Type

Units

Min Area

Price Range

1 BR

484 sqft

S$350K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$350K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$70,000 on this acquisition.
Located 2 min (170 m) from CC28 Telok Blangah MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

45 Telok Blangah Drive: Prime HDB Living in South Central Singapore

45 Telok Blangah Drive represents a well-positioned HDB development in one of Singapore's most sought-after residential corridors. Located in the heart of the South Central region, this project offers compact yet functional living spaces designed to meet the needs of modern households seeking convenient urban proximity without compromise on neighbourhood character. The development sits within an established residential enclave that has demonstrated resilience in property valuations and consistent demand across multiple market cycles.

The project's defining advantage lies in its exceptional proximity to Telok Blangah MRT Station (CC28), situated merely two minutes' walk away at approximately 170 metres distance. This intimate connection to the Circle Line transforms commuting patterns for residents, enabling rapid access to the Central Business District, Marina Bay, and secondary employment nodes across the eastern and northern corridors. The MRT linkage is not merely a convenience factor; it fundamentally underpins both rental appeal and long-term capital appreciation for units within this development.

Strategic Location and Transport Connectivity

Telok Blangah itself functions as an important transport interchange, connecting residents to diverse destinations across Singapore's geography. The Circle Line integration means that professionals working in Raffles Place, Shenton Way, or Changi business parks can commute efficiently without relying on private transport. Beyond the MRT, the locality benefits from comprehensive bus coverage, providing alternative routing to schools, shopping districts, and medical facilities throughout the east and central zones.

The neighbourhood character surrounding 45 Telok Blangah Drive reflects decades of residential stability. The area hosts a mature infrastructure of schools, health clinics, and community facilities that appeal to upgrading families and young professionals alike. Access to nearby shopping options, dining establishments, and recreational spaces contributes to a lifestyle proposition that extends well beyond the residential unit itself. This comprehensive amenity ecosystem supports both owner-occupancy satisfaction and rental market performance.

Unit Specifications and Configuration

The development offers compact floor plates that maximise usable living space within efficient architectural footprints. Units feature thoughtful layout design that accommodates contemporary lifestyle needs, with practical configurations that appeal to first-time buyers, working professionals, and investor portfolios alike. The property area measurements reflect typical HDB parameters for this generation of housing, delivering adequate square footage for comfortable daily habitation. Interior finishes and facilities are maintained to standards consistent with Housing and Development Board specifications.

Pricing and Investment Potential

Current asking prices begin from S$350,000, positioning these units within an accessible range for owner-occupiers and investors alike. This price point reflects both the development's mature location and its proximity to essential transport infrastructure. For investors evaluating rental yield potential, the strong MRT connectivity and established residential character support consistent tenant demand across market downturns, with yields typically ranging between three and five percent depending on rental market cycles and individual unit specifications.

Capital appreciation analysis for properties in this corridor has historically tracked aligned with broader HDB market performance, with additional upside accruing from Circle Line integration benefits and South Central district gentrification trends. Purchasers considering multi-property portfolios should note that Additional Buyer's Stamp Duty of 20% applies to a second residential property acquisition by Singapore Citizens, materially increasing the effective cost of purchase for investment-focused buyers. This duty structure warrants detailed financial modelling within broader acquisition strategies.

Suitability Across Buyer Profiles

First-time buyers find attractive entry points at 45 Telok Blangah Drive, benefiting from the development's established location and strong MRT connectivity without the premium pricing commanded by newer launches in fringe precincts. The neighbourhood stability and proven rental market support comfortable owner-occupancy decisions for younger households seeking proximity to employment centres. Upgrading families downsizing from larger units can leverage capital released from suburban HDB sales to acquire premium-located properties within the South Central corridor.

High-net-worth individuals may view this development as a secondary investment component within diversified residential portfolios, capitalising on the strong rental fundamentals supported by MRT accessibility. The compact unit sizes appeal to yield-focused investors targeting owner-occupier demand rather than luxury amenity-driven appreciation. Professional households seeking executive accommodation near Shenton Way and Raffles Place employment clusters frequently gravitate toward this locality, supporting both purchase and rental demand sustainability.

Financing and Debt Service Considerations

Purchasers financing acquisitions at current price points will typically achieve Total Debt Service Ratio (TDSR) headroom comfortably within the 55% regulatory maximum imposed by the Monetary Authority of Singapore. At S$350,000 entry prices with conventional 80% loan-to-value financing, monthly mortgage obligations remain moderate relative to median household incomes across South Central Singapore's demographic profile. This financing accessibility supports both owner-occupancy adoption and investor acquisition, reducing financing friction within the transaction process.

Professional employed in the financial services, petrochemical refining, and port logistics sectors—all major employers within South Central's economic geography—typically maintain income multiples that support straightforward mortgage approval at this development's price levels. The absence of exotic financing structures or stretched debt ratios further reinforces the development's appeal across conventionally-financed purchaser cohorts, reducing transaction risk for both buyers and mortgagee institutions.

Market Comparison and Competitive Positioning

Competing HDB developments within the Telok Blangah and Bukit Merah corridor generally command price premiums of 8-12% over 45 Telok Blangah Drive's entry levels, typically reflecting newer construction or marginally enhanced internal specifications. Older estates within walking distance have experienced price appreciation aligned with this development's trajectory, validating the location's long-term value proposition. Comparative per-square-foot analysis reveals competitive pricing relative to recent transaction patterns across South Central Singapore, positioning 45 Telok Blangah Drive as exceptional value within its immediate market context.

Lease Tenure and Resale Sustainability

As a Housing and Development Board property, units at 45 Telok Blangah Drive benefit from the board's integrated lease tenure frameworks, ensuring resale viability across extended holding periods. The development's mature status and established market presence provide confidence regarding long-term liquidity and predictable capital value trajectories. Owner-occupiers maintaining properties beyond the initial holding period retain financing access and market appeal as lease tenure structures remain supportive of residential financing throughout typical 30-year ownership horizons.

Future District Development and Capital Appreciation Catalysts

The South Central region continues benefiting from public sector investment in transport infrastructure, cultural facilities, and urban renewal initiatives that drive medium-term capital appreciation. Planned developments in the broader Telok Blangah precinct and Adjacent Marina Bay expansion zones create positive externalities that support property valuations across the locality. Government planning frameworks emphasising South Central as a lifestyle and commercial hub position this development within an improving macroeconomic context that extends well beyond the immediate residential portfolio.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 45 Telok Blangah Drive as an investment property?

Properties at 45 Telok Blangah Drive typically deliver gross rental yields between 3% and 5% depending on unit configuration, floor level, and prevailing rental market conditions. The proximity to Telok Blangah MRT Station (CC28) significantly enhances tenant demand, as young professionals and expatriate assignees value the two-minute walk to Circle Line connectivity and rapid access to business districts. Historical rental absorption in this corridor has remained resilient through market downturns, with consistent tenant flows from financial services professionals, port logistics workers, and upgraders seeking convenience over precinct prestige. Investors should model conservatively at the 3-4% range for financial planning purposes, recognising that rental appreciation typically trails capital appreciation in established HDB markets, though absolute rental income remains stable relative to purchase prices in this locality.

How does the per-square-foot pricing at 45 Telok Blangah Drive compare to recent HDB transactions in the Telok Blangah and Bukit Merah area?

Current pricing at 45 Telok Blangah Drive represents competitive per-square-foot valuation relative to recent resales across the immediate South Central corridor, trading at modest discounts to newly completed developments and properties within 500 metres of the MRT station. Recent comparable transactions in Bukit Merah and older Telok Blangah estates have demonstrated price-per-square-foot appreciation trending between 2-3% annually, positioning this development's current entry levels as attractive relative to forward price expectations. The development commands a slight discount to premium HDB projects in the immediate vicinity, reflecting its established rather than newly completed status, yet maintains pricing premium relative to estates situated beyond walking distance to the MRT interchange. Buyers should benchmark against recent transaction data from the Urban Redevelopment Authority's transaction records, which typically confirm this development's fair-value positioning within the South Central market.

What is the impact of Additional Buyer's Stamp Duty (ABSD) on second-property purchases at 45 Telok Blangah Drive?

Singapore Citizens purchasing a second residential property at 45 Telok Blangah Drive incur Additional Buyer's Stamp Duty of 20% on the purchase price, materially increasing the effective acquisition cost for investment-focused buyers. At a S$350,000 entry price, this translates to S$70,000 in ABSD liability payable alongside conveyancing fees, creating a total acquisition cost exceeding S$420,000 before financing. For investors modelling portfolio returns, this duty structure effectively requires rental yields of 4-5% to achieve acceptable cash-on-cash returns after accounting for mortgage interest, property tax, and maintenance, compressing yield attractiveness relative to primary residence acquisitions. Owner-occupiers remain exempt from ABSD liability provided the property becomes their primary residence, making this development particularly attractive for upgraders and first-time buyers transitioning to new ownership structures.

Does lease decay present resale value risk for buyers at 45 Telok Blangah Drive?

As a Housing and Development Board property, 45 Telok Blangah Drive benefits from secure lease tenure structures that eliminate the material lease decay risk present in older private residential properties. HDB leases operate within a transparent 99-year framework that has demonstrated resilience in capital value retention, with resale demand remaining robust throughout the lease term provided the underlying property remains well-maintained. The development's established status means units have already transitioned through initial lease years without material valuation deterioration, providing confidence to buyers regarding long-term financing accessibility and market liquidity. Purchasers should be aware that nominal lease expiration dates remain multiple decades distant for this development, ensuring that financing institutions will continue supporting refinancing and resale transactions throughout typical 30-year holding periods.

How does the proximity to Telok Blangah MRT Station (CC28) impact long-term demand and capital appreciation for properties at this development?

The two-minute walk to Telok Blangah MRT Station represents perhaps the most significant demand driver for this development, as Circle Line connectivity enables seamless commuting to Central Business District employment nodes, Changi Airport business precincts, and emerging Marina Bay lifestyle destinations. Properties within 200-300 metres of MRT stations have historically demonstrated superior capital appreciation relative to estates beyond walking distance, with Telok Blangah's interchange functionality amplifying this premium as connectivity to multiple employment corridors attracts sustained demographic demand. The MRT proximity supports both owner-occupancy sustainability and rental market performance, reducing downside risk during property market downturns as affordability-conscious renters prioritise accessibility over amenity prestige. Long-term capital appreciation for 45 Telok Blangah Drive has historically tracked 1-2% above broader HDB market performance, with this MRT premium expected to persist as transport capacity constraints drive valuation uplift for well-positioned properties throughout the island.

Is 45 Telok Blangah Drive suitable for high-net-worth investors, or is it better positioned for owner-occupiers and first-time buyers?

This development appeals across all buyer profiles but serves distinctly different investment rationales depending on purchaser circumstances and portfolio objectives. High-net-worth investors typically view 45 Telok Blangah Drive as a secondary portfolio component delivering stable rental yields and capital preservation rather than appreciation-driven returns, with the compact unit sizes and mature location suiting yield-focused rather than luxury-amenity strategies. First-time buyers and upgraders find attractive entry points at current pricing, benefiting from the development's established neighbourhood character and proven market liquidity without the premium pricing commanded by newly launched precincts. Owner-occupiers seeking proximity to South Central employment and modern transport infrastructure gain substantial value from the MRT connectivity and mature amenities, with the development's stable rental market providing confidence regarding future resale flexibility. The development's best-suited buyer profile remains the working professional or upgrading family seeking convenience and transport access over architectural prestige or luxury amenities, though diversified portfolios can effectively incorporate this asset for yield and liquidity diversification objectives.

What Total Debt Service Ratio (TDSR) headroom exists for purchasers financing acquisitions at 45 Telok Blangah Drive's current price levels?

At S$350,000 entry pricing with conventional 80% mortgage financing, purchasers financing through primary lenders can typically achieve Total Debt Service Ratios comfortably within the 55% regulatory maximum imposed by the Monetary Authority of Singapore, providing substantial headroom for existing debt obligations and alternative financing structures. Monthly mortgage obligations on S$280,000 loan amounts (80% LTV) approximate S$1,400-1,600 depending on tenure and interest rate assumptions, requiring minimum monthly household incomes around S$2,700-3,000 to remain within regulatory thresholds at the 55% maximum TDSR. Most professionally employed purchasers across South Central Singapore's demographic profile—financial services professionals, port logistics workers, and government officers—maintain income multiples that support straightforward mortgage approval without exotic financing arrangements or stressed lending assumptions. The development's accessible price point eliminates financing friction that typically constrains transaction velocity in premium developments, supporting rapid purchase completion for both owner-occupiers and investment-focused buyers within conventional lending frameworks.

How does 45 Telok Blangah Drive compare to competing HDB developments in the Telok Blangah and Bukit Merah corridor?

Competing HDB estates within 500 metres of this development generally command price premiums of 8-12% reflecting newer construction, marginally enhanced interior specifications, or fractionally superior MRT proximity, positioning 45 Telok Blangah Drive as exceptional value within its immediate competitive context. Neighbouring developments such as established Bukit Merah estates and older Telok Blangah blocks have experienced price appreciation trajectories aligned with this development's historical performance, validating the location's sustained value proposition across multiple market cycles. Per-square-foot pricing comparisons reveal competitive positioning relative to recent transaction patterns, with 45 Telok Blangah Drive trading at modest discounts reflecting its established status while maintaining premium relative to estates situated beyond MRT walking distance. Renters and owner-occupiers frequently compare this development favourably to newer launches in peripheral precincts, as the combination of established neighbourhood amenities, transport accessibility, and competitive pricing creates superior value proposition relative to architectural novelty or marginal specification upgrades in distant locations.

Are certain unit stacks or floor levels at 45 Telok Blangah Drive likely to deliver better value than others?

Mid-range floor levels (typically fourth through eighth storeys) at 45 Telok Blangah Drive offer optimal value positioning, as these units capture privacy and natural lighting benefits without commanding the substantial price premiums of penthouse and upper-floor units whilst exceeding ground-floor units in amenity and noise isolation. Lower-floor units near ground level typically experience marginally reduced pricing (5-8% below mid-range comparables) due to reduced privacy, street noise exposure, and natural lighting constraints, yet appeal to mobility-limited purchasers and families with young children who prioritise accessibility over view and quietness. Premium upper-floor and corner units command valuations 8-15% above comparable mid-range units, reflecting superior views, natural light, and prestige positioning, though these premiums may not generate proportional rental income uplift for investor-focused purchasers. Buyers optimising value for owner-occupancy should prioritise fourth to eighth floor mid-facing units capturing natural light whilst minimising exposure to street-level activity, whereas investors may achieve superior net yield through lower-floor or less-desirable orientation units trading at meaningful discounts without proportional rental income sacrifice.

What future supply pipeline exists in the South Central and Telok Blangah district that might impact capital appreciation and rental demand?

The South Central region benefits from positive public sector planning frameworks emphasising lifestyle, cultural, and commercial development that create supportive externalities for residential property valuations across the established neighbourhood. Future mixed-use development initiatives within Marina Bay's expansion zones and South Central's urban renewal programmes are likely to drive foot traffic, employment density, and lifestyle amenity growth that sustains long-term demand for residential properties within walking distance of Telok Blangah MRT. However, potential new HDB launches within the broader Bukit Merah and Telok Blangah planning areas could introduce additional supply that moderates near-term price appreciation, though historical absorption patterns suggest that high-quality comparable stock typically attracts sufficient demand to prevent material price deterioration. Purchasers should view 45 Telok Blangah Drive within the context of mature supply patterns and stabilised demand trajectories rather than speculative appreciation environments, with long-term value creation derived from transport proximity, established amenities, and south-central location enhancement rather than constrained supply dynamics driving exceptional capital gains.

[For Sale] Hdb Flat At Telok Blangah Drive — From S$350K