Type

Units

Min Area

Price Range

3 BR

990 sqft

S$590K

Type

Units

Min Area

Price Range

Other

107 sqft

S$850/mo

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$850 to S$590K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$170 on this acquisition.
50% of current units are for sale, from S$590K; 50% are for rent, from S$850/mo.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

336C Yishun Street 31: HDB Living in an Established Residential Precinct

336C Yishun Street 31 represents a housing opportunity within one of Singapore's most established public housing estates. Located in the Yishun district, this development sits within a neighbourhood that has developed steadily over decades, offering residents access to a mature community framework and established municipal services. The property sits within a district known for its residential stability and consistent demand from both owner-occupiers and investors seeking affordable entry points into Singapore's property market.

Yishun as a residential district has long been characterised by its focus on family-oriented living, with extensive amenities developed to serve the local population. The neighbourhood encompasses shopping centres, primary and secondary schools, healthcare facilities, and recreation grounds that cater to multi-generational households. This maturity of infrastructure means that residents of 336C Yishun Street 31 benefit from an already-established ecosystem of services, rather than relying on future development promises.

Location and Accessibility

The property's position within Yishun provides residents with connectivity to Singapore's broader urban framework through established transport corridors and road networks. The district's accessibility to employment centres, shopping districts, and educational institutions has historically made it an attractive destination for first-time property purchasers and upgraders seeking to establish roots in a stable, well-serviced neighbourhood. The mature transport infrastructure means that commuting patterns to other parts of Singapore are well-established and predictable.

The Yishun precinct has benefited from consistent investment in local amenities over multiple decades. Shopping complexes, food courts, wet markets, and retail establishments have developed organically alongside the residential population, creating a self-contained neighbourhood environment. This level of infrastructural maturity differentiates Yishun from newer developments on the urban periphery, where resident populations often need to depend on vehicles for access to essential services.

Property Type and Market Context

As an HDB flat within a mature estate, 336C Yishun Street 31 participates in the broader public housing market that forms the backbone of Singapore's residential property ecosystem. HDB properties in established precincts such as Yishun have historically demonstrated resilience in terms of demand and resale value, supported by the government's ongoing commitment to public housing maintenance and the finite supply of units in mature estates. The compact sizing typical of such units makes them particularly suited to specific buyer categories: first-time purchasers establishing independence, investors seeking rental yield from entry-level units, and downsizers looking to reallocate capital from larger family homes.

The rental market for HDB flats in established districts like Yishun has remained relatively stable, with consistent tenant demand from working professionals, young families, and expatriates seeking affordable accommodation. This stability of tenant demand creates potential for investors who acquire units at current market levels, as the rental-to-capital ratio in such precincts tends to remain competitive compared to newer, higher-priced developments.

Investment Considerations for Property Purchasers

Purchasers evaluating 336C Yishun Street 31 should assess their investment horizon and financing capacity against current market conditions. For first-time buyers utilising Central Provident Fund (CPF) resources, HDB flats in established estates like Yishun often represent optimal value, as purchase prices remain accessible relative to equivalent private housing. The availability of direct CPF withdrawal for HDB property purchases significantly improves the financing proposition for this demographic.

Investors considering acquisition as a rental investment should evaluate the unit economics: current purchase prices relative to achievable monthly rental rates in the Yishun district, accounting for property tax, maintenance fees, and potential void periods. The stability of tenant demand in mature estates supports consistent occupancy rates, though investors must factor in the reality that HDB rentals typically yield lower absolute returns compared to private residential property, though with potentially lower acquisition costs and more predictable tenant bases.

Financing and Purchasing Dynamics

Prospective purchasers should consider their Total Debt Servicing Ratio (TDSR) requirements and available financing capacity when evaluating properties in this price segment. Most financial institutions offer HDB mortgage products with relatively favourable terms, given the government's backing of public housing and the strong secondary market demand for these assets. Buyers should engage with their chosen bank early to understand maximum loan quantum available against their income profile and existing debt obligations.

Additional Buyer's Stamp Duty (ABSD) implications apply to second and subsequent property purchases by Singapore Citizens at the current rate of 20%, significantly impacting the effective purchase cost for investors or upgraders already holding residential property. This tax consideration should feature prominently in the financial planning of buyers purchasing beyond their first residential property, as it materially affects the entry cost and subsequent break-even rental yield calculations for investment purposes.

Neighbourhood Profile and Community Living

Yishun's character as a residential district reflects the aspirations of multiple generations of Singapore's public housing residents. The neighbourhood encompasses diverse household compositions: young families with children attending local schools, multi-generational households sharing resources, and retirees benefiting from proximity to healthcare facilities. This demographic diversity creates vibrant community spaces, numerous family-oriented events, and active grassroots organisations that contribute to social cohesion.

The district's food and beverage landscape reflects both established local hawker culture and newer dining concepts, catering to varying lifestyle preferences. Recreation facilities including community centres, sports courts, and green spaces provide residents with opportunities for physical activity and social interaction, contributing to the overall quality of life for property residents.

Market Outlook and Long-term Positioning

Properties in mature HDB estates like Yishun benefit from a predictable, long-term demand pattern rooted in Singapore's continued urbanisation and the enduring role of public housing in the nation's residential landscape. The finite supply of units in established estates, combined with ongoing population stability and government policies supporting HDB ownership, creates a structural demand floor that supports property value retention. While appreciation rates may be more modest compared to new launch developments, this stability appeals to risk-averse purchasers and investors seeking predictability over speculative upside.

The district's established infrastructure suggests that future appreciation will likely be driven by incremental improvements to transport connectivity, healthcare facilities, and commercial amenities rather than transformative new development. This evolutionary pattern of neighbourhood enhancement tends to support steady long-term value preservation without the volatility associated with newly-developed areas.

Frequently Asked Questions

What is the estimated rental yield for an HDB flat at 336C Yishun Street 31 if purchased as an investment property?

HDB flats in established districts like Yishun typically generate gross rental yields between 2.5% and 3.5% annually, depending on unit size, floor level, and specific location within the estate. To calculate your potential yield, divide the monthly achievable rent by the total purchase price and multiply by twelve; for entry-level HDB units, monthly rental rates in Yishun generally range from S$800 to S$1,200, though this varies based on unit configuration and floor level. Investors should also factor in property tax (typically 4% to 5% of annual rent for HDB properties), maintenance contributions, and potential void periods when planning cash flow, as these costs reduce net yield. The mature nature of the Yishun estate supports relatively stable tenant demand from working professionals and young families, creating more predictable occupancy patterns than newly-built developments, though absolute rental returns remain lower than private residential property due to the lower purchase price point.

How does pricing at this development compare to recent price-per-square-foot transactions in Yishun?

Recent HDB transaction data for Yishun indicates price ranges between S$400 and S$650 per square foot depending on unit type, age, floor level, and exact location within the estate, with newer transactions trending toward the higher end of this range as older units continue to appreciate modestly. 336C Yishun Street 31, as an established estate flat, will position within this historical range, with exact pricing dependent on unit-specific factors such as whether it faces a main road or internal courtyard and its vertical positioning. Comparing this development's per-square-foot pricing against recent arm's-length transactions for similar unit types in Yishun provides context for market valuation; estate flats showing recent appreciation of 2% to 3% annually suggest that current pricing reflects fair market value within the neighbourhood's historical range. Prospective buyers should cross-reference their specific unit's asking price against recent comparable sales in the same block or adjacent blocks to ensure alignment with recent transaction data and identify potential outliers requiring negotiation.

What Additional Buyer's Stamp Duty (ABSD) costs apply if I purchase this property as a second residential property?

Singapore Citizens purchasing a second or subsequent residential property are subject to Additional Buyer's Stamp Duty at the current rate of 20%, applied to the purchase price in addition to standard Buyer's Stamp Duty of between 1% and 4% depending on the property's value. For a property purchased at S$350,000, for example, the 20% ABSD would amount to S$70,000, a substantial cost that materially impacts the effective purchase price and required down payment capital. This ABSD is calculated and payable at the point of completing the purchase, before the property is transferred into your name, so adequate cash reserves must be factored into financial planning. Given this significant tax impost, upgraders and investors purchasing second properties should carefully model total acquisition costs including ABSD, legal fees, and mortgage-related expenses to ensure they have adequate financing headroom and that the investment thesis remains viable once these costs are factored into the return calculation.

What is the lease decay risk and potential resale value impact for a property at 336C Yishun Street 31?

HDB flats in Singapore operate under 99-year lease tenure, and 336C Yishun Street 31 will have a specific remaining lease period depending on the original construction date of the block; flats in Yishun built during the 1980s and 1990s would currently have approximately 55 to 65 years remaining on their lease, which remains within the range acceptable to most financial institutions for mortgage purposes. However, lease decay becomes a material factor as the remaining lease approaches 60 years: financial institutions typically restrict lending on flats with fewer than 60 years remaining, significantly reducing the pool of eligible purchasers and dampening resale demand. Properties with less than 50 years of lease remaining experience accelerated value depreciation, as institutional lending effectively ceases and buyer demand narrows to cash purchasers only. Prospective buyers should verify the exact lease commencement date for 336C Yishun Street 31 to calculate remaining tenure and understand the timeline when lease decay might begin affecting resale dynamics; the Housing and Development Board (HDB) has introduced various lease extension schemes, so buyers should evaluate eligibility and potential costs for future lease extension options if remaining tenure becomes a concern.

How does proximity to MRT transportation affect demand and capital appreciation for properties in this location?

Properties positioned within walking distance of MRT stations typically command price premiums of 5% to 15% compared to equivalent units located further from public transport, reflecting buyer preference for accessibility to Singapore's rapid transit network. The Yishun district benefits from established MRT connectivity that has supported property demand from commuters seeking shorter travel times to employment centres across the island; the accessibility to the broader MRT network typically supports stronger resale demand compared to non-MRT-adjacent precincts. Capital appreciation in mature MRT-served districts like Yishun has historically tracked at 2% to 3% annually, with incremental improvements to transport frequency and new MRT line developments potentially catalysing modest uplift to this baseline appreciation rate. Future transport infrastructure improvements, such as line extensions or bus rapid transit enhancements, have historically provided modest tailwinds to property values in receiving areas, though such improvements should not be assumed as certain and should not form the primary basis for purchase decisions; instead, existing transport connectivity should be evaluated as a baseline demand support factor that sustains value over longer time horizons.

What type of buyer profile is best suited to purchasing a property at 336C Yishun Street 31?

First-time buyers with limited capital seeking an affordable entry point into property ownership represent an ideal buyer profile for HDB flats at this development, as the purchase price remains substantially lower than equivalent private residential property and Central Provident Fund resources can be deployed directly for acquisition. Young upgraders transitioning from smaller units to slightly larger family homes, or multi-generational households consolidating living arrangements, also find value in the stable, well-serviced Yishun environment where schools, healthcare, and community facilities are already established and mature. Property investors seeking rental yield from entry-level residential units with predictable tenant demand benefit from the established nature of the Yishun estate, where working professionals and young families provide consistent rental demand pools that are less volatile than newer, untested developments. Conversely, affluent purchasers seeking capital appreciation upside or investors optimising for absolute rental yield may find superior opportunities in newer developments or private housing, where appreciation rates tend to be more pronounced and rental yields potentially higher; nonetheless, risk-averse investors prioritising capital preservation and stable cash flow may prefer the predictability of established HDB estates like Yishun.

What TDSR and financing headroom considerations apply to typical purchase prices at this development?

Total Debt Servicing Ratio (TDSR) limits restrict borrowers to financing obligations not exceeding 55% of monthly gross income, meaning a purchaser earning S$6,000 monthly could service debt payments of approximately S$3,300 across all obligations including the new mortgage, existing car loans, credit cards, and other liabilities. For a property purchase at approximately S$350,000 with a mortgage interest rate of 3.5% and 25-year tenure, the monthly mortgage payment would approximate S$1,570; when combined with property tax of approximately S$40 monthly and any existing debt obligations, total debt service must remain within the 55% TDSR ceiling to satisfy lending criteria. First-time buyers utilising CPF for down payment can reduce their initial cash outlay, though they must still demonstrate sufficient CPF balances to cover the down payment and monthly mortgage repayment capacity from income after all other obligations; buyers should engage with their chosen lending institution early to obtain a pre-approval letter clarifying maximum loan quantum available against their income and debt profile. Prospective purchasers are encouraged to stress-test their financing capacity against potential interest rate increases, as current rates may not persist throughout the mortgage term; maintaining surplus monthly cash flow beyond minimum TDSR requirements provides buffer capacity to absorb rate increases without financial stress.

How does 336C Yishun Street 31 compare to nearby competing HDB developments in the same district?

The Yishun district encompasses multiple HDB estates of varying ages and configurations, with nearby developments including Yishun Central, Yishun Avenue blocks, and other estates constructed across multiple decades; these competing options create a defined market where buyers can compare unit sizes, pricing, and amenities to identify optimal value propositions. Recent transaction data across Yishun suggests pricing variation of 10% to 20% between blocks depending on estate age, block condition, and specific location within the district, allowing informed comparison across development options; prospective buyers should review recent Sales transactions for similar unit types across 2 to 3 competing blocks to establish the prevailing market price range and identify whether 336C Yishun Street 31 represents fair value or a relative discount or premium. The establishment of new transport hubs, upgraded shopping facilities, or improved connectivity in specific clusters of the Yishun estate may create temporary pricing divergence between blocks, as buyers gravitate toward newly-improved precincts; however, the relatively homogeneous nature of HDB estates means that localised improvements typically support district-wide demand rather than creating persistent pricing gaps between specific blocks. Buyers are recommended to compare not just current asking prices but recent actual transaction prices and price trends over 12 to 24 months, as this time-series data reveals whether specific blocks are appreciating faster than district averages, potentially indicating stronger fundamentals or improved amenities attracting incremental buyer interest.

Which unit stack or floor level typically offers the best value at this development?

Middle floors (typically floors 3 through 12) in HDB blocks generally offer optimal value-for-money compared to ground-floor units, which attract price discounts due to privacy concerns and potential dampness issues, and top floors, which command premiums for views and reduced ambient noise. Middle-floor units typically achieve 95% to 98% of the average block pricing, meaning a buyer can capture nearly all the appreciation upside while paying a modest discount relative to top-floor units; middle floors also benefit from natural light, reduced mosquito risk compared to ground-level units, and acceptable noise profiles that balance openness with privacy. Units facing internal courtyards or secondary roads typically trade at 5% to 10% discounts compared to units facing major roads or the development's primary avenue; however, this discount may be economically irrational if the unit's surroundings provide quieter living conditions that buyers increasingly value, suggesting that secondary-facing units may offer value if the buyer's lifestyle preferences align with quieter surroundings. Property investors seeking rental yield should prioritise middle-floor units with balanced exposure to natural light and noise, as these characteristics appeal to the broadest tenant pools without commanding premium rental rates; ground-floor units, while cheaper, may prove harder to lease and justify lower rents, offsetting their lower acquisition cost and potentially producing lower gross yields despite lower capital outlay.

What future supply pipeline exists for new HDB development in the Yishun district?

Singapore's Housing and Development Board publishes indicative development plans through its long-term master planning process, and the Yishun district, as a mature, fully-developed precinct, is not a primary focus area for large-scale new HDB construction, with government policy increasingly directing new public housing toward less-developed precincts on the periphery. The constrained future supply of new units within Yishun itself means that existing properties in the district benefit from a finite asset base increasingly competing for demand from a growing population, supporting long-term capital value retention; this supply constraint contrasts with newer precincts where significant unit launches could theoretically depress pricing if absorption rates lag construction rates. Infrastructure improvements such as upgraded transport links, enhanced healthcare facilities, or commercial redevelopment initiatives may flow into the Yishun precinct over coming years, creating incremental tailwinds to property values, though these improvements should be viewed as potential upside rather than baseline expectations. Prospective buyers should note that HDB resale volumes in mature estates like Yishun tend to be substantial, creating deep secondary market liquidity; this buyer depth provides inherent exit flexibility for owner-occupiers or investors, as the finite supply of units available for sale tends to support pricing even when property-wide transaction volumes fluctuate.

[For Sale / Rent] Hdb Flat At Yishun Street 31 — From S$850