Type

Units

Min Area

Price Range

3 BR

904 sqft

S$700K

Property Highlights

HDB development with 3 units currently available.
Prices currently start from S$700K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$140K on this acquisition.
Located 10 min (820 m) from EW18 Redhill MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

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48 Lengkok Bahru: Central HDB Living Near Redhill MRT

48 Lengkok Bahru represents a compelling opportunity for buyers seeking quality HDB accommodation in one of Singapore's most accessible central districts. Located in the heart of the Redhill neighbourhood, this development benefits from its proximity to Redhill MRT Station on the East-West Line, positioned just 820 metres or approximately ten minutes' walk away. The location places residents within striking distance of the city's financial hub, established residential pockets, and a comprehensive network of amenities spanning retail, dining, and essential services.

The development offers units in the HDB format, providing solid construction quality and affordability that characterises public housing in Singapore. Properties in this development are positioned from S$700,000 onwards, making them accessible to a broad spectrum of buyers ranging from first-time upgraders to investor-focused purchasers. The spacious layout of units—with configurations including three-bedroom, two-bathroom homes spanning approximately 904 square feet—ensures comfortable living standards for small to medium-sized households.

Strategic Location and MRT Accessibility

One of the primary strengths of 48 Lengkok Bahru lies in its location relative to public transport infrastructure. Redhill MRT Station, served by the East-West Line, is the nearest transport hub and sits within easy walking distance. This connectivity is a significant advantage for commuters working in the CBD, Jurong East, or anywhere along the East-West corridor. The station's integration with bus services further enhances mobility throughout the island, reducing commute times and making car ownership less essential for residents who prioritise convenience and cost efficiency.

The neighbourhood itself has matured significantly over recent decades, with Lengkok Bahru embedded within the larger Redhill and Tiong Bahru precinct—an area known for its blend of residential character, street-level commerce, and cultural heritage. Residents benefit from established wet markets, hawker centres, supermarkets, and family-oriented dining options that characterise mature HDB estates. The area's stability and popularity with upgraders and investors alike underpin consistent demand for properties in this locale.

Property Specifications and Living Standards

Units at 48 Lengkok Bahru are designed to meet contemporary living standards whilst maintaining the practical layout principles that have made HDB housing the cornerstone of Singapore's residential sector. The three-bedroom, two-bathroom configuration provides distinct functional zones: a generously proportioned living and dining area, separate kitchen facilities, and adequate bedroom space suitable for families. The approximate 904-square-foot floor plate ensures comfortable circulation without excessive wasted space, a hallmark of efficient public housing design.

The building itself is constructed to Building and Construction Authority standards, with structural integrity and safety systems integral to the development. Maintenance and upkeep are managed through formal management structures, ensuring that common areas remain well-maintained and that utilities function reliably. For owner-occupiers, this translates to minimal hidden defects or structural surprises—a significant advantage over older private residential stock in similar price brackets.

Investment Potential and Capital Growth Considerations

From an investment perspective, HDB properties in mature, MRT-accessible estates like 48 Lengkok Bahru have demonstrated resilience in Singapore's property cycles. The East-West Line's continued integration with the broader public transport network, coupled with ongoing urban development initiatives in central Singapore, supports medium to long-term capital appreciation. Investors should note that HDB properties are subject to strict ownership rules—buyers must be Singapore Citizens or Permanent Residents, and resale is restricted to eligible buyers. This regulated market reduces speculative volatility and supports stable, predictable value trajectories.

Rental yield potential for investor-buyers is typically moderate to solid, reflecting the development's strategic location and accessibility to working professionals and expatriate tenants. Properties in this district attract renters seeking convenient MRT access, central living, and affordable accommodation. Whilst exact yields depend on purchase price and prevailing rental rates, the combination of central location and transport connectivity generally supports competitive rental income relative to investment quantum.

Neighbourhood Character and Amenities

The Redhill and Tiong Bahru neighbourhood encompasses a rich tapestry of residential, commercial, and cultural activity. Within a short radius of 48 Lengkok Bahru, residents discover wet markets serving fresh produce, hawker centres offering economical dining, and independent retailers catering to daily needs. Heritage shophouses line nearby streets, contributing to the area's distinctive charm and cultural identity. For families, nearby primary and secondary schools provide educational options, whilst parks and recreational spaces support active lifestyles.

The mature nature of this neighbourhood means that essential infrastructure—healthcare facilities, banking services, postal outlets—is comprehensively established. Residents do not face the uncertainty of new estates still awaiting facility rollout; instead, they benefit immediately from decades of community development. This maturity also implies that neighbourhood character is settled and unlikely to experience dramatic disruption, an important consideration for those valuing stability and predictability in their residential choice.

Financial Accessibility and Financing Options

Properties at 48 Lengkok Bahru, priced from S$700,000, fall within range of Singapore's various financing schemes for HDB purchase. First-time buyers can access CPF housing grants, concessional loan rates through the CPF system, and subsidised interest rates that significantly reduce the real cost of finance. Upgraders and investor-buyers utilise similar CPF mechanics, though subject to Additional Buyer's Stamp Duty (ABSD) at 20% on the purchase price for second residential properties acquired by Singapore Citizens. This ABSD obligation must be factored into total acquisition costs for investors or those purchasing a second property.

Total Debt Service Ratio (TDSR) assessments by financial institutions typically permit HDB purchasers at this price point to qualify for loans covering 80-85% of the purchase price, depending on individual financial profiles. The combination of modest price point, generous CPF withdrawal limits, and competitive lending terms makes these properties accessible to middle-income earners and upgraders seeking to step up from smaller units or improve their living circumstances.

Comparative Market Standing

Within the central region, 48 Lengkok Bahru competes with other mature HDB estates in the Redhill, Tiong Bahru, and Outram Park areas, as well as with older private housing in districts like Bukit Merah and Zion. Against comparable HDB estates, this development benefits from direct MRT adjacency and established neighbourhood amenities. Against private alternatives, HDB properties offer superior value-for-space, a structured ownership framework, and lower ongoing maintenance costs. For buyers prioritising practical value over prestige, this development occupies a compelling position.

Long-Term Outlook and Market Dynamics

Singapore's master planning initiatives continue to reinforce the importance of central, MRT-connected residential areas. Transport improvements, district rejuvenation projects, and the steady influx of professionals working in nearby business districts support ongoing demand for accessible housing like that offered at 48 Lengkok Bahru. The limited supply of new public housing in mature central areas means that existing developments retain relevance and appeal, sustaining both owner-occupier demand and investor interest over extended timeframes.

Frequently Asked Questions

What is the estimated rental yield for HDB units at 48 Lengkok Bahru if purchased as an investment?

Rental yields for mature, MRT-connected HDB properties in the Redhill-Tiong Bahru area typically range between 2.5% and 4% per annum, depending on unit size, floor level, and prevailing rental market conditions. The central location and ten-minute walk to Redhill MRT Station make these units attractive to working professionals and expatriate tenants seeking convenient, affordable accommodation with strong transport links. Investor-buyers should conduct detailed comparative rental surveys with active letting agents to establish realistic yield expectations specific to their target unit size and floor configuration, as micro-location variations (facing road versus internal courtyard, higher versus lower floors) can influence rental demand and achievable rents.

How does the price per square foot at 48 Lengkok Bahru compare to recent HDB transactions in the Redhill-Tiong Bahru area?

Properties at 48 Lengkok Bahru, priced from S$700,000 across approximately 904-square-foot three-bedroom units, translate to an entry point of roughly S$775 per square foot, though exact per-square-foot pricing varies by unit configuration and floor level within the development. Comparable recent HDB transactions in neighbouring Redhill, Tiong Bahru, and Outram Park estates have traded in the S$770–S$850 per-square-foot range, positioning this development competitively within its immediate peer group. Market-wide HDB price movements in the central region have historically reflected MRT accessibility, neighbourhood maturity, and residual lease length; properties with direct MRT proximity and strong community infrastructure typically command the upper range of comparable pricing. Prospective buyers should benchmark against active listings and recent sales in the same postal sector to establish current competitive positioning.

What is the Additional Buyer's Stamp Duty (ABSD) implication for a second-property purchase at 48 Lengkok Bahru?

Singapore Citizens purchasing a second residential property at 48 Lengkok Bahru are subject to Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price. For an investor-buyer acquiring a three-bedroom unit at S$700,000, the ABSD liability would be S$140,000, payable at the point of legal completion alongside standard Stamp Duty on the purchase agreement. Permanent Residents face a higher ABSD rate of 25% on second property purchases, increasing the financial burden significantly. These stamp duties are non-recoverable costs and must be factored into total acquisition budgets; they effectively increase the true purchase cost and impact overall investment returns and TDSR calculations. First-time buyer Singapore Citizens face no ABSD; upgraders purchasing their first additional property as a second residential holding must budget for the 20% ABSD liability.

Is lease decay a concern for 48 Lengkok Bahru, and how does this affect resale value?

48 Lengkok Bahru is an HDB development, and HDB properties are held on a 99-year leasehold tenure from the date of original grant (typically from the 1980s-1990s for this estate). As an HDB property, residual lease length is a material consideration for resale value and financing: as lease tenure diminishes below 60 years, some financing institutions tighten lending criteria, and buyer pools may narrow to owner-occupiers less sensitive to lease decay. However, HDB's historical approach has involved en-bloc lease renewal programmes and government support to manage lease expiry across its portfolio, meaning owners should monitor government announcements regarding lease rejuvenation initiatives. Current residual lease at this development should be confirmed with the seller's legal documentation; for properties with current lease tenure above 75 years, resale liquidity and valuation typically remain robust within the HDB market, as the majority of potential buyers face similar lease constraints.

How does proximity to Redhill MRT Station affect demand and capital appreciation prospects?

Proximity to Redhill MRT Station on the East-West Line is one of the strongest demand drivers for 48 Lengkok Bahru, as it provides direct connectivity to the CBD, Jurong East, and onward regional transport. Properties within a ten-minute walk of MRT stations historically command a price premium relative to distant estates and demonstrate superior capital appreciation during property cycles, as transport accessibility is a non-depreciating asset. The East-West Line's integrated role within the broader transport network, combined with ongoing land-use intensification in the central region, supports sustained demand from professionals, upgraders, and investors seeking convenient commuting options. Capital appreciation for well-located HDB properties with strong MRT access has historically outpaced inflation and distant HDB alternatives, though appreciation is moderated by HDB's regulatory framework and price ceilings for resale eligibility. Buyers prioritising capital growth should recognise that MRT proximity is a permanent, defensible advantage unlikely to diminish.

What buyer profiles are best suited to purchasing at 48 Lengkok Bahru?

48 Lengkok Bahru appeals to several distinct buyer personas: first-time upgraders seeking to transition from smaller HDB configurations (two-bedroom or rental) to spacious three-bedroom family homes with central access; working professionals and dual-income families prioritising short commutes to central business districts and low transport costs; investor-buyers seeking steady rental income and modest capital appreciation from a fully-regulated, transparent asset class; and older upgraders or downsizers valuing mature neighbourhood infrastructure and established community services. The development is less attractive to ultra-high-net-worth buyers seeking prestige properties or new, architecturally distinctive residences; it is equally less suitable for first-time buyers with minimal equity deposit, as ABSD liability for second properties makes investment-grade purchasing uneconomical without substantial initial capital. The moderate price point, proven rental demand, and long-term capital stability make this development particularly suited to pragmatic, financially disciplined buyers focused on value rather than lifestyle prestige.

What TDSR and financing headroom can a buyer expect at 48 Lengkok Bahru's price points?

For a property at S$700,000 with 80% financing (S$560,000 loan), assuming a 25-year amortisation at prevailing HDB/bank rates (~2.5–3.0%), monthly instalments typically range S$2,200–S$2,400. A borrower with a gross household income of S$6,000–S$7,000 would fall comfortably within Singapore's 60% Total Debt Service Ratio (TDSR) ceiling, assuming no other significant liabilities. HDB buyers benefit from CPF withdrawal limits of up to S$60,000–S$100,000 per person for eligible first-time or upgrading purchasers, meaning actual cash outlay for the down payment and stamp duty may be significantly reduced. For second-property buyers facing ABSD at 20% (S$140,000 on a S$700,000 purchase), total acquisition costs rise to S$840,000, requiring either higher down-payment equity or careful TDSR assessment to ensure financing headroom. Most borrowers purchasing at this price point and income level have meaningful financing capacity remaining after covering mortgage obligations, supporting financial flexibility and risk mitigation.

How does 48 Lengkok Bahru compare to competing HDB developments in the Redhill-Tiong Bahru-Outram Park sector?

48 Lengkok Bahru competes directly with nearby estates such as Tiong Bahru estate, Redhill estate, and Outram Park estate, all of which share similar MRT accessibility, mature neighbourhood characteristics, and comparable unit configurations. Tiong Bahru estate, positioned slightly closer to central business districts and Dhoby Ghaut MRT, commands marginally higher per-square-foot pricing owing to its heritage shophouse-adjacent location and prestige heritage overlay. Redhill estate units are comparable in price and accessibility but may offer varying floor-plate sizes and building condition relative to 48 Lengkok Bahru. Outram Park estate sits on the Circle Line and offers multimodal transport access (both Circle and North-East Lines), potentially commanding a premium for dual-line connectivity. Within this competitive set, 48 Lengkok Bahru's primary differentiation lies in its unit size (approximately 904 sqft for three-bedroom configurations), neighbourhood character, and direct East-West Line connectivity. Buyers should conduct side-by-side comparisons of recent transacted prices and rental returns across this immediate competitor set.

Which unit stack or floor levels at 48 Lengkok Bahru offer the best value proposition?

Lower to middle-floor units (floors three to eight) at 48 Lengkok Bahru typically offer superior value relative to high-floor alternatives, as they avoid the price premiums often attached to units with panoramic views or perceived safety/security advantages of very high floors. Mid-floor units (five to eight floors) balance accessibility, natural light, and livability against the price inflation that characterises floors nine and above; they also avoid ground or first-floor units which may experience noise, dampness, or sense-of-community disadvantages. Units facing internal courtyards (if available at this development) may trade at modest discounts relative to street-facing units while providing quieter living environments and reduced noise pollution from Lengkok Bahru itself. For investment purposes, ground and first-floor units occasionally offer yields that partially compensate for lower capital appreciation potential, as landlords can market them to tenants prioritising wheelchair accessibility or reduced stair climbing. Optimal value typically resides in mid-stack, internal-facing units where price discounts offset any perceived lifestyle disadvantages relative to premium positioning.

What is the future supply pipeline for HDB developments in the Redhill-Tiong Bahru-Central region?

Singapore's Housing and Development Board has progressively shifted new HDB construction towards northern and eastern expansion zones (Punggol, Sengkang, Clementi) rather than continued infill development in mature central estates. The Redhill-Tiong Bahru-Outram Park corridor is unlikely to receive substantial new HDB supply in the coming decade, as the state prioritises land efficiency in expanding satellite towns. This supply scarcity in the central region means that existing mature HDB stock—including 48 Lengkok Bahru—faces structurally constrained supply relative to ongoing demand from upgraders, investors, and central-location-focused occupiers. Urban renewal initiatives (such as selective enbloc redevelopment of older estates) may reconfigure the neighbourhood over 10–20 year horizons, but any such redevelopment typically involves generous relocation packages and market-rate replacement units, benefiting existing owners. The absence of imminent new HDB supply in this district supports the long-term capital stability of established properties; buyers should monitor Housing Board announcements and Urban Redevelopment Authority master planning documents for information on potential neighbourhood transformation.

[For Sale] Hdb Flat At 48 Lengkok Bahru — From S$700K