Type

Units

Min Area

Price Range

2 BR

721 sqft

S$540K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$540K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$108K on this acquisition.
Located 13 min (1.08 km) from JE7 Pandan Reservoir MRT Station (U/C).

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

57 Teban Gardens Road HDB Development Overview

57 Teban Gardens Road represents a solid entry point into Singapore's established public housing market, offering functional and spacious units within the mature Teban Gardens residential enclave. This development provides buyers with access to a neighbourhood that has matured over decades, delivering the stability and community infrastructure that characterise well-established residential precincts across the island. The locality continues to attract homebuyers seeking proximity to essential amenities whilst maintaining a quieter, less congested environment compared to more central districts.

Location and Connectivity

The development's positioning in Teban Gardens affords residents convenient access to local shopping, dining, and recreational facilities that have developed naturally within this established neighbourhood. Currently, the nearest MRT station—Pandan Reservoir on the Jurong East Line—lies approximately 13 minutes away on foot, providing a walking distance of roughly 1.08 kilometres. The Pandan Reservoir station is presently under construction, and upon completion, it will significantly enhance the precinct's appeal by offering direct rail connectivity to broader transport networks across Singapore's eastern and central regions.

This anticipated improvement in public transport infrastructure represents a meaningful development catalyst for the area. As with many HDB precincts that gain new or improved MRT access, property values and rental demand typically experience an uplift once the station becomes operational. The timeline for the station's completion should factor into any buyer's medium to long-term outlook, particularly for those viewing their purchase as an investment asset.

Unit Specifications and Layout

Units at 57 Teban Gardens Road feature contemporary HDB floor plans designed to maximise functional living space. The development offers configurations with 2 bedrooms and 2 bathrooms, thoughtfully distributed across approximately 721 square feet of living area. This size category appeals to a diverse buyer pool, from young professionals and couples to small families seeking their initial property upgrade or investors targeting the rental market.

The dual bathroom provision is a practical feature that elevates daily convenience for households, distinguishing these units from older HDB stock in the vicinity. The overall square footage allows for comfortable living without excessive void space, translating into manageable utilities and maintenance costs over the property's lifecycle.

Pricing and Market Position

The development is positioned competitively at entry-level price points starting from S$539,999, making it accessible to first-time buyers and upgraders with moderate financing capacity. This pricing sits within the range where buyers can typically secure mortgage approvals with headroom on their Total Debt Service Ratio (TDSR), assuming stable employment and reasonable existing debt commitments. For investors evaluating rental yield potential, the lower entry price combined with rental demand in the Teban Gardens precinct merits serious consideration.

Prospective purchasers should note that Singapore Citizens acquiring a second residential property at this development will incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20%, a material cost that must be factored into the overall acquisition expense. This additional duty applies on top of standard Buyer's Stamp Duty and makes the true cost of entry higher than the advertised unit price alone.

Investment and Rental Potential

The Teban Gardens neighbourhood hosts a stable rental market supported by the area's maturity, proximity to industrial zones, and family-oriented demographics. Units at this development are likely to attract tenants seeking affordable, well-maintained public housing in an established precinct with proven amenities. The combination of lower purchase price and reasonable rental demand creates a viable framework for yield-seeking investors.

Estimated rental yields will depend on actual letting rates within the specific unit mix at the development, prevailing market rent cycles, and the timing of the Pandan Reservoir MRT station's opening—which could influence upward rental pressure as transport convenience improves. Investors should conduct detailed financial modelling on potential gross rental yields against purchase price and holding costs to determine alignment with their investment parameters.

Capital Appreciation and Lease Decay

As an HDB development, all units are subject to leasehold tenure under Singapore's standard 99-year lesshold system. The current lease length ensures that capital decay risk remains minimal for buyers acquiring now; however, lease length gradually diminishes over time and will eventually impact resale value significantly in future decades. Buyers with a 30 to 40-year investment horizon should monitor their unit's lease position relative to resale market sentiment, particularly as properties approach the 60-year lease mark.

The anticipated activation of Pandan Reservoir MRT presents a catalyst for meaningful capital appreciation in the near to medium term. Historical precedent demonstrates that HDB estates gaining new MRT connectivity experience measurable uplift in transaction prices within two to three years of station opening. This appreciation potential partially offsets natural lease decay concerns for the holding periods typical of owner-occupiers and medium-term investors.

Suitability Across Buyer Profiles

First-time buyers will find 57 Teban Gardens Road attractive due to its accessible entry price, dual bathrooms, and reasonable square footage—all critical factors for households establishing their initial foothold in the property market. The neighbourhood's maturity and established community infrastructure provide confidence that essential services and social amenities are already in place rather than requiring years of development.

Upgraders transitioning from smaller HDB units or condominiums will appreciate the extra space and functional layout, whilst the manageable price point positions the development as an efficient stepping stone within their overall property journey. Property investors seeking stable, long-term holdings in established precincts will find the combination of low entry price and near-term transport improvement attractive, particularly if they can secure tenants quickly.

Affluent buyers seeking trophy assets or lifestyle-premium locations will likely find 57 Teban Gardens Road less aligned with their priorities, given the estate's positioning within the mass-market HDB segment rather than the prime district landscape.

Financing and Affordability

The entry price point typically allows purchasers with combined household incomes in the S$4,500 to S$7,000 range to secure financing with comfortable TDSR headroom, assuming minimal existing debt and stable employment. Banks generally offer loan-to-value ratios of 80% to 90% for HDB properties, meaning buyers require down payment reserves of 10% to 20% plus stamp duty and other closing costs.

Buyers must account for the 20% ABSD surcharge if acquiring a second residential property as a Singapore Citizen, substantially increasing the true cash outlay required. First-time buyer status exempts purchasers from ABSD, making this development particularly cost-efficient for those acquiring their maiden property.

Future Connectivity and District Development

The Western region of Singapore, including the Teban Gardens locality, continues to benefit from strategic investments in transport and economic zones. The Pandan Reservoir MRT station represents a significant piece of infrastructure that will unlock last-mile connectivity to the broader Eastern Region Line (ERL) corridor and wider transport network. This connectivity improvement positions the precinct for sustained medium-term demand and improved liquidity in the secondary market.

Complementary district developments—including the nearby Jurong industrial and business parks—reinforce the economic foundation supporting property values in the Teban Gardens area. Buyers should view the acquisition of units at 57 Teban Gardens Road within this broader context of improving transport infrastructure and district-level economic vitality.

Summary

57 Teban Gardens Road offers practical, affordable HDB living in an established neighbourhood poised for transport-driven appreciation. The development suits first-time buyers, upgraders, and investors seeking entry-level exposure to Singapore's property market with minimal speculative risk. The anticipated arrival of Pandan Reservoir MRT within the next few years provides a meaningful catalyst for sustained interest and capital growth, underpinning both lifestyle and investment appeal for a broad buyer audience.

Frequently Asked Questions

What is the estimated rental yield for investment buyers at 57 Teban Gardens Road?

Estimated rental yields at 57 Teban Gardens Road typically range between 2.5% to 4% gross annual return, depending on the unit's bedroom count, precise location within the estate, and prevailing market rental rates for the Teban Gardens precinct. The lower purchase price point combined with stable local tenant demand creates a viable framework for yield-focused investors, though individual returns will vary based on tenant acquisition speed, lease length negotiation, and timing relative to the Pandan Reservoir MRT station's opening. Investors should conduct detailed financial modelling incorporating realistic vacancy assumptions and ongoing maintenance reserves to validate net yield expectations against their required return thresholds. The anticipated MRT activation could drive modest rental upside as transport convenience improves, but yield projections should be grounded in current market data rather than speculative assumptions about future appreciation.

How does pricing at 57 Teban Gardens Road compare to recent per-square-foot transactions in Teban Gardens?

Pricing at the development, starting from S$539,999 for approximately 721 sqft units, translates to roughly S$749 per square foot—a competitive positioning within the Teban Gardens secondary market for 2-bedroom HDB flats of this specification. Recent comparable transactions in the locality have ranged broadly between S$680 and S$820 per square foot depending on unit age, floor level, and proximity to amenities, meaning 57 Teban Gardens Road sits within the mid-range of this variance. This valuation reflects the development's relative maturity and the not-yet-realised benefit of Pandan Reservoir MRT connectivity; once the station opens, comparable per-square-foot pricing in the wider precinct is likely to appreciate measurably. Buyers acquiring now benefit from present-market pricing whilst retaining upside exposure to that anticipated transport-driven revaluation.

What is the Additional Buyer's Stamp Duty (ABSD) impact for Singapore Citizens buying a second residential property here?

Singapore Citizens purchasing a second residential property at 57 Teban Gardens Road will incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20%, calculated on the purchase price. For a unit priced at S$539,999, this translates to approximately S$107,999 in ABSD alone, substantially elevating the true cost of acquisition beyond the headline price. This additional duty applies regardless of the buyer's existing property ownership structure and represents a material financial consideration that must be factored into the overall investment decision and financing arrangements. For investors or upgraders acquiring a second property, the 20% ABSD makes careful evaluation of expected returns and long-term appreciation potential critical before proceeding; conversely, first-time buyers enjoy full ABSD exemption, making this development significantly more cost-efficient for that buyer segment.

What is the lease decay risk and long-term resale impact for buyers at 57 Teban Gardens Road?

All units at 57 Teban Gardens Road operate on Singapore's standard 99-year HDB leasehold tenure, meaning the lease will naturally shorten over time as the years progress. For buyers acquiring today, lease decay risk remains modest over the typical 20 to 30-year holding periods, with capital decay pressure only becoming pronounced once properties approach the 60-year mark on their remaining lease. However, as leases fall below 80 years, market sentiment typically shifts negatively, and resale velocity and achievable prices can decline more sharply relative to newer estates with fuller lease tenure. Buyers with medium-term horizons (7 to 15 years) face manageable lease decay risk; longer-horizon holders should monitor lease length relative to secondary market sentiment as their properties age. The anticipated Pandan Reservoir MRT opening will likely provide sufficient capital appreciation in the near term to offset any modest lease decay impact over a typical owner-occupier's holding period, but this should not be viewed as a certainty.

How will the Pandan Reservoir MRT station (under construction) affect demand and capital appreciation?

The Pandan Reservoir MRT station, currently under construction approximately 13 minutes' walk (1.08 km) from 57 Teban Gardens Road, represents a significant demand catalyst for the entire precinct upon completion. Historical precedent from other HDB estates gaining new MRT connectivity demonstrates measurable capital appreciation typically emerges within two to three years of station opening, with transaction volumes and achievable prices lifting as the transport convenience improves. For buyers acquiring at the development now, this improved connectivity enhancement presents a meaningful medium-term appreciation catalyst—buyers purchasing before the station opens position themselves to benefit from the valuation uplift that typically accompanies transport infrastructure activation. The station will also enhance the area's appeal to tenants seeking rental accommodation, potentially supporting modest rental rate improvements and stronger tenant demand once connectivity is live. Buyers should factor the station's expected opening timeline into their medium-term valuation outlook, treating it as a real but not guaranteed tailwind for capital growth.

Which buyer profiles—first-timers, upgraders, investors, affluent buyers—are best suited to 57 Teban Gardens Road?

First-time buyers represent the most natural fit for 57 Teban Gardens Road, given the accessible entry price point, ABSD exemption (if first-time status applies), functional unit layouts, and established neighbourhood infrastructure—all critical factors for households establishing their initial property foothold. Upgraders transitioning from smaller HDB units or older stock will find the newer specifications and extra space attractive at a reasonable stepping price, making the development an efficient intermediate purchase within their broader property journey. Property investors seeking stable, long-term holdings in established precincts with proven rental demand will find the combination of lower entry price and near-term transport improvement aligned with their risk-return parameters, particularly if they can secure tenants quickly. Affluent buyers seeking trophy assets, lifestyle-premium locations, or investment properties in prime districts will find 57 Teban Gardens Road less aligned with their priorities, as the development sits firmly within the mass-market HDB segment rather than the luxury or central-location landscape that characterises high-net-worth portfolios.

What TDSR and financing headroom considerations apply at typical price points for this development?

At the entry price of approximately S$539,999, buyers with combined household incomes in the S$4,500 to S$7,000 monthly range typically qualify for financing with comfortable TDSR headroom, assuming minimal existing debt obligations and stable employment records. Banks generally offer loan-to-value ratios of 80% to 90% for HDB properties, meaning buyers require down payment reserves of 10% to 20% of the purchase price plus additional sums for stamp duty and closing costs—a total cash requirement of roughly 15% to 25% of the purchase price once all costs are layered in. The entry price point is sufficiently moderate that TDSR constraints rarely prove prohibitive for applicants with reasonable debt-to-income profiles, though individual lending outcomes depend on each bank's specific assessment criteria and the buyer's precise employment and debt circumstances. Second-property buyers must factor the 20% ABSD surcharge into their total cash requirement, which substantially increases the true down-payment threshold and may compress available financing headroom relative to first-time buyers.

How does 57 Teban Gardens Road compare to nearby competing HDB developments in Teban Gardens and adjacent precincts?

57 Teban Gardens Road competes within a landscape of established HDB estates in the Teban Gardens and adjacent West Coast/Jurong East environs, where most competing stock represents older estates with less contemporary specifications and smaller unit sizes relative to newer developments. The entry price point at 57 Teban Gardens Road sits competitively within the secondary HDB market for the broader region, offering newer construction and dual-bathroom specifications that differentiate it from legacy estates constructed in the 1970s and 1980s. Competing developments nearer the existing Jurong East or Clementi MRT stations command modest premiums due to active transport connectivity, whereas 57 Teban Gardens Road's value proposition strengthens upon Pandan Reservoir MRT activation, narrowing or eliminating that transport-access premium differential. Investors comparing 57 Teban Gardens Road to older stock in the same precinct should factor the newer specifications, functional layouts, and immediate transport improvement catalyst as offsetting factors against any price differentials, as these characteristics support sustained tenant demand and capital resilience over medium-term horizons.

Which unit stack, floor level, or internal location offers optimal value within the development?

Optimal value within 57 Teban Gardens Road typically emerges in middle-to-upper floor units (roughly levels 5 through 12), which command modest premiums over ground-level units for reduced noise and enhanced natural light whilst avoiding the peak pricing applied to top floors in some HDB markets. Corner or end units often present superior value relative to mid-block positioning if unit designs permit, given superior natural ventilation and reduced exposure to neighbouring common corridors. Units facing away from main roads or high-traffic precincts within the estate may offer subtle value advantages for owner-occupiers prioritising tranquillity, though investors should verify rental demand profiles before over-weighting quiet location as a decisive factor. Early-stage purchasers (those acquiring in the initial sales phase) occasionally benefit from promotional incentives or developer concessions not available to later buyers, making timing within the sales cycle relevant to value capture. Individual unit layouts, window orientation, and precise internal positioning relative to lifts and communal facilities should be personally inspected by buyers, as these micro-factors often outweigh floor-level generalisation in determining personal satisfaction and ultimate resale appeal.

What future supply pipeline developments in the Western region could impact 57 Teban Gardens Road's demand and values?

The Western region, encompassing Teban Gardens, Jurong East, and West Coast precincts, faces moderate new HDB supply in the coming years through Build-To-Order (BTO) launches and potential Selective En Bloc Redevelopment Scheme (SERS) initiatives affecting older estates. Increased new supply in adjacent areas could exert modest downward pressure on secondary market pricing for older stock; however, 57 Teban Gardens Road's positioning as a relatively newer development with contemporary specifications provides differentiation versus legacy estates that may face demand erosion. The Pandan Reservoir MRT activation remains the dominant supply-side and demand-side factor for the precinct over the medium term, with the connectivity improvement likely outweighing any pricing pressure from new HDB supply in the broader region. Commercial and industrial development in the adjacent Jurong industrial corridor continues to attract economic activity and worker populations to the western region, providing underlying demand support for residential stock. Buyers should monitor HDB's official sales pipeline and SERS announcements for the wider precinct to remain aware of potential supply increases, though the confluence of new transport infrastructure and established neighbourhood amenities at 57 Teban Gardens Road supports resilient demand positioning relative to speculative concerns about broad-based supply growth.

[For Sale] Hdb Flat At 57 Teban Gardens Road — From S$540K