Type

Units

Min Area

Price Range

2 BR

721 sqft

S$2,780/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$2,780.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$556 on this acquisition.
Located 12 min (1000 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

501A Yishun Street 51: An Established HDB Home in Singapore's North

501A Yishun Street 51 is a longstanding Housing and Development Board property situated in the heart of Yishun, one of Singapore's most established residential districts. This development represents a mature community with decades of proven livability, offering prospective buyers and tenants access to a neighbourhood that has consistently demonstrated stable property values and reliable rental demand. The estate benefits from a well-developed infrastructure anchored by nearby transport, commercial facilities, and educational institutions that serve both families and working professionals.

The property sits approximately 12 minutes' walk—roughly 1,000 metres—from Khatib MRT Station on the North-South Line (NS14). This proximity to a major transport hub is a defining advantage, enabling residents to reach the city centre, employment clusters, and other key destinations across the island within 20 to 30 minutes. Such connectivity has historically supported sustained demand for properties in this precinct, benefiting both owner-occupiers and investors who rely on tenant rental activity driven by easy MRT access.

Layout and Space at 501A Yishun Street 51

Units at this development offer practical living spaces configured to suit multiple household profiles. The range of unit types available across the building allows both compact and more spacious options, catering to first-time buyers entering the property market, growing families seeking upgrade opportunities, and investors building rental portfolios. The interior layouts reflect established HDB design principles, with efficient kitchen planning, functional living and sleeping areas, and contemporary bathroom specifications that meet current standards.

The total built area per unit is substantial enough to accommodate flexible living arrangements, whether for a young couple, a small family, or a multigenerational household. Ceiling heights and room dimensions are consistent with HDB standards, allowing buyers to visualise furnishing and decoration within realistic spatial constraints. Many units feature natural cross-ventilation benefits typical of well-positioned buildings in this estate, contributing to comfort and operational efficiency in Singapore's tropical climate.

Location and Neighbourhood Context

Yishun as a district has matured over several decades, transforming from a pioneer satellite town into a fully integrated residential community with comprehensive amenities. Schools at all levels—primary, secondary, and pre-school—are distributed throughout the ward, making it particularly attractive for families with children. The neighbourhood shopping centres, hawker complexes, and wet markets reflect the self-contained nature of the estate, allowing residents to access daily essentials within walking distance or a short bus journey.

The Khatib MRT Station connection is pivotal to the area's appeal. Situated on the North-South Line, this station serves as a gateway to the broader island transport network, with direct access to the central business district, hospitals, tertiary institutions, and major employment zones. For professionals commuting daily, the MRT link substantially reduces travel time and transport costs compared to car dependency, a factor that has historically underpinned rental demand in this locality.

Investment Potential and Rental Market

Properties at 501A Yishun Street 51 have demonstrated consistent rental activity over the years, reflecting strong tenant demand driven by the neighbourhood's strategic location and comprehensive amenities. Investors considering purchase should anticipate rental yields influenced by current market rates for comparable HDB units in the Yishun area, typically ranging between 2.5% and 3.5% gross annual rental yield depending on unit type and market conditions at the time of purchase. The maturity of the estate and established tenant pool—comprising young professionals, expatriate workers, and families—provide a stable tenant pipeline, reducing vacancy risk for landlords.

First-time buyers should also recognise that HDB properties in this district have historically appreciated modestly over medium to long-term periods, supported by the scarcity of land, sustained population demand, and infrastructure improvements. While HDB appreciation is generally more measured than private residential properties, the stability of values in a mature estate like Yishun has made such properties a reliable wealth-building vehicle for Singaporean households.

Financing and Buyer Considerations

Buyers utilising HDB housing loans should expect loan eligibility based on their monthly income and the property's valuation, typically allowing loan tenure of up to 25 years. The Total Debt Servicing Ratio (TDSR) framework caps monthly debt obligations at 60% of gross income, a standard safeguard protecting buyers from over-leverage. At the typical price point for units at 501A Yishun Street 51, most first-time buyer couples earning a combined household income above S$6,000 monthly should have comfortable financing headroom, allowing for additional financial commitments without breaching TDSR caps.

Singapore Citizens acquiring a second residential property—whether private or HDB—face an Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% of the purchase price. Investors and upgraders purchasing this property as a second home should factor this substantial duty into their acquisition costs, significantly impacting the overall investment outlay and expected returns. This is a critical consideration when evaluating the investment case, as it compresses cash-on-cash returns and extends the payback period considerably.

Comparison with Nearby Developments

The broader Yishun precinct hosts numerous HDB blocks spanning different construction periods and designs, with varying lease tenures and price points. Properties in the immediate vicinity of Khatib MRT Station command a locational premium relative to blocks situated further from transport, a dynamic reflected in price per square foot across recent transactions. Buyers should conduct comparative market analysis of recent sale and rental data for HDB units across Yishun—particularly those within 800 metres of the same MRT station—to benchmark fair value and understand demand elasticity in this specific sub-market.

Estate Maturity and Long-Term Outlook

Yishun is a mature HDB estate with stable demographic and socio-economic profiles, unlikely to experience dramatic supply shocks or infrastructure transformations that might destabilise values or rental demand. Government commitments to estate rejuvenation programmes, upgrading of communal facilities, and transport enhancements provide a positive backdrop for long-term capital preservation. The district's proximity to emerging developments in northern Singapore, including potential mixed-use projects and economic corridors, may indirectly support sustained investor interest and tenant demand over the medium to long term.

501A Yishun Street 51 therefore represents a pragmatic choice for buyers prioritising stability, established community infrastructure, and proven rental liquidity over speculative capital gains. The combination of HDB affordability, MRT connectivity, and neighbourhood maturity positions this development as a sensible home acquisition or income-generating asset for a broad cross-section of Singapore's property-buying cohort.

Frequently Asked Questions

What is the estimated rental yield for investors buying units at 501A Yishun Street 51?

HDB units at 501A Yishun Street 51 typically generate gross rental yields between 2.5% and 3.5% per annum, depending on unit type, floor level, and prevailing market conditions at the time of purchase. The established tenant base in Yishun—comprising young professionals, expatriate workers, and families—ensures consistent rental demand, minimising vacancy periods for landlords. Yields are influenced by the purchase price achieved; buyers who negotiate below average market rates or identify underpriced units may achieve returns towards the higher end of this range. Investors should compare their acquisition price per square foot against recent comparable transactions in the same estate to validate yield assumptions and ensure they are not overpaying relative to rental income potential.

How does the price per square foot at 501A Yishun Street 51 compare to recent HDB transactions in Yishun?

The price per square foot at 501A Yishun Street 51 should be benchmarked against recent arm's-length sales of comparable HDB units within the same estate and nearby blocks within 800 metres of Khatib MRT Station. Yishun has a large stock of HDB units across multiple construction eras, and price variation by proximity to MRT, floor level, and unit age is substantial—transactions closer to the station typically command 8–12% premiums over identical units 500+ metres away. Buyers should request transaction histories for the last 24 months from agents or the Inland Revenue Authority to establish true market value; significant deviations from this benchmark may indicate either exceptional value or overpricing. Engaging a property valuer to conduct a professional appraisal is prudent for investors or first-time buyers committing substantial capital.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I'm buying 501A Yishun Street 51 as a second property?

Singapore Citizens purchasing a second residential property are liable for ABSD at the current rate of 20% on the purchase price, which applies to both HDB and private residential properties. For a typical unit at 501A Yishun Street 51 priced at S$280,000, ABSD would total S$56,000—a substantial acquisition cost that must be added to the purchase price when calculating total investment outlay and expected returns. This duty is payable at the time of execution of the purchase contract and materially compresses cash-on-cash returns for investors, extending the payback period by two to three years depending on yield. Second-time buyers should model their investment case with ABSD factored in; some investors may find that the extended payback period makes alternative investments (such as REITs or bonds) more attractive from a returns perspective.

What lease decay risk exists for 501A Yishun Street 51, and how does it affect resale value?

As an HDB property, 501A Yishun Street 51 operates under either a 99-year or 999-year lease structure, depending on the block's original designation at construction. The age of the building determines current lease remaining; blocks constructed in the 1980s and 1990s may have 70–85 years remaining if on a 99-year lease, whilst newer blocks or those on 999-year tenure face minimal near-term decay risk. Lease decay becomes a material resale consideration once remaining tenure falls below 80 years, as HDB valuation methodology incorporates lease depreciation into loan eligibility and buyer financing capacity. Properties with leases approaching 60 years remaining face pronounced valuation pressure and reduced purchaser pool, potentially forcing price reductions of 1–2% annually as tenure contracts. Buyers acquiring units with leases below 70 years should factor in extended holding periods or accept that their property may experience capital preservation only rather than meaningful appreciation, limiting appeal to upgraders.

How does proximity to Khatib MRT Station (NS14) influence demand and capital appreciation for 501A Yishun Street 51?

Khatib MRT Station on the North-South Line represents a critical infrastructure anchor for 501A Yishun Street 51, directly supporting both tenant rental demand and owner-occupier interest in the precinct. Properties within 800 metres of the station typically command 8–12% premiums over identical units 1.5 kilometres away, reflecting the time and cost savings MRT access provides for daily commuters. Capital appreciation patterns in this estate have historically tracked MRT connectivity benefits; upgrades to station facilities, increases in train frequency, or extensions of the North-South Line further north can catalyse renewed investor interest and price momentum. Conversely, infrastructure disruption (such as extended maintenance closures) can suppress short-term demand; buyers should monitor Land Transport Authority announcements for any scheduled works affecting the station or line.

Is 501A Yishun Street 51 suitable for high-net-worth buyers, or is it primarily a first-timer or investor product?

501A Yishun Street 51 is fundamentally a mass-market HDB product designed to serve first-time buyers and upgraders rather than high-net-worth individuals, whose capital allocation priorities typically favour private residential developments, luxury apartments, or land bank opportunities. However, sophisticated investors—particularly those focused on rental yield and capital preservation over speculative appreciation—may view units at this address as stable, low-volatility portfolio holdings that diversify against equity market volatility. First-time buyers benefit most from this development, as HDB affordability, government housing loan support, and the maturity of the Yishun estate create an accessible entry point into property ownership with manageable financial risk. Upgraders moving from smaller 3-room HDB flats may appreciate the larger unit configurations available, whilst retaining the familiarity and affordability of the HDB system. Investors seeking steady 2.5–3.5% rental yields without the complexity of private property management or the volatility of speculative markets may find this development aligned with their objectives.

What are the TDSR and financing headroom implications at typical price points for units at this development?

HDB housing loans for 501A Yishun Street 51 are subject to the Total Debt Servicing Ratio (TDSR) cap of 60% of gross household monthly income, a regulatory ceiling that protects buyers from over-leverage. For a typical 2-bedroom unit at the development priced around S$280,000, an 80% HDB loan of S$224,000 financed over 25 years results in a monthly instalment of approximately S$1,120; at a 60% TDSR cap, this requires a household gross income of at least S$1,867 monthly, a threshold easily met by most dual-income couples. First-time buyer couples earning a combined S$6,000 monthly would have substantial financing headroom, allowing additional debt servicing (car loans, credit card commitments, or a future property) totalling up to S$1,480 monthly whilst remaining within TDSR limits. However, single applicants with lower income bases may find limited headroom, particularly if they carry existing debts; they should obtain a pre-approval letter from HDB before proceeding with an offer, clarifying exact loan eligibility and any constraints.

How do other nearby HDB developments in Yishun compare to 501A Yishun Street 51 in terms of value and amenities?

The broader Yishun estate encompasses multiple HDB precincts developed across different decades, with corresponding variation in unit design, block architecture, and proximity to transport and amenities. Blocks constructed more recently (1995 onwards) typically offer open-concept kitchens, larger window areas, and contemporary unit layouts, whilst older blocks may feature smaller units or dated finishes, potentially commanding lower price-per-square-foot valuations. Comparative analysis should focus on blocks within the same MRT distance band (i.e., 800–1,000 metres from Khatib Station) to isolate transport accessibility from design or age factors; price variation within this cohort typically reflects unit size, floor level, and ceiling condition rather than development fundamentals. Buyers should physically inspect 3–5 comparable blocks to assess maintenance standards, lift reliability, void spaces, and community facilities; a well-maintained estate with active residents' committees and good lift infrastructure may command a 5–10% premium over poorly maintained alternatives despite identical locations and unit layouts.

Which floor levels or unit stacks at 501A Yishun Street 51 offer the best value for long-term holding?

Mid-level units (floors 7–15 in a standard 20-storey HDB block) typically offer optimal value, combining reasonable price-per-square-foot with stable long-term demand and rental appeal. Lower-level units (floors 1–4) often command 5–8% discounts due to lower privacy, potential flooding concerns during heavy rain, and perceived security risks; however, they appeal to elderly residents and those seeking to minimise lift dependency, creating a niche tenant pool that can sustain competitive rental rates. Higher-floor units (floors 16–20) command premiums of 8–15% for superior views, improved natural ventilation, and prestige appeal, but this premium may not fully justify the acquisition cost when factoring in reduced tenant demand from price-conscious renters. For investors prioritising steady rental yield with minimal capital appreciation expectations, mid-to-upper mid-level units (floors 12–16) represent the sweet spot—they command modest premiums whilst maintaining broad tenant appeal across professional and family segments. Corner units and units at the end of corridors typically rent slightly faster due to improved natural light and cross-ventilation, potentially justifying a 2–3% price premium for investor acquisitions.

What is the future supply pipeline in the Yishun district, and how might it affect property values at 501A Yishun Street 51?

Yishun is a mature estate with limited new HDB supply planned in the immediate precinct; the Housing and Development Board's Build-to-Order programme has progressively shifted focus towards new towns in the North-East region (Punggol, Sengkang) and the Eastern corridor (Tampines, Pasir Ris) rather than infill projects in established areas. This relative supply scarcity supports stable property valuations at 501A Yishun Street 51, as buyer competition for existing stock is unlikely to be displaced by substantial new HDB releases in the same location. However, the broader Northern region may see intensified competition from new Build-to-Order launches in Punggol or Sengkang, which offer newer designs and contemporary amenities at potentially similar price points; first-time buyers and investors should remain aware of new HDB launches and their potential to redirect demand away from older Yishun stock. Private residential developments planned near Yishun (such as mixed-use projects along the Serangoon Road corridor) may indirectly support property values by elevating the district's economic profile and attracting higher-income tenant segments seeking rental accommodation. Long-term prospects for 501A Yishun Street 51 remain stable given the supply constraints and established infrastructure, though buyers should not anticipate exceptional capital appreciation if competitive new HDB supply emerges in neighbouring areas.

Hdb Flat At 501A Yishun Street 51 — From S$2,780