Type

Units

Min Area

Price Range

Other

120 sqft

S$900/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$900.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$180 on this acquisition.
Located 11 min (930 m) from EW5 Bedok MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

407 Bedok North Avenue 3: A Mature HDB Development in Singapore's East Coast

407 Bedok North Avenue 3 represents a well-positioned residential development in one of Singapore's most established public housing precincts. Situated in the heart of Bedok's mature estate, this HDB development serves as a focal point for residents seeking stability, community integration, and reliable transport connectivity. The development has become integral to the broader Bedok residential landscape, which continues to attract both owner-occupiers and investors seeking long-term value in Singapore's eastern corridor.

The development's proximity to EW5 Bedok MRT Station—approximately 11 minutes' walk or 930 metres away—provides residents with direct access to the East-West Line's comprehensive network. This accessibility underpins the development's appeal to commuters, particularly those working in the CBD, Marina Bay, or other established employment nodes accessible via the East-West Line. The walkable distance to the station remains a significant drawcard for households prioritising transport convenience without requiring private vehicle dependency.

Location and Neighbourhood Character

Bedok is one of Singapore's oldest and most densely populated HDB estates, with a fully developed infrastructure ecosystem that spans several decades. The estate has matured into a self-sufficient residential hub, offering residents comprehensive shopping facilities, dining options, healthcare services, and educational institutions within walking distance. The presence of Bedok Shopping Complex, Bedok Point, and numerous neighbourhood shops ensures that daily living needs are met locally, reducing reliance on travelling to other districts for routine transactions.

The neighbourhood's established character reflects decades of community development, with multi-generational families and long-term residents forming the social fabric. This stability has historically supported property values and rental demand, as the estate continues to attract newcomers seeking the combination of affordability, accessibility, and community maturity that characterises Bedok. The estate's reputation as a family-friendly precinct has reinforced consistent demand across different buyer and tenant cohorts.

Transport and Connectivity

The East-West Line, servicing EW5 Bedok MRT Station, is one of Singapore's oldest and most heavily utilised mass rapid transit corridors. Commuters from 407 Bedok North Avenue 3 enjoy direct access to key employment and leisure destinations, including the CBD, Raffles Place, Marina Bay, and Sentosa Island. The line's connectivity to Changi Airport via the direct rail link further enhances the development's appeal to professionals and families requiring frequent air travel.

Beyond the MRT, the development is served by numerous bus routes that facilitate access to secondary nodes across the eastern and central regions. This multi-modal transport infrastructure reduces household transport costs and increases accessibility for residents without private vehicles, a consideration that has supported consistent demand in the Bedok precinct across different economic cycles.

Development Profile and Property Specifications

As a HDB (Housing and Development Board) development, 407 Bedok North Avenue 3 falls under Singapore's public housing programme, which dominates the residential landscape and serves approximately 80% of the resident population. HDB properties are subject to specific regulations regarding ownership, resale, and rental eligibility, which shape both the buyer profile and long-term value dynamics. Units within the development are available at competitive price points relative to private residential alternatives in the eastern region, reflecting the inherent value proposition of public housing.

The compact floor plans typical of HDB developments maximise space efficiency whilst maintaining affordability, making these units accessible to broader segments of the buyer market. This accessibility has historically sustained strong transaction volumes and consistent rental demand across the Bedok estate, supporting both capital appreciation and rental yield considerations for investors.

Investment Considerations and Market Dynamics

Properties within the Bedok estate have traditionally demonstrated resilience in various market cycles, supported by the estate's maturity, population density, and ongoing infrastructure investments. Investors considering units at 407 Bedok North Avenue 3 benefit from the established rental market that has developed across Bedok, with consistent demand from young professionals, expatriates, and families seeking temporary accommodation in a well-serviced location. The proximity to Bedok MRT Station enhances the rental appeal, as tenants increasingly prioritise transport accessibility and neighbourhood maturity when selecting rental properties.

The development's location within a consolidated estate means that supply is constrained by HDB's master planning process rather than speculative development pressures. This supply discipline has historically supported value stability and prevented the oversupply dynamics that can depress prices in areas with rapid new launches. Prospective buyers evaluating 407 Bedok North Avenue 3 should consider the long-term demographic trends supporting Bedok's eastern location, as the estate continues to benefit from population density and infrastructure investment aligned with Singapore's integrated planning framework.

Buyer Suitability and Market Positioning

First-time homebuyers find 407 Bedok North Avenue 3 particularly suitable, as the development's competitive pricing and established infrastructure reduce the financial and logistical barriers to entry into Singapore's property market. The estate's maturity and reliable transport access address core concerns of first-time buyers, who typically prioritise affordability, connectivity, and neighbourhood stability over cutting-edge amenities or prime location prestige.

Upgraders moving from smaller units or satellite estates view Bedok developments as natural progression steps, offering improved facilities whilst maintaining affordability relative to newer private projects. The established community and proximity to educational institutions make the development attractive to growing families seeking stability and long-term residential foundations. Investors appreciate the consistent rental demand and transparent market dynamics that characterise the mature Bedok precinct, where comparable transactions provide reliable valuation benchmarks.

Future Outlook and Estate Development

Bedok's position as an established residential estate means future developments will focus on estate rejuvenation and infrastructure enhancement rather than greenfield expansion. The Housing and Development Board's ongoing programmes to upgrade ageing precincts, improve transport interchange facilities, and enhance public spaces support long-term value stability. Prospective residents and investors should monitor upcoming enhancement initiatives, as these typically drive renewed interest and gradual price appreciation in affected precincts.

The district's demographic profile—combining young families, multi-generational households, and long-term residents—suggests stable rental and purchase demand across different economic cycles. This stability has historically made Bedok estates resilient assets within balanced investment portfolios, particularly for investors seeking reliable yield rather than speculative capital appreciation.

407 Bedok North Avenue 3 represents a pragmatic choice for buyers and investors seeking established residential stability, transport accessibility, and transparent market dynamics within Singapore's mature eastern corridor. The development's positioning within the Bedok precinct, combined with reliable proximity to EW5 Bedok MRT Station, addresses core residential and investment criteria across multiple buyer cohorts. Prospective purchasers should engage with local market data and professional advice to evaluate pricing relative to recent comparable transactions within the Bedok estate, ensuring informed decision-making aligned with individual financial and residential objectives.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 407 Bedok North Avenue 3 as an investment?

Rental yields for HDB properties at 407 Bedok North Avenue 3 typically range between 3% and 4.5% gross annually, depending on unit type, floor level, and current market rental rates for comparable Bedok units. The established rental demand across Bedok, driven by proximity to Bedok MRT Station and mature neighbourhood amenities, supports consistent tenant sourcing and occupancy rates. Investors should analyse recent comparable rental transactions within the immediate precinct to establish realistic yield expectations, as rental rates vary based on unit configuration and specific floor position. Professional property management services can optimise tenant selection and lease terms, though management costs typically consume 5–8% of gross rental income. The mature estate's rental stability has historically made Bedok a preferred investment destination for yield-focused investors compared to newer or more speculative precincts.

How does pricing at 407 Bedok North Avenue 3 compare to recent price-per-square-foot transactions in the Bedok area?

Recent HDB transactions within the broader Bedok estate have established price-per-square-foot benchmarks that reflect the estate's maturity, transport accessibility, and rental demand dynamics. Units at 407 Bedok North Avenue 3 typically trade within the established Bedok range, with pricing reflecting the development's distance from Bedok MRT Station and its position within the consolidated estate hierarchy. Prospective buyers should commission a professional valuation report comparing recent comparable sales (typically within the last 3–6 months) to assess whether current offering prices represent fair value relative to neighbouring developments. The estate's transparent transaction history provides abundant market data for such comparisons, making price discovery relatively straightforward for informed buyers. Transaction volume and consistency within Bedok means that pricing anomalies or exceptional value can typically be identified through systematic market analysis rather than relying on asking prices alone.

What are the Additional Buyer's Stamp Duty (ABSD) implications for purchasing a second residential property at 407 Bedok North Avenue 3?

Singapore Citizens purchasing a second residential property at 407 Bedok North Avenue 3 are subject to Additional Buyer's Stamp Duty (ABSD) at the rate of 20%, calculated on the purchase price and payable at completion. This duty represents a significant transactional cost that must be incorporated into investment appraisals and financing arrangements; for example, on a S$450,000 purchase, the ABSD liability would be S$90,000. The ABSD must be paid from the buyer's own funds and cannot be financed through the mortgage, effectively reducing leverage capacity and net investment returns. First-time homebuyers and owner-occupiers purchasing their first residential property are exempt from ABSD, making the duty relevant only to investors and upgraders purchasing their second property onwards. Prospective second-property purchasers should engage a conveyancer early in the acquisition process to quantify exact ABSD liability and ensure that financing arrangements accommodate this requirement without overextending debt servicing capacity.

What is the lease tenure at 407 Bedok North Avenue 3, and how does lease decay affect long-term resale value?

As an HDB property, units at 407 Bedok North Avenue 3 are offered on a 99-year leasehold basis from the original point of allocation by the Housing and Development Board. HDB's leasehold model differs significantly from private residential leasehold, as the Board maintains extensive administrative control and reserves rights to redevelop estates after the lease term expires or as part of renewal initiatives. For most practical purposes, the 99-year tenure provides sufficient duration for owner-occupiers' lifetime needs and extends across multiple generational holding periods, meaning lease decay is not an immediate concern for residential buyers. However, investors and long-term holders should monitor HDB's estate renewal plans and any changes to lease extension policies, as these shape long-term asset durability. Recent government initiatives have introduced lease extension mechanisms for ageing HDB estates, potentially mitigating traditional lease decay concerns that affect private leasehold properties. Buyers should consult HDB's official guidance and seek professional advice regarding lease extension eligibility and long-term tenure implications specific to 407 Bedok North Avenue 3.

How does proximity to Bedok MRT Station affect demand and long-term capital appreciation at 407 Bedok North Avenue 3?

The 11-minute walk to EW5 Bedok MRT Station positions 407 Bedok North Avenue 3 within the optimal accessibility range that maximises transport premium pricing and tenant appeal, as market research consistently shows demand spikes for properties within 400–600 metres of MRT stations. Historical transaction data from Bedok indicate that units within walking distance of the station command sustained price premiums relative to similar units further into the estate, reflecting the time savings and convenience benefits that commuters value. This transport accessibility has historically insulated Bedok properties from demand cyclicality, as the East-West Line's role in Singapore's core transport network ensures persistent commuter demand regardless of broader property market cycles. Capital appreciation in station-proximate HDB units tends to outpace estate averages during market upswings and resist steeper corrections during downturns, providing relative stability for conservative investors. The development's position within this optimal zone means that long-term capital appreciation expectations should incorporate the sustained demand premium attributable to reliable MRT connectivity, though this benefit is already reflected in current market pricing and therefore cannot be considered a speculative opportunity.

Which buyer profiles are best suited to 407 Bedok North Avenue 3, and why?

First-time homebuyers represent the most naturally suited profile for 407 Bedok North Avenue 3, as the development's competitive pricing, established infrastructure, and transparent HDB regulatory framework reduce barriers to entry and provide stable ownership foundations. Young professionals and early-career families working in CBD or Marina Bay locations benefit materially from the direct East-West Line connection, which minimises commute times and transport costs relative to more distant estates. Upgraders moving from smaller HDB units or satellite precincts find the Bedok estate an attractive next step, offering improved facilities and neighbourhood maturity whilst maintaining affordability relative to private residential markets. Property investors seeking stable rental yield and transparent market dynamics are well served by the established Bedok rental market, which has demonstrated consistent demand from expatriates and temporary residents seeking mature, well-serviced neighbourhoods. Retirees and empty-nesters downsizing from private properties or larger HDB units appreciate Bedok's safety, healthcare proximity, and social infrastructure, making this development a practical consolidation choice. Conversely, buyers seeking premium amenities, newer construction standards, or aspirational locations should consider private developments, as HDB properties inherently prioritise affordability and community scale rather than luxury positioning.

What are the Total Debt Servicing Ratio (TDSR) and financing headroom implications for purchasing at 407 Bedok North Avenue 3?

Prospective purchasers at 407 Bedok North Avenue 3 must satisfy the Total Debt Servicing Ratio (TDSR) framework, which restricts monthly debt obligations (including the mortgage, personal loans, and credit card commitments) to no more than 55% of gross monthly income. For a typical Bedok HDB purchase at market price points, buyers require approximately S$90,000–S$120,000 in annual household income to comfortably qualify for mortgages whilst maintaining reasonable TDSR headroom and retaining capacity for other financial commitments. HDB's concessional mortgage scheme, offering loans up to 90% of property value with interest rates below market rates, significantly improves purchasing power relative to private residential financing, making this development accessible to middle-income households. Buyers should engage HDB's loan assessment process early, as pre-qualification provides certainty regarding maximum loan amounts and allows comparison against private bank mortgage alternatives. First-time homebuyers benefit from HDB grants and subsidies that further enhance purchasing power, effectively reducing the equity requirement and improving TDSR outcomes relative to investors or subsequent property purchasers. Professional mortgage brokers can optimise loan structuring and term selection to maximise affordability whilst maintaining sustainable debt servicing levels across the property ownership horizon.

How does 407 Bedok North Avenue 3 compare to competing HDB developments in the nearby Bedok precinct?

407 Bedok North Avenue 3 sits within a consolidated estate containing multiple HDB blocks, allowing direct comparison with neighbouring developments across similar vintages, floor areas, and transport accessibility metrics. Competing blocks within the immediate Bedok precinct offer similar pricing, amenities, and demographic characteristics, making market position assessment essential for ensuring competitive acquisition pricing. Recent transaction data from comparable Bedok blocks provide direct benchmarks for pricing verification, as identical unit types across nearby addresses reveal market value ranges that inform negotiation parameters and valuation confidence. Older HDB blocks elsewhere in the estate may offer slightly discounted pricing but typically lack comparable MRT proximity and neighbourhood renewal initiatives that have enhanced more central locations. Newer or recently rejuvenated Bedok developments may command small premiums for improved facilities, though this differential typically reflects cosmetic upgrades rather than fundamental value advantages justifying significant overpayment. Systematic comparison across 3–5 comparable blocks within a 500-metre radius of 407 Bedok North Avenue 3 provides statistically robust pricing context and allows informed assessment of whether current units represent fair value relative to broader market conditions.

Are certain unit stacks, floor levels, or orientations at 407 Bedok North Avenue 3 better value than others?

Within 407 Bedok North Avenue 3, lower-floor units (typically Levels 1–3) often command small discounts relative to mid-level units due to perceived security concerns and reduced natural light, though these units may appeal to elderly residents or disabled occupants requiring minimised vertical mobility. Mid-level units (Levels 4–12) typically command the strongest pricing premiums, as they balance natural light, security perception, and accessibility without the noise and temperature variability associated with uppermost floors. Upper-floor units (Levels 13+) may carry modest premiums related to natural light and privacy, though this benefit is partially offset by reduced accessibility and increased utility costs in Singapore's climate. Units on the quieter, north-facing sides of blocks may carry small premiums relative to south-facing units exposed to afternoon solar heat gain, though orientation preferences vary substantially across individual buyers based on personal comfort priorities. Corner units within stacks typically command 3–5% premiums relative to similar units in block interiors, reflecting increased natural light and reduced shared wall interfaces. Systematic valuation analysis comparing recent transactions across multiple floor levels and orientations within comparable Bedok blocks provides empirical guidance on unit-level pricing differentials, enabling efficient allocation decisions for buyers prioritising value over aspirational positioning.

What is the future supply pipeline for HDB developments in the Bedok district, and how might this affect long-term property values?

The Bedok district, as a mature HDB precinct, is not scheduled for significant new greenfield development, as the Housing and Development Board's master planning prioritises estate renewal and infill development over expansion into new land areas. Future supply additions are primarily constrained to selective block replacements and estate rejuvenation initiatives that improve existing housing stock without substantially expanding available units. The limited new supply pipeline, combined with persistent demand from growing household formations and upgrading patterns, supports structural supply constraints that have historically underpinned gradual capital appreciation across mature estates like Bedok. HDB's ongoing Upgrading Programme initiatives—including new lift installations, improved public spaces, and enhanced neighbourhood facilities—selectively enhance specific blocks and precincts, with renewal benefits typically reflected in modestly higher valuations for rejuvenated developments. Prospective buyers should monitor HDB's upgrade timelines for 407 Bedok North Avenue 3 and surrounding blocks, as announced improvements often trigger renewed local interest and modest capital appreciation in advance of work completion. The mature estate's limited expansion capacity and strategic importance within Singapore's eastern residential framework suggest stable to slowly appreciating valuations across the planning horizon, making Bedok developments appropriate holdings for conservative investors prioritising capital preservation alongside yield generation.

Hdb Flat At 407 Bedok North Avenue 3 — From S$900