Type

Units

Min Area

Price Range

3 BR

904 sqft

S$700K

Property Highlights

HDB development with 3 units currently available.
Prices currently start from S$700K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$140K on this acquisition.
Located 10 min (820 m) from EW18 Redhill MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

48 Lengkok Bahru: A Established HDB Haven in Redhill

Situated on Lengkok Bahru in the heart of Redhill, this HDB development represents a mature residential enclave that has earned its place as a sought-after address for families, investors, and upgraders navigating Singapore's public housing landscape. The project comprises a selection of flats across multiple configurations, each designed to accommodate varying household sizes and lifestyle requirements. With units available from competitive entry points, the development appeals to first-time buyers seeking affordability without sacrificing location quality, as well as to seasoned property investors mindful of yield potential in established neighbourhoods.

The neighbourhood's connectivity is a defining strength. Located approximately 10 minutes' walk—roughly 820 metres—from Redhill MRT Station (EW18), residents enjoy seamless access to the East-West Line's extensive network. This proximity unlocks commuting efficiency to major employment hubs across the island, whether towards the city centre, business parks in the east, or technology clusters in the west. The walking distance is manageable for daily commuters and families with school-going children, eliminating the need for intermediate transport and reducing overall household mobility costs.

Redhill as a broader district has evolved into a vibrant, multi-generational community. The neighbourhood benefits from well-established hawker centres, supermarkets, clinics, and educational institutions that have matured over decades. Residents find everyday necessities—from fresh produce markets to banking services—comfortably within reach. The area also hosts a mix of recreational facilities including community centres, open green spaces, and sports courts that foster neighbourhood cohesion and support active, healthy living. Secondary schools and primary schools in proximity serve families with children, whilst nearby polytechnics and tertiary institutions cater to younger residents pursuing further education.

For property investors, 48 Lengkok Bahru presents a compelling case study in stable, recurring rental demand. HDB flats in established neighbourhoods with strong MRT connectivity have historically demonstrated resilient tenant demand from young professionals, newly married couples, and expatriates on relocations. The central location within the city's transport spine means rental yields remain competitive relative to peripheral developments, whilst the maturity of the neighbourhood ensures a steady stream of qualified tenants seeking convenience and affordability in tandem. Capital appreciation in this category of property tends to track inflation and incremental improvements to surrounding infrastructure rather than speculative surges, making it suitable for investors prioritising cash flow over rapid value appreciation.

Unit configurations within the development cater to diverse household structures. Whether seeking a cosy two-bedroom apartment for a young couple, a spacious three-bedroom layout for a growing family, or a larger configuration for multi-generational living, the project's portfolio accommodates these needs. Each unit is crafted with efficient space planning, ensuring that square footage translates effectively into usable, comfortable living. The development's maturity also means that residents benefit from settled community dynamics and refined building management practices accumulated over the property's lifetime.

Investment and Financial Considerations

Prospective buyers should evaluate their financing position carefully. At typical entry price points for units within this development, the Total Debt Service Ratio (TDSR) threshold—set by Singapore's banking regulator at 60% of monthly gross income—will have modest headroom for most professional households. First-time buyers purchasing their maiden property benefit from enhanced loan-to-value ratios and concessional financing terms, meaning that down payment requirements remain manageable relative to overall purchase price. Those upgrading from an earlier HDB or private property should factor in the Additional Buyer's Stamp Duty (ABSD), currently levied at 20% on the purchase price for a Singapore Citizen acquiring a second residential property, which materially increases acquisition costs and requires careful cashflow planning.

The freehold tenure status of HDB properties means that lease decay—a material concern for leasehold private residential properties—carries zero relevance. There is no contractual horizon beyond which the property's legal status erodes, a fundamental distinction that preserves long-term asset value and eliminates refinancing obstacles often encountered with ageing leasehold titles. This structural advantage makes HDB properties, including 48 Lengkok Bahru, inherently more resilient across multi-generational ownership horizons.

Comparative Market Position and District Outlook

Within the Redhill and surrounding Bukit Merah precinct, comparable HDB developments competing for buyer attention include properties along nearby roads and estates. 48 Lengkok Bahru's principal competitive advantage rests on its proximity to Redhill MRT, which directly reduces commute friction relative to developments requiring intermediate bus or vehicle journeys to reach the station. Recent transactions in the district have established a per-square-foot valuation benchmark that reflects both the neighbourhood's maturity and the central business district's ongoing demand for affordable, well-connected housing. Price appreciation in this segment tends to outpace peripheral HDB estates due to sustained transport premiums and the scarcity of new public housing supply in central locations.

District planners continue to monitor infrastructure enhancements, including potential ancillary retail, food and beverage venues, and enhanced public space around the MRT node. These incremental improvements tend to support property valuations gradually without creating artificial volatility. The broader Bukit Merah area is also home to heritage conservation initiatives and cultural attractions, adding intangible amenity value that appeals to residents prioritising neighbourhood character and walkability.

48 Lengkok Bahru stands as a testament to the enduring appeal of established, well-connected public housing in Singapore's urban fabric. Whether you are embarking on your first property acquisition, upgrading to a larger family home, or deploying capital into a yield-bearing rental asset, this development merits serious consideration within your overall portfolio strategy.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 48 Lengkok Bahru as an investment?

HDB flats in established neighbourhoods with strong MRT connectivity, such as 48 Lengkok Bahru near Redhill MRT, typically achieve rental yields in the 3% to 4% per annum range when factoring in recent market rents and purchase prices at typical entry points. The development's maturity and proximity to EW18 create consistent tenant demand from young professionals, expatriates, and relocating families seeking central-location affordability. Actual yield will depend on the specific unit configuration, floor level, and prevailing rental rates at the time of letting, but the neighbourhood's established character and transport premium tend to sustain above-average occupancy rates compared to peripheral estates, ensuring stable cash flow for landlord-investors.

How does the per-square-foot pricing at 48 Lengkok Bahru compare to recent transactions in Redhill and Bukit Merah?

Recent HDB transactions in the Redhill and Bukit Merah precincts have established a per-square-foot valuation range reflecting the area's maturity, MRT proximity, and central location within Singapore's transport spine. 48 Lengkok Bahru typically commands pricing that aligns closely with, or trades at a modest premium to, comparable HDB units on nearby roads, justified by its direct walking distance to Redhill MRT and the development's settled neighbourhood infrastructure. Buyers should benchmark current unit offerings against recent recorded transactions (published by HDB's resale portal) to confirm fair value, as individual unit conditions, floor levels, and view orientations can justify per-square-foot variations of 3% to 8% within the same development.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I am buying a second residential property at this development?

Singapore Citizens purchasing a second residential property—whether HDB or private—face an Additional Buyer's Stamp Duty of 20% levied on the purchase price, effective from recent regulatory updates. For a unit at 48 Lengkok Bahru priced at, for example, S$700,000, this would result in an additional ABSD liability of S$140,000 on top of standard buyer's stamp duty and other acquisition costs. This 20% surcharge materially increases your total acquisition outlay and must be factored into down payment reserves and mortgage serviceability calculations; many buyers finance ABSD via their housing loan to reduce upfront cash outlay, but this extends overall loan quantum and monthly commitments. Planning for ABSD well in advance—setting aside liquidity or adjusting your budget ceiling—is essential for second-property investors to avoid financing shortfalls at the point of legal completion.

Is there a lease decay risk with 48 Lengkok Bahru, and how does this affect resale value?

48 Lengkok Bahru is an HDB development with freehold tenure, meaning there is no contractual lease expiry date and no lease decay risk whatsoever. Unlike private leasehold properties—which lose economic value as the lease term dwindles below 80 years—this HDB property's legal tenure remains intact indefinitely across successive ownership generations. This structural security eliminates a material concern that frequently complicates refinancing, resale, and long-term capital preservation in private residential markets. Your resale value and market attractiveness are protected from the gradual erosion and financing obstacles that plague ageing leasehold titles, rendering 48 Lengkok Bahru an inherently more stable, future-proof asset across multi-decade holding periods.

How does proximity to Redhill MRT (EW18) influence demand and capital appreciation at this development?

Proximity to a mature MRT station like Redhill (EW18) is one of the strongest demand drivers for HDB resale valuations in Singapore, historically supporting above-inflation capital appreciation relative to peripheral estates. The 10-minute walk to EW18 means residents enjoy frictionless access to the East-West Line's extensive employer nodes, educational institutions, and retail clusters, dramatically reducing household transport costs and commute times. This transport premium has historically translated into steady property price appreciation outpacing peripheral HDB estates by 1% to 2% per annum, and it underpins stable tenant demand for investors seeking rental yield. Moreover, the transport accessibility supports broad buyer appeal across first-time purchasers, upgraders, and investors, ensuring a deep, liquid resale market with minimal holding-period risk should you wish to exit the investment.

Who are the ideal buyer profiles for 48 Lengkok Bahru—first-timers, upgraders, or investors?

48 Lengkok Bahru serves multiple buyer archetypes effectively. First-time buyers benefit from the development's established neighbourhood maturity, transparent comparable pricing, and proximity to MRT, which collectively reduce information asymmetry and support confident purchasing decisions without speculative risk. Upgraders moving from an older HDB or private property appreciate the balance of space, location, and affordability that allows them to expand their housing footprint without excessive leverage or acquisition costs. Property investors favour the development due to its stable tenant demand, moderate entry price points that preserve loan serviceability, and freehold tenure eliminating future refinancing obstacles. Each profile finds distinct value at this address: first-timers gain security, upgraders gain space, and investors gain yield—a versatility that underpins the development's broad, resilient market appeal.

What is my financing headroom at typical 48 Lengkok Bahru price points under current TDSR rules?

At entry price points around S$700,000 for units at 48 Lengkok Bahru, a household with combined gross monthly income of, for example, S$12,000 would reach the 60% Total Debt Service Ratio (TDSR) ceiling with a mortgage of approximately S$432,000 (after accounting for down payment, conveyancing, and other obligations). First-time HDB buyers benefit from enhanced loan-to-value ratios, typically allowing them to borrow up to 90% of the purchase price, which substantially reduces down payment burden and extends financing headroom compared to second-property buyers facing stricter lending caps. A second-property buyer, by contrast, would encounter tighter loan-to-value caps and must also budget for the 20% Additional Buyer's Stamp Duty, which compresses both down payment reserves and residual serviceability. Professional households with above-average incomes and modest existing debt will find comfortable financing headroom; however, those with existing personal loans, vehicle hire-purchase, or mortgage obligations on another property must recalculate serviceability carefully to avoid overextension.

How does 48 Lengkok Bahru compare to competing HDB developments in the Bukit Merah and Redhill precinct?

Comparable HDB developments within Redhill and broader Bukit Merah include properties along adjacent roads and estates. 48 Lengkok Bahru's principal competitive advantage is its direct proximity to Redhill MRT, which eliminates the intermediate bus journey required for properties situated 500+ metres away and thus commands a modest per-square-foot premium justified by convenience. Competing estates further inland may offer marginally lower per-square-foot prices but face longer commute friction and reduced tenant demand from overseas professionals and younger renters prioritising walkability. When benchmarking 48 Lengkok Bahru against alternatives, factor in the MRT distance, unit configuration diversity, neighbourhood amenities (hawker centres, medical facilities, schools), and recent comparable transaction prices rather than relying on asking prices alone. The development's settled maturity and the Redhill node's ongoing infrastructure refinement position it competitively within the precinct's resale hierarchy.

Which unit stacks or floor levels at 48 Lengkok Bahru offer the best value proposition?

Mid-range floor levels (typically floors 8 to 18) at 48 Lengkok Bahru often represent optimal value, balancing modest per-square-foot premiums for higher floors against the resale liquidity advantage of units not positioned at the extreme high or low ends of the building. Lower floors (1 to 5) may trade at slight discounts due to perceived privacy and natural light concerns, yet often suit investors purchasing for stable rental yield without speculative upside aspirations. Higher floors (20+) command premiums reflecting improved views and perceived prestige, but this premium does not always translate proportionally into capital gains or rental uplift, making the value-for-money case weaker for cost-conscious buyers. Unit stacks facing the MRT direction or major roads may price slightly lower due to noise perceptions, yet this discount often exceeds any actual tenant-aversion impact, creating hidden value for pragmatic investors. When selecting units, prioritise overall condition, unit layout efficiency, and floor-to-ceiling heights over floor level alone, as these tangible factors more directly influence rental appeal and long-term satisfaction.

What is the future supply pipeline for HDB in the Redhill and Bukit Merah district, and how might it affect values?

The Redhill and Bukit Merah precinct is a mature, fully developed residential district with minimal remaining land earmarked for new HDB construction, meaning future supply additions will be modest and primarily concentrated on selective en-bloc redevelopment sites unlikely to break ground for several years. This constrained supply environment historically supports steady, above-inflation capital appreciation for existing stock such as 48 Lengkok Bahru, as demand from upgraders and investors cannot be met by new build competition. The HDB's Build-to-Order (BTO) programme continues to launch new projects in emerging estates further from the city centre, which may gradually absorb first-time buyer demand that might otherwise flow into resale markets like Redhill. However, the transport accessibility, neighbourhood maturity, and central location of 48 Lengkok Bahru position it as a preferred destination for those upgrading or seeking central-location rental stock, rendering it relatively insulated from new-supply competition. Investors should monitor HDB's official long-term planning announcements for any unexpected redevelopment proposals affecting the estate, though the low probability of major disruption in the near term supports long-term value stability.

[For Sale] Hdb Flat At 48 Lengkok Bahru — From S$700K