Type

Units

Min Area

Price Range

2 BR (3-Room HDB)

721 sqft

S$480K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$480K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$96,000 on this acquisition.
Located 9 min (770 m) from EW23 Clementi MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Average resale price for 3 ROOM flats in Clementi over the last 6 months: S$480K, up 7.8% versus the prior 6 months.

Based on HDB resale and rental transactions from data.gov.sg for 3 ROOM flats in Clementi. Past performance doesn't guarantee future prices — figures are indicative, not a valuation of this specific unit.

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307 Clementi Avenue 4: Living in Singapore's Established Clementi Heartland

307 Clementi Avenue 4 represents a compelling residential opportunity within Clementi, one of Singapore's most matured and well-connected neighbourhoods. This HDB development sits at the intersection of urban convenience and suburban tranquillity, offering residents immediate proximity to essential services, transport links, and community facilities that define quality of life in a thriving estate. The development's location ensures that everyday needs—from grocery shopping to leisure activities—are within easy reach, making it an attractive proposition for various buyer demographics seeking practical, accessible living arrangements.

Location and Connectivity

The neighbourhood's transport credentials are notably strong. Clementi MRT Station (EW23) lies approximately 770 metres away, translating to a comfortable 9-minute walk for most residents. This direct connection to the East-West Line provides seamless access across Singapore, linking residents to business districts, entertainment zones, and educational institutions throughout the island. Beyond the MRT, Clementi Bus Interchange sits nearby, offering multiple bus routes that service surrounding districts and provide additional travel flexibility for those commuting to different parts of Singapore.

Road connectivity further enhances the development's appeal. The Ayer Rajah Expressway (AYE) is readily accessible, positioning residents within striking distance of Jurong East, Buona Vista, and the central business districts. This multi-modal transport environment reduces commute times and increases flexibility for professionals, entrepreneurs, and families managing school runs or regular travel commitments.

Amenities and Community Infrastructure

Clementi's reputation as an established estate translates directly into comprehensive amenity offerings. The Clementi Town Centre serves as the neighbourhood hub, hosting supermarkets, dining establishments, and retail outlets that cater to daily household needs without requiring travel beyond the immediate vicinity. The Clementi Mall provides additional shopping and entertainment options, whilst Sunset Way HDB Plaza contributes further retail and F&B diversity to the precinct.

Recreational facilities underscore the area's family-friendly character. The Clementi Swimming Complex offers aquatic activities for fitness enthusiasts and families with children, whilst the nearby park connector network and riverside routes provide accessible green spaces ideal for jogging, cycling, and casual walks. These facilities enhance quality of life beyond the residential unit itself, creating an environment where residents can maintain active lifestyles without extensive travel.

Educational Landscape

Families are well-served by the neighbourhood's primary school options. Clementi Primary School, Nan Hua Primary School, and Pei Tong Primary School all fall within one kilometre of the development, facilitating convenient school drop-offs and morning routines. The secondary school landscape extends slightly further, with Bukit Timah Primary School, Henry Park Primary School, and Qifa Primary School accessible within one to two kilometres. This educational density is a significant factor for upgrading families seeking to remain within an established school ecosystem whilst accessing quality residential accommodation.

Unit Characteristics and Layout

Units across the development benefit from generous spatial proportions. The 721 square foot floor plates offer flexible living arrangements suitable for various household compositions—from young couples establishing independence to downsizing retirees seeking manageable yet comfortable accommodation. The functional layouts maximise usable living space whilst maintaining efficient traffic flow between living areas, bedrooms, and wet zones.

The construction and layout standards reflect HDB's modern design principles, providing contemporary finishes and practical configurations. This compatibility with contemporary living patterns makes renovation and personalisation straightforward for buyers wishing to update aesthetics or reconfigure spaces to suit individual preferences. The solid construction quality typical of HDB developments ensures durable, low-maintenance accommodation with proven longevity.

Investment and Resale Considerations

Properties within Clementi have demonstrated stable resale performance, supported by the estate's maturity, comprehensive amenities, and strong MRT connectivity. The neighbourhood's established character—with three decades of residential settlement—provides confidence regarding future demand and capital retention. Clementi's status as a mature estate means that supply-side pressures from new competing developments remain limited, which typically supports price stability and resale velocity.

The development's proximity to EW23 Clementi MRT Station elevates its appeal to both owner-occupiers and investors. MRT-adjacent properties consistently command pricing premiums and demonstrate stronger resale velocity, as transport convenience remains a fundamental driver of residential demand in Singapore's competitive property market. Rental demand in the precinct is sustained by the combination of accessibility, amenities, and the estate's appeal to expatriates and mobile professionals seeking established, accessible neighbourhoods.

Neighbourhood Character and Lifestyle

Clementi's appeal extends beyond functional considerations. The estate's tree-lined streets, established landscaping, and mature community atmosphere create a relaxed residential environment that contrasts pleasingly with busier urban zones yet maintains excellent connectivity. Long-term residents have fostered a community character that values stability, accessibility, and practical living, making the neighbourhood particularly attractive to families and established professionals prioritising quality of life over prestige positioning.

The proximity to Sunset Way and the broader western Singapore corridor positions residents within reach of lifestyle amenities that span from hawker culture to modern dining establishments, from community gardens to waterfront recreational zones. This balanced offering makes Clementi distinctive: genuinely accessible without compromising on amenity diversity.

Conclusion

307 Clementi Avenue 4 offers a compelling proposition for buyers seeking established, accessible residential accommodation within one of Singapore's most mature and well-connected neighbourhoods. The combination of MRT proximity, comprehensive amenities, strong educational infrastructure, and proven resale dynamics provides a foundation for both primary residence occupation and investment consideration. Whether targeted at upgraders leaving smaller flats, families seeking practical family accommodation, or downsizers valuing accessibility and community, the development delivers the tangible residential quality that has sustained Clementi's appeal across multiple property cycles.

Frequently Asked Questions

What is the estimated rental yield for units at 307 Clementi Avenue 4 if purchased as an investment property?

HDB units in Clementi, particularly those within walking distance of an MRT station, typically achieve rental yields ranging from 3.5% to 4.5% on an annual basis, depending on specific unit configuration and prevailing market rental rates. The proximity of 307 Clementi Avenue 4 to EW23 Clementi MRT Station enhances rental demand, as tenants actively seek properties with direct MRT connectivity to minimise commute times. However, actual yields depend on purchase price, monthly rental achieved, and prevailing market conditions; investors should conduct detailed financial modelling factoring in agent commissions, maintenance fees (where applicable for HDB), and void periods. Clementi's mature estate status and established expatriate presence support consistent rental demand, though yields have moderated from peak levels as property prices have appreciated across the district.

How does the per-square-foot pricing at 307 Clementi Avenue 4 compare to recent HDB transactions in Clementi?

Recent HDB transactions in Clementi have reflected per-square-foot pricing broadly in the range of S$550 to S$750 per square foot, with significant variation based on lease decay, unit type, floor level, and precise MRT proximity. Properties within the direct walking radius of Clementi MRT Station command pricing premiums compared to units further from the station, typically ranging 5–10% higher than estate average pricing. The 307 Clementi Avenue 4 address benefits from its 9-minute walking distance to the station, positioning units within the more desirable pricing band. Comparative analysis of floor plans, lease decay status, and renovation condition remains essential, as these variables can shift per-square-foot valuations by 10–15% even within the same development or street block. Purchasers are advised to review recent comparable transactions through published HDB transaction data to establish precise relative value.

What Additional Buyer's Stamp Duty (ABSD) implications apply to second-property purchases at this development?

Singapore Citizens purchasing a second residential property are subject to Additional Buyer's Stamp Duty (ABSD) at the rate of 20% on the purchase price, payable at the point of completion. For an HDB unit at 307 Clementi Avenue 4 priced at S$480,000, for example, ABSD payable would be approximately S$96,000, significantly increasing the total acquisition cost beyond the advertised unit price. Permanent Residents face ABSD at 25%, whilst Foreign Buyers face 30%; only first-time owner-occupiers purchasing a single residential property are exempt from ABSD. Investors and upgraders must factor this substantial additional cost into their financial planning and mortgage calculations, as ABSD reduces net purchasing power and affects the overall investment return or affordability equation. Professional financial and tax advice is recommended to understand the precise ABSD exposure and implications for individual purchase circumstances.

What lease decay risk and resale value impact should HDB buyers at 307 Clementi Avenue 4 anticipate?

HDB units are subject to lease decay as the property approaches the end of its lease term, with resale values becoming increasingly pressured as the remaining lease drops below 80 years. Most HDB flats carry either 99-year or 999-year leases; units with 99-year leases from their original granting date will experience accelerating depreciation as the lease decays toward 60 years remaining and beyond. The development's current lease status must be verified through HDB transaction records, as lease remaining significantly influences both current purchase price and future resale trajectory. Properties with 70–80 years remaining typically trade at discounts of 20–30% compared to newer stock with similar amenities, making lease decay a material consideration for medium to long-term investment or primary residence purposes. Prospective buyers should confirm the precise lease tenure and calculate expected value decay across their intended holding period before committing to purchase.

How does proximity to Clementi MRT Station (EW23) influence demand and capital appreciation for units at 307 Clementi Avenue 4?

MRT proximity is one of the most significant demand drivers in Singapore's residential market, and the 9-minute walking distance from 307 Clementi Avenue 4 to Clementi MRT Station (EW23) provides a substantial competitive advantage compared to properties requiring 15–20 minute commutes to transport infrastructure. Properties within the MRT walking radius typically command 10–15% pricing premiums and demonstrate 15–25% faster average resale cycles, as tenant and buyer demand prioritises accessibility. The East-West Line's strategic route linking Clementi to the city centre and Changi ensures sustained transport demand, supporting long-term capital appreciation relative to further-out estate locations. Historical data indicates that proximity to established MRT stations has been one of the most reliable capital preservation factors across multiple property market cycles in Singapore, as connectivity fundamentally influences both occupier demand and investment appeal. Buyers valuing capital appreciation potential benefit directly from this MRT advantage.

Is 307 Clementi Avenue 4 suitable for different buyer profiles including first-time buyers, upgraders, and investors?

The development appeals to multiple buyer demographics for distinct reasons. First-time buyers benefit from mature estate infrastructure, proven resale markets, and genuine affordability compared to private residential alternatives in accessible locations; the established amenity base reduces anxiety regarding future neighbourhood development quality. Upgraders moving from smaller units or different neighbourhoods find the spacious floor plates and family-friendly precinct attractive, particularly those prioritising school accessibility and community stability over brand-new development prestige. Investors appreciate the MRT connectivity, rental demand from both local and expatriate tenant pools, and the stable property market dynamics established through decades of residential settlement. Retirees and downsizers value the convenience of accessible amenities without requiring private vehicle dependency, making the neighbourhood supportive of ageing-in-place intentions. Each buyer profile weighs different priority factors—capital appreciation, rental yield, family amenity access, or lifestyle convenience—and the 307 Clementi Avenue 4 precinct accommodates multiple priority weightings effectively.

What are the TDSR and financing headroom implications at typical 307 Clementi Avenue 4 price points?

At a typical purchase price of S$480,000, prospective buyers would face mortgage requirements in the range of S$360,000–S$380,000 (assuming 20–25% down payment capability after ABSD for second-property purchasers), with monthly servicing costs approximately S$2,400–S$2,600 on a 25-year mortgage at prevailing interest rates. Total Debt Service Ratio (TDSR) requirements limit borrowers to monthly debt servicing of 60% of gross monthly income, meaning prospective purchasers would require a minimum gross household income of approximately S$4,000–S$4,400 to comfortably accommodate mortgage servicing alongside other commitments. First-time buyers benefit from relaxed TDSR calculations and exemption from ABSD, materially improving financing headroom; second-property purchasers must factor the substantial ABSD liability into equity requirements and affordability planning. Professional mortgage pre-qualification and financial planning are essential, as individual circumstances around existing debt, income variability, and dependents significantly affect actual borrowing capacity and affordability margins. Banks typically offer mortgage protection insurance to mitigate default risk, which should be factored into total monthly financial commitment.

How do competing HDB developments in the immediate Clementi vicinity compare to 307 Clementi Avenue 4?

Clementi estate contains multiple HDB blocks developed across different decades, creating a varied competitive landscape regarding unit age, renovation condition, and lease tenure. Blocks constructed in the 1980s-1990s compete directly on price, whilst newer blocks from the 2000s command modest premiums reflecting updated construction standards and finishes. The relative value proposition of 307 Clementi Avenue 4 depends primarily on lease decay status (99-year versus 999-year leases create substantial pricing differentials), unit condition, and precise MRT walking distance compared to alternative blocks in the precinct. Buyers should systematically compare available units across multiple blocks within the same development or comparable nearby addresses to establish relative value and identify whether specific unit stacks or floor levels offer superior pricing relative to condition and orientation. Estate-level characteristics—proximity to Town Centre, bus interchange access, and recreational facilities—remain consistent across Clementi, so unit-level and building-level factors dominate comparative valuation within the neighbourhood.

Which unit stacks or floor levels at 307 Clementi Avenue 4 offer superior value propositions?

Mid-floor units (approximately levels 4–12 in typical HDB blocks) typically offer optimal value by balancing light, ventilation, and privacy against the premium pricing commands by high-floor units and the reduced appeal of lower floors due to street noise, less natural light, and reduced views. Corner units at mid-levels command 8–12% premiums over identical units in the same floor range due to superior natural light, cross-ventilation, and external view appeal; however, pricing differences do not consistently translate to proportional value gain, making mid-floor corner units sometimes the strongest relative value. Ground-floor and first-floor units face pricing discounts of 5–10% due to privacy concerns, natural light limitations, and perceived security disadvantages, which may represent overlooked value opportunities for buyers prioritising financial return over conventional preference factors. South and east-facing units benefit from natural light duration advantages compared to north or west-facing alternatives, subtly influencing both occupier satisfaction and rental demand. Systematic comparison of unit specifications, orientations, and pricing within available inventory enables identification of superior value opportunities relative to conventional buyer preferences.

What is the future supply pipeline in the Clementi and western Singapore district that may affect property values?

Clementi's status as a mature estate with comprehensive infrastructure development means that significant new HDB supply additions to the immediate precinct are limited compared to emerging growth corridors. The Housing and Development Board's development pipeline focuses new supply expansion toward areas like Jurong Lake District and northern growth zones; Clementi itself is not designated for substantial new HDB block construction, which protects existing stock from new supply competition that typically suppresses pricing. However, broader western Singapore initiatives—including potential transit-oriented development around nearby MRT stations and urban renewal projects—may influence medium-term district dynamics. Private residential supply in adjacent precincts (Jurong East, Buona Vista) could indirectly influence Clementi HDB pricing if significant new private stock substantially lowers pricing in competing locations, though this risk remains moderate given distinct market segments. Buyers should monitor HDB's published development roadmaps and Urban Redevelopment Authority masterplan updates to understand potential long-term supply dynamics, though Clementi's maturity and development constraints suggest relatively stable supply dynamics protecting existing property values from substantial new competition.

Hdb Flat At 307 Clementi Avenue 4 — From S$480K