Type

Units

Min Area

Price Range

4 BR

1657 sqft

S$855K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$855K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$171K on this acquisition.
Located 15 min (1.24 km) from EW26 Lakeside MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

369 Yung An Road: A Mature HDB Development Near Lakeside MRT

Located at 369 Yung An Road, this established HDB estate occupies a strategic position in the Jurong East precinct, approximately 1.24 kilometres from Lakeside MRT Station on the East-West Line. The development represents a well-integrated residential community that has matured over decades, offering residents a comprehensive blend of urban convenience and neighbourhood stability. Units within this project are currently available from S$855,000 onwards, reflecting competitive pricing within this transportation-served locale.

Location and Connectivity

The proximity to Lakeside MRT Station provides residents with seamless access to Singapore's broader transport network. The 15-minute walk to the station—approximately 1.24 kilometres—places the development within the ideal catchment for commuters targeting employment clusters along the East-West Line corridor, including Marina Bay, the CBD, and eastern business districts. This accessibility has historically supported sustained demand for housing in this vicinity, as professionals and families prioritise locations that reduce daily commute burden.

Beyond the MRT interchange, the Lakeside area functions as a regional commercial and educational hub. Shopping centres, markets, dining establishments, and service providers are distributed throughout the neighbourhood, creating an environment where residents can conduct daily tasks without extensive travel. The maturity of the surrounding infrastructure means that essential services—polyclinics, supermarkets, hawker centres—are already embedded within walking distance.

Property Specifications and Layout

Units at 369 Yung An Road are predominantly configured as four-bedroom, two-bathroom residences, with internal areas around 1,657 square feet. This layout category appeals to families requiring distinct sleeping quarters, home office space, and separation of living functions. The generous floor area permits flexible use of rooms, whether as bedrooms, studies, or guest accommodation, making these units adaptable to various household compositions and working-from-home arrangements that have become increasingly common in Singapore's residential market.

The four-bedroom format has historically demonstrated strong appeal across multiple buyer demographics: upgraders seeking more space after residing in smaller units, families with multiple children or elderly parents, and owner-occupiers who value the option to designate dedicated work areas. This versatility contributes to stable resale demand, as the unit type transcends narrow lifestyle categories.

Investment Potential and Rental Yield

Properties within established HDB estates near major MRT stations typically command healthy rental demand, and 369 Yung An Road is positioned to benefit from this principle. Four-bedroom units in accessible locations attract professional tenants, small families, and expatriate occupants seeking spacious, well-located accommodation. Based on comparable transactions in the Jurong East precinct, units of this type and size have demonstrated gross rental yields in the range of 2.5% to 3.2% annually, though outcomes depend on individual unit condition, floor level, and exact street frontage.

Prospective investors should note that Additional Buyer's Stamp Duty applies to second residential property purchases by Singapore Citizens at a rate of 20%, materially affecting the net cost of acquisition for investors or upgraders. This consideration must be incorporated into yield calculations and long-term capital appreciation assumptions when evaluating purchase viability as an investment asset rather than a primary residence.

Resale Value and Lease Tenure Considerations

HDB leasehold properties in Singapore operate under a 99-year lease framework, which began from the date of the original estate's development. Lease decay—the gradual reduction in property value as the lease matures—is a material consideration for buyers at 369 Yung An Road, particularly if the original lease tenure commenced several decades ago. Properties with remaining lease terms below 80 years may experience accelerated value depreciation, as financing becomes more challenging and buyer pools narrow. Current market transactions in similar Jurong East estates show that unit price per square foot decreases noticeably once remaining lease tenure falls below 75 years.

Prospective purchasers should request the exact lease commencement date and remaining tenure for any unit of interest, allowing informed assessment of long-term capital preservation. Units with stronger remaining lease terms naturally command price premiums in the resale market and maintain financing accessibility with mainstream lenders over longer investment horizons.

Financing and TDSR Considerations

For buyers seeking mortgage financing, Total Debt Service Ratio constraints merit careful examination. At typical price points within this development (from S$855,000), mortgage borrowing in the region of S$600,000 to S$700,000 would be common for buyers utilising Central Provident Fund and bank loans. With prevailing mortgage rates between 3.5% and 4.2%, the monthly debt servicing commitment would typically range from S$2,800 to S$3,500 depending on loan tenure, existing liabilities, and co-borrower income. Financial institutions typically impose a TDSR ceiling of 60%, meaning household gross monthly income should exceed approximately S$4,700 to S$5,800 to comfortably accommodate the mortgage alongside other commitments.

First-time buyers benefit from concessional Additional Buyer's Stamp Duty rates, paying only the standard 3% to 4% conveyance duty, substantially reducing acquisition costs compared to investors or upgraders. This advantage should be weighed against the long-term lease decay trajectory when evaluating purchase feasibility.

Neighbourhood Comparison and Competitive Positioning

The Jurong East and Yung An Road area competes with other mature HDB estates in close proximity, including developments in adjacent neighbourhoods served by Boon Lay MRT, Pioneer MRT, and other nearby stations. Per-square-foot pricing at 369 Yung An Road typically ranges from S$515 to S$560 per square foot depending on unit age, condition, and exact floor level, placing it within the mid-range for the district. Comparable four-bedroom units in estates served by MRT stations within 1 to 1.5 kilometres command similar pricing, though accessibility, amenity density, and perceived neighbourhood prestige introduce variation. Properties immediately adjacent to MRT stations command modest premiums over those requiring longer walks, a dynamic reflected in the current inventory.

District Supply Pipeline and Long-Term Demand

The Jurong East district has historically absorbed new mixed-use developments and residential projects, maintaining steady demand for housing from both owner-occupiers and investors. The maturity of the 369 Yung An Road estate and established nature of the surrounding precinct suggest that supply competition will emerge from nearby new launches rather than from redevelopment of the immediate area in the near term. Long-term planning frameworks indicate continued focus on Jurong as a regional commercial, industrial, and residential node, supporting sustained demand for housing that offers direct MRT accessibility and established community infrastructure.

Ideal Buyer Profiles

This development appeals to a broad spectrum of buyers. First-time owners seeking four-bedroom space at moderate price points will find accessible financing and stable neighbourhoods. Growing families upgrading from three-bedroom units will discover the extra bedroom valuable for children's changing needs or parent-care arrangements. Owner-occupiers prioritising commute reduction to employment along the East-West Line corridor will benefit from the 15-minute station walk and direct train connectivity. Property investors seeking stable rental demand and moderate leverage will appreciate the balance of yield, accessibility, and established tenant pools attracted to HDB estates with proven infrastructure. High-net-worth individuals expanding residential portfolios through HDB diversification will find this development a liquid, transparent asset class with clear resale mechanisms and predictable performance metrics.

Frequently Asked Questions

What rental yield can I expect if I purchase a four-bedroom unit at 369 Yung An Road as an investment property?

Four-bedroom units at 369 Yung An Road, given their size and location within 1.24 kilometres of Lakeside MRT, typically command gross rental yields between 2.5% and 3.2% annually depending on unit condition, floor level, and tenant profile. A unit at the mid-range price point of approximately S$855,000 renting for S$2,150 to S$2,750 monthly would generate returns within this band. However, investment buyers must account for the 20% Additional Buyer's Stamp Duty payable on second residential property acquisitions by Singapore Citizens, which materially reduces net yield in the acquisition year and requires factoring into a multi-year return calculation. Actual rental performance depends significantly on market conditions, tenant demand cycles, and property-specific attributes such as unit orientation and floor number.

How does the price per square foot at 369 Yung An Road compare to recent transactions in Jurong East?

Properties at 369 Yung An Road currently trade within a per-square-foot range of approximately S$515 to S$560, positioning them within the mid-market tier for Jurong East four-bedroom HDB units. Comparable four-bedroom flats in nearby estates served by Boon Lay, Pioneer, or other East-West Line stations show similar pricing, with slight premiums observed for units in developments with immediately adjacent MRT stations. Recent transaction analysis across the precinct indicates that per-square-foot pricing has remained relatively stable over the past 12 to 18 months, with marginal appreciation in estates closer to major commercial nodes. Pricing variations within the development itself are driven by unit age, internal condition, floor level, and remaining lease tenure rather than significant district-wide volatility.

What is the impact of Additional Buyer's Stamp Duty (ABSD) if I purchase at 369 Yung An Road as my second residential property?

Singapore Citizens purchasing a second residential property are subject to Additional Buyer's Stamp Duty at the current rate of 20%, calculated on the purchase price. For a property at 369 Yung An Road priced at S$855,000, the ABSD liability would be approximately S$171,000, substantially increasing the total acquisition cost beyond the purchase price alone. This duty is payable at the point of completion and significantly impacts the net cash required and effective cost basis for investment analysis. First-time buyers are exempted from ABSD and pay only the standard Buyer's Stamp Duty of 3% to 4%, making first-purchase acquisitions considerably more capital-efficient. For second-property buyers, factoring the 20% ABSD into mortgage and cash flow calculations is essential to accurate return projections.

What is the lease tenure risk at 369 Yung An Road, and how does remaining lease affect resale value?

HDB properties operate under a 99-year leasehold tenure, and the remaining lease for any unit at 369 Yung An Road depends on the original development's completion date. As the remaining lease term declines—particularly below 80 years—resale value per square foot typically experiences noticeable compression, with depreciation accelerating once lease tenure falls below 75 years. Financing also becomes more constrained, as mortgage lenders impose stricter advance-to-value ratios and may decline lending altogether on leases below 60 years remaining. Prospective buyers should request the exact lease commencement date and confirm remaining tenure before purchase, as this single factor materially influences long-term capital preservation and liquidity. Units with stronger remaining lease terms command proportional price premiums and maintain access to broader buyer pools over time.

How does proximity to Lakeside MRT Station affect demand and capital appreciation for units at 369 Yung An Road?

The location within 1.24 kilometres of Lakeside MRT Station—approximately a 15-minute walk—is a foundational demand driver for 369 Yung An Road. Proximity to MRT stations has historically been the strongest predictor of capital appreciation and rental demand in Singapore's HDB market, particularly along major lines such as the East-West Line. Residents value the reduced commute burden to employment clusters in Marina Bay, the CBD, and eastern commercial nodes, supporting sustained interest from working-age professionals and families. The Lakeside station also functions as a regional interchange, providing access to feeder bus routes and local shopping facilities. Properties within optimal MRT walking distance (generally under 500 metres) command measurable premiums over those requiring 15-plus-minute walks, though 369 Yung An Road's 1.24-kilometre position remains within attractive accessibility thresholds. Capital appreciation at this development has historically tracked district averages rather than outperforming, indicating that MRT proximity is already fully priced into current valuations.

Which buyer profiles are best suited to purchasing at 369 Yung An Road?

First-time homebuyers will find 369 Yung An Road well-suited due to accessible financing, stable neighbourhoods, and exemption from Additional Buyer's Stamp Duty, reducing entry barriers significantly. Upgraders moving from three-bedroom units to four-bedroom space will appreciate the extra bedroom for children's growth or parental care, positioned at moderate price points that don't require excessive leverage. Owner-occupiers prioritising East-West Line connectivity and commute reduction will benefit from the established transport accessibility and mature community infrastructure. Professional investors building HDB portfolios will recognise stable rental demand, transparent pricing mechanics, and liquid resale markets, though the 20% ABSD on second properties requires careful yield modelling. High-net-worth individuals seeking to diversify residential holdings will view HDB flats as a complementary asset class offering predictable performance and accessibility distinct from private property markets. Families seeking multi-generational living arrangements will value the four-bedroom format's flexibility for accommodating elderly parents or adult children alongside nuclear family units.

What are the TDSR and financing headroom considerations for purchasing at 369 Yung An Road at the current price point?

At typical pricing of S$855,000 for four-bedroom units, buyers would typically require mortgage financing in the region of S$600,000 to S$700,000 using a combination of CPF and bank loans. With prevailing mortgage rates between 3.5% and 4.2%, monthly servicing costs would range from approximately S$2,800 to S$3,500 depending on loan tenure and interest rate structure. Financial institutions impose a Total Debt Service Ratio ceiling of 60%, meaning household gross monthly income should exceed S$4,700 to S$5,800 to comfortably accommodate the mortgage alongside other financial commitments. Buyers with existing liabilities—vehicle loans, personal credit facilities, or spouse's obligations—face further TDSR constraints and may require larger income bases to qualify. The 20% ABSD payable by second-property investors also requires significant cash reserves, typically in the range of S$150,000 to S$180,000, placing total capital requirements well above the mortgage advance. First-time buyers benefit from streamlined TDSR treatment and elimination of ABSD, substantially improving financing accessibility.

How does 369 Yung An Road compare to nearby competing HDB developments in Jurong East?

The Jurong East precinct contains multiple mature HDB estates served by different MRT stations, including Boon Lay, Pioneer, and Lakeside, creating a competitive set of alternatives for four-bedroom unit buyers. Per-square-foot pricing at 369 Yung An Road (S$515–S$560) aligns with comparable estates within the district, though estates with stations immediately adjacent command modest premiums reflecting slightly lower walking times. Developments served by Pioneer or Boon Lay stations may trade at similar levels despite equivalent or longer MRT walks, depending on amenity density and perceived neighbourhood prestige. The Yung An Road location is characterised as an established, mature precinct with stable community infrastructure, distinguishing it from newer launches positioned as contemporary urban villages. Competitive intensity in the district is moderate rather than acute, as new supply enters primarily through launches in adjacent precincts rather than intensive redevelopment of existing estates. Buyer decision-making typically balances unit type, exact price point, remaining lease tenure, and personal commute route preferences rather than being driven by strong brand differentiation between competing estates.

Are there particular unit stacks or floor levels that offer better value at 369 Yung An Road?

Within HDB estates, floor level pricing follows established patterns: lower floors (typically 1–3) command modest discounts due to reduced privacy, exposure to street noise, and perceived security concerns; mid-range floors (4–10) attract premium pricing reflecting optimal light, ventilation, and privacy balance; and upper floors (11 and above) command the highest per-square-foot rates due to superior views and privacy. At 369 Yung An Road, buyers seeking best value should consider mid-range floor positions (floors 5–8), where the price premium over lower floors is moderate but benefits such as light and privacy are substantially improved. Lower floors may appeal to elderly residents or those prioritising accessibility over aesthetics, with the pricing discount potentially offsetting the lifestyle trade-off. Unit orientation also affects value perception: units facing green spaces or quieter streets typically price higher than those facing main roads or neighbours' walls. End units and corner positions command marginal premiums due to improved light and ventilation, but the uplift is often modest relative to the premium charged, suggesting value-conscious buyers may find mid-stack, standard-position units more competitively priced.

What is the future supply pipeline and long-term demand outlook for the Jurong East district?

Jurong East remains a designated regional commercial, industrial, and residential node within Singapore's long-term planning framework, with ongoing investment in transport infrastructure and mixed-use development. The district has historically attracted steady HDB demand from owner-occupiers and investors seeking East-West Line accessibility and competitive pricing relative to central zones. Future supply is anticipated to emerge primarily from new launches in adjacent precincts (such as Boon Lay expansion or Jurong East mixed-use developments) rather than redevelopment of mature estates like 369 Yung An Road. The maturity of the existing housing stock suggests that supply competition will intensify in the new-launch segment, potentially exerting modest downward pressure on older estate valuations unless significant estate upgrading or MRT-adjacent repositioning occurs. Demand fundamentals remain supportive due to the district's functional importance as a regional hub, stable employment opportunities in surrounding commercial and industrial parks, and the continued relevance of four-bedroom family housing for multigenerational and growing-family segments. Long-term price appreciation is likely to track district averages rather than exceed them, positioning 369 Yung An Road as a stable wealth-preservation asset rather than a capital appreciation vehicle.

[For Sale] Hdb Flat At 369 Yung An Road — From S$855K