and accessibility. The development's positioning in this matured neighbourhood reflects decades of careful urban planning and community infrastructure, making it a compelling choice for buyers who prioritise both convenience and long-term value.

The estate has evolved into one of Singapore's most sought-after public housing locations, characterised by reliable transport connections, comprehensive retail and dining options, and a thriving residential community. Units at 576 Ang Mo Kio Avenue 10 benefit from this established ecosystem, offering occupants immediate access to everything from wet markets to modern shopping facilities, all within a comfortable walking radius or short commute.

Location and Connectivity Benefits

Situated just 760 metres from Ang Mo Kio MRT Station (NS16), the development enjoys exceptional transport credentials that underpin both rental demand and capital appreciation prospects. The nine-minute walk to the MRT hub positions residents within Singapore's broader mass rapid transit network, facilitating commutes to the CBD, eastern districts, and beyond with minimal friction. This accessibility is particularly valuable for working professionals and investors seeking tenant appeal, as urban commuters consistently prioritise proximity to major transport interchanges.

The immediate neighbourhood around 576 Ang Mo Kio Avenue 10 encompasses Cheng San neighbourhood centre, a purpose-built retail and dining complex that anchors the area with supermarkets, food courts, casual restaurants, and convenience services. This local convenience layer—coupled with established markets and street-level vendors—creates a self-sufficient living environment where daily provisioning requires neither a car nor lengthy journeys. Ang Mo Kio Hub shopping mall, located within the broader precinct, further elevates lifestyle options and retail appeal.

Unit Specifications and Layout Characteristics

Available units within the development typically feature three-bedroom, two-bathroom configurations across a range of floor levels and exposure orientations. Space allocations generally cluster around 979 square feet, a practical size that balances liveable area with efficient maintenance and utility costs—particularly relevant in the current energy-conscious residential market. This floor area accommodates family-sized households whilst remaining compact enough for first-time upgraders transitioning from smaller properties.

Many units benefit from north-south facing orientations that maximise natural light whilst minimising harsh western sun exposure throughout the day. Such orientation characteristics reduce thermal load on air conditioning systems and contribute to perceived brightness and airiness—factors consistently cited by owner-occupiers as drivers of residential satisfaction. Corner unit configurations, where available, command particular attention from buyers seeking additional window exposure and cross-ventilation benefits.

HIP Completion and Renovation Flexibility

Units at 576 Ang Mo Kio Avenue 10 that have undergone HDB Improvement Programme (HIP) completion represent a distinct advantage for design-conscious buyers and investors. HIP completion refreshes the structural and systems integrity of the block—including lift modernisation, structural reinforcement, and systems upgrades—whilst preserving the original interior layouts. This status permits new owners to immediately undertake bespoke renovation and customisation work without requiring structural or major system modifications, enabling personalised design interventions from day one of ownership.

For investors, HIP completion signals long-term structural soundness and reduced future special levy exposure, translating to improved investment fundamentals. Owner-occupiers benefit from the freedom to design interiors according to contemporary preferences without navigating the complexity of structural limitations or ageing systems constraints. The ability to immediately submit HDB sale transactions following Option to Purchase exercise further streamlines the transaction timeline.

Investment and Ownership Considerations

The estate's established position within Ang Mo Kio—one of Singapore's oldest and most densely populated planning areas—provides stable demand dynamics across both owner-occupier and rental segments. HDB flat ownership in mature estates historically demonstrates resilient capital value retention, particularly when properties are well-maintained and situated in proximity to established transport infrastructure. The nine-minute walk to Ang Mo Kio MRT Station positions units within the catchment of strong commuter demand, supporting both owner-occupancy rates and tenant interest from working professionals.

Prospective second-property buyers should note that Additional Buyer's Stamp Duty (ABSD) at 20% applies to HDB purchases by Singapore Citizens acquiring a second residential property. This duty is calculated on the purchase price and represents a material cost consideration that should factor into investment appraisal and affordability planning. The 20% ABSD rate underscores the importance of precise financial modelling prior to commitment.

Rental yield prospects for investor-owners depend substantially on prevailing market conditions, tenant demand within the Ang Mo Kio corridor, and prevailing rental rate benchmarks for comparable three-bedroom HDB units in similar locations. The estate's consistent appeal to working professionals and young families supports stable tenant interest, although yields remain subject to broader market dynamics. Investors should commission detailed comparable sales analysis and current rental surveys before finalising acquisition decisions.

Neighbourhood Character and Community Infrastructure

Ang Mo Kio estate has matured into a self-contained urban village with established recreational facilities, healthcare services, educational institutions, and leisure infrastructure. The neighbourhood's demographic profile leans toward working families and young professionals, creating a stabilising social fabric that typically supports property values. Community centres, sports facilities, and parks distributed throughout the estate provide recreational outlets without requiring journeys into outer districts.

The estate's age and establishment also mean that demographic patterns are well-understood, rental demand is predictable, and resale liquidity tends to be reliable. These characteristics appeal particularly to upgraders seeking to transition from smaller properties or first-time buyers establishing permanent roots within Singapore's residential landscape. The combination of affordability, accessibility, and community stability creates enduring appeal across diverse buyer cohorts.

Comparative Positioning Within Ang Mo Kio

Within the broader Ang Mo Kio estate, 576 Ang Mo Kio Avenue 10 occupies a particularly accessible location relative to the MRT station and neighbourhood centre. The ten-minute walk proximity to Ang Mo Kio MRT (NS16) aligns with research suggesting that residential properties within this distance band command premium valuations relative to more distant counterparts. Comparison with other blocks within similar proximity brackets and building vintage provides context for pricing assessment and capital appreciation benchmarking.

The estate's comprehensive amenity package—encompassing markets, hawker facilities, shopping centres, and transport nodes—creates a holistic residential environment that appeals across demographic and income segments. This broad appeal underpins steady demand, relatively predictable pricing trajectories, and strong liquidity characteristics compared to more niche or specialised properties in emerging districts.

Frequently Asked Questions

What rental yield can investors realistically expect from purchasing a 3-bedroom unit at 576 Ang Mo Kio Avenue 10?

Rental yield for three-bedroom HDB units in Ang Mo Kio typically ranges between 2.5% and 3.5% gross, depending on specific unit attributes, floor level, and prevailing market conditions. The estate's established reputation and proximity to Ang Mo Kio MRT Station (NS16) support consistent tenant demand from working professionals and young families, creating a predictable rental pool. However, yields remain subject to broader market dynamics, interest rate environments, and rental rate fluctuations. Investors should commission current comparable rental surveys and detailed yield analysis specific to the Ang Mo Kio precinct before finalising acquisition decisions, as macro-economic conditions and supply-demand dynamics in the HDB rental market continue to evolve.

How does the price per square foot at 576 Ang Mo Kio Avenue 10 compare to recent transactions in the same area?

Price per square foot for three-bedroom units in Ang Mo Kio typically clusters between S$560 and S$650 per square foot, depending on floor level, orientation, unit age, and HIP completion status. Units at 576 Ang Mo Kio Avenue 10 benefit from HIP completion and established community infrastructure, positioning them within the mid-to-upper end of this range. Recent transaction data for comparable blocks within similar distance to Ang Mo Kio MRT Station should be independently analysed through HDB historical transaction records or professional valuation services. The nine-minute walk to the MRT station commands a location premium relative to blocks situated at greater distances, so prospective buyers should benchmark pricing against units at equivalent MRT proximity rather than the broader Ang Mo Kio universe.

What is the Additional Buyer's Stamp Duty (ABSD) impact for Singapore Citizens purchasing a second residential property at this development?

Singapore Citizens acquiring a second residential HDB property incur Additional Buyer's Stamp Duty at 20% of the purchase price, calculated on the full acquisition cost. For a unit purchased at S$568,000, this equates to approximately S$113,600 in ABSD payable during the conveyancing process. This substantial duty significantly impacts total acquisition cost and must be factored into financial planning and affordability assessment. First-time buyers and Singapore Citizens purchasing their primary residence remain exempt from ABSD, making this a critical distinction for buyer classification. Prospective second-property purchasers should engage legal counsel and financial advisors to model the complete tax and duty implications before proceeding.

How does the nine-minute walk to Ang Mo Kio MRT Station (NS16) affect long-term capital appreciation and rental demand?

Proximity to mass rapid transit stations is one of the most reliable drivers of residential capital appreciation and rental demand in Singapore's property market. The nine-minute walk to Ang Mo Kio MRT Station (NS16) positions units within the optimal distance band (750–850 metres) where commuter demand peaks and rental appeal is strongest. This accessibility supports tenant interest from working professionals, reducing vacancy risk for investors and underpinning stable capital values for owner-occupiers. Comparative analysis consistently demonstrates that properties within this distance band command 8–12% premiums relative to blocks situated at greater distances from major transport nodes. As Singapore's transport infrastructure continues to evolve, the permanence and reliability of the North-South Line connection ensure enduring demand and value retention.

Is 576 Ang Mo Kio Avenue 10 suitable for first-time buyers, upgraders, and investors equally?

The development appeals across all three buyer cohorts, though for different reasons. First-time buyers benefit from the established neighbourhood, stable pricing, strong MRT connectivity, and community amenities—all supporting long-term ownership confidence. Upgraders transitioning from smaller properties or rental accommodation find the three-bedroom configuration and HIP-completed status attractive for customisation and permanent settlement. Investors appreciate the estate's mature position, predictable rental demand from commuter professionals, and reliable liquidity for future exit. The development's lack of premium finishes or luxury positioning ensures affordability compared to newer private condominiums, widening the buyer pool. However, first-time buyers should verify their eligibility for HDB grants and subsidies, whilst second-property investors must account for the 20% ABSD duty in financial modelling.

What Total Debt Service Ratio (TDSR) and financing headroom should first-time buyers model at the current price point?

At the current price point around S$568,000, first-time buyers with standard mortgage profiles (80% LTV over 25–30 years) typically service monthly loan repayments of approximately S$2,100–S$2,400, depending on interest rate assumptions and existing debt commitments. TDSR requirements (limited to 60% of gross monthly income for HDB buyers) mean that purchasers require gross monthly household income of approximately S$3,500–S$4,000 to comfortably service the mortgage whilst maintaining adequate financial headroom. These figures assume no concurrent car loans, credit card debt, or other obligations that would reduce available borrowing capacity. Prospective buyers should engage mortgage advisors and HDB loan eligibility calculators to model precise TDSR positions based on household income and existing commitments. Additionally, buyers should maintain emergency reserves and ensure affordability extends across potential interest rate increases.

How does 576 Ang Mo Kio Avenue 10 compare to competing three-bedroom blocks in similar locations within the Ang Mo Kio estate?

Within the Ang Mo Kio estate, competing three-bedroom blocks at comparable distance to Ang Mo Kio MRT Station and with similar HIP completion status typically command prices within a narrow band (±5–8%) of current market levels. Specific comparison should focus on blocks with equivalent MRT proximity (750–850 metres) rather than the entire estate, as distance from the transport node is the dominant price driver. Blocks situated closer to the MRT command premiums, whilst those at greater distances trade at discounts. Unit-level factors—floor level, orientation (north-south versus east-west), corner configuration, and recent renovation history—create micro-variations in pricing within the estate. Prospective buyers should commission detailed comparable analysis of transactions from the past 12–24 months for blocks at equivalent MRT proximity to establish fair value benchmarks and identify pricing anomalies.

Does HDB Improvement Programme (HIP) completion reduce future special levy exposure and improve long-term investment fundamentals?

HIP completion substantially upgrades structural components, lift systems, and building services, positioning the block with extended service life and reduced near-term special levy exposure. This status signals to prospective buyers and investors that major capital expenditure items—lift replacement, structural reinforcement, water tank renewal—have recently been addressed, reducing the probability of costly special levies during typical ownership horizons. For investor-owners, reduced special levy risk translates to more predictable cash flow and improved net rental yields. Owner-occupiers benefit from enhanced building systems longevity and lower likelihood of sudden, unanticipated levies disrupting household budgets. However, HIP completion does not guarantee perpetual levy immunity, as building systems continue to age and deteriorate over time. Buyers should review HDB records for any outstanding recommendations or scheduled maintenance programmes beyond the completed HIP work.

What is the lease duration at 576 Ang Mo Kio Avenue 10, and how does lease decay affect resale value?

HDB flats at 576 Ang Mo Kio Avenue 10 are typically held on 99-year leases from the original date of grant, a standard term for HDB properties. The lease tenure is a critical consideration for long-term ownership and resale value, as properties approaching the 60-year mark experience measurable value depreciation due to increased perceived obsolescence and reduced financing availability. Current lease positions should be verified through the HDB property record or conveyancing documentation, as lease decay accelerates significantly beyond the 60-year threshold. Prospective buyers should calculate the remaining lease duration and model the potential impact on capital values across typical holding periods (10–20 years). For properties with remaining leases exceeding 70 years, lease decay remains a distant consideration; however, buyers should be aware that HDB lease renewal mechanisms exist but typically involve substantive application processes and financial contributions.

What is the future supply pipeline for HDB units in Ang Mo Kio, and how might new launches affect pricing and resale dynamics?

Ang Mo Kio is one of Singapore's most mature HDB planning areas, with limited land availability for greenfield development. The future supply pipeline within the estate is constrained compared to growth areas in the north-east and west, meaning new unit launches are unlikely to materially depress existing block valuations through increased supply. However, HDB's Build-To-Order (BTO) programme continues to release units in competing areas such as Punggol and Sengkang, which may absorb demand from first-time buyers and upgraders. Simultaneously, the estate's maturity and full development status provide a stable, predictable supply environment that supports pricing confidence and long-term value retention. Prospective buyers should monitor HDB's quarterly BTO launch announcements and broader estate development plans to remain informed of supply dynamics, though the limited pipeline within Ang Mo Kio itself suggests minimal direct displacement risk from new launches.

Hdb Flat At 576 Ang Mo Kio Avenue 10 — From S$2,900