Type

Units

Min Area

Price Range

3 BR

904 sqft

S$500K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$500K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$100K on this acquisition.
Located 13 min (1.06 km) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

327 Yishun Ring Road: A Prominent HDB Development in Yishun

327 Yishun Ring Road represents a well-established Housing and Development Board (HDB) residential project within the Yishun neighbourhood. Situated in one of Singapore's mature planning zones, this development continues to attract buyers and tenants seeking reliable accommodation in a strategically positioned area. The project encompasses multiple unit typologies, catering to diverse household compositions and investment objectives within the North Region property market.

Location and Connectivity

The development sits approximately 13 minutes' walk and 1.06 kilometres from Yishun MRT Station (NS13), positioning residents within reasonable commuting distance of the North-South Line corridor. This proximity to public transport infrastructure enhances accessibility to the Central Business District, other business hubs, and educational institutions across Singapore. The neighbourhood itself benefits from comprehensive road networks, making private vehicle ownership equally convenient for those who prefer alternative transport modes.

Yishun as a district has matured considerably over the past two decades, with layered amenities including shopping centres, dining establishments, healthcare facilities, and recreational spaces. The presence of multiple MRT stations across the North-South Line means residents of 327 Yishun Ring Road enjoy flexibility in their commuting options, a factor that positively influences both tenant demand and capital appreciation potential.

Housing Typologies and Layout Specifications

Properties at 327 Yishun Ring Road are offered in varied configurations, with units ranging across different bedroom counts and floor areas. Standard offerings include three-bedroom units with floor areas around 904 square feet, presenting efficient spatial design typical of well-regarded HDB projects. Two-bedroom and four-bedroom options may also be available depending on current inventory, allowing purchasers to select configurations matching their lifestyle requirements or investment strategies.

The built-up areas have been optimised for functional living, with sanitary provisions typically exceeding minimum HDB standards. Kitchens are designed to accommodate modern appliances, while living and sleeping quarters are proportioned to support contemporary household dynamics. Balconies and yard spaces provide outdoor relief, enhancing the overall livability quotient of individual units.

Pricing and Market Positioning

Current pricing for units at 327 Yishun Ring Road starts from approximately S$500,000, positioning the development within the accessible segment of Singapore's HDB resale market. This pricing range reflects the maturity of the location, the quality of construction, and the established tenant and buyer demand characterising the Yishun neighbourhood. For first-time buyers stepping up from a Build-To-Order (BTO) flat, this price point often represents reasonable value, particularly when factoring in location convenience and unit conditions.

Price per square foot dynamics at this address align with comparable neighbouring properties in Yishun, supporting the thesis that the development maintains competitive positioning relative to similar stock across the district. Periodic price adjustments occur as units transact, reflecting broader market sentiment and the gradual lease decay inherent to HDB properties nearing or past the 30-year threshold.

Suitability for Different Buyer Profiles

327 Yishun Ring Road appeals to a broad spectrum of purchasing demographics. First-time HDB resale buyers appreciate the established neighbourhood credentials and transparent pricing. Young upgraders moving from smaller BTO units to larger family configurations find the three and four-bedroom options attractive. Empty nesters seeking to downsize whilst maintaining neighbourhood familiarity and social networks view the development as a logical lateral move.

Investor-focused purchasers recognise the stable rental demand underpinning Yishun properties, where transient professional workers, young families, and lower-income earners consistently seek tenanted accommodation. The proximity to Yishun MRT and local employment nodes creates reliable tenant turnover, supporting portfolio strategies centred on yield and capital preservation rather than aggressive appreciation.

Investment Returns and Rental Demand

Rental yields at 327 Yishun Ring Road typically range between 3% and 4% on an annualised basis, though actual returns depend on unit specification, lease condition, and tenant profile. Three-bedroom units in this location command monthly rents within the S$2,400 to S$3,000 range, reflecting the neighbourhood's appeal to middle-income renters and expatriate families with children. The proximity to schools, transportation, and shopping facilities drives consistent demand, minimising extended vacancy periods and supporting yield predictability.

Investors should note that as HDB leases approach their final decades, individual unit rental values may compress slightly, though 327 Yishun Ring Road's location and established infrastructure status provide some insulation against this effect. Buyers acquiring as portfolio assets are advised to stress-test their return assumptions against prevailing interest rates and potential tenant profile shifts in the Yishun market.

Financing and Total Debt Service Ratio Considerations

At the stated price point of approximately S$500,000 for representative units, mortgage financing typically ranges from 75% to 90% loan-to-value (LTV) depending on the purchaser's citizenship, property history, and lender assessment. For a Singapore Citizen buyer at 90% LTV and a 35-year tenure, monthly debt servicing approximates S$1,600 to S$1,800 at prevailing interest rates, requiring gross household income around S$5,500 to satisfy standard Total Debt Service Ratio (TDSR) requirements of 60%.

First-time buyers utilising the first HDB Concession Scheme benefit from relaxed LTV caps, potentially reducing the deposit requirement to S$20,000 or less. Second-property buyers should anticipate Additional Buyer's Stamp Duty (ABSD) at 20% of the purchase price, increasing the total acquisition cost by approximately S$100,000 and requiring enhanced deposit reserves or seller financing negotiations.

Lease Duration and Resale Value Trajectory

All HDB properties at 327 Yishun Ring Road operate under 99-year leases from their original construction dates. For units in this address, the majority possess remaining lease terms exceeding 70 years, placing them comfortably within the bankers' lending parameters and securing strong tenant demand. However, purchasers should acknowledge that lease decay becomes a material consideration once properties fall below 70 years remaining, with consequent compression of resale values and financing accessibility.

For this development, lease monitoring and future top-up considerations should form part of any long-term ownership strategy. The HDB's Lease Buyback Scheme and potential future policies may provide options for lease extension or value recovery, though these should not be assumed as certainties in financial planning.

Competitive Positioning within Yishun

Neighbouring developments in the Yishun precinct include other mature HDB blocks offering comparable specifications and pricing. Comparing 327 Yishun Ring Road against these alternatives typically reveals pricing parity or minor premiums reflecting differences in unit orientation, floor heights, and views. Properties on the lower floors of competing blocks may offer marginal cost savings, whilst units on middle to upper storeys command incremental premiums. Prospective buyers are advised to conduct comparative site visits and analyse recent transactional data across the neighbourhood to confirm value proposition.

Unit Stack and Floor-Level Considerations

Higher-storey units at 327 Yishun Ring Road generally command modest premiums of 2% to 5% over ground and low-mid level equivalents, reflecting market preferences for natural light, ventilation, and perceived security. Units facing major arterial roads may experience noise considerations, suggesting that quieter exposures towards residential backlands justify modest price uplift. Mid-storey units typically offer the optimal balance of cost and liveability, positioning buyers to avoid premium pricing whilst securing adequate ventilation and daylight penetration.

District Supply Pipeline and Future Appreciation Outlook

Yishun has completed most of its major HDB development, with new supply increasingly channelled to other planning areas. This relative supply constraint suggests that existing stock at 327 Yishun Ring Road may face sustained demand from both owner-occupiers and investors, supporting long-term capital preservation. The district's established infrastructure, proximity to Yishun MRT, and integration with surrounding amenities position it as a stable rather than appreciating market, making it suitable for wealth preservation strategies rather than aggressive capital growth expectations.

Frequently Asked Questions

What rental yield can I expect from a unit at 327 Yishun Ring Road as an investment property?

Rental yields at 327 Yishun Ring Road typically range between 3% and 4% on an annualised basis, with actual returns dependent on unit configuration and condition. A representative three-bedroom unit renting for S$2,500 to S$3,000 monthly on a S$500,000 purchase price generates approximately 3.6% gross yield, translating to S$900 to S$1,100 net monthly income after maintenance and management allowances. The neighbourhood's strong demand from young families, professionals, and lower-income tenants ensures consistent occupancy, mitigating vacancy risk and supporting predictable cash flow. Investors should factor in 4-6 weeks' annual vacancy, progressive property tax escalation, and potential lease depreciation when stress-testing return assumptions beyond five-year holding horizons.

How does pricing at 327 Yishun Ring Road compare to nearby HDB transactions on a per-square-foot basis?

Units at 327 Yishun Ring Road trading at approximately S$500,000 for 904-square-foot configurations equate to roughly S$553 per square foot, aligning with recent arm's length transactions of comparable three-bedroom stock in Yishun between S$540 and S$570 per square foot. This pricing parity indicates the development maintains competitive positioning relative to similar neighbouring properties, with minor variations reflecting specific unit attributes such as orientation, floor height, and remaining lease years. Buyers comparing across the Yishun district should note that lower-tier HDB blocks in less accessible locations may trade at S$520–S$540 per square foot, whilst premium developments nearer Yishun MRT or with superior finishes command S$570–S$600 per square foot. Recent transactional data suggests the 327 Yishun Ring Road address offers fair market value without commanding speculative premiums.

As a second-property buyer, what is the Additional Buyer's Stamp Duty (ABSD) impact on my acquisition cost?

Singapore Citizens purchasing their second residential property at 327 Yishun Ring Road incur ABSD at 20% of the purchase price, adding approximately S$100,000 to a S$500,000 transaction and increasing total acquisition outlay to S$600,000 before legal and bank fees. This 20% ABSD applies on top of the standard Buyer's Stamp Duty and Seller's Stamp Duty, creating material cash-flow implications that require advance financial planning and may necessitate enhanced deposit reserves or bridging finance arrangements. For portfolio investors acquiring multiple HDB properties, cumulative ABSD liability escalates rapidly, potentially rendering marginal yield properties uneconomical when acquisition costs are factored against expected rental returns. Second-property purchasers are strongly advised to engage financial and legal advisors to model ABSD implications and confirm financing capacity before committing to offers.

What lease decay risks should I consider for units at 327 Yishun Ring Road, and how does remaining lease affect resale value?

Most units at 327 Yishun Ring Road currently possess remaining lease terms between 70 and 80 years, positioning them comfortably within standard mortgage-lending parameters and supporting strong market demand. However, as leases decay beyond their 70-year threshold, financing accessibility progressively tightens, with lenders reducing loan-to-value ratios and younger borrowers finding mortgage approval increasingly difficult. Resale values typically compress by 1-2% annually once properties fall below 70 years' remaining lease, an acceleration that compounds over time and ultimately erodes capital value by 20-30% if units remain unaddressed until the 50-year mark. The HDB's Lease Buyback Scheme and potential future lease-extension policies provide potential mitigation pathways, though these should not be assumed as certainties in long-term ownership planning. Purchasers should monitor their acquisition date relative to lease commencement and budget for potential top-up or buyback participation in future decades.

How does proximity to Yishun MRT Station (NS13) influence demand, capital appreciation, and tenant profile at this development?

The 13-minute walk and 1.06-kilometre distance to Yishun MRT Station (NS13) positions 327 Yishun Ring Road within the neighbourhood's most desirable accessibility band, directly supporting both owner-occupier appeal and investor tenant demand. Properties within 1.2 kilometres of MRT stations consistently command 5-8% capital appreciation premiums relative to peripheral locations, reflecting market valuation of transport convenience and reduced commuting time to employment hubs across the North-South Line. Tenant profiles in MRT-proximate developments skew towards working professionals, young families with school-age children, and expatriate workers utilising public transport, these cohorts demonstrating higher rent-paying capacity and lower vacancy rates than car-dependent periphery areas. The established Yishun MRT node, serving a mature residential and commercial catchment, provides stable and predictable demand flows, insulating 327 Yishun Ring Road from disruptive transport policy changes or new competing infrastructure developments that might diminish the station's relative importance.

Which buyer profiles—HNW, upgraders, first-timers, investors—find 327 Yishun Ring Road most suitable, and why?

First-time HDB resale buyers benefit from 327 Yishun Ring Road's established neighbourhood credentials, transparent market pricing, and accessibility to HDB financing schemes, making the transition from BTO flats to resale stock psychologically and financially manageable. Upgraders trading from smaller two-bedroom BTO properties appreciate the additional space and layout efficiency of three and four-bedroom units, positioning the development as a logical mid-career family expansion point. Investor-focused purchasers, including portfolio-stage high-net-worth individuals, recognise Yishun's stable rental demand, mature amenity infrastructure, and predictable tenant profiles, supporting yield-focused acquisition strategies with moderate capital appreciation expectations. Empty nesters and downsizers find the development suitable for lateral moves retaining neighbourhood familiarity and social networks whilst reducing property maintenance obligations compared to older private residential stock. The development's pricing between S$500,000 and S$600,000 positions it as accessible to middle-class Singapore Citizen households whilst attracting institutional investor interest, creating a balanced market dynamic that supports price stability and liquidity.

What Total Debt Service Ratio (TDSR) and financing headroom should I model when purchasing at 327 Yishun Ring Road's current price point?

A representative unit at 327 Yishun Ring Road priced at S$500,000 with a first-time buyer at 90% loan-to-value (S$450,000 mortgage) and 35-year tenure generates monthly debt servicing of approximately S$1,700 at prevailing interest rates of 3.5-3.8%, requiring gross household income of S$5,667 to satisfy the standard 60% TDSR ceiling for HDB financing. Second-time buyers utilising 75% loan-to-value (S$375,000 mortgage) experience lower absolute debt servicing around S$1,425 monthly, though their enhanced ABSD liability of S$100,000 reduces available cash for downpayment and creates increased financial strain during acquisition phases. Purchasers with existing outstanding mortgages or consumer debt face tighter TDSR constraints, potentially qualifying for smaller loan amounts or requiring co-borrower income aggregation to achieve financing approval. Those planning to service the mortgage comfortably whilst maintaining S$500-750 monthly buffer for maintenance, property tax, and council charges should target household income approximating S$6,500-7,000 monthly, ensuring resilience against future interest rate escalation or employment disruption.

How do competing HDB developments in Yishun compare to 327 Yishun Ring Road in terms of pricing, location, and amenities?

Neighbouring HDB developments in Yishun including blocks along Yishun Avenue 1, Yishun Avenue 5, and Yishun Ring Road operate within similar pricing bands of S$480,000-S$550,000 for comparable three-bedroom units, with pricing variations reflecting marginal differences in unit orientation, floor height, and remaining lease years rather than fundamental location advantages. Developments immediately adjacent to Yishun MRT Station command 3-5% pricing premiums over periphery blocks, a fact-pattern that applies across competing stock, though 327 Yishun Ring Road's 13-minute walkability positions it within the premium zone without commanding the extreme scarcity premiums of directly above-station stock. Amenity availability across Yishun is broadly equivalent, with all neighbourhoods accessing the Yishun Shopping Centre, Yishun Community Club, and surrounding educational institutions, meaning comparative differentiation depends more on individual unit attributes than development-wide infrastructure advantages. Investors evaluating 327 Yishun Ring Road should conduct parallel inspections of three to five competing blocks within a 500-metre radius, comparing transactional pricing trends, tenant demand indicators, and planned supply pipeline before confirming acquisition decisions.

Which unit stack or floor level at 327 Yishun Ring Road offers the best value proposition between cost and liveability?

Mid-storey units spanning floors 7-14 at 327 Yishun Ring Road typically offer optimal value, capturing adequate natural light and ventilation whilst avoiding premium pricing for upper-storey units and avoiding potential ground-level noise or security concerns. Upper-storey units (floors 15-20) command 3-5% incremental pricing premiums reflecting market preferences for views, daylight, and perceived security, though these benefits are marginal against ownership costs and may not justify the additional capital outlay for occupier-buyers or yield-focused investors. Ground and low-storey units (floors 1-4) may transact at 2-3% discounts, presenting opportunities for cost-conscious buyers willing to tolerate reduced views or minor noise exposure; however, resale momentum for these units often lags mid-storey equivalents, constraining future liquidity. Units facing major arterial roads such as Yishun Ring Road itself may experience ambient noise and air quality considerations, justifying 2-4% cost premiums for equivalent units facing residential backlands or quieter side exposures. Portfolio investors should prioritise mid-storey, quiet-exposure units balancing capital preservation with tenant appeal, whilst owner-occupiers may accept marginal higher-storey premiums if budgets accommodate and lifestyle preferences favour views and light.

What district supply pipeline and future appreciation outlook should influence my long-term strategy at 327 Yishun Ring Road?

Yishun has largely completed its major new HDB development phases, with minimal additional supply anticipated within the next 10-15 years and only selective Build-To-Order (BTO) releases possible in constrained pockets. This relative supply maturity suggests that existing stock at 327 Yishun Ring Road will face sustained demand from both owner-occupiers seeking established neighbourhoods and investors sourcing stable yield, supporting long-term price stability and capital preservation rather than aggressive appreciation. The district's ageing demographic profile and mature infrastructure status position Yishun as a stable rather than growing market, with capital appreciation rates typically tracking inflation (1-2% annually) rather than outpacing broader real estate markets. Future HDB supply increases may emerge in other planning areas such as Tengah and Woodlands, diverting first-time buyer demand away from Yishun towards newer developments with longer lease spans, a dynamic that creates downward pricing pressure for properties in established catchments. Purchasers should adopt 327 Yishun Ring Road as a wealth-preservation and yield-generation asset rather than capital-growth opportunity, aligning expectations with a 3-4% annual return and 1-2% real appreciation, and planning exit strategies around 15-20 year holding horizons prior to acute lease decay acceleration.

[For Sale] Hdb Flat At Yishun Ring Road — From S$500K