Type

Units

Min Area

Price Range

2 BR

721 sqft

S$480K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$480K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$96,000 on this acquisition.
Located 4 min (330 m) from EW23 Clementi MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

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376 Clementi Avenue 4: Connected HDB Living in West Singapore

376 Clementi Avenue 4 represents a well-positioned housing option for those seeking affordable, accessible accommodation in one of Singapore's most established residential neighbourhoods. Situated in the Clementi precinct of West Singapore, this HDB development benefits from its location within a mature, family-friendly community that has evolved significantly over the past two decades. The development exemplifies the practical approach to urban housing that defines Singapore's public residential landscape, offering residents a balance between affordability and lifestyle quality.

The development's proximity to Clementi MRT Station is among its most compelling advantages. Located merely 4 minutes' walk away—approximately 330 metres—the station provides direct access to the East-West Line, one of Singapore's busiest and most essential transport corridors. This level of connectivity translates to swift commuting options across the island, whether towards the CBD, Changi Airport, or destinations in the eastern corridors. For working professionals and students, this accessibility represents a tangible quality-of-life benefit that extends beyond the immediate neighbourhood.

Layout and Living Specifications

Units at 376 Clementi Avenue 4 are designed with contemporary family living in mind. The available floor plans are efficient and intelligently configured, with units spanning approximately 721 square feet providing practical arrangements that maximise usable space. Multi-bedroom configurations cater to diverse household compositions, from compact units suited to first-time buyers and young couples to larger layouts accommodating growing families. Each unit benefits from thoughtful design that ensures natural light and ventilation whilst maintaining the density requirements inherent to public housing developments.

Bathroom and kitchen provisions meet modern standards, with fixtures and layouts reflecting current HDB specifications. The development's construction quality adheres to Building and Construction Authority standards, ensuring durability and structural integrity expected of Singapore's public housing stock. Storage solutions and flexible living areas within units demonstrate attention to practical resident needs, particularly important in Singapore's space-conscious context.

The Clementi Neighbourhood Context

Clementi has matured into one of Singapore's most vibrant residential and commercial hubs. The precinct supports a comprehensive ecosystem of amenities that extends well beyond basic needs. Clementi Shopping Centre and Clementi Mall provide retail, dining, and entertainment options, whilst the area hosts numerous educational institutions ranging from primary schools to tertiary facilities. This concentration of services and facilities makes the neighbourhood particularly attractive to families and those prioritising lifestyle convenience.

The surrounding community character reflects decades of residential evolution. Parks, recreational facilities, and green spaces provide respite and leisure opportunities for residents. The area's maturity also translates to established social infrastructure, including community centres, healthcare facilities, and transport nodes that have been refined through years of urban planning and resident feedback.

Investment and Resale Considerations

For those acquiring 376 Clementi Avenue 4 as part of a portfolio strategy, the development presents characteristics typical of established HDB stock in well-served locations. The MRT accessibility supports sustained demand from commuters and young professionals, which typically underpins steady resale activity. Transaction volumes in the Clementi area remain consistent, reflecting the neighbourhood's enduring appeal across multiple buyer demographics.

Pricing at this development generally reflects the balance between location quality, amenities access, and the inherent affordability of HDB housing versus private residential alternatives. As with all HDB properties, lease length remains a consideration in valuation assessments. Whilst newer HDB developments may feature longer lease horizons, properties in established estates like Clementi maintain resale viability through demographic demand and functional utility, even as lease terms age.

Second-property purchasers should note that acquiring this development as an investment would trigger Additional Buyer's Stamp Duty at the current rate of 20% for Singapore Citizens purchasing a second residential property. This represents a material consideration in investment yield calculations and overall purchase cost structures, requiring careful financial planning alongside other acquisition expenses.

Financing and Affordability Positioning

The accessible price positioning of 376 Clementi Avenue 4 aligns with first-time buyer profiles and upgraders seeking value without compromising on location. Typical price points within this development generally permit viable financing arrangements under standard ABSD and Total Debt Service Ratio frameworks. Buyers should liaise with financial advisors and banking institutions to understand individual debt servicing capacity, as this varies based on household income, existing liabilities, and personal financial circumstances.

The development's price-to-area ratio compares competitively within the Clementi precinct, particularly when accounting for the MRT proximity premium that justified in this location. Historical transaction data in the area indicates that properties within close proximity to MRT stations command subtle but measurable valuation advantages relative to properties requiring longer walking distances to transport nodes.

Suitability Across Buyer Profiles

376 Clementi Avenue 4 appeals across multiple buyer categories. First-time purchasers benefit from the manageable entry point and proven neighbourhood stability. Young families appreciate the educational facilities proximity and community infrastructure maturity. Upgraders transitioning from smaller units find the configuration options accommodate expanding household needs. Investors seeking dividend-yielding rental opportunities can analyse market rental rates within the Clementi HDB ecosystem, where established occupant bases and transport connectivity typically support consistent rental demand.

High-net-worth individuals may view this development less as a personal residence and more through an investment lens, potentially as part of diversified property portfolios. The stable, mature neighbourhood character and MRT accessibility provide risk mitigation characteristics that appeal to institutional and individual investors alike.

Transport Infrastructure and Future Outlook

The East-West Line remains one of Singapore's most strategically important transport corridors, and Clementi's position on this route ensures continued relevance in the city's transport hierarchy. Government transport planning initiatives typically include enhancements to existing MRT stations and feeder services, suggesting that accessibility from this location will not diminish over time. Such infrastructure stability provides confidence for long-term residents and investors assessing capital appreciation prospects.

The broader Clementi precinct has recently seen selective commercial and mixed-use development, with the neighbourhood balancing new growth against preserving its residential character. This measured approach to planning typically supports stable property values and prevents the demand fluctuations that can affect areas experiencing rapid transformation or overdevelopment.

Comparative Positioning and Market Context

Within the West Singapore HDB landscape, 376 Clementi Avenue 4 occupies a middle ground between older, lease-decayed properties and newer HDB initiatives in outlying areas. The development's age and established status position it advantageously relative to significantly older estates whilst maintaining affordability relative to brand-new launches that carry premium pricing. Nearby competing HDB developments include other Clementi-area properties, which typically share similar MRT accessibility and neighbourhood amenities, making direct comparison on location factors less differentiated than comparison on specific unit layout and building-level amenities.

The property market in this sector has demonstrated resilience through various economic cycles, suggesting that fundamental demand drivers—transport access, neighbourhood maturity, affordability—remain robust regardless of broader market conditions. This stability appeals particularly to conservative purchasers and income-focused investors.

Frequently Asked Questions

What is the estimated rental yield for investors purchasing units at 376 Clementi Avenue 4?

Rental yields on HDB properties in the Clementi area typically range from 2.5% to 3.5% gross annually, depending on unit configuration, floor level, and specific neighbourhood positioning within the estate. At the development's accessible price points, this translates to monthly rental income that can meaningfully offset financing costs for investor-purchasers. The established neighbourhood character and MRT accessibility support consistent tenant demand, as the area attracts working professionals, students, and young families seeking convenient, affordable accommodation. However, investors should factor in 20% Additional Buyer's Stamp Duty as a Singapore Citizen's second-property acquisition, which materially impacts net yield calculations and overall return-on-investment profiles when amortised across typical holding periods.

How does the price per square foot at 376 Clementi Avenue 4 compare to recent HDB transactions in Clementi?

The price-per-square-foot positioning at 376 Clementi Avenue 4 aligns with recent comparable transactions in the Clementi HDB ecosystem, typically ranging within the S$650–S$750 per square foot band depending on exact unit specifications, floor level, and condition. Proximity to Clementi MRT Station—just 330 metres away—justifies a slight premium relative to Clementi properties requiring longer walking distances to the station, as transport accessibility remains a primary value driver in HDB resale markets. Recent market activity in the broader Clementi precinct indicates sustained demand at these price levels, with absorption rates suggesting neither oversupply nor acute scarcity. Purchasers should validate specific transaction comparables through recent sales data to ensure individual unit pricing aligns with area benchmarks, accounting for variables such as unit configuration, facing direction, and building-specific amenities.

What are the Additional Buyer's Stamp Duty implications for Singapore Citizens buying 376 Clementi Avenue 4 as a second residential property?

Singapore Citizens purchasing 376 Clementi Avenue 4 as a second residential property incur Additional Buyer's Stamp Duty at the current statutory rate of 20% on the purchase price, applied on top of the standard Buyer's Stamp Duty. On a property priced at S$480,000, this represents a material additional cost of approximately S$96,000 that must be factored into total acquisition expenses and cash-flow planning. This ABSD liability is non-recoverable and applies regardless of whether the property is retained for personal use or acquired as an investment rental. Second-property purchasers should conduct comprehensive financial planning to ensure ABSD liability does not unduly constrain their purchasing capacity or debt servicing headroom, and should consider the impact on investment yield calculations if acquiring the property for rental income purposes.

Does lease decay present a risk to resale value and future marketability at 376 Clementi Avenue 4?

As an established HDB estate, 376 Clementi Avenue 4 units carry lease terms that have begun to age, which is a material consideration for any purchaser. Singapore HDB property values typically remain relatively robust even as lease terms decay, provided the estate maintains good physical condition, the neighbourhood retains demographic appeal, and transport infrastructure remains relevant—all conditions currently present at Clementi. However, properties approaching 60-year lease thresholds (where only 60 years or fewer remain) may experience valuation sensitivity, with some purchasers and financing institutions applying more stringent assessment criteria. The development's strong MRT connectivity and mature neighbourhood amenities provide structural support to underlying demand, which can mitigate pure lease-decay effects. Prospective purchasers should clearly understand the specific lease remaining on their target unit and factor this into long-term appreciation assumptions, particularly if holding beyond 20–30 years.

How does Clementi MRT Station proximity influence demand and capital appreciation at 376 Clementi Avenue 4?

The 4-minute walk to Clementi MRT Station—approximately 330 metres—positions 376 Clementi Avenue 4 within the premium accessibility band for HDB properties in this precinct, a factor that demonstrably influences buyer demand and supports capital appreciation relative to comparable properties further from the station. MRT-adjacent properties consistently command subtle but measurable price premiums, typically in the range of 5–10% relative to properties requiring longer walking distances, as transport accessibility remains among the most-valued amenities in Singapore's residential property market. The East-West Line's strategic importance to Singapore's transport hierarchy ensures that Clementi Station remains a high-capacity node unlikely to be diminished by future planning changes. This infrastructure stability underpins long-term demand resilience, as commuters and business professionals continue prioritising MRT-accessible locations for residential purposes. Capital appreciation prospects are therefore positively inflected by proximity to this major transport node, relative to HDB estates in peripheral locations.

Which buyer profiles are best suited to 376 Clementi Avenue 4, and are there particular suitability considerations?

376 Clementi Avenue 4 caters across multiple buyer demographics. First-time purchasers benefit from the manageable entry price point, established neighbourhood stability, and straightforward financing via HDB loan schemes, making the property a practical gateway to homeownership. Young upgraders and growing families find the unit configurations accommodate household expansion whilst maintaining affordability relative to private housing. Young professionals and students value the MRT accessibility for commuting and the mature neighbourhood infrastructure including educational institutions and retail amenities. Investors seeking rental yield appreciate the consistent tenant demand in the Clementi area, driven by transport connectivity and neighbourhood maturity, though they must account for 20% ABSD on second-property acquisitions. Conservative purchasers prioritise the neighbourhood's stability and planning maturity, reducing exposure to disruptive rezoning or rapid demographic shifts. High-net-worth individuals may view units as part of diversified portfolios, valuing the stable underlying demand and low-volatility characteristics of established HDB estates. The breadth of suitability across these profiles reflects the fundamental strength of the development's location and affordability positioning.

What are typical TDSR headroom and financing considerations at 376 Clementi Avenue 4's price points?

At the development's typical price range, buyers qualifying for HDB loans benefit from favourable Total Debt Service Ratio assessment frameworks, as HDB financing criteria are generally more accommodative than private sector lending standards. For a property priced at approximately S$480,000, with a typical 80% loan-to-value ratio, the monthly loan instalment at prevailing interest rates would typically require household monthly income around S$6,500–S$7,500 to maintain comfortable TDSR headroom below 60%. However, individual TDSR capacity varies materially based on existing liabilities (car loans, credit cards, student loans) and household composition, requiring personalised assessment through banking institutions. Second-property purchasers should account for ABSD liability when calculating total cash requirements, as this reduces immediately-available capital and can constrain overall purchasing power. Prospective buyers are strongly advised to engage with HDB financial advisory services and licensed mortgage brokers to validate their specific financing capacity before committing to purchase, ensuring realistic debt servicing projections align with household financial circumstances.

How does 376 Clementi Avenue 4 compare to nearby competing HDB developments in the Clementi area?

The Clementi precinct encompasses several HDB estates of varying ages and configurations, with comparable developments including Clementi Avenue 1, Clementi Avenue 3, and other blocks within the same precinct. Most competing properties share broadly similar transport accessibility to Clementi MRT Station, though exact distances vary, placing units at 376 Clementi Avenue 4 competitively if not advantageously positioned relative to further-flung blocks. Competing developments may offer units at marginally different price points reflecting lease terms, floor plans, and building-specific amenities, but the broader supply pipeline in Clementi is relatively stable without imminent large-scale new launches that might disrupt existing property valuations. Differentiating factors between competing properties within the estate typically centre on specific unit configuration, floor level, facing direction, and proximity to neighbourhood amenities like shopping centres and food courts rather than fundamental location or transport infrastructure advantages. Serious purchasers should conduct comparative viewing and transaction analysis across competing Clementi blocks to ensure they select optimal value relative to their specific requirements.

Are there particular unit stacks or floor levels offering superior value at 376 Clementi Avenue 4?

Within HDB developments, lower-floor units typically command marginal price discounts relative to mid-to-upper floors due to perceptions regarding privacy, noise, and security, presenting potential value opportunities for price-conscious buyers. Units on floors 10–20 often represent optimal value equilibrium, balancing the premium required for upper-floor units against the discounting applied to lower floors, whilst still providing meaningful elevation benefits over ground-level exposure. Corner units and units at development edges may offer enhanced natural light and ventilation relative to interior blocks, potentially justifying modest premiums that reflect their superior environmental quality. Units facing open spaces, parks, or less-busy roads typically command slight premiums relative to road-facing units exposed to traffic noise, an important consideration for those prioritising residential tranquillity. Mid-range blocks positioned between prominent neighbourhood anchors (shopping centres, void decks, hawker areas) sometimes offer price discounts reflecting busy foot-traffic patterns, though this may be immaterial for transient residents or investors prioritising yield over aesthetics. Prospective purchasers should inspect candidate units across multiple floor levels and stack positions before deciding, as individual preferences regarding views, exposure, and amenity proximity vary materially between buyer profiles.

What is the future supply pipeline for HDB properties in West Singapore, and could new launches affect 376 Clementi Avenue 4's resale value?

The future HDB supply pipeline in West Singapore is carefully managed through Singapore's long-term housing strategy, with new launches typically concentrated in designated growth areas rather than within mature, fully-developed precincts like Clementi. The Urban Redevelopment Authority's planning framework generally preserves established neighbourhoods like Clementi whilst directing new HDB development towards expanding estates further west and south, reducing near-term competitive pressure on existing Clementi-area properties. Large-scale new launches in nearby areas might theoretically absorb marginal demand from price-sensitive first-time buyers, but the mature MRT-accessible infrastructure at Clementi provides structural advantages that persist regardless of peripheral new supply. Government housing policy initiatives occasionally include en-bloc upgrading or rejuvenation projects in mature estates, which could improve neighbourhood amenities and potentially enhance neighbouring property values. Purchasers of 376 Clementi Avenue 4 can approach their decision with reasonable confidence that fundamental demand drivers—MRT accessibility, neighbourhood maturity, and affordability relative to private housing—are unlikely to be substantially undermined by future supply-side disruptions, though they should monitor official Urban Redevelopment Authority planning announcements for any material rezoning or large-scale development proposals affecting the broader Clementi precinct.

[For Sale] 376 Clementi Avenue 4 — From S$480K