Type

Units

Min Area

Price Range

Other

120 sqft

S$750/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$750.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$150 on this acquisition.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

353 Yishun Ring Road: HDB Living in a Mature Residential Neighbourhood

Located at 353 Yishun Ring Road, this HDB development sits within one of Singapore's most established public housing estates. Yishun has evolved into a comprehensive residential precinct offering residents a balanced lifestyle combining accessibility, community facilities, and everyday convenience. The development's position within this mature estate makes it an attractive option for renters seeking stable, well-serviced neighbourhoods with established infrastructure and social amenities.

The units at this address are designed with practicality in mind, catering to individuals and couples who prioritise convenience and affordability in a bustling urban setting. With compact layouts and efficient use of space, these flats maximise functionality whilst maintaining the affordability that HDB housing is known for. The development's rental options reflect Singapore's broader housing market, where demand for moderately priced residential accommodation remains consistently strong across mature estates.

Location & Neighbourhood Character

Yishun is recognised as one of Singapore's well-planned residential zones, characterised by extensive greenery, wide roads, and comprehensive planning that integrates housing with commercial and educational facilities. The estate benefits from decades of urban development, resulting in mature trees, established parks, and a strong community fabric. Residents at 353 Yishun Ring Road enjoy proximity to neighbourhood shops, food courts, and markets that serve daily needs without requiring travel beyond the immediate vicinity.

The area's connectivity extends to several key destinations across the island, making it a practical base for working professionals and families. Yishun's central location within the northern region positions it as a strategic point for commuting to business districts and commercial hubs throughout Singapore. The neighbourhood's established status also means that amenities—from healthcare facilities to educational institutions—have been integrated into the community fabric over many years.

Understanding Rental Viability & Investment Returns

For investors considering 353 Yishun Ring Road as a rental property, the development's position within a mature estate with consistent tenant demand is a significant advantage. Yishun's demographics favour rental occupancy, with a steady stream of working professionals, students, and relocating families seeking accommodation in stable neighbourhoods. Rental yield calculations for HDB units in this locality typically factor in monthly rent and purchase price, with yields varying based on unit size, floor level, and specific location within the development.

The rental market for HDB flats in Yishun has historically demonstrated resilience, supported by the estate's established infrastructure and non-discretionary nature of housing demand. Investors must account for rental management costs, maintenance reserves, and potential vacancy periods when projecting returns. Given the development's rental classification, investors should evaluate the long-term tenant profile and market conditions in the Yishun precinct to forecast realistic yield expectations.

Financial Considerations for Buyers

Prospective purchasers of HDB units at this address should factor in Additional Buyer's Stamp Duty (ABSD) if acquiring a second residential property as a Singapore Citizen. The current ABSD rate for a second residential property stands at 20%, representing a substantial component of acquisition costs beyond the stated purchase price. This duty applies on top of standard Buyer's Stamp Duty and must be carefully evaluated in total investment analysis.

Financing for HDB purchases typically involves mortgage arrangements with banks and the Central Provident Fund (CPF), with borrowing limits determined by income, existing obligations, and the Total Debt Servicing Ratio (TDSR). At prevailing price points for units in this development, buyers should ensure their financial capacity accommodates TDSR calculations, which cap debt servicing at 60% of gross monthly income. Engaging with financial advisors early in the purchase process helps identify optimal financing structures and confirms affordability across the intended investment horizon.

Lease Tenure & Long-Term Value Considerations

HDB flats are typically held on 99-year leases, a tenure structure that underpins long-term ownership planning. As leases approach their final decades, resale value can be affected by declining lease length, a factor prospective buyers must monitor. The depreciation curve becomes more pronounced once a lease falls below 60 years, at which point financing options may become more restrictive and buyer pools narrower. Understanding the current lease position at 353 Yishun Ring Road and projecting its impact over your intended holding period is essential for sound investment decisions.

The mature age of Yishun as an estate means that lease-decay considerations will become increasingly relevant for properties in this district over the coming decades. However, the HDB's lease renewal scheme provides a structured pathway for eligible flat owners to extend their leases, offering a mechanism to mitigate long-term value erosion. Prospective buyers should research the Estate's age profile and any renewal initiatives that may be forthcoming.

Suitability Across Different Buyer Profiles

First-time homebuyers or renters entering Singapore's housing market will find 353 Yishun Ring Road's rental option practical and accessible, offering a low-barrier entry into the residential sector without immediate ownership obligations. The compact unit sizes suit younger professionals and individuals prioritising location and affordability over extensive living space. For upgraders transitioning from smaller to larger properties, this development's proximity to the wider Yishun precinct provides context for understanding the neighbourhood before committing to ownership.

Investors seeking steady rental income in a stable, non-speculative asset class will appreciate the HDB rental market's predictable demand profile and the estate's established tenant demographics. High-net-worth buyers may view HDB rental investments as portfolio diversification within Singapore's residential sector, offering counter-cyclical returns compared to private property markets. Downsizers reducing their property footprint while remaining within established neighbourhoods may find the Yishun location and compact layouts aligned with their lifestyle transition.

Market Comparisons & Competitive Positioning

Yishun's HDB market sits within a broader ecosystem of mature estate offerings across Singapore's northern region. Neighbouring developments in Ang Mo Kio, Serangoon, and Bishan provide comparative benchmarks for valuation and rental rates. The pricing at 353 Yishun Ring Road should be evaluated against recent per-square-foot transactions within Yishun itself, accounting for unit size, floor level, and internal condition.

The competition for tenants in Yishun is balanced, with multiple developments offering similar unit configurations and price points. Investors should conduct targeted rent surveys within the immediate vicinity to establish realistic market rates and factor competitive supply into yield projections. The estate's maturity means that pricing tends to stabilise around predictable ranges, with variations primarily reflecting unit-specific attributes rather than speculative movements.

Transport Connectivity & Capital Appreciation

While MRT accessibility details require verification against current transport maps, Yishun's overall connectivity to Singapore's mass transit network positions it well for both residents and investors. Strong public transport linkages support tenant attraction and rental demand, creating a foundation for capital appreciation over medium to long-term horizons. Proximity to transport nodes reduces tenant commute times and expands the catchment of potential renters, factors that typically correlate with sustained rental demand.

The history of transport infrastructure development in Yishun demonstrates the estate's strategic importance within Singapore's planning framework. Future enhancements to connectivity, whether through MRT extensions or bus rapid transit improvements, have the potential to strengthen property values across the precinct. Investors monitoring long-term infrastructure plans may identify windows of opportunity before market-wide repricing reflects new connectivity improvements.

Unit Stack Dynamics & Floor-Level Value Considerations

Within HDB developments, floor level and stack positioning influence both rental demand and resale value. Lower floors command premiums in terms of accessibility and convenience for tenants with mobility considerations, whilst mid to upper floors may appeal to buyers seeking privacy and natural light. Analysing stack-by-stack rental data within 353 Yishun Ring Road helps identify which unit configurations deliver optimal value relative to market rates.

Corner units and those with specific exposures to amenities or reduced noise often achieve rental premiums justifying their slightly higher acquisition costs. Investors should request detailed floor plans and stack information to evaluate unit-specific demand factors. The development's orientation and proximity to nearby facilities (schools, markets, transport stops) will disproportionately benefit certain stacks, making targeted unit selection a key lever for yield optimisation.

Future Supply Dynamics in Yishun & the Broader District

Yishun's development trajectory as a mature estate means that future supply growth is likely limited compared to younger precincts experiencing active HDB building programmes. Understanding the district's population trends, household formation rates, and anticipated future development (or redevelopment) helps contextualise long-term rental demand. The Housing and Development Board's forward planning for Yishun will influence neighbourhood evolution and tenant demographics over the coming decade.

Investors evaluating 353 Yishun Ring Road within a longer time horizon should research any announced en bloc projects, upgrading initiatives, or new residential developments in adjacent areas. The absence of significant new supply in mature estates often supports stable pricing and rental demand, creating a defensive characteristic for investment properties. Conversely, any large-scale new development nearby could introduce competitive rental supply, necessitating close monitoring of the broader precinct's planning landscape.

Frequently Asked Questions

What rental yield can I expect from purchasing a unit at 353 Yishun Ring Road as an investment?

Rental yield on HDB units at 353 Yishun Ring Road depends on the purchase price, unit size, and prevailing market rents within Yishun's rental sector. Typically, HDB rentals in established estates yield between 3% and 5% annually, calculated as monthly rental divided by purchase price. Given Yishun's mature status and consistent tenant demand, yields tend toward the higher end of this range compared to younger precincts; however, investors must factor in maintenance reserves, management costs, and potential vacancy periods to calculate net yield. Conducting a detailed rent survey of comparable units within 353 Yishun Ring Road and nearby Yishun developments will establish realistic monthly rental expectations and refine yield projections.

How does pricing per square foot at 353 Yishun Ring Road compare to recent HDB transactions in Yishun?

Unit pricing at 353 Yishun Ring Road should be benchmarked against recent resale transactions for similar-sized flats within the Yishun precinct, typically obtained through HDB resale transaction records and property databases. Mature estates like Yishun historically trade within a tighter valuation band than newer developments, reflecting stable supply-demand dynamics and limited speculative activity. Per-square-foot pricing in Yishun is influenced by factors including floor level, unit stack position, internal condition, and proximity to amenities or transport nodes. Investors should review at least six to twelve months of comparable transactions to establish whether current asking prices align with the market or represent an opportunity or premium valuation.

What is the impact of ABSD for a second-property buyer at 353 Yishun Ring Road?

Singapore Citizens purchasing 353 Yishun Ring Road as a second residential property must pay Additional Buyer's Stamp Duty at the current rate of 20% on the purchase price, applied in addition to standard Buyer's Stamp Duty. This represents a material cost; for example, on a S$500,000 purchase, ABSD would amount to S$100,000, significantly raising total acquisition costs beyond the stated price. ABSD must be paid within one month of purchase completion and forms part of total capital outlay when evaluating investment returns. First-time homebuyers are exempt from ABSD, making 353 Yishun Ring Road relatively more attractive for owner-occupiers than second-property investors from a tax perspective.

How does lease decay affect resale value and financing for units at 353 Yishun Ring Road?

HDB flats at 353 Yishun Ring Road are held on 99-year leases, and as the lease declines below 60 years, resale value typically accelerates downward whilst financing options become more restrictive. Banks and the CPF become increasingly reluctant to finance properties with limited lease tenure, narrowing the buyer pool and depressing prices. Understanding the current lease length of specific units and projecting when lease-decay impacts may occur is essential for long-term investment planning. The HDB's lease renewal scheme offers eligible flat owners a structured mechanism to extend leases, but prospective buyers should verify Yishun's timeline and eligibility criteria for any forthcoming renewal programme.

How does proximity to MRT connectivity influence demand and capital appreciation at 353 Yishun Ring Road?

MRT accessibility is a primary driver of tenant attraction and long-term capital appreciation for HDB properties; properties within five to ten minutes walk of an MRT station command rental premiums and appeal to a broader pool of prospective tenants. Yishun's position within Singapore's mass transit network, combined with bus connectivity, supports consistent rental demand across the estate. Future transport infrastructure improvements—such as new MRT extensions or bus rapid transit enhancements—have historically preceded property value appreciation in connected precincts. Investors should evaluate 353 Yishun Ring Road's exact distance to the nearest MRT station and monitor any announced transport projects that could enhance connectivity, as these often drive medium-term capital gains.

Is 353 Yishun Ring Road suitable for first-time homebuyers, upgraders, or investors?

First-time renters and individuals entering Singapore's housing market find HDB rentals at 353 Yishun Ring Road attractive due to affordability, established neighbourhood amenities, and lower entry costs compared to private property; the rental pathway allows market testing before ownership commitment. Upgraders transitioning to larger units appreciate Yishun's established character and can evaluate neighbourhood fit via rental experience before purchasing. Investors seeking steady, non-speculative rental income value the HDB market's predictable tenant demographics and the mature estate's defensive rental demand characteristics. High-net-worth buyers may view 353 Yishun Ring Road as portfolio diversification, adding yield-generating assets uncorrelated to private property cycles. Downsizers reducing their property footprint find compact units and established neighbourhoods aligned with lifestyle transitions.

What TDSR constraints and financing headroom exist at typical price points for 353 Yishun Ring Road?

Total Debt Servicing Ratio (TDSR) limits mortgage lending to 60% of gross monthly income, meaning buyers must demonstrate sufficient income relative to monthly mortgage instalments, property taxes, and other debt obligations. At typical HDB price points in Yishun (ranging significantly by unit size and condition), buyers with household income of S$5,000–S$8,000 monthly can typically qualify for mortgages covering 80% of purchase price with CPF and bank financing combined. Buyers should engage mortgage brokers or banks early to confirm personal TDSR headroom and identify optimal financing structures before committing to 353 Yishun Ring Road. ABSD, stamp duties, and maintenance reserves consume additional cash reserves, so total affordability requires accounting for both mortgage and acquisition costs.

How does 353 Yishun Ring Road compare in pricing and rental terms to nearby competing HDB developments?

Yishun contains multiple HDB precincts built across different decades, each with distinct characteristics and price points; competing developments in adjacent neighbourhoods provide key valuation benchmarks. Ang Mo Kio, Serangoon, and Bishan HDB flats serve as regional comparables, with pricing typically within 5–15% of Yishun levels depending on estate age, amenity density, and transport connectivity. Rental rates across these neighbouring estates tend to cluster within narrow bands, reflecting similar tenant demographics and commuting patterns. Investors should conduct multi-estate rent surveys and per-square-foot analysis to confirm that 353 Yishun Ring Road's value proposition reflects fair pricing relative to competing HDB alternatives in the broader Yishun–Ang Mo Kio–Serangoon corridor.

Which unit stacks or floor levels at 353 Yishun Ring Road offer the best value for rental yield?

Lower and mid-range floors typically command steady rental demand due to accessibility and reduced stairwell climb, appealing to broader tenant demographics including those with mobility considerations or families with young children. Upper floors attract tenants seeking privacy and light, often justifying modest rental premiums that may offset higher acquisition costs. Corner units and stacks positioned near lifts, amenity areas, or with specific exposures to greenery or neighbourhood features often achieve disproportionate rental demand relative to internal unit configuration. Analysing 353 Yishun Ring Road's stack-by-stack rental data—if available from agents or recent rental transactions—helps identify which unit types deliver optimal yield relative to asking price. Strategic unit selection within the development can meaningfully enhance net rental returns over a five to ten year holding period.

What is the future supply outlook for HDB housing in Yishun, and how does it affect long-term investment viability?

Yishun, as a mature HDB estate built primarily in the 1990s and 2000s, is unlikely to see large-scale new residential supply compared to younger precincts experiencing active HDB building programmes in areas like Punggol or Sengkang. This limited new supply characteristic typically supports stable pricing and consistent rental demand, creating a defensive investment profile for 353 Yishun Ring Road. The Housing and Development Board's planning priorities increasingly focus on upgrading and enhancing existing mature estates rather than greenfield development, meaning Yishun's rental pool will likely remain relatively stable or slowly grow with household formation. Monitoring any announced en bloc redevelopment projects, neighbourhood upgrading initiatives, or significant new developments in adjacent areas (such as Serangoon or Ang Mo Kio) helps contextualise the longer-term supply dynamics and tenant pipeline that will influence rental demand and capital value evolution.

Hdb Flat At Yishun Ring Road — From S$750