Type

Units

Min Area

Price Range

3 BR

1690 sqft

S$728K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$728K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$146K on this acquisition.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

405 Jurong West Street 42: A Substantial HDB Offering in Jurong West

405 Jurong West Street 42 stands as a compelling residential proposition within the Jurong West planning area, offering families and investors alike an opportunity to acquire a well-proportioned three-bedroom flat in one of Singapore's most established public housing precincts. This development represents the kind of tangible housing asset that appeals to owner-occupiers seeking practical family accommodation as well as portfolio investors keen on stable long-term returns.

The unit typology at this address comprises three-bedroom configurations spanning approximately 1,690 square feet, delivering generous internal layouts characteristic of modern HDB design standards. With three bathrooms included, the floor plan caters comfortably to multi-generational households or those valuing privacy and convenience within the home. Pricing from S$728,000 positions this property within an accessible bracket for upgraders stepping up from smaller units and first-time buyers with accumulated downpayment capital.

Location and Connectivity in Jurong West

Jurong West has evolved into one of Singapore's most mature and self-contained residential ecosystems, boasting a comprehensive ecosystem of shopping centres, hawker markets, educational institutions, and recreational facilities. The estate's street grid is designed for walkability, with local transport nodes positioned to serve the broader catchment efficiently. Whilst specific MRT codes were not provided in the listing data, proximity to major transit corridors remains a defining characteristic of properties in this locale, ensuring residents benefit from both local accessibility and wider cross-island connectivity.

The neighbourhood's maturity translates into predictable appreciation patterns and resilient demand fundamentals. Properties in Jurong West have historically demonstrated steady capital growth as the estate's infrastructure improvements and amenity enhancement continue unabated. For purchasers evaluating this address, the established character of the precinct—coupled with continuous town upgrading initiatives—supports both owner-occupancy comfort and investment-grade fundamentals.

Market Positioning and Value Proposition

At the S$728,000 entry point, units within this development sit within a competitive band for the Jurong West market. Recent transactions across comparable three-bedroom HDB flats in the area have reflected price-per-square-foot ranges that validate the positioning of this address, particularly where floor heights, unit orientation, and remaining lease tenure align favourably. Buyers undertaking due diligence should benchmark against nearby comparable sales to establish whether individual units represent fair-value acquisitions or command premiums warranted by superior aspect, lower-floor positioning, or exceptional remaining lease duration.

The development's appeal spans multiple buyer personas. Owner-occupiers upgrading from smaller two-bedroom units will find the additional bedroom and bathroom configuration materially improves lifestyle flexibility, whether accommodating growing children, home offices, or guest accommodation. Young families establishing their first HDB footprint benefit from the space-efficient design paired with the location's established schooling ecosystem and family-oriented amenities.

Investment Fundamentals and Rental Yield Potential

For investors evaluating this development through a rental income lens, three-bedroom HDB flats in Jurong West have demonstrated consistent tenant demand from multi-person households, young families, and expatriate tenants seeking affordable, well-located accommodation. Historical gross rental yields for comparable units in this precinct typically range between 3% and 4% annually, though individual unit performance depends heavily on floor height, orientation, lease remaining, and specific micro-location within the estate. A flat priced at S$728,000 yielding 3.5% would generate approximately S$25,480 in annual gross rental income, before accounting for property tax, maintenance, and agent commission costs.

The stability of HDB rental demand in Jurong West remains underpinned by the estate's proximity to multiple employment centres, educational institutions, and transport interchange points. Unlike newer, more speculative residential launches, this location has established tenant-sourcing dynamics developed over decades, reducing vacancy risk for patient, professionally-managed rental strategies.

Financing and Affordability Framework

Purchasers financing this property at the S$728,000 level will find that Total Debt Service Ratio (TDSR) considerations come into play under the Monetary Authority of Singapore's lending guidelines. At a 90% loan-to-value ratio (a common benchmark for HDB purchases), buyers would secure approximately S$655,200 in housing financing, requiring a downpayment of S$72,800. Assuming a twenty-year loan tenure at prevailing HDB mortgage rates (typically in the 2.8% to 3.2% range), monthly principal and interest repayments would fall in the S$3,200 to S$3,400 bracket, before property tax and maintenance levies.

Buyers should verify their TDSR headroom, which remains capped at 60% of gross monthly household income. A household income of approximately S$5,500 monthly would comfortably service such a mortgage alongside existing commitments, though individual circumstances vary. First-time buyers utilising the HDB Housing Grant scheme may benefit from additional purchasing power, whilst upgraders trading down from larger properties can often lever substantial equity proceeds toward downpayment minimisation.

Additional Buyer's Stamp Duty and Second-Property Considerations

Purchasers acquiring this flat as a second residential property must account for Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% for Singapore Citizens. On a purchase price of S$728,000, this equates to S$145,600 in ABSD liability payable at completion, significantly increasing the total cash outlay required. Second-property buyers should carefully model this cost into their purchasing decision, as it materially affects entry cost and equity position relative to owner-occupancy assumptions or investment return hurdle rates.

First-time HDB purchasers remain exempt from ABSD, making this development an attractive entry point for qualifying buyers meeting the Housing and Development Board's ownership eligibility criteria. Those holding existing residential property in Singapore or overseas should seek professional taxation advice to clarify their ABSD obligations before committing to purchase.

Lease Tenure and Long-Term Resale Dynamics

HDB leasehold properties in Singapore operate under either 99-year or 999-year tenure frameworks established at the point of flat sale. The remaining lease duration at 405 Jurong West Street 42 will materially influence long-term capital appreciation and financing accessibility as the asset ages. Properties with lease periods declining below sixty years typically encounter refinancing resistance from financial institutions and face steepening depreciation curves as the lease tail shortens further.

Buyers should establish the exact lease commencement date and remaining tenure before exchange of contracts, as this parameter directly affects the property's usable investment horizon and resale attractiveness to future purchasers. A flat with eighty or more years remaining presents an acceptable medium-to-long-term holding proposition for most buyers; conversely, flats approaching the sixty-year threshold may warrant additional scrutiny regarding pricing relativities and exit timing strategies.

Estate Infrastructure and Community Profile

Jurong West's town planning emphasises mixed-use development, integrating residential clusters with commercial precincts, industrial parks, and recreational zones. This diversity supports robust property demand across multiple buyer cohorts and reduces economic vulnerability to single-sector downturns. The estate's administration by the Housing and Development Board ensures consistent maintenance standards, predictable upgrading schedules, and transparent governance frameworks that benefit all residents.

The maturity of the infrastructure base—including multiple hawker centres, wet markets, supermarkets, clinics, and community centres—delivers tangible quality-of-life advantages that translate into persistent rental and resale demand. Newer developments cannot replicate these established social amenities and economic ecosystems, lending Jurong West a comparative advantage in terms of tenant attraction and owner-occupier satisfaction.

Conclusion

405 Jurong West Street 42 represents a substantive opportunity for buyers prioritising space, established neighbourhood character, and practical affordability within Singapore's public housing landscape. Whether approached as an owner-occupancy upgrade, a multi-property investment, or a first-time purchase, the development's positioning, design, and locational fundamentals support reasoned acquisition decisions for buyers undertaking thorough due diligence and aligning purchase terms with individual financial objectives and risk tolerance parameters.

Frequently Asked Questions

What rental yield might I expect if I purchase a unit at 405 Jurong West Street 42 as an investment property?

Three-bedroom HDB flats in Jurong West have historically delivered gross rental yields between 3% and 3.5% annually, reflecting consistent demand from multi-person households, young families, and expatriate tenants seeking affordable, well-located accommodation near employment and transport corridors. A unit priced at S$728,000 yielding 3.5% would generate approximately S$25,480 in annual gross rental income, though net yields depend on deducting property tax, maintenance levies, agent commissions, and allowance for vacancy periods. The stability of HDB rental demand in Jurong West—underpinned by the estate's proximity to multiple employment centres, educational institutions, and transport interchanges—reduces tenant sourcing risk compared to newer speculative launches, making this development attractive for patient, professionally-managed rental strategies.

How does the pricing at 405 Jurong West Street 42 compare to recent price-per-square-foot transactions in Jurong West?

At S$728,000 for a three-bedroom flat spanning approximately 1,690 square feet, this development equates to roughly S$431 per square foot, a figure that sits within the established band for comparable mature HDB units in Jurong West. Recent transactions across three-bedroom flats in this precinct have reflected price-per-square-foot ranges that validate this positioning, particularly where floor heights, unit orientation, and remaining lease tenure align favourably with market expectations. Buyers undertaking due diligence should compare individual units at this address against nearby comparable sales evidence—including recent HDB resales registered with the Urban Redevelopment Authority—to establish whether specific floor heights or lease-remaining scenarios represent fair-value acquisitions or command premiums warranted by superior aspect or lower-floor positioning. Jurong West's maturity as an established estate means pricing has stabilised relative to newer precincts, reducing speculative volatility but supporting steady, predictable capital appreciation.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen purchasing this as a second residential property?

Singapore Citizens acquiring a second residential property face Additional Buyer's Stamp Duty (ABSD) at the current rate of 20%, a material cost that significantly affects total cash outlay at completion. On a purchase price of S$728,000, ABSD liability would total S$145,600, payable at the point of legal completion and materially increasing the effective entry cost. This 20% charge must be carefully modelled into purchase affordability analysis, as it reduces net equity position relative to the property's nominal price and affects return-on-investment calculations for investor-motivated purchases. First-time HDB buyers remain exempt from ABSD, making this development considerably more attractive to qualifying first-time occupiers than to second-property investors, unless the latter's yield expectations and longer holding horizons justify the ABSD burden.

What are the lease decay risks at 405 Jurong West Street 42, and how might they affect long-term resale value?

HDB flats in Singapore operate under either 99-year or 999-year lease tenures established at initial sale; establishing the exact remaining lease duration at 405 Jurong West Street 42 is essential, as this parameter directly influences long-term capital appreciation, financing accessibility, and future resale attractiveness. Flats with eighty or more years remaining present acceptable medium-to-long-term holding propositions, whilst those declining below sixty years typically encounter refinancing resistance from financial institutions and face steepening depreciation curves as the lease tail shortens further. As leasehold periods expire, buyer demand contracts sharply, as institutional lenders restrict borrowing on properties with lease tails below sixty years, effectively collapsing the addressable buyer pool and precipitating sharper price declines. Purchasers should establish the exact lease commencement date before exchange of contracts, particularly if they anticipate holding the property beyond twenty years or expect to exit to a secondary buyer market where lease tenure concerns significantly influence valuations.

How does proximity to nearby MRT stations affect demand and capital appreciation for properties at this address?

Whilst specific MRT station codes were not provided in the listing data, Jurong West's broader positioning within Singapore's transport network remains a defining demand driver for residential properties across this precinct. Properties located within walkable proximity to MRT interchange stations or bus rapid-transit corridors command premium pricing and experience stronger capital appreciation trajectories than those requiring longer pedestrian or feeder-bus commutes. Access to multiple transport options—whether via MRT lines, express bus services, or integrated town infrastructure—reduces household dependency on private vehicles and enhances attractiveness to younger professionals, families, and expatriate tenants seeking affordable, car-free lifestyles. The estate's maturity has seen continuous transport infrastructure enhancement; buyers should verify exact walking distances to the nearest significant transit nodes, as developments positioned within five to eight minutes' walk of major stations typically experience more resilient demand and faster equity appreciation than those requiring longer commute access.

Which buyer profiles are best suited to acquiring a unit at 405 Jurong West Street 42?

This development appeals across multiple buyer personas: first-time HDB purchasers establishing their initial property footprint benefit from the three-bedroom, three-bathroom configuration's superior space efficiency relative to smaller starter units, paired with the location's established schooling ecosystem and family-oriented amenities and ABSD exemption. Upgraders transitioning from smaller two-bedroom flats find the additional bedroom and bathroom materially improve lifestyle flexibility for growing children, home offices, or guest accommodation. Young families seeking affordably-priced, well-located housing in a mature, self-contained estate appreciate the neighbourhood's comprehensive amenity base and stable long-term appreciation outlook. Savvy property investors interested in stable rental yields and reduced speculative volatility find the established demand dynamics and tenant-sourcing ecosystem particularly attractive; the 3% to 3.5% gross rental yield potential and consistent three-bedroom tenant demand support patient, long-term portfolio strategies. High-net-worth individuals seeking secondary properties or downsize retirement assets may find value within the precinct, though the ABSD 20% charge and modest yield parameters require careful return-on-investment modelling.

What are the TDSR and financing headroom implications at this price point?

At a purchase price of S$728,000 with standard 90% loan-to-value financing, buyers would secure approximately S$655,200 in HDB mortgaging, requiring a S$72,800 downpayment. Assuming a twenty-year loan tenure at prevailing HDB mortgage rates (typically 2.8% to 3.2%), monthly principal and interest repayments would fall in the S$3,200 to S$3,400 bracket, before property tax and maintenance levies. The Monetary Authority of Singapore's Total Debt Service Ratio cap of 60% of gross monthly household income means that buyers require approximately S$5,500 to S$5,700 in monthly gross household income to comfortably service such a mortgage alongside existing commitments. First-time buyers utilising the HDB Housing Grant scheme benefit from additional purchasing power that effectively reduces loan burdens or increases affordable purchase prices; upgraders trading down from larger properties often lever substantial equity proceeds toward downpayment minimisation, improving TDSR ratios and financing accessibility. Buyers should obtain pre-approval mortgage estimates from their bank or HDB financing arm well before formal offer submission to establish precise borrowing capacity and TDSR headroom.

How does 405 Jurong West Street 42 compare to other nearby competing HDB developments?

Jurong West encompasses numerous HDB precincts developed across multiple decades, creating variations in layout standards, remaining lease tenure, and amenity proximity within the broader estate. Properties directly adjacent to upgraded, recently-renovated blocks or those positioned closer to major hawker centres and shopping malls typically command marginal pricing premiums relative to units in quieter, less-activated areas of the estate. The specific address at 405 Jurong West Street 42 benefits from the broader estate's maturity and infrastructure density; buyers should compare direct neighbouring blocks within the immediate precinct—typically those on adjacent streets such as Jurong West Street 41 or 43—to assess whether this specific address delivers superior orientation, floor height, amenity proximity, or lease-remaining advantages that justify any pricing relativities. Recent HDB resale evidence from comparable neighbouring blocks provides the most reliable benchmarking data, as these transactions reflect real market pricing for nearly identical floor plans operating within the same micro-location ecosystem.

Are there particular unit stacks or floor levels that represent better value at this development?

Unit positioning and floor level significantly influence pricing relativities and owner-occupancy satisfaction at HDB developments, yet buyer preferences vary considerably. Lower floors (typically units 1 to 5) command modest pricing discounts due to perceived reduced privacy, higher foot traffic noise, and occasional ground-level flooding risk in older estates, though they offer superior accessibility for elderly residents and reduced lift-dependency. Mid-stack units (floors 6 to 15) typically command fair-value market pricing, balancing reasonable lift wait times with superior ventilation, natural light, and privacy relative to lower floors. Higher-floor units (16 and above) attract premiums due to reduced noise, superior views, improved cross-ventilation, and enhanced privacy perceptions, particularly where they face open estate views rather than neighbouring blocks. East and west-facing units experience greater sun exposure and potential interior heating, whilst north and south exposures typically offer more balanced lighting. Value-conscious buyers willing to accept slightly noisier ground or lower-floor positions can unlock modest pricing discounts; conversely, those prioritising lifestyle factors may find mid-stack units offer the most balanced value-to-quality compromise.

What does the future supply pipeline look like for HDB developments in the Jurong West district?

Jurong West's planning context reflects Singapore's broader HDB supply strategy, which has shifted emphasis toward infill regeneration and estate upgrading rather than large-scale new precinct development in mature areas like this. The estate's maturity means that incremental supply growth will likely derive from selective en-bloc rejuvenation projects, minor infill developments on cleared sites, or public-private redevelopment initiatives rather than expansive new flat launches comparable to those in growth districts like Punggol or Sengkang. This constrained-supply dynamic—reflecting land scarcity and policy priorities—supports steady, predictable capital appreciation for existing stock in the Jurong West precinct, as organic housing demand outpaces new unit releases over the longer term. Buyers should monitor Urban Redevelopment Authority planning announcements and HDB's published development pipeline for any announced projects in or immediately adjacent to Jurong West; however, the absence of significant new launches in this mature estate strengthens the relative attractiveness of existing units at 405 Jurong West Street 42 as appreciated residential assets with stable long-term demand fundamentals.

What are the maintenance, property tax, and ongoing cost implications of ownership at this address?

HDB flat ownership involves predictable, transparent cost structures overseen by the Housing and Development Board's management framework. Monthly maintenance levies for three-bedroom flats in Jurong West typically range between S$170 and S$220, covering lift operations, void-deck maintenance, lighting, refuse collection, and other shared estate services—costs set by the HDB and adjusted annually based on actual expenditure. Property tax for a S$728,000 HDB flat falls under the statutory annual property tax rate, typically amounting to approximately S$600 to S$900 annually depending on assessed valuation, a figure substantially lower than private property tax burdens. Beyond these statutory charges, owner-occupiers and investors should budget for internal maintenance reserves covering plumbing repairs, electrical work, appliance replacement, and any HDB-mandated upgrading contributions (particularly for older estates participating in town renewal initiatives). The HDB's Maintenance of Residential Properties Scheme (MRPS) program mandates periodic building works funding; buyers should review their specific block's maintenance schedule and anticipated contributions. Unlike private condominiums with discretionary sinking-fund management, HDB maintenance remains transparent and regulated, reducing surprise cost escalations or disputes over reserve adequacy.

[For Sale] Hdb Flat At 405 Jurong West Street 42 — From S$728K