Type

Units

Min Area

Price Range

Other

150 sqft

S$950/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$950.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$190 on this acquisition.
Located 13 min (1.11 km) from CP1 Pasir Ris MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

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512 Pasir Ris Street 52: Established HDB Living in the East

512 Pasir Ris Street 52 represents a mature offering within one of Singapore's most sought-after eastern residential districts. The development comprises compact HDB units positioned within the Pasir Ris estate, a neighbourhood that has consistently demonstrated strong appeal among first-time owner-occupiers, young families, and property investors over the past two decades. The estate's established character and comprehensive infrastructure make it an attractive alternative to newer, often pricier developments in central or western zones.

The location benefits substantially from its proximity to Pasir Ris MRT Station on the Circle Line (CP1), situated approximately 1.11 kilometres away—roughly a 13-minute walk. This convenient transport linkage ensures residents can access the broader MRT network with relative ease, reaching the city centre, Change Alley, and other major commercial hubs within 20 to 30 minutes during off-peak periods. The station's role as a major transport interchange amplifies the appeal for working professionals and students commuting daily to workplaces or educational institutions across the island.

Neighbourhood Character and Local Amenities

Pasir Ris has evolved into a comprehensive residential township featuring a well-developed retail and dining precinct centred around the Pasir Ris MRT Station and associated shopping mall. Residents at 512 Pasir Ris Street enjoy immediate access to hawker centres, supermarkets, clinics, and banking facilities without requiring transport. The neighbourhood also encompasses Pasir Ris Park, a 230-hectare greenspace offering jogging tracks, cycling paths, and waterfront leisure facilities—particularly appealing for families and fitness-conscious residents seeking outdoor recreation within a short walk.

Educational facilities form another cornerstone of the Pasir Ris appeal. Multiple primary and secondary schools operate throughout the estate, serving families seeking convenient school runs and stable school communities. The proximity to these institutions, combined with the neighbourhood's family-oriented character, has historically supported steady resale demand from upgraders and young families entering the property market.

Investment and Rental Considerations

HDB flats at this location have traditionally attracted investor interest seeking rental yield in a stable, cash-generating asset class. The eastern corridor—particularly the Pasir Ris precinct—commands consistent rental demand from expatriate professionals, young working couples, and families relocating to Singapore. Compact units in established neighbourhoods typically achieve rental yields in the region of 2.5% to 3.5% per annum, depending on current market conditions, unit configuration, and lease profile. Investors should assess their personal financing capacity and debt-servicing capability before committing, ensuring loan instalments remain comfortably manageable alongside other financial obligations.

For second-property buyers who are Singapore Citizens, it remains essential to factor in the Additional Buyer's Stamp Duty (ABSD) of 20% on the purchase price. This substantial upfront cost materially impacts investment returns and overall capital outlay, and must be incorporated into detailed financial modelling before proceeding with acquisition.

Lease and Resale Dynamics

HDB flats operate under a leasehold tenure structure, typically 99 years from the original construction date. Buyers acquiring units at 512 Pasir Ris Street should independently verify the remaining lease term with the Housing and Development Board, as lease decay—the gradual diminution of lease value as expiry approaches—will eventually impact resale appeal and financing availability. Flats with leases below 80 years may face tighter lending restrictions from financial institutions, and below 70 years, may encounter more significant market softness. Nevertheless, the estate's established character, transport connectivity, and amenity density have historically supported resilient resale liquidity even as lease terms age, provided the property remains well-maintained and competitively priced.

Buyer Suitability and Market Profile

First-time buyers entering the HDB market will find 512 Pasir Ris Street a pragmatic option, offering affordable entry into property ownership within an established, well-serviced neighbourhood. The compact unit sizes typically suit young professionals and couples without dependents or with small families. Upgraders moving from smaller flats or from private condominiums downsizing may also find appeal in the affordability and the estate's mature character.

Investors seeking stable cash flows and lower entry prices relative to central region equivalents will recognise the rental appeal of eastern corridor HDB stock. However, investment-motivated buyers must conduct detailed due diligence on lease profile, local competition, and projected lease decay impact on long-term capital appreciation before committing capital.

Financing and Debt-Servicing Assessment

Prospective purchasers should engage a financial advisor to stress-test their ability to service monthly mortgage obligations alongside other debts. The Total Debt Servicing Ratio (TDSR) framework, administered by the Monetary Authority of Singapore, typically caps borrowers' combined monthly debt repayments at 60% of gross monthly income. At the current price points observed in Pasir Ris, first-time buyers with stable employment and a household income of S$5,500 or above will generally find financing headroom adequate for a 25-year loan term. However, second-property purchasers must additionally account for the 20% ABSD upfront, materially increasing capital outlay and reducing borrowing capacity.

Competitive Landscape and Supply Context

Pasir Ris estate comprises numerous HDB blocks constructed across different phases spanning several decades. This supply diversity means prospective buyers can compare pricing and specifications across multiple addresses within the precinct, encouraging competitive pricing and buyer choice. The broader eastern district has witnessed modest new HDB supply through recent years, though Government Land Sales (GLS) plots have been selectively released in nearby locations such as Tampines and Sengkang. This constrained supply pipeline has historically supported steady demand for resale HDB stock, reducing the risk of significant price depreciation across the established Pasir Ris estate.

Positioning for Capital Growth

Whilst HDB flats are not traditionally purchased with aggressive capital appreciation as the primary objective, the Pasir Ris estate's enduring appeal, convenient MRT linkage, and comprehensive amenities have historically supported steady nominal price growth in line with or slightly ahead of inflation over medium to long-term holding periods. Buyers should adopt a patient, long-term investment horizon—ideally five years or more—to realise meaningful capital gains after accounting for transaction costs, financing interest, and ABSD obligations for second-property acquisitions.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 512 Pasir Ris Street 52 as an investment property?

HDB flats at Pasir Ris typically achieve gross rental yields between 2.5% and 3.5% per annum, calculated as the annual rent divided by the purchase price. Actual yields depend on your acquisition cost, prevailing market rents for comparable units, tenant demand patterns, and lease profile. The eastern corridor benefits from consistent expatriate and young professional rental demand, supporting stable occupancy rates. However, as lease terms decay below 80 years, rental yields may compress as financing becomes more restricted and tenant confidence softens. Investors must incorporate the 20% ABSD payable on purchase, ongoing property tax, and maintenance costs into their return calculations to establish true net yield.

How does the price per square foot at 512 Pasir Ris Street 52 compare to recent HDB transactions in Pasir Ris?

Pasir Ris HDB flats typically transact within a range of S$7,500 to S$9,500 per square foot depending on lease profile, unit configuration, floor level, and exact block location. Units with longer remaining lease terms (above 85 years) and better-positioned blocks command the higher end of this spectrum. At 512 Pasir Ris Street 52, you should request recent comparable sales data from the Housing and Development Board or a qualified agent to verify whether current asking prices align with recent district benchmarks. Pricing that significantly undercuts or exceeds the range warrants investigation into lease decay risk, structural condition, or exceptional amenity factors. Comparative analysis is essential to ensure you are not paying a premium for lower lease remaining or settling for an undervalued opportunity.

What is the Additional Buyer's Stamp Duty (ABSD) impact on my purchase if this is my second residential property?

If you are a Singapore Citizen purchasing 512 Pasir Ris Street 52 as your second residential property, you will incur Additional Buyer's Stamp Duty at the rate of 20% on the purchase price, payable upfront at the point of acquisition. For example, on a S$450,000 purchase, ABSD would amount to S$90,000—a material upfront cost that must be factored into your overall financing plan and capital outlay. This 20% ABSD applies in addition to standard Buyer's Stamp Duty and legal fees, significantly increasing your total transaction costs and reducing your effective purchasing power. Before proceeding, stress-test your ability to raise this additional capital without compromising your liquidity position or borrowing capacity. Some investors offset this cost through higher target rental yields or longer holding periods to justify the investment economics.

What is the lease decay risk for units at 512 Pasir Ris Street 52, and how does it affect resale value and financing?

HDB flats operate under 99-year leases from their original construction date. You must independently verify the remaining lease term for the specific block, as older Pasir Ris blocks constructed in the 1980s may now have remaining terms between 60 and 75 years. As leases decay below 80 years, financial institutions begin restricting maximum loan tenure and may cap the loan amount at a lower proportion of the property value, effectively reducing your borrowing capacity. Below 70 years, market demand typically softens materially as upgraders and investors become more cautious, potentially dampening resale liquidity and capital appreciation. However, Pasir Ris's established character and MRT connectivity have historically supported resilient demand even for ageing leases, provided prices remain competitive relative to newer estates. Conservative buyers should prioritise blocks with leases above 80 years to minimise future financing constraints and preserve long-term capital value.

How does the 13-minute walk to Pasir Ris MRT Station affect property demand and capital appreciation?

Proximity to an MRT station is a primary driver of HDB demand and long-term capital appreciation. The 13-minute walk to Pasir Ris Station (CP1) on the Circle Line positions 512 Pasir Ris Street 52 as highly accessible for commuting professionals, students, and daily users, supporting consistent tenant and buyer demand. The Circle Line offers direct connections to key employment zones including the city centre, Marina Bay, and the airport corridor, making Pasir Ris an attractive location for workers across multiple industries. Historically, properties within 15 minutes' walk of an MRT station command a price premium of 5% to 10% relative to equivalent units further afield. This MRT proximity underpins steady demand, reasonable rental yields, and supportive long-term capital appreciation, making 512 Pasir Ris Street 52 a relatively lower-risk holding for both owner-occupiers and investors seeking reliable transport connectivity and resale liquidity.

Is 512 Pasir Ris Street 52 suitable for first-time buyers, upgraders, or investors—which buyer profile benefits most?

This development appeals to multiple buyer segments for distinct reasons. First-time buyers benefit from the affordable entry price, established infrastructure, and proximity to schools and amenities, making homeownership attainable without stretching finances excessively. Upgraders downsizing from private condominiums or moving from older HDB estates appreciate the mature township character, convenience, and stable resale market. Investors seeking stable rental yields with manageable capital outlay find the eastern corridor's consistent demand and relatively lower entry prices attractive compared to central zone equivalents. Young families value the proximity to Pasir Ris Park, multiple schools, and comprehensive retail facilities, supporting strong demographic demand. However, buyers should ensure their personal financial position, time horizon, and investment objectives align with the characteristics of this specific estate before committing. First-timers and upgraders should prioritise occupancy suitability and financial sustainability; investors must conduct rigorous lease analysis and yield modelling to justify the capital deployment.

What are the TDSR implications and financing headroom at typical Pasir Ris price points?

The Total Debt Servicing Ratio (TDSR) framework, set by the Monetary Authority of Singapore, caps total monthly debt obligations at 60% of gross monthly income. At typical Pasir Ris HDB price points ranging from S$400,000 to S$600,000, a first-time buyer with a household income of S$5,500 per month can generally service a 25-year mortgage of approximately S$450,000 whilst maintaining TDSR compliance and a reasonable buffer for other debts. However, second-property purchasers must additionally account for the 20% ABSD upfront cost, materially reducing available liquidity and effective borrowing capacity. For example, a S$500,000 purchase would trigger S$100,000 in ABSD, reducing net borrowing capacity by that amount. Interest rate fluctuations also materially impact TDSR calculations—a 1% rate rise can reduce serviceable loan amounts by 10% to 15%. Prospective buyers should engage a mortgage broker to conduct detailed TDSR modelling at current interest rates and stress-test under anticipated future rate scenarios before committing to offer.

How does 512 Pasir Ris Street 52 compare to competing HDB developments in the Pasir Ris and Tampines corridors?

Pasir Ris estate comprises numerous HDB blocks spanning different construction phases and price points, allowing buyers to compare specifications and pricing across multiple addresses within the immediate precinct. Blocks closer to the MRT station typically command a 2% to 3% premium relative to units further inland, reflecting shorter commute times and greater foot traffic for retail tenants. Newer Tampines HDB blocks, located approximately 2 to 3 kilometres south, often feature updated amenities and longer lease terms (relevant for buyers prioritising future financing flexibility) but command proportionally higher prices and may have tighter rental yields. Sengkang developments further east offer newer supply but face longer MRT distances and less mature retail infrastructure. For buyers prioritising MRT accessibility, established amenities, and competitive pricing, 512 Pasir Ris Street 52 offers good value relative to newer or more distant alternatives. Direct comparison of asking prices per square foot, lease terms, and unit configurations is essential to validate positioning within the competitive landscape.

Which unit stack or floor level at 512 Pasir Ris Street 52 offers the best value for money?

Mid-level units (floors 5 to 20) typically represent the best value proposition for most buyers and investors. Lower floors face greater foot traffic noise and reduced natural lighting but often trade at 3% to 5% discounts relative to mid-levels, potentially benefiting budget-conscious investors. Upper floors command premium pricing for superior views and reduced noise but offer diminishing returns relative to the price increment, particularly in a compact development. Within any given stack, the direction of units materially impacts natural lighting and thermal comfort—units facing north and east typically command slight premiums over west-facing counterparts due to reduced afternoon heat exposure. Corner units may offer better natural lighting and ventilation but command a 2% to 4% premium that may not justify the outlay for investors focused on yield. For first-time buyers and owner-occupiers, personal preferences regarding views, noise, and natural light should guide selection. Investors should prioritise mid-stack, non-corner units with solid rental appeal at competitive pricing, accepting modest natural lighting compromises in exchange for value preservation.

What is the future supply pipeline for HDB in Pasir Ris and surrounding districts, and what does this mean for long-term capital appreciation?

The Housing and Development Board has selectively released Government Land Sale (GLS) plots in adjacent districts such as Tampines and Sengkang over the past five years, bringing modest new HDB supply to the eastern corridor. However, Pasir Ris itself has experienced limited new GLS allocations in recent years, contributing to constrained supply and sustained demand for established resale stock. Future supply additions in the corridor will likely occur in Sengkang and further north, with planning horizons extending to 2028 and beyond. This relatively constrained supply pipeline for the immediate Pasir Ris precinct supports long-term demand resilience and reasonable capital appreciation expectations for resale units, provided they remain competitively priced and well-maintained. However, buyers should remain cognisant that significant new supply in adjacent precincts may eventually moderate rental yield compression and capital gains. A prudent long-term holding horizon of five to seven years helps absorb any supply-driven demand fluctuations and allows sufficient time for nominal price appreciation to offset acquisition costs, financing interest, and transaction fees.

Hdb Flat At 512 Pasir Ris Street 52 — From S$950