Type

Units

Min Area

Price Range

3 BR

904 sqft

S$412K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$412K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$82,400 on this acquisition.
Located 9 min (720 m) from NS3 Bukit Gombak MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

513 Bukit Batok Street 52: A Mature HDB Development with Strong Connectivity

513 Bukit Batok Street 52 stands as a well-established residential development in the heart of the Bukit Batok planning area, offering reliable housing options for families and investors alike. Located in District 23, this HDB project benefits from decades of estate development and proven community infrastructure that continues to support strong property demand across the neighbourhood.

The development's proximity to NS3 Bukit Gombak MRT Station—just a 9-minute walk or approximately 720 metres away—represents a significant advantage for daily commuters and long-term property value retention. The North-South Line connectivity ensures straightforward access to the central business district, major employment nodes, and educational institutions throughout Singapore. This accessibility has historically supported steady capital appreciation and rental demand, making the development attractive to both owner-occupiers and investment-focused buyers.

Unit Variety and Space Standards

Units at 513 Bukit Batok Street 52 are predominantly configured as spacious 3-bedroom flats with 2 bathrooms, spanning approximately 904 square feet. These layouts cater to growing families and those seeking comfortable living arrangements without the premium pricing of newer private housing estates. The floor area provides adequate room for home-based work arrangements, recreational spaces, and guest accommodation—practical considerations that have driven consistent market interest in this development.

Available units are priced from S$412,000, positioning the development competitively within the broader HDB resale market and reflecting the long-standing demand for homes in this mature estate. Pricing varies according to unit orientation, floor level, and specific stack positioning, with corner units and higher floors typically commanding premium valuations. Prospective buyers should expect market-rate variation of 3–8% depending on view, remaining lease decay, and facing direction.

Location and Neighbourhood Character

Bukit Batok remains one of Singapore's most sought-after HDB estates, characterised by tree-lined avenues, well-maintained communal facilities, and a strong sense of established community. The broader neighbourhood supports a comprehensive retail and dining ecosystem, including nearby shopping centres, hawker stalls, and supermarkets that serve daily convenience needs. Schools at all levels are well-represented in the catchment, reinforcing the area's appeal to families prioritising education proximity.

The estate's maturity brings an inherent stability to property values. Unlike newer launches in less-developed regions, homes in Bukit Batok benefit from proven demand, existing infrastructure, and a track record of consistent resale market performance. This stability appeals particularly to first-time buyers seeking entry into the HDB market with lower perceived risk, as well as upgraders moving from smaller units or younger estates.

Investment Considerations and Rental Market

Properties in this development attract investor interest due to the combination of strong tenant demand and reasonable entry-level pricing. The proximity to Bukit Gombak MRT Station creates a natural demographic of working professionals seeking convenient transport links, rental yields typically range from 2.8–3.5% gross annum depending on unit type and market conditions. Investors should conduct thorough rental yield analysis based on current comparable lettings in the Bukit Batok area, as rental rates fluctuate with economic cycles and competitive supply dynamics.

The HDB lease structure requires careful consideration; units at 513 Bukit Batok Street 52, like all HDB properties, carry a 99-year lease that gradually decays and impacts resale value as the lease term shortens. Buyers should obtain the exact balance of lease remaining on their specific unit and factor this into long-term investment planning. Properties with fewer than 60 years remaining on the lease face increasing difficulty in securing mortgage financing and may experience accelerated value deterioration, a reality that influences both owner-occupier decisions and investor calculations.

Financing and Buyer Eligibility

Most buyers at this price point finance their purchase through Housing and Development Board loans or bank mortgages, both of which typically offer loan-to-value ratios between 80–90%. At the stated pricing from S$412,000, eligible buyers with stable income profiles should anticipate Total Debt Servicing Ratio (TDSR) headroom adequate for standard financing arrangements. However, second-property investors must account for Additional Buyer's Stamp Duty (ABSD), which applies at 20% for Singapore Citizens purchasing a second residential property—a substantial cost that must be factored into acquisition planning and investment returns modelling.

First-time HDB buyers remain eligible for various government assistance schemes, including the Housing Grant and concessional loan rates, which may reduce the effective cost of ownership. Upgraders moving from older flats or smaller units benefit from Minimum Occupation Period (MOP) completion, allowing greater flexibility in their purchasing timeline. Prospective buyers should verify their personal eligibility status early in the transaction process and seek guidance from HDB directly regarding applicable schemes.

Comparison to Competing Developments

Within the Bukit Batok precinct, buyers can compare 513 Bukit Batok Street 52 to other nearby HDB blocks such as those along Bukit Batok Avenue and Bukit Batok Road. Whilst some competing addresses may offer marginally different floor layouts or marginally closer MRT access, the fundamental pricing and value proposition remain consistent across the estate. Buyers benefit from comparing per-square-foot (psf) rates across multiple recent resale transactions in the area to identify value opportunities; transactions in Bukit Batok typically trade at S$450–S$480 psf for 3-bedroom units, a benchmark against which 513 Bukit Batok Street 52 can be evaluated.

Lease Decay and Long-Term Resale Value

The 99-year HDB lease represents both an asset and a consideration for long-term value retention. Properties approaching the 60-year lease threshold experience material headwinds in securing financing and attracting buyers, a dynamic that eventually impacts capital appreciation and rental rates. Current units at 513 Bukit Batok Street 52 carry sufficient lease balance to support normal financing and resale activity; however, buyers purchasing today should recognise that lease decay will become a pricing factor within 30–40 years, potentially affecting future generations' inheritance or the property's utility as a long-term retirement asset.

The HDB's Build-to-Order scheme and the selective release of new flats in other estates mean that fresh supply in the broader market may compete with resale properties like those at 513 Bukit Batok Street 52. However, the established maturity of Bukit Batok and its entrenched MRT connectivity provide inherent resilience against new-launch price competition, as buyer preferences for established neighbourhoods remain consistent across market cycles.

Future Planning and Estate Renewal

The Bukit Batok estate continues to benefit from HDB's Strategic Maintenance Programme and periodic upgrading initiatives, including façade restoration, void deck improvements, and utility upgrades. These government-led maintenance efforts support long-term structural integrity and community liveability, bolstering confidence in property values and neighbourhood quality. Prospective buyers should review HDB's published maintenance and upgrading schedules for the specific block and plan ahead for potential temporary disruptions during renovation phases.

Overall, 513 Bukit Batok Street 52 represents a stable, well-connected residential option suitable for families, upgraders, and investors seeking entry into the HDB resale market with proven demand and transport connectivity. The combination of spacious layouts, competitive pricing, and mature estate infrastructure continues to drive consistent demand and fair capital appreciation prospects across market cycles.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 513 Bukit Batok Street 52 as an investment property?

Gross rental yields for 3-bedroom units at 513 Bukit Batok Street 52 typically range from 2.8–3.5% annum, depending on current market lettings and tenant demand in the Bukit Batok area. The proximity to Bukit Gombak MRT Station attracts working professionals seeking convenient transport, which supports steady tenant demand and rental rate stability. However, rental yields fluctuate with broader economic conditions and competitive supply; investors should conduct detailed tenant research and compare achievable monthly rentals against their acquisition cost—including ABSD at 20% if applicable—to ensure the investment meets their target return thresholds.

How does the per-square-foot pricing at 513 Bukit Batok Street 52 compare to recent resale transactions in the Bukit Batok area?

Recent 3-bedroom HDB resales in the Bukit Batok estate typically trade at S$450–S$480 per square foot, reflecting the area's established maturity and strong demand. At approximately 904 square feet, a unit priced at S$412,000 translates to roughly S$455 psf, positioning it within the typical market range for the estate and suggesting fair valuation relative to comparable transactions. Buyers should request evidence of recent comparable sales from their agent and cross-reference asking prices across multiple HDB blocks in the immediate vicinity to confirm whether specific units offer above-average or below-average value; floor level, orientation, and remaining lease balance materially influence psf pricing variance.

As a second-property buyer, what is the Additional Buyer's Stamp Duty (ABSD) impact on my purchase at 513 Bukit Batok Street 52?

Second-property buyers who are Singapore Citizens face ABSD of 20% on the purchase price, substantially increasing total acquisition cost. For a unit priced at S$412,000, ABSD would amount to S$82,400, bringing total stamp duty and taxes to approximately S$115,000–S$130,000 depending on exact sale price and conveyancing fees. This 20% ABSD must be factored into your investment returns modelling and financing capacity; many investors adjust their target yield requirements upward to 4.0–4.5% gross to offset the capital cost, whilst others focus on longer holding periods to absorb the acquisition cost through capital appreciation. Confirm your ABSD eligibility with an accountant or legal adviser, as exemptions or deferrals may apply in certain circumstances.

What lease decay risks should I consider, and how will remaining lease balance affect my property's future resale value?

All units at 513 Bukit Batok Street 52 carry a 99-year HDB lease; you must verify the exact remaining lease balance for your specific unit, as this directly influences financing availability, rental demand, and capital appreciation potential. Once a lease falls below 60 years, banks become reluctant to approve mortgages, significantly restricting the buyer pool and pressuring resale values downward. Although properties at 513 Bukit Batok Street 52 currently have sufficient lease balance for normal market activity, buyers should expect lease decay to become a material pricing factor within 30–40 years, eventually eroding the property's utility as a retirement asset or inheritance for future generations. Request the exact remaining lease term in writing and consult with an HDB loan officer regarding the future financing outlook for your specific unit.

How does proximity to Bukit Gombak MRT Station (9 minutes walk) influence demand and capital appreciation for this development?

The North-South Line connectivity via Bukit Gombak MRT Station is a primary demand driver for 513 Bukit Batok Street 52, enabling straightforward commutes to the central business district, Orchard, and Marina Bay employment clusters. This accessibility has historically supported steady capital appreciation; properties within a 10-minute walk of MRT stations typically command 8–15% price premiums compared to non-MRT estates, reflecting buyer preference for transport convenience. The established 9-minute walking distance remains competitive within the broader Bukit Batok ecosystem, and capital appreciation expectations are moderate to stable—approximately 1.5–2.5% annum—provided the estate receives ongoing maintenance and MRT services remain reliable. MRT station accessibility is a long-term value anchor that should support your investment through multiple economic cycles.

Is 513 Bukit Batok Street 52 suitable for first-time buyers, upgraders, or investment-focused purchasers?

The development appeals to all three buyer profiles for distinct reasons. First-time buyers benefit from mature estate infrastructure, proven demand, competitive pricing, and access to Housing Grants or concessional HDB loan rates, making entry more affordable than newer estates. Upgraders moving from smaller units or younger flats appreciate the spacious 3-bedroom layouts, MRT connectivity, and establishment neighbourhood amenities, balancing modern living standards against affordability. Investors view the development as a stable, lower-volatility entry point to the HDB resale market, with predictable tenant demand from professionals and families attracted to the MRT location. The one consistent consideration across all profiles is lease decay; long-term holders should ensure the remaining lease is sufficient for their intended holding period and future utility.

What TDSR headroom and financing capacity should I expect at typical pricing points for this development?

At the stated pricing from S$412,000, buyers with stable monthly household income of S$7,000–S$8,500 should qualify for 80–90% loan-to-value mortgages from HDB or commercial banks, provided Total Debt Servicing Ratio (TDSR) does not exceed 60%. For a S$412,000 purchase with 90% financing (S$370,800 loan), monthly mortgage repayments at 2.6–2.8% interest over 25 years approximate S$1,650–S$1,750, leaving comfortable TDSR headroom for households earning above S$7,500 monthly. Second-property buyers must account for ABSD at 20% (S$82,400), which reduces financing capacity and requires a larger cash deposit; consult a mortgage broker early to confirm exact loan-to-value availability and TDSR calculations for your personal income profile. Buyers with annual income below S$84,000 may face tighter financing headroom and should seek pre-approval before making offers.

How does 513 Bukit Batok Street 52 compare in value and features to competing HDB developments in the Bukit Batok precinct?

Other HDB blocks along Bukit Batok Avenue and Bukit Batok Road offer broadly similar 3-bedroom configurations, layouts, and price positioning, typically trading at S$450–S$480 psf. 513 Bukit Batok Street 52 competes favourably on pricing and MRT proximity; some competing blocks may offer marginally different facing directions or stack configurations, but these variations rarely exceed ±5% of pricing. The estate as a whole—rather than individual blocks—is the primary market differentiator; Bukit Batok's mature infrastructure, community facilities, and established demand create pricing stability across the estate. Buyers should compare multiple blocks within a 300-metre radius of 513 Bukit Batok Street 52 to identify unit-specific value opportunities, such as corner units or mid-floor stack positions that may offer better light and ventilation at comparable prices.

Are certain unit stacks or floor levels at 513 Bukit Batok Street 52 better value than others?

Mid-range floors (approximately 5–15 storeys) typically offer the best value relative to pricing, balancing natural light, privacy from street-level activity, and structural stability without commanding premium pricing for highest-floor units. Lower floors (1–4) may offer discounts of 3–5% but can face reduced ventilation, street noise, and privacy concerns in HDB settings. Higher floors (16+) command premiums of 5–8% for views and reduced noise, but the incremental benefit rarely justifies the cost differential for owner-occupiers. Corner units consistently attract premiums of 8–12% due to superior light and ventilation, though this premium may outpace realistic capital appreciation. Budget-conscious buyers should target mid-stack units on moderate-to-upper floors, whilst investors prioritising rental appeal should consider corner units or those with direct MRT-side views, as these features support faster tenant placement and potentially higher rental rates.

What is the future supply pipeline in the Bukit Batok and broader District 23 area, and could it pressure resale values at 513 Bukit Batok Street 52?

The HDB's Build-to-Order (BTO) programme continues to release new flat quotas in growth areas such as Tengah and other emerging precincts, which may divert demand away from mature estates like Bukit Batok. However, Bukit Batok's established maturity, proven infrastructure, and MRT connectivity provide inherent resilience against new-launch competition; buyer surveys consistently show preference for move-in-ready homes in established neighbourhoods over waiting 4–5 years for BTO completion. District 23's supply pipeline remains relatively stable, with limited new HDB releases in the immediate Bukit Batok vicinity. Resale values at 513 Bukit Batok Street 52 are more likely to be influenced by broader economic cycles, interest rates, and lease decay dynamics than by competing new-launch supply. Investors should monitor HDB's master plan updates and any announced upgrading schemes for Bukit Batok, as these may support long-term property value retention and neighbourhood desirability.

[For Sale] Hdb Flat At Bukit Batok Street 52 — From S$412K